VISA Buxx (2015)

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This thread has begun a new tradition of annual master threads, this one on Visa Buxx. The previous 2003- 2014 megathread is here.

tcook052
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Buxx cards can only be loaded with a Visa or MasterCard.

NW Buxx

•Initial purchase fee: $5 (waived with promo code: 02050053 - ( the promo code appears to be working consistently)
•$2 load fee
•Max load per rolling 7 days: $500
•Max load per rolling 30 days: $1,000
•Max ATM per week: ($200 - but only if specifically enabled online, including PIN setup). No fee for some Allpoint ATMs (no way to know in advance if the Allpoint ATM will ding you $1; check your account carefully and call if necessary to reverse the $1 charge…IME 2/3 Allpoint ATMs do charge the fee).
•Max spend per rolling 7 days: $800
•Max # of CC on file is 2.
•Max balance per card: $1000
•Max of 2 loads per CC per 7 day rolling period.

If you card fails to load, check to see if there are at least 7 calendar days between loads, make sure the load won't bring your card above the maximum balance, or try the other CC.

Funding with Citi cards codes as a purchase for NW Buxx.
TD Bank Go Buxx

•Can only be loaded with TD Bank credit cards, debit cards or direct deposit
•Initial purchase fee: $4.95 + $1 load fee
•Max load per day: $500
•Max load per 7 days: $2,000
•Max load per rolling 30 days: $3,000
•Max per ATM withdraw: $60/week. (No fee at TD Bank.)
•Max balance: $2,000
•Max transactions: no limit
•Max load per funding TD CC (across multiple teens): $6,000 per 30 days

Limits are per teen card, not per master account

TD Bank card loads are treated as purchases by TD Bank and earn points.

Cannot be used to pay CITI or Capital One cards by phone.

States not supported: AL, AK, AS, AZ, AR, CA, CO, FM, GA, GU, HI, ID, IL, IN, IA, KS, KY, LA, MI, MN, MS, MO, MT, NE, NV, NM, ND, MP, OH, OK, OR, PW, PR, SD, TN, TX, UT, VI, WA, WV, WI, WY

USPS MOs count against the ATM withdrawal limit.

Do not create too many accounts too fast. Some reports of account shutdown when same SSN used across multiple cards / accounts in a short period of time.

USB Buxx (closed)

USB BUXX is closed:
Last day to load was Oct 24th, 2015.
Last day to use or withdraw all funds Dec 30th.
Cards closed Dec 31st
Transaction History available through 6/30/16

(NOTE: stopped taking new applications ~mid February 2014 through the official link.

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Old Apr 10, 15, 12:51 pm
  #271  
 
Join Date: Oct 2014
Location: LAC
Programs: Regal Crown Club
Posts: 488
Originally Posted by mastermind85 View Post
So what seems to be the consensus on the Citi Double Cash for both the USBuxx and NWBuxx?
USB works fine for everybody.The consensus on the NWB is it works perfectly for Mamibear and it doesn't work for anyone else. This morning I made a load with Citi DC to my NWB - shows as "Mortgage/Financial institution". CA limit is zero - no problem so far. Will see what happens when the next statement cuts.
Julian Brennan is offline  
Old Apr 10, 15, 1:06 pm
  #272  
 
Join Date: Aug 2014
Posts: 194
Originally Posted by From Wiki
Reports of Citi cards (at least Mastercard) coding as purchase for NW Buxx (Jan 2015), but YMMV.
I should first ask Citi to reset the CA limit to $0, and then try to load National Visa Buxx with AA mastercard. Will this be the best way?
nkp46 is offline  
Old Apr 10, 15, 3:08 pm
  #273  
 
Join Date: Oct 2014
Location: LAC
Programs: Regal Crown Club
Posts: 488
Originally Posted by nkp46 View Post
I should first ask Citi to reset the CA limit to $0
This is never a bad idea, especially with Citi, who seem to be notorious for coding otherwise regular purchases as CAs. They will tell you that once disabled, they won't be able to enable the CA feature on that account ever again. When you confirm this, it'll be effective immediately.
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Old Apr 10, 15, 3:18 pm
  #274  
 
Join Date: Jul 2014
Posts: 3,665
Originally Posted by Julian Brennan View Post
USB works fine for everybody.The consensus on the NWB is it works perfectly for Mamibear and it doesn't work for anyone else. This morning I made a load with Citi DC to my NWB - shows as "Mortgage/Financial institution". CA limit is zero - no problem so far. Will see what happens when the next statement cuts.
correction, I do NOT have and never had NWbuxx, I have USbuxx and all my loads posted as purchase since Aug 2014 and since I've been paying all charges by statement cut, I have received full 2% when statement posts. FTR.
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Old Apr 10, 15, 3:28 pm
  #275  
 
Join Date: Oct 2014
Location: LAC
Programs: Regal Crown Club
Posts: 488
Originally Posted by Mamibear View Post
correction, I do NOT have and never had NWbuxx
Beautiful! Your answer to post #260 was that you get the full 2%. He was specifically talking about NW Buxx. I just dumped $5 on you. Thanks!
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Old Apr 10, 15, 4:17 pm
  #276  
 
Join Date: Aug 2012
Posts: 462
Originally Posted by Julian Brennan View Post
Yes. Alternatively don't use an ATM but the Walmart cash back option for $100 along with something you need anyway. Just buy the cheapest piece in your cart with the NWB, get $100 back, and then pay the rest with your regular grocery card.
Whats the CB limit per day/week for NWBuxx? Assuming this works at any grocery store?
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Old Apr 10, 15, 4:18 pm
  #277  
 
Join Date: May 2012
Posts: 514
Originally Posted by Mamibear View Post
with Citi DCB, no CA and get 2% if charges paid by statement cut. as an added precaution, request to lower your CA to zero, especially if you have no use for that feature. they are glad to oblige.
Originally Posted by Mamibear View Post
I got 2% so I won't ask.

You may have to do your own experiment on what isn't eligible for 2%. I suggest you can start with reading full cardmember's agreement of DCB.
Originally Posted by Mamibear View Post
correction, I do NOT have and never had NWbuxx, I have USbuxx and all my loads posted as purchase since Aug 2014 and since I've been paying all charges by statement cut, I have received full 2% when statement posts. FTR.
As an added precaution, I suggest you start reading all related posts before posting a reply, otherwise:
Originally Posted by Julian Brennan View Post
Beautiful! Your answer to post #260 was that you get the full 2%. He was specifically talking about NW Buxx. I just dumped $5 on you. Thanks!
mizzou1 is offline  
Old Apr 10, 15, 5:11 pm
  #278  
 
Join Date: Oct 2014
Location: LAC
Programs: Regal Crown Club
Posts: 488
Originally Posted by mastermind85 View Post
Whats the CB limit per day/week for NWBuxx? Assuming this works at any grocery store?
The limits are posted on the NWB site and in the Wiki. It does work at any grocery store but WMT has the highest limit with $100 back per purchase. Target and Albertsons for instance let you only take out $40 cash which would take forever to unload.
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Old Apr 10, 15, 6:10 pm
  #279  
 
Join Date: Aug 2012
Posts: 462
Originally Posted by Julian Brennan View Post
The limits are posted on the NWB site and in the Wiki. It does work at any grocery store but WMT has the highest limit with $100 back per purchase. Target and Albertsons for instance let you only take out $40 cash which would take forever to unload.
Sorry, I meant as clarification, CB counts towards the spend limit right? Or ATM limit still?
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Old Apr 10, 15, 7:21 pm
  #280  
 
Join Date: Oct 2014
Location: LAC
Programs: Regal Crown Club
Posts: 488
Originally Posted by mastermind85 View Post
Sorry, I meant as clarification, CB counts towards the spend limit right? Or ATM limit still?
Dunno 'bout the spending limit. I never spend anything on this card except like $1 for a loaf of bread which I need anyway - just for the CB. It does count toward the ATM limit though.
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Old Apr 10, 15, 11:33 pm
  #281  
 
Join Date: Mar 2015
Location: California
Programs: AA UA
Posts: 150
Originally Posted by Julian Brennan View Post
Yes. Alternatively don't use an ATM but the Walmart cash back option for $100 along with something you need anyway. Just buy the cheapest piece in your cart with the NWB, get $100 back, and then pay the rest with your regular grocery card.
Great idea! Thanks for sharing!

Just applied for NWB and am waiting for the card. Has anyone tried asking for cash back at the pharmacy counter? I don't usually buy things at WM but do fill prescriptions there. I was going to transfer my prescriptions to another store. But if I can get cash back, then I may keep my prescriptions at WM. Guess that's the first thing to try once the new Buxx card arrives.
Bluebirdie is offline  
Old Apr 11, 15, 11:03 pm
  #282  
 
Join Date: Jul 2013
Location: Raiegh, NC
Posts: 300
VISA Buxx (2015)

Try it.
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Old Apr 12, 15, 10:30 am
  #283  
 
Join Date: May 2012
Posts: 514
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Last edited by mizzou1; Apr 12, 15 at 1:11 pm
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Old Apr 13, 15, 9:55 am
  #284  
 
Join Date: Jul 2013
Location: Brooklyn/NYC.
Posts: 68
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Last edited by jptravels4fun; Apr 13, 15 at 10:03 am
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Old Apr 14, 15, 4:34 pm
  #285  
 
Join Date: Oct 2014
Posts: 500
Is there a way to remove replaced cards from your USB account, either online by some setting I'm not seeing or over the phone? I have two cards that had the numbers stolen in the Kmart data breach so I got replacement cards. The cards that were replaced are still showing up in my account and it looks like they're counting again my load limits because loads made on the new, replacement cards are also shows up in the transaction history of the old cards and I'm hitting the $5k per CC per month limit when I shouldn't be. As you can see in the image below both the replaced and the replacement cards are showing up. The last card below I've been trying to load the last few days and it's erroring like it does when you've hit the load limit.

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