Prepaid REDcard (Target) 2015-2016
|
|||
Join Date: May 2015
Posts: 372
Great thank you .
Is there a guide somewhere on how to load at Walmart? I'm assuming it's the same as target was, you can load at customer service or at register or money center? But just don't try vanilla cards, correct?
I can do bill pay from my bluebird, correct?
Thanks
Is there a guide somewhere on how to load at Walmart? I'm assuming it's the same as target was, you can load at customer service or at register or money center? But just don't try vanilla cards, correct?
I can do bill pay from my bluebird, correct?
Thanks
Join Date: Jun 2013
Posts: 525
Join Date: Jul 2001
Programs: Marriott LT Tit; Hyatt Explorist; Hilton CC Gold; IHG CC Plt; Hertz (MR) 5 star
Posts: 5,536
Join Date: Oct 2001
Location: South Florida, USA
Posts: 184
Great thank you .
Is there a guide somewhere on how to load at Walmart? I'm assuming it's the same as target was, you can load at customer service or at register or money center? But just don't try vanilla cards, correct?
I can do bill pay from my bluebird, correct?
Thanks
Is there a guide somewhere on how to load at Walmart? I'm assuming it's the same as target was, you can load at customer service or at register or money center? But just don't try vanilla cards, correct?
I can do bill pay from my bluebird, correct?
Thanks
Join Date: Oct 2001
Location: South Florida, USA
Posts: 184
I tend to agree. Target only rolled the prepaid out to a few states, and it seems as if they don't think it's much of a success. They have stats on everything, so they can tell what percentage of loads were spent at Target and what percentage was spent elsewhere. Finally, nobody in their right mind at Target would think that too many people would actually load CASH to the card. People who have cash in their hands can use it for anything anywhere, so why bother loading it? Finally, for loyalty purposes, Target already has two other cards, the debit one and the credit one that plenty of people use and get the 5% discount in return for their data and their loyalty.
Join Date: Jun 2013
Posts: 525
Amex prepaid products were always aimed at the unbanked and underbanked, who may not have the usual access to plastic. Many things require a credit/debit/prepaid card nowadays.
Join Date: Feb 2015
Posts: 29
Join Date: Dec 2013
Posts: 3,316
Now thank all the <redacted> that screamed at cashiers for not taking their "debit cards" and try to quote policy and caused a ruckus for the shutdowns. I hope yall think that your incessant complaining was worth it.
Last edited by tcook052; Oct 14, 15 at 12:19 am Reason: profanity
Join Date: Oct 2014
Programs: All of them
Posts: 1,266
How is it possible to be unbanked? I don't get it if you have money to put in an account why not just go to a credit union. These prepaid cards are pretty much like banks anyway.
Join Date: May 2015
Posts: 372
This market of people might have questionable credit, might be fee prone (over drafting) this offers a way to not get fees, also this doesn't put a hold on your account you can use the cash immediately and let's face it, target and Walmart is the perfect demographic of people they want to attract.
Join Date: Jul 2001
Programs: Marriott LT Tit; Hyatt Explorist; Hilton CC Gold; IHG CC Plt; Hertz (MR) 5 star
Posts: 5,536
Target looked at the numbers and saw that the vast majority of money loaded onto RBs was not spent inside their stores. And as markr33 pointed out, RB was only rolled out in a limited number of states.
We should have seen this coming when they started removing RBs from store shelves, but I know I wasn't bright enough to declare the program dead.
Most of Target's customers aren't the target audience of un/underbanked. That's Walmart/Family Dollar/Dollar Tree's customer base.