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Old Jan 10, 2015, 9:20 pm
FlyerTalk Forums Expert How-Tos and Guides
Last edit by: NoonRadar

Nov 24, 2015

Dear XXXXXXXXX,

We want to let you know that we are making a change to your Target Prepaid REDcard® by American Express, and you will no longer be able to add money from your debit card at Target stores. As always, you can continue to add money to your Prepaid REDcard by using:

• Your debit card online through your Account
• Cash at a Target Store
• Direct Deposit (You can automatically add all or part of your paycheck, government benefits and federal tax refunds to your Prepaid REDcard)


DEAD FOR DEBIT CARD LOADS EFFECTIVE 10/12/2015 - MEMO: http://frequentmiler.boardingarea.co...uests-can-use/


DEAD FOR CREDIT CARD LOADS. (Amex GCs Included)

Effective May 6, 2015 registers are hard-coded to not allow credit card reload. PIN-based debit cards are working, however YMMV. PIN-based debit cards may be refused by cashiers.


WHAT IS TARGET PREPAID REDCARD?
Prepaid Redcard is a reloadable American Express card. It is only available to purchase at select Target stores.

    WEBSITE:
    This site may error when in Firefox, especially with adding payees / bill pay. Customer service says to use Chrome or Internet Explorer.
    https://amex.serve.com/prepaidredcard

    PREPAID REDCARD LOAD LIMITS
    Cash (or debit card) loading at Target: ** - $1,000/transaction, $2,500/day and $5,000/month
    Online Debit Card Load * - $200/day and $1,000/month
    Checking/Savings Account - $2,000/month
    Checks - $2,000/day and $10,000/month
    ATM Withdrawals - $750/day and $2,000/month



    All "Monthly" limits are per calendar month and reset on the 1st of each month.
    Daily limits reset at midnight Eastern time, 9 PM Pacific time.

    *For online debit load, only use of bank-issued cards is allowed. The use of pre-paid debit cards (Netspend, Paypower, Univision, Paypal, etc.) and VGC/MGC/AGCs is not allowed. Your account will be flagged upon first/second attempt.

    ATM Withdrawals:
    No-fee ATM usage at US Target stores* and U.S. Allpoint network ATMs. (ATM usage not available at any other ATMs.) Find an Allpoint ATM at: www.allpointnetwork.com Note that some ATMs only allow $400/transaction. There is a $750/day and $2,000/month limit to ATM withdrawals.

    RedCard is only available in specific Target stores and is not available in all states. Go to this site to find a list of available locations:https://amex.serve.com/prepaidredcard

    FREQUENTLY ASKED QUESTIONS
    Q: Can I reload a RB at a Target that doesn't sell RB?
    Yes. However, the cashier may not know how to do it. You may be able to coach them through it by saying "It's like reloading a Starbucks (or Gift) card". For step-by-step instructions on one method of 'coaching' new cashiers see Post#1904

    Q: Can I buy or reload a RB in North Carolina?
    See post here: http://www.flyertalk.com/forum/manuf...a-63.html#2520
    There is currently a software issue preventing any reload of any kind in NC. It is a known issue but there is no ETA on a fix.

    Q: Can I reload the RB at any register, or just at the Customer Service desk?
    It can be done at any register, however some cashiers are not trained on how to do this and you may have to go to Customer Service.

    Q: What is the most efficient way to drain a RedCard?
    Use BillPay to pay bills. For example, pay the credit card you used to load RedCard with. You can also withdraw money at ATMs.

    Q: I cant access the BillPay feature through the RB website!
    Verify that your account information correctly reflects a 10-digit phone number (including area code). Numerous people have reported that their account only had a 7-digit phone number (no area code) and that, after updating to a 10-digit phone number, BillPay miraculously started working.

    Q: Can we buy a temporary Redbird card while we still have a Bluebird or Serve account?
    Yes.

    Q: How many Redbird cards can you purchase at once?
    You can only purchase one Redbird card a day per SSN. If you plan to purchase more than one, be sure to use a different SSN for each purchase to avoid activation issues.

    Q: Can we register our temporary Redbird online while we still have a Bluebird or Serve account?
    No. You will have to cancel your Bluebird or Serve account first before registering.

    Q: How do I cancel my BlueBird or Serve Account online? Do I need to call them?
    Frequent Miler posted a useful trick that will help you cancel online How to cancel Bluebird online This works for both BlueBird and Serve.

    Q: Cancelled Bluebird, why does registering Redbird error out saying Bluebird is still active?
    If you have open transactions that have not been settled, like BillPay checks that have not yet been cashed, the account cannot settle and will not be truly closed. Thus Target will reject it until it's permanently closed.

    Q: Can we get Redbird online?
    No. The only way to get Redbird is to find a participating Target store and buy a temporary card there. Some people have purchased RB on Ebay, Amazon, or through private deals. Be aware that doing so may violate the TOS of one or more of these services. Also be aware that buying an un-activated RB, you are potentially buying "stolen" merchandise; the seller *may* have simply taken the un-activated RB cards from a target store without permission. At best they got permission from a low-level employee; they certainly are not getting permission from someone authorized to allow sale of RB outside of the current Target-authorized roll out markets. It is highly recommended to only buy already activated Redbirds because many Targets which do not offer Redbirds also will not be able to activate them and you will spend a month with the Customer Service line trying to get a new one.

    Q: Does the initial load you put in when purchasing the Redbird count against the monthly limit?
    No. After registering the Redbird online, any loads done will count against your monthly limit, even on your temp card.

    Q: Can we load Redbird with Target gift cards at Target?NO.
    When loading, the register displays a large message saying that gift cards cannot be used to pay for this transaction.

    Q: What are the card’s load limits per transaction at Target?
    [B]As of 2/2/2015 there is a maximum $1,000 load per transaction. You can no longer load the same RB multiple times (multiple swipes) in 1 transaction. Likewise, you can no longer load multiple RBs (say your's and your spouse's) in 1 transaction. Maximum of 1 load, for $1,000 per debit card payment. End of story.

    Q: What credit cards can I use to reload RedCard in Target stores?
    NONE. As of May 6, 2015, credit cards cannot be used to reload.

    Q: Can I reload with a debit card?
    Yes, but only if the debit card can be authenticated with PIN-number. Signature-based debit that processes on the Visa/MasterCard/AmEx networks will NOT work.

    Q: Can I reload with a prepaid debit card or Vanilla Visa?
    Yes, but only if you have a PIN for that card.

    Q: How can I load 2 debit cards in one transaction? Example 2x$500.
    1. Swipe debit card on my terminal after total comes up $1000.
    2. PIN pad comes up. Enter 4 digit PIN.
    3. Do you want cash back? press NO
    4. Do you want full amount on this card? press NO <<<Note: I pressed YES and did not have a step 5. - PHLisa
    5. Cashier reads something on register, asks how much on this card. $500. They push something to continue.
    6. Swipe card #2. Enter PIN
    7. Repeat 3 to 5. Total: 0.00
    8. Receipt prints. Thank cashier. The end.
    (thanks to Mamibear)

    Q: Can someone else buy a Redbird card for you?
    Yes. When you buy a temp Redbird card at Target, you have to give them your drivers license info, your SSN (can be any set of numbers, does not need to be real), birthdate, and more. Then, you have to register the card online in order to get a permanent card. In the process of registering online, they ask for the birthday of the original buyer on the first screen, but you can put your own and it will still work. Either way, you can still change the details on the following screens. I did this for my wife. I bought the card at Target and used my own driver’s license, SSN, etc. But, when I got home, I registered the card to my wife. I can’t promise this will work for everyone, but it worked for me.

    Q: Can you reload Serve/Bluebird at Target?
    No.

    Q: How do I contact Target's support team to resolve an issue with my RedCard?
    Call Target's Prepaid Resolution Team, their direct telephone number is 800 438 6468 (open from 8AM to 430PM MST).

    Q: Can you have both Redbird and AFT cards?
    Yes.
    You can have both Redbird and AFT since they are independent products.

    Q: I got a "Pending" notice that the registration is being reviewed, what now?
    Add [email protected] to your address book, and check your spam folder for an email about it. You can also call in. They will need images or faxes of:
    • Social Security Documentation (must clearly show full 9 digit Social Security Number). Choose 1 of the following options:
    ◦ Social Security Card, OR
    ◦ A Medicare insurance card
    Plus...
    • Picture ID
    ◦ A valid driver's license card OR
    ◦ A valid state issued ID OR
    ◦ A valid United States Government ID Card (e.g. Green Card) OR
    ◦ A valid United States Passport (photo page only)


    Secure Document Upload
    Here's the link to upload secure documents to REDcard: https://secure.prepaidredcard.com/User/SecureFileUpload
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    Prepaid REDcard (Target) 2015-2016

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    Old Oct 21, 2015, 8:26 pm
      #11071  
     
    Join Date: Jun 2011
    Location: PHL
    Posts: 656
    Originally Posted by metoo
    have 50 cents left on card. was in target and was not able to load 50 cents nor 3 dollars in cash to the card.

    any reason why not?
    That's odd. I was able to load $1 cash on my partner's card yesterday (she had under $1, too, and that was too little to unload). Then I realized when I went to checkout that I could use the balance of the card as partial payment to drain the card. Maybe you can do that as well (assuming your intention is to close)?
    TimesTwo is offline  
    Old Oct 21, 2015, 8:58 pm
      #11072  
     
    Join Date: Jul 2001
    Programs: Marriott LT Tit; Hyatt Explorist; Hilton CC Gold; IHG CC Plt; Hertz (MR) 5 star
    Posts: 5,536
    Originally Posted by metoo
    have 50 cents left on card. was in target and was not able to load 50 cents nor 3 dollars in cash to the card.

    any reason why not?
    You've already loaded the monthly limit on the card?
    iflyjetz is offline  
    Old Oct 21, 2015, 9:00 pm
      #11073  
     
    Join Date: Apr 2007
    Posts: 1,857
    Switching from loading at target to loading at walmart feels a lot like when I had to close my last Citi Exec card, and switch from hanging out in lounges to hanging out at the gate.
    bobert24 is offline  
    Old Oct 21, 2015, 9:09 pm
      #11074  
     
    Join Date: Jul 2001
    Programs: Marriott LT Tit; Hyatt Explorist; Hilton CC Gold; IHG CC Plt; Hertz (MR) 5 star
    Posts: 5,536
    Originally Posted by bobert24
    Switching from loading at target to loading at walmart feels a lot like when I had to close my last Citi Exec card, and switch from hanging out in lounges to hanging out at the gate.
    Completely different crowd at WallyWorld, which is why I don't think that they'll kill off bluebird. It will be restricted in some areas of the country where there are too many MSers (like NYC, SFO, LAX, probably ORD), but I don't see it dying the way that redbird died.
    iflyjetz is offline  
    Old Oct 21, 2015, 10:14 pm
      #11075  
     
    Join Date: May 2015
    Posts: 284
    Originally Posted by iflyjetz
    Completely different crowd at WallyWorld, which is why I don't think that they'll kill off bluebird. It will be restricted in some areas of the country where there are too many MSers (like NYC, SFO, LAX, probably ORD), but I don't see it dying the way that redbird died.
    Today was my first of loading at WM. I must say it far exceeded my admittedly, very low expectations - no requests for ID, or to see the cards, or 20 min waits in line. I even had my first (chance) encounter with a very friendly bird called Kate. It all went very well and can only go downhill from here... (I suspect some of the more inner-city WMs [aka 'my locals'] may not be as MS friendly).
    Radster is offline  
    Old Oct 21, 2015, 10:30 pm
      #11076  
    Hilton Contributor BadgeHyatt Contributor Badge
     
    Join Date: Jul 2014
    Location: Sacramento
    Programs: Hyatt Globalist, HH Diamond, Marriott Platinum, Amtrak Select
    Posts: 1,340
    Originally Posted by Radster
    Today was my first of loading at WM. I must say it far exceeded my admittedly, very low expectations - no requests for ID, or to see the cards, or 20 min waits in line. I even had my first (chance) encounter with a very friendly bird called Kate. It all went very well and can only go downhill from here... (I suspect some of the more inner-city WMs [aka 'my locals'] may not be as MS friendly).
    Similar case for me. I took a detour on the way home from work to a WM that had the moneyexpress ATM. While the ATM was broken, had no issue loading with the clerk. Of course, it took 10 minutes for the person in front of me to finish what they were doing, but I didn't mind that so much as the extra hour it added to my commute home.

    That was yesterday, today I took a trip to my local WM to discover they too have a moneyexpress ATM (also broken), again no problems loading. Used the USBank MCGC and the "change payment" method I found online (basically hitting the yellow button really quickly after sliding the GC)
    joecool1885 is offline  
    Old Oct 21, 2015, 10:37 pm
      #11077  
     
    Join Date: Apr 2007
    Posts: 1,857
    Originally Posted by Radster
    Today was my first of loading at WM. I must say it far exceeded my admittedly, very low expectations - no requests for ID, or to see the cards, or 20 min waits in line. I even had my first (chance) encounter with a very friendly bird called Kate. It all went very well and can only go downhill from here... (I suspect some of the more inner-city WMs [aka 'my locals'] may not be as MS friendly).
    For MS & real estate, it's all about location, location, location.

    I really can't complain too much about WM, though. They do almost always have registers open at both ends of the store, which means I can load at registers on one end, then go in "to do my shopping", and load on the other end, and they don't see it happening. Target's registers and customer service were always too close together, so once you wore out your welcome with one person, you were done at that store for that day.
    bobert24 is offline  
    Old Oct 21, 2015, 11:04 pm
      #11078  
     
    Join Date: Jul 2001
    Programs: Marriott LT Tit; Hyatt Explorist; Hilton CC Gold; IHG CC Plt; Hertz (MR) 5 star
    Posts: 5,536
    Originally Posted by bobert24
    For MS & real estate, it's all about location, location, location.

    I really can't complain too much about WM, though. They do almost always have registers open at both ends of the store, which means I can load at registers on one end, then go in "to do my shopping", and load on the other end, and they don't see it happening. Target's registers and customer service were always too close together, so once you wore out your welcome with one person, you were done at that store for that day.
    I usually load at the Moneycenter. After loading 2x500 at the Moneycenter, I tried to load in the electronics department at my closest WM, only to be told that they took that function away from everyone except the Moneycenter a couple of months ago. So I picked up an item from the grocery section and went to a cashier - she said the same thing; no longer allowed to load BBs anywhere except the Moneycenter. Of course this is another WM that fired the old Kate and brought in a new vegan Kate, so everything's got to be loaded at the Moneycenter.

    Of course this is a store by store thing; I was able to load in the electronics dept at another WM last month. I recommend the electronics dept because the cashier there usually isn't doing anything so no wait.
    iflyjetz is offline  
    Old Oct 22, 2015, 1:24 am
      #11079  
     
    Join Date: Mar 2014
    Location: SFO/OAK, LAX, TPE
    Programs: Hilton Diamond, Hertz PC, DL Gold
    Posts: 134
    Originally Posted by devnull
    Originally Posted by TMM1982
    Is it true that with Serve, if you had a $500 VGC, you would have to do multiple transactions since you can only do $49 transactions?
    It's not true in general; you can figure out the situation in which it is true. Maybe you can threaten to report them to Visa.
    ^^^^
    gpen1827 is offline  
    Old Oct 22, 2015, 5:36 am
      #11080  
     
    Join Date: Nov 2006
    Location: LAX
    Posts: 2,851
    Originally Posted by iflyjetz
    You've already loaded the monthly limit on the card?
    Forgot I already loaded 5k this month. Will spend the last 50 cents, close it then apply for one VIP card.
    metoo is offline  
    Old Oct 22, 2015, 7:01 am
      #11081  
     
    Join Date: Apr 2007
    Posts: 1,857
    Originally Posted by iflyjetz
    I usually load at the Moneycenter. After loading 2x500 at the Moneycenter, I tried to load in the electronics department at my closest WM, only to be told that they took that function away from everyone except the Moneycenter a couple of months ago. So I picked up an item from the grocery section and went to a cashier - she said the same thing; no longer allowed to load BBs anywhere except the Moneycenter. Of course this is another WM that fired the old Kate and brought in a new vegan Kate, so everything's got to be loaded at the Moneycenter.

    Of course this is a store by store thing; I was able to load in the electronics dept at another WM last month. I recommend the electronics dept because the cashier there usually isn't doing anything so no wait.
    Thanks for the reminder about electronics. I used to go there to load, too, and did the same at Target. I actually loaded at the Target pharmacy a couple of times as well, on the rare occasion that they looked bored.
    bobert24 is offline  
    Old Oct 22, 2015, 7:54 am
      #11082  
     
    Join Date: May 2015
    Posts: 284
    Originally Posted by bobert24
    For MS & real estate, it's all about location, location, location.

    I really can't complain too much about WM, though. They do almost always have registers open at both ends of the store, which means I can load at registers on one end, then go in "to do my shopping", and load on the other end, and they don't see it happening. Target's registers and customer service were always too close together, so once you wore out your welcome with one person, you were done at that store for that day.
    Good points. Also, yesterday I was able to load at the CS/Returns desk, as well as the Moneycenter (which were out of view to each other). It was nice to have more than one/two loading options at each location (as was typical at each Target).
    Radster is offline  
    Old Oct 22, 2015, 8:15 am
      #11083  
     
    Join Date: Jul 2015
    Posts: 287
    wonder how long before this thread is locked. i find loading at walmart cake, i did 1500 last night and the cashier even asked if i had more.
    isriam is offline  
    Old Oct 22, 2015, 8:22 am
      #11084  
     
    Join Date: Feb 2015
    Posts: 97
    Originally Posted by bobert24
    For MS & real estate, it's all about location, location, location.

    I really can't complain too much about WM, though. They do almost always have registers open at both ends of the store, which means I can load at registers on one end, then go in "to do my shopping", and load on the other end, and they don't see it happening. Target's registers and customer service were always too close together, so once you wore out your welcome with one person, you were done at that store for that day.
    Well, it is kind of late now. However, most of my nearby target stores are SuperTarget are like WM. They have over 25 registers. My goto Target is just 1/4 miles from my work place and was one of my lunch break place. Well, so long to my target. Now my WM is 2.5 miles away and traffic is bad anytime from 6:30am to 7:00pm. There is no way I can finish my load during lunch break. WM also doesn't take Vanilla which I can purchase from CVS next to my office. Now I go to Kroger for lunch break sometimes since it is 1/2 miles away.
    FSG378 is offline  
    Old Oct 22, 2015, 8:24 am
      #11085  
     
    Join Date: Jun 2014
    Posts: 329
    Originally Posted by bobert24
    Got it, thanks. Huge help.

    FWIW, my local WM has about 20 Serves out on display right now. Roughly 3/4 of them are the old Serves, with no fees. The WG down the street had 6 cards, all the old (no fee) version. So look around - there's a very good chance you've got some available near you.
    New to serve. Can anyone post a picture of the old Serve? In case if i do find it in WM - wanted to make sure how it looks
    poisonsag is offline  


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