VISA Buxx (2015)

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Old Jan 1, 16, 4:46 am   -   Wikipost
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This thread has begun a new tradition of annual master threads, this one on Visa Buxx. The previous 2003- 2014 megathread is here.

tcook052
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Buxx cards can only be loaded with a Visa or MasterCard.

NW Buxx

•Initial purchase fee: $5 (waived with promo code: 02050053 - ( the promo code appears to be working consistently)
•$2 load fee
•Max load per rolling 7 days: $500
•Max load per rolling 30 days: $1,000
•Max ATM per week: ($200 - but only if specifically enabled online, including PIN setup). No fee for some Allpoint ATMs (no way to know in advance if the Allpoint ATM will ding you $1; check your account carefully and call if necessary to reverse the $1 charge…IME 2/3 Allpoint ATMs do charge the fee).
•Max spend per rolling 7 days: $800
•Max # of CC on file is 2.
•Max balance per card: $1000
•Max of 2 loads per CC per 7 day rolling period.

If you card fails to load, check to see if there are at least 7 calendar days between loads, make sure the load won't bring your card above the maximum balance, or try the other CC.

Funding with Citi cards codes as a purchase for NW Buxx.
TD Bank Go Buxx

•Can only be loaded with TD Bank credit cards, debit cards or direct deposit
•Initial purchase fee: $4.95 + $1 load fee
•Max load per day: $500
•Max load per 7 days: $2,000
•Max load per rolling 30 days: $3,000
•Max per ATM withdraw: $60/week. (No fee at TD Bank.)
•Max balance: $2,000
•Max transactions: no limit
•Max load per funding TD CC (across multiple teens): $6,000 per 30 days

Limits are per teen card, not per master account

TD Bank card loads are treated as purchases by TD Bank and earn points.

Cannot be used to pay CITI or Capital One cards by phone.

States not supported: AL, AK, AS, AZ, AR, CA, CO, FM, GA, GU, HI, ID, IL, IN, IA, KS, KY, LA, MI, MN, MS, MO, MT, NE, NV, NM, ND, MP, OH, OK, OR, PW, PR, SD, TN, TX, UT, VI, WA, WV, WI, WY

USPS MOs count against the ATM withdrawal limit.

Do not create too many accounts too fast. Some reports of account shutdown when same SSN used across multiple cards / accounts in a short period of time.

USB Buxx (closed)

USB BUXX is closed:
Last day to load was Oct 24th, 2015.
Last day to use or withdraw all funds Dec 30th.
Cards closed Dec 31st
Transaction History available through 6/30/16

(NOTE: stopped taking new applications ~mid February 2014 through the official link.

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Old Jan 6, 15, 3:17 pm
  #16  
 
Join Date: Jul 2014
Posts: 322
Originally Posted by zach1201 View Post
I had 2 total US Bank VB cards, under one parent account. My wife was the parent and the two accounts were one under her name and one under my name.
Oh no. All my USB VB cards have the same name and SS. I was so happy it worked. Now I know its a matter of time. And I don't immidiatly offload. I have to think about this.

Thanks for the info.
chaser123 is offline  
Old Jan 6, 15, 3:40 pm
  #17  
 
Join Date: Jan 2013
Location: 212
Programs: SPG Platinum, Hyatt Platinum, Hilton Gold, Marriott Gold, UA Gold
Posts: 495
So not sure I should edit/update the Wiki, but on the NW Buxx card, I was able to use my Citi DoubleCash card WITHOUT being hit with a Cash Advance.

BUT, when my statement closed, Citi told me that I would (a) earn 1% back on my NW Buxx GC purchase, but (b) NOT earn the other 1% on the payment.

I don't know if Citi actually knows what they're doing (or how accurate the CSR was), but until I hear otherwise, I'm gonna go with another card other than Citi DC to load Buxx.

Last edited by Songer5; Jan 6, 15 at 3:48 pm
Songer5 is offline  
Old Jan 6, 15, 3:58 pm
  #18  
 
Join Date: Oct 2011
Location: BOS
Posts: 585
Originally Posted by Songer5 View Post
BUT, when my statement closed, Citi told me that I would (a) earn 1% back on my NW Buxx GC purchase, but (b) NOT earn the other 1% on the payment.
How did Citi tell you this, and did you verify it yourself? Citi reps and pretty unreliable, and it seems weird that the card would allow for that kind of control over the cashback.
aarif1 is offline  
Old Jan 6, 15, 3:59 pm
  #19  
 
Join Date: Jan 2013
Location: 212
Programs: SPG Platinum, Hyatt Platinum, Hilton Gold, Marriott Gold, UA Gold
Posts: 495
Originally Posted by aarif1 View Post
How did Citi tell you this, and did you verify it yourself? Citi reps and pretty unreliable, and it seems weird that the card would allow for that kind of control over the cashback.
I got my DC statement back and it was missing some $ on the Payment part of the cash back (though not the full amount of the Buxx Load). I called in. The CSR was confused as well and did a bunch of research. 10 days later (today) she called me with the explanation from her rewards team. Again, as I mentioned, I don't have 100% confidence she was giving me accurate info, but that's just what I was told. So I'm just going to use my Barclays Arrival+ on this one.

Like everything else here, YMMV.
Songer5 is offline  
Old Jan 6, 15, 5:17 pm
  #20  
 
Join Date: Mar 2014
Posts: 33
I did get a load error on my second load towards the beginning of the month. I have two US Bank cards, and I load one at the beginning of the months and another towards the back half. The first load went fine and I had to add another card to complete the load. Luckily the Arrival had different card numbers for AU so I still was able to charge to the same account.
fungusamungus is offline  
Old Jan 6, 15, 6:47 pm
  #21  
 
Join Date: May 2014
Posts: 21
Originally Posted by ericdabbs View Post
So are you going to call USB about the PFRAUD account status?
And be a poor steward of this hobby? I think not.
zach1201 is offline  
Old Jan 8, 15, 8:58 am
  #22  
 
Join Date: May 2012
Posts: 514
Is there a spend limit per purchase transaction for US Buxx? Can I offload all $2000 in one purchase transaction? I read the wiki and US Buxx's T&C and it seems there is no limit on the paper, is there any in practice?

Last edited by mizzou1; Jan 8, 15 at 10:57 am
mizzou1 is offline  
Old Jan 8, 15, 9:29 am
  #23  
 
Join Date: Aug 2010
Location: CLT
Programs: AA, UA, BA, Hilton Gold, SPG Gold, IHG Platinum
Posts: 2,070
Originally Posted by mizzou1 View Post
Is there a spend limit per purchase transaction limit for US Buxx? Can I offload all $2000 in one purchase transaction? I read the wiki and US Buxx's T&C and it seems there is no limit on the paper, is there any in practice?
Yes, you can spend $2000 in one purchase with US Buxx.
dukerau is offline  
Old Jan 8, 15, 12:41 pm
  #24  
 
Join Date: Aug 2011
Posts: 404
us buxx backdoor app is gone right? or is there still a way?
bar19900 is offline  
Old Jan 8, 15, 12:48 pm
  #25  
 
Join Date: Jun 2014
Location: NYC
Posts: 15
Originally Posted by dukerau View Post
Yes, you can spend $2000 in one purchase with US Buxx.
However, PIN-based transactions have a $1,000 limit.
akoichig is offline  
Old Jan 8, 15, 1:17 pm
  #26  
 
Join Date: Oct 2014
Posts: 500
Originally Posted by akoichig View Post
However, PIN-based transactions have a $1,000 limit.
No they don't.
ILGfly is offline  
Old Jan 8, 15, 1:33 pm
  #27  
 
Join Date: Dec 2013
Posts: 3,085
Originally Posted by bar19900 View Post
us buxx backdoor app is gone right? or is there still a way?
Nope there is no way to get a USBuxx card now. Thank those that ruined it for everyone else.
ericdabbs is offline  
Old Jan 8, 15, 1:34 pm
  #28  
 
Join Date: Apr 2014
Location: HNL
Posts: 55
Originally Posted by zach1201 View Post
And be a poor steward of this hobby? I think not.
I dont think the error will clear on its own. I waited about 3 weeks then called. They just wanted to confirm that a couple "purchases" were authorized purchases, and then the account went back to normal. It was acutally a simple call that lasted about 5 minutes top.
Navybones is offline  
Old Jan 8, 15, 1:39 pm
  #29  
 
Join Date: Nov 2010
Location: South NJ
Posts: 263
Originally Posted by zach1201 View Post
And be a poor steward of this hobby? I think not.
Zach, the PFRAUD flag stands for "Potential Fraud." Your account is suspended while in this state, and you cannot make any transaction (add/withdraw money) until they complete their investigation. At the end of the investigation, they will either reinstate your account or close it.

I had gone through this on another account, so I am pretty sure the above is accurate (diff bank acct though). You probably won't be able to speak with anyone in the dept that's actually reviewing your account, so you cannot really plead the case - unless they come back to you and ask for more info.

FWIW, they closed my account after about 4 weeks after it went into the PFRAUD status.

PM me with questions, if you think I can help in any way.
Zamboni Driver is offline  
Old Jan 8, 15, 6:05 pm
  #30  
 
Join Date: Mar 2013
Location: Los Angeles
Programs: AA/US EXP, Hyatt Diamond
Posts: 75
Originally Posted by zach1201 View Post
And be a poor steward of this hobby? I think not.
If it helps, I had PFRAUD appear after a failed transaction at Walmart. I didn't call and after about 7-10 days it cleared and went back to ACTIVE. So don't lose hope!
lapointsguy is offline  

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