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Old Jan 10, 2015, 9:20 pm
FlyerTalk Forums Expert How-Tos and Guides
Last edit by: NoonRadar

Nov 24, 2015

Dear XXXXXXXXX,

We want to let you know that we are making a change to your Target Prepaid REDcard® by American Express, and you will no longer be able to add money from your debit card at Target stores. As always, you can continue to add money to your Prepaid REDcard by using:

• Your debit card online through your Account
• Cash at a Target Store
• Direct Deposit (You can automatically add all or part of your paycheck, government benefits and federal tax refunds to your Prepaid REDcard)


DEAD FOR DEBIT CARD LOADS EFFECTIVE 10/12/2015 - MEMO: http://frequentmiler.boardingarea.co...uests-can-use/


DEAD FOR CREDIT CARD LOADS. (Amex GCs Included)

Effective May 6, 2015 registers are hard-coded to not allow credit card reload. PIN-based debit cards are working, however YMMV. PIN-based debit cards may be refused by cashiers.


WHAT IS TARGET PREPAID REDCARD?
Prepaid Redcard is a reloadable American Express card. It is only available to purchase at select Target stores.

    WEBSITE:
    This site may error when in Firefox, especially with adding payees / bill pay. Customer service says to use Chrome or Internet Explorer.
    https://amex.serve.com/prepaidredcard

    PREPAID REDCARD LOAD LIMITS
    Cash (or debit card) loading at Target: ** - $1,000/transaction, $2,500/day and $5,000/month
    Online Debit Card Load * - $200/day and $1,000/month
    Checking/Savings Account - $2,000/month
    Checks - $2,000/day and $10,000/month
    ATM Withdrawals - $750/day and $2,000/month



    All "Monthly" limits are per calendar month and reset on the 1st of each month.
    Daily limits reset at midnight Eastern time, 9 PM Pacific time.

    *For online debit load, only use of bank-issued cards is allowed. The use of pre-paid debit cards (Netspend, Paypower, Univision, Paypal, etc.) and VGC/MGC/AGCs is not allowed. Your account will be flagged upon first/second attempt.

    ATM Withdrawals:
    No-fee ATM usage at US Target stores* and U.S. Allpoint network ATMs. (ATM usage not available at any other ATMs.) Find an Allpoint ATM at: www.allpointnetwork.com Note that some ATMs only allow $400/transaction. There is a $750/day and $2,000/month limit to ATM withdrawals.

    RedCard is only available in specific Target stores and is not available in all states. Go to this site to find a list of available locations:https://amex.serve.com/prepaidredcard

    FREQUENTLY ASKED QUESTIONS
    Q: Can I reload a RB at a Target that doesn't sell RB?
    Yes. However, the cashier may not know how to do it. You may be able to coach them through it by saying "It's like reloading a Starbucks (or Gift) card". For step-by-step instructions on one method of 'coaching' new cashiers see Post#1904

    Q: Can I buy or reload a RB in North Carolina?
    See post here: http://www.flyertalk.com/forum/manuf...a-63.html#2520
    There is currently a software issue preventing any reload of any kind in NC. It is a known issue but there is no ETA on a fix.

    Q: Can I reload the RB at any register, or just at the Customer Service desk?
    It can be done at any register, however some cashiers are not trained on how to do this and you may have to go to Customer Service.

    Q: What is the most efficient way to drain a RedCard?
    Use BillPay to pay bills. For example, pay the credit card you used to load RedCard with. You can also withdraw money at ATMs.

    Q: I cant access the BillPay feature through the RB website!
    Verify that your account information correctly reflects a 10-digit phone number (including area code). Numerous people have reported that their account only had a 7-digit phone number (no area code) and that, after updating to a 10-digit phone number, BillPay miraculously started working.

    Q: Can we buy a temporary Redbird card while we still have a Bluebird or Serve account?
    Yes.

    Q: How many Redbird cards can you purchase at once?
    You can only purchase one Redbird card a day per SSN. If you plan to purchase more than one, be sure to use a different SSN for each purchase to avoid activation issues.

    Q: Can we register our temporary Redbird online while we still have a Bluebird or Serve account?
    No. You will have to cancel your Bluebird or Serve account first before registering.

    Q: How do I cancel my BlueBird or Serve Account online? Do I need to call them?
    Frequent Miler posted a useful trick that will help you cancel online How to cancel Bluebird online This works for both BlueBird and Serve.

    Q: Cancelled Bluebird, why does registering Redbird error out saying Bluebird is still active?
    If you have open transactions that have not been settled, like BillPay checks that have not yet been cashed, the account cannot settle and will not be truly closed. Thus Target will reject it until it's permanently closed.

    Q: Can we get Redbird online?
    No. The only way to get Redbird is to find a participating Target store and buy a temporary card there. Some people have purchased RB on Ebay, Amazon, or through private deals. Be aware that doing so may violate the TOS of one or more of these services. Also be aware that buying an un-activated RB, you are potentially buying "stolen" merchandise; the seller *may* have simply taken the un-activated RB cards from a target store without permission. At best they got permission from a low-level employee; they certainly are not getting permission from someone authorized to allow sale of RB outside of the current Target-authorized roll out markets. It is highly recommended to only buy already activated Redbirds because many Targets which do not offer Redbirds also will not be able to activate them and you will spend a month with the Customer Service line trying to get a new one.

    Q: Does the initial load you put in when purchasing the Redbird count against the monthly limit?
    No. After registering the Redbird online, any loads done will count against your monthly limit, even on your temp card.

    Q: Can we load Redbird with Target gift cards at Target?NO.
    When loading, the register displays a large message saying that gift cards cannot be used to pay for this transaction.

    Q: What are the card’s load limits per transaction at Target?
    [B]As of 2/2/2015 there is a maximum $1,000 load per transaction. You can no longer load the same RB multiple times (multiple swipes) in 1 transaction. Likewise, you can no longer load multiple RBs (say your's and your spouse's) in 1 transaction. Maximum of 1 load, for $1,000 per debit card payment. End of story.

    Q: What credit cards can I use to reload RedCard in Target stores?
    NONE. As of May 6, 2015, credit cards cannot be used to reload.

    Q: Can I reload with a debit card?
    Yes, but only if the debit card can be authenticated with PIN-number. Signature-based debit that processes on the Visa/MasterCard/AmEx networks will NOT work.

    Q: Can I reload with a prepaid debit card or Vanilla Visa?
    Yes, but only if you have a PIN for that card.

    Q: How can I load 2 debit cards in one transaction? Example 2x$500.
    1. Swipe debit card on my terminal after total comes up $1000.
    2. PIN pad comes up. Enter 4 digit PIN.
    3. Do you want cash back? press NO
    4. Do you want full amount on this card? press NO <<<Note: I pressed YES and did not have a step 5. - PHLisa
    5. Cashier reads something on register, asks how much on this card. $500. They push something to continue.
    6. Swipe card #2. Enter PIN
    7. Repeat 3 to 5. Total: 0.00
    8. Receipt prints. Thank cashier. The end.
    (thanks to Mamibear)

    Q: Can someone else buy a Redbird card for you?
    Yes. When you buy a temp Redbird card at Target, you have to give them your drivers license info, your SSN (can be any set of numbers, does not need to be real), birthdate, and more. Then, you have to register the card online in order to get a permanent card. In the process of registering online, they ask for the birthday of the original buyer on the first screen, but you can put your own and it will still work. Either way, you can still change the details on the following screens. I did this for my wife. I bought the card at Target and used my own driver’s license, SSN, etc. But, when I got home, I registered the card to my wife. I can’t promise this will work for everyone, but it worked for me.

    Q: Can you reload Serve/Bluebird at Target?
    No.

    Q: How do I contact Target's support team to resolve an issue with my RedCard?
    Call Target's Prepaid Resolution Team, their direct telephone number is 800 438 6468 (open from 8AM to 430PM MST).

    Q: Can you have both Redbird and AFT cards?
    Yes.
    You can have both Redbird and AFT since they are independent products.

    Q: I got a "Pending" notice that the registration is being reviewed, what now?
    Add [email protected] to your address book, and check your spam folder for an email about it. You can also call in. They will need images or faxes of:
    • Social Security Documentation (must clearly show full 9 digit Social Security Number). Choose 1 of the following options:
    ◦ Social Security Card, OR
    ◦ A Medicare insurance card
    Plus...
    • Picture ID
    ◦ A valid driver's license card OR
    ◦ A valid state issued ID OR
    ◦ A valid United States Government ID Card (e.g. Green Card) OR
    ◦ A valid United States Passport (photo page only)


    Secure Document Upload
    Here's the link to upload secure documents to REDcard: https://secure.prepaidredcard.com/User/SecureFileUpload
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    Prepaid REDcard (Target) 2015-2016

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    Old Jun 12, 2015, 1:01 pm
      #8386  
     
    Join Date: Jan 2013
    Posts: 1,435
    Originally Posted by ElPresidente
    Her: "These aren't 3rd party gift cards are they?"
    Me: "No, they're debit cards"
    Her: "I mean like, the prepaid debit cards, we don't allow those."
    Me: (Innocent) "Just ordinary debit cards".
    Her: OK
    .
    MSers know what we're doing and we get in and out of that line very quickly. Compare that to other customers, especially at the CS desk, taking forever to return items, argue about a sale price, need help with the most basic of transactions, etc.
    Given THOSE types of customers, if I were a Target clerk, I would love an MSer coming to my line instead of the problem people. I don't know why they hassle us.
    cheaptom is offline  
    Old Jun 12, 2015, 1:02 pm
      #8387  
     
    Join Date: Jan 2013
    Posts: 1,435
    Originally Posted by ManFactSpendLA
    Register down at LA target...did anyone get that new code to punch in yet? Manager said they are getting new machines
    Which target were you at? Sherman Oaks worked okay this morn.
    cheaptom is offline  
    Old Jun 12, 2015, 1:08 pm
      #8388  
     
    Join Date: May 2015
    Posts: 508
    Originally Posted by cheaptom
    Which target were you at? Sherman Oaks worked okay this morn.
    Burbank and north Hollywood both down...
    ManFactSpendLA is offline  
    Old Jun 12, 2015, 1:11 pm
      #8389  
     
    Join Date: May 2015
    Posts: 284
    Originally Posted by cheaptom
    I don't know why they hassle us.
    Maybe cause they're worried about losing their job if they fail to carry out store/corporate policy?
    Radster is offline  
    Old Jun 12, 2015, 1:21 pm
      #8390  
     
    Join Date: Dec 2004
    Location: STL
    Programs: MR LT Titanium, UA 1K, DL Gold, AA EXP
    Posts: 886
    Still down here in MD as of 12:30 eastern or so. Wanted to finish up for the week, dern it.
    dartagnan is offline  
    Old Jun 12, 2015, 1:47 pm
      #8391  
     
    Join Date: Jan 2015
    Location: Champaign, IL
    Programs: Total Rewards Diamond, Wyndham Diamond, Marriott Gold, AA Gold
    Posts: 564
    Originally Posted by Radster
    Maybe cause they're worried about losing their job if they fail to carry out store/corporate policy?
    Nobody is worried about losing their job. I used to work at Target and I used to give out my employee discount to friends. I did this because I could get away with it. There is nobody checking up on you. You just do it and move on. Running a VGC as debit is 1/10th the offense that giving out an employee discount is.

    The cashier managers sure don't check up on anything. The only ppl who are on top of their game is the assistant store managers and they are generally out on the sales floor, not hanging out by the checkout lanes.
    pwd847 is offline  
    Old Jun 12, 2015, 1:51 pm
      #8392  
     
    Join Date: Feb 2012
    Location: Los Angles
    Posts: 2,101
    Originally Posted by Radster
    Maybe cause they're worried about losing their job if they fail to carry out store/corporate policy?
    All corporate policies are integrated into the cash register programs, not difficult at all to do and can be done overnight. Try Vanilla debit/GC at WMT, will spit out. I call that a corporate policy everything else is customer annnoyance
    prasha11 is offline  
    Old Jun 12, 2015, 1:59 pm
      #8393  
     
    Join Date: May 2015
    Posts: 284
    Originally Posted by pwd847
    Nobody is worried about losing their job. I used to work at Target and I used to give out my employee discount to friends. I did this because I could get away with it. There is nobody checking up on you. You just do it and move on. Running a VGC as debit is 1/10th the offense that giving out an employee discount is.

    The cashier managers sure don't check up on anything. The only ppl who are on top of their game is the assistant store managers and they are generally out on the sales floor, not hanging out by the checkout lanes.
    One CS rep told me directly "sorry, I cant load GCs. If I do Ill get in trouble". So that makes at least one person "worried about their job".

    Also, giving discounts to friends is one thing, but only an idiot would risk their job for complete strangers.
    Radster is offline  
    Old Jun 12, 2015, 2:03 pm
      #8394  
     
    Join Date: May 2015
    Posts: 284
    Originally Posted by prasha11
    All corporate policies are integrated into the cash register programs, not difficult at all to do and can be done overnight. Try Vanilla debit/GC at WMT, will spit out. I call that a corporate policy everything else is customer annnoyance
    I disagree. I believe it is Corp. Policy not to allow GC loads. Have you seen this before?

    "Debit Cards — add money from your debit card at the register or by linking it to your Prepaid REDcard account online. Please note: Gift cards cannot be used to add money."

    https://amex.serve.com/prepaidredcar...ng-add-money-1
    Radster is offline  
    Old Jun 12, 2015, 2:18 pm
      #8395  
     
    Join Date: Feb 2012
    Location: Los Angles
    Posts: 2,101
    Originally Posted by pwd847
    Nobody is worried about losing their job. I used to work at Target and I used to give out my employee discount to friends. I did this because I could get away with it. There is nobody checking up on you. You just do it and move on. Running a VGC as debit is 1/10th the offense that giving out an employee discount is.
    Employee discount is to discourage target employees shopping at WMT.

    They secretly approve your discount to friends, that keeps the store sales up and inventory moving.
    prasha11 is offline  
    Old Jun 12, 2015, 2:26 pm
      #8396  
     
    Join Date: May 2015
    Posts: 508
    Anyone know if the system is back up? Any luck, anywhere in the past few hours?
    ManFactSpendLA is offline  
    Old Jun 12, 2015, 2:27 pm
      #8397  
     
    Join Date: Oct 2014
    Location: Salt Lake City, UT
    Programs: AAdvantage Platinum, DL Diamond 1MM, Hyatt Platinum, SPG Gold, Hilton Diamond, AMEX 2015 Centurion
    Posts: 323
    No luck as of 10 minutes ago in Utah.
    RickyBobby is offline  
    Old Jun 12, 2015, 2:33 pm
      #8398  
     
    Join Date: Nov 2014
    Posts: 62
    Looks like we're back up here in NC, oh wait sorry just woke up from dreaming.
    ashegam is offline  
    Old Jun 12, 2015, 2:37 pm
      #8399  
     
    Join Date: Apr 2014
    Location: ANC
    Programs: AS, UA, IHG, HH,
    Posts: 171
    Offline @ 12:30pm AST
    BoeingOrNotGoing is offline  
    Old Jun 12, 2015, 2:38 pm
      #8400  
     
    Join Date: Apr 2015
    Posts: 13
    System still down.Washington state.
    Noobietraveler is offline  


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