VISA Buxx (2015)

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This thread has begun a new tradition of annual master threads, this one on Visa Buxx. The previous 2003- 2014 megathread is here.

tcook052
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Buxx cards can only be loaded with a Visa or MasterCard.

NW Buxx

•Initial purchase fee: $5 (waived with promo code: 02050053 - ( the promo code appears to be working consistently)
•$2 load fee
•Max load per rolling 7 days: $500
•Max load per rolling 30 days: $1,000
•Max ATM per week: ($200 - but only if specifically enabled online, including PIN setup). No fee for some Allpoint ATMs (no way to know in advance if the Allpoint ATM will ding you $1; check your account carefully and call if necessary to reverse the $1 charge…IME 2/3 Allpoint ATMs do charge the fee).
•Max spend per rolling 7 days: $800
•Max # of CC on file is 2.
•Max balance per card: $1000
•Max of 2 loads per CC per 7 day rolling period.

If you card fails to load, check to see if there are at least 7 calendar days between loads, make sure the load won't bring your card above the maximum balance, or try the other CC.

Funding with Citi cards codes as a purchase for NW Buxx.
TD Bank Go Buxx

•Can only be loaded with TD Bank credit cards, debit cards or direct deposit
•Initial purchase fee: $4.95 + $1 load fee
•Max load per day: $500
•Max load per 7 days: $2,000
•Max load per rolling 30 days: $3,000
•Max per ATM withdraw: $60/week. (No fee at TD Bank.)
•Max balance: $2,000
•Max transactions: no limit
•Max load per funding TD CC (across multiple teens): $6,000 per 30 days

Limits are per teen card, not per master account

TD Bank card loads are treated as purchases by TD Bank and earn points.

Cannot be used to pay CITI or Capital One cards by phone.

States not supported: AL, AK, AS, AZ, AR, CA, CO, FM, GA, GU, HI, ID, IL, IN, IA, KS, KY, LA, MI, MN, MS, MO, MT, NE, NV, NM, ND, MP, OH, OK, OR, PW, PR, SD, TN, TX, UT, VI, WA, WV, WI, WY

USPS MOs count against the ATM withdrawal limit.

Do not create too many accounts too fast. Some reports of account shutdown when same SSN used across multiple cards / accounts in a short period of time.

USB Buxx (closed)

USB BUXX is closed:
Last day to load was Oct 24th, 2015.
Last day to use or withdraw all funds Dec 30th.
Cards closed Dec 31st
Transaction History available through 6/30/16

(NOTE: stopped taking new applications ~mid February 2014 through the official link.

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Old Mar 3, 15, 8:34 am
  #151  
 
Join Date: Feb 2013
Posts: 84
Originally Posted by ual902 View Post
Can I purchase MO at walmart or anywhere else with NW VISA BUXX?.
WM worked for me last week
Mtek is offline  
Old Mar 3, 15, 8:54 am
  #152  
 
Join Date: Oct 2014
Posts: 108
Yes, up to $800 or you need to split payment.

Originally Posted by ual902 View Post
Can I purchase MO at walmart or anywhere else with NW VISA BUXX?.
wuchien6401 is offline  
Old Mar 3, 15, 2:26 pm
  #153  
 
Join Date: Aug 2014
Posts: 11
do you know why can't get 1% for the payment, loading to NW buxx will make double cash become single cash?

Originally Posted by Julian Brennan View Post
Your questions are a bit vague so I'll try to answer in the only way which makes sense for me:
- NW Buxx does not code as CA but you don't get the 2nd 1% for the payment - only the 1st 1% for the charge
- I never use the NW Buxx for ATM w/d as it's a PITA. Unless you're very lucky you'll have to constantly call in and have the $1 fee reversed. A better way is to use the cashback feature at grocery stores (one bigbox retailer starting with "W" lets you take up to $100 along with each purchase!).
- US Buxx $500 ATM w/d per week is no problem at all
Trevon is offline  
Old Mar 3, 15, 4:20 pm
  #154  
 
Join Date: Jul 2014
Posts: 81
Max # of CC on file for both is 2. Each has a max # of loads per card per 7 day rolling period (~3/4). If you card fails to load, first try to switch to another CC, second check to make sure there are at least 7 calendar days between loads.

What does "both" refer to here?
Walmero is offline  
Old Mar 3, 15, 5:13 pm
  #155  
 
Join Date: Oct 2014
Posts: 108
Originally Posted by Songer5 View Post
So not sure I should edit/update the Wiki, but on the NW Buxx card, I was able to use my Citi DoubleCash card WITHOUT being hit with a Cash Advance.

BUT, when my statement closed, Citi told me that I would (a) earn 1% back on my NW Buxx GC purchase, but (b) NOT earn the other 1% on the payment.

I don't know if Citi actually knows what they're doing (or how accurate the CSR was), but until I hear otherwise, I'm gonna go with another card other than Citi DC to load Buxx.
Originally Posted by Trevon View Post
do you know why can't get 1% for the payment, loading to NW buxx will make double cash become single cash?
wuchien6401 is offline  
Old Mar 3, 15, 7:27 pm
  #156  
 
Join Date: Oct 2014
Location: LAC
Programs: Regal Crown Club
Posts: 488
Originally Posted by Trevon View Post
do you know why can't get 1% for the payment, loading to NW buxx will make double cash become single cash?
Not 100% sure but I think it's because Nationwide is coded as a financial institution and FI's are not eligible or something along those lines.
Julian Brennan is offline  
Old Mar 5, 15, 8:03 am
  #157  
 
Join Date: Feb 2015
Posts: 97
Look like 5K is still the max.

I just loaded 10 X 500 load within 2 weeks using the same CC.

I will try to see if 11 load works next week.

Originally Posted by psykopath515 View Post
Thanks.

Also, I feel like they lowered the max per CC from 5k to 3k.
FSG378 is offline  
Old Mar 5, 15, 12:30 pm
  #158  
 
Join Date: Mar 2012
Posts: 5
Regarding the NW Buxx; anyway around loading more than $1k to the card within 30 days?
anomadtoo is offline  
Old Mar 5, 15, 1:19 pm
  #159  
 
Join Date: Dec 2014
Location: NY
Posts: 28
There is another option that is not covered in the Wiki. You can sign up for a card at Buxx.com and it's not branded with any of the banks mentioned.

Max CC load/transaction: $250
Fee/transaction: $2.50

So it's essentially a 1% fee to load.
GordonBombay is offline  
Old Mar 5, 15, 3:05 pm
  #160  
 
Join Date: Jul 2014
Posts: 319
Originally Posted by GordonBombay View Post
There is another option that is not covered in the Wiki. You can sign up for a card at Buxx.com and it's not branded with any of the banks mentioned.

Max CC load/transaction: $250
Fee/transaction: $2.50

So it's essentially a 1% fee to load.
Buxx has a monthly fee - 5 bucks

Monthly Service Fee: $4.95 (per month, per Card)
chaser123 is offline  
Old Mar 9, 15, 2:13 pm
  #161  
 
Join Date: Sep 2014
Posts: 42
February idiocy

Have 2 teens and NW Buxx cards are set to load automatically on the first and 15 of each month.

For some reason teen son's buxx card did not load on Feb 15. I didn't have time to call (always an hour on the phone) and let it slide. On March 1, son's card loaded but daughter's didn't. Called and was on the phone with them for 1.5 hours (1 hour rep, 30 min supervisor). Was told they would call back with info as why it didn't load in a few days. A week goes by and no emails or calls. Call again today. Turns out that their automatic load doesn't work in February as it ends up loading more than 1K in 30 days (Feb has only 28). Son's load only went thru due to the previous month's glitch.

Can't load now manually as that will throw off the following month. Caveat emptor...
fafa123 is offline  
Old Mar 11, 15, 12:29 pm
  #162  
 
Join Date: Jul 2013
Location: Brooklyn/NYC.
Posts: 68
i would appreciate if someone can tell me if TD CC earn points with TD Buxx loads?
Anyone have the TD credit card can attest to this either yes or no?
If you wish to Pm me that would be great as well.
The Wiki does not mention if points are earned....
Thank you

Last edited by jptravels4fun; Mar 11, 15 at 5:16 pm
jptravels4fun is offline  
Old Mar 11, 15, 4:42 pm
  #163  
 
Join Date: Feb 2013
Location: Danville, CA
Programs: Marriott, Hilton Diamond, Starwood, Hyatt, AA Gold, SWA, United, British Air, Virgin, Jet B, Alaska
Posts: 61
February idiocy

Originally Posted by fafa123 View Post
Have 2 teens and NW Buxx cards are set to load automatically on the first and 15 of each month.

For some reason teen son's buxx card did not load on Feb 15. I didn't have time to call (always an hour on the phone) and let it slide. On March 1, son's card loaded but daughter's didn't. Called and was on the phone with them for 1.5 hours (1 hour rep, 30 min supervisor). Was told they would call back with info as why it didn't load in a few days. A week goes by and no emails or calls. Call again today. Turns out that their automatic load doesn't work in February as it ends up loading more than 1K in 30 days (Feb has only 28). Son's load only went thru due to the previous month's glitch.

Can't load now manually as that will throw off the following month. Caveat emptor...
This is a request for someone to update the wiki. Even though it is 'all there' for someone to do the math, a simple footnote that says something like:

"warning, if you do 1st and 15th auto loads (only allowed on NW Buxx), your March 1 auto load will fail due to breaking the 30 day window. You will have to manually adjust Jan/Feb/Mar if you want to stay on a roll."

For 2016, you will only need to adjust Jan/Feb because you get 29 days!
rmunson1 is offline  
Old Mar 11, 15, 5:31 pm
  #164  
 
Join Date: Jul 2014
Posts: 48
TD Buxx

Originally Posted by jptravels4fun View Post
i would appreciate if someone can tell me if TD CC earn points with TD Buxx loads?
Anyone have the TD credit card can attest to this either yes or no?
If you wish to Pm me that would be great as well.
The Wiki does not mention if points are earned....
Thank you


Yes, TD Buxx loads earn TD CC points.
Bryant Leeds is offline  
Old Mar 11, 15, 5:32 pm
  #165  
 
Join Date: Dec 2013
Posts: 3,083
Originally Posted by fafa123 View Post
Have 2 teens and NW Buxx cards are set to load automatically on the first and 15 of each month.

For some reason teen son's buxx card did not load on Feb 15. I didn't have time to call (always an hour on the phone) and let it slide. On March 1, son's card loaded but daughter's didn't. Called and was on the phone with them for 1.5 hours (1 hour rep, 30 min supervisor). Was told they would call back with info as why it didn't load in a few days. A week goes by and no emails or calls. Call again today. Turns out that their automatic load doesn't work in February as it ends up loading more than 1K in 30 days (Feb has only 28). Son's load only went thru due to the previous month's glitch.

Can't load now manually as that will throw off the following month. Caveat emptor...
I ran into the issue initially on my USB Buxx of why it wasn't loading on 3/1 from my previous load on 2/1. I then thought ...oh yeah February only has 28 days and its a rolling 30 days. It didn't take me that long to figure it out. Yes February is an odd month and it does screw up the dates for the following months but ehh..what are you going to do. The best thing for USB would be to switch to a monthly load limit instead of stupid rolling 30 days.
ericdabbs is offline  

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