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Old Jan 10, 2015, 9:20 pm
FlyerTalk Forums Expert How-Tos and Guides
Last edit by: NoonRadar

Nov 24, 2015

Dear XXXXXXXXX,

We want to let you know that we are making a change to your Target Prepaid REDcard® by American Express, and you will no longer be able to add money from your debit card at Target stores. As always, you can continue to add money to your Prepaid REDcard by using:

• Your debit card online through your Account
• Cash at a Target Store
• Direct Deposit (You can automatically add all or part of your paycheck, government benefits and federal tax refunds to your Prepaid REDcard)


DEAD FOR DEBIT CARD LOADS EFFECTIVE 10/12/2015 - MEMO: http://frequentmiler.boardingarea.co...uests-can-use/


DEAD FOR CREDIT CARD LOADS. (Amex GCs Included)

Effective May 6, 2015 registers are hard-coded to not allow credit card reload. PIN-based debit cards are working, however YMMV. PIN-based debit cards may be refused by cashiers.


WHAT IS TARGET PREPAID REDCARD?
Prepaid Redcard is a reloadable American Express card. It is only available to purchase at select Target stores.

    WEBSITE:
    This site may error when in Firefox, especially with adding payees / bill pay. Customer service says to use Chrome or Internet Explorer.
    https://amex.serve.com/prepaidredcard

    PREPAID REDCARD LOAD LIMITS
    Cash (or debit card) loading at Target: ** - $1,000/transaction, $2,500/day and $5,000/month
    Online Debit Card Load * - $200/day and $1,000/month
    Checking/Savings Account - $2,000/month
    Checks - $2,000/day and $10,000/month
    ATM Withdrawals - $750/day and $2,000/month



    All "Monthly" limits are per calendar month and reset on the 1st of each month.
    Daily limits reset at midnight Eastern time, 9 PM Pacific time.

    *For online debit load, only use of bank-issued cards is allowed. The use of pre-paid debit cards (Netspend, Paypower, Univision, Paypal, etc.) and VGC/MGC/AGCs is not allowed. Your account will be flagged upon first/second attempt.

    ATM Withdrawals:
    No-fee ATM usage at US Target stores* and U.S. Allpoint network ATMs. (ATM usage not available at any other ATMs.) Find an Allpoint ATM at: www.allpointnetwork.com Note that some ATMs only allow $400/transaction. There is a $750/day and $2,000/month limit to ATM withdrawals.

    RedCard is only available in specific Target stores and is not available in all states. Go to this site to find a list of available locations:https://amex.serve.com/prepaidredcard

    FREQUENTLY ASKED QUESTIONS
    Q: Can I reload a RB at a Target that doesn't sell RB?
    Yes. However, the cashier may not know how to do it. You may be able to coach them through it by saying "It's like reloading a Starbucks (or Gift) card". For step-by-step instructions on one method of 'coaching' new cashiers see Post#1904

    Q: Can I buy or reload a RB in North Carolina?
    See post here: http://www.flyertalk.com/forum/manuf...a-63.html#2520
    There is currently a software issue preventing any reload of any kind in NC. It is a known issue but there is no ETA on a fix.

    Q: Can I reload the RB at any register, or just at the Customer Service desk?
    It can be done at any register, however some cashiers are not trained on how to do this and you may have to go to Customer Service.

    Q: What is the most efficient way to drain a RedCard?
    Use BillPay to pay bills. For example, pay the credit card you used to load RedCard with. You can also withdraw money at ATMs.

    Q: I cant access the BillPay feature through the RB website!
    Verify that your account information correctly reflects a 10-digit phone number (including area code). Numerous people have reported that their account only had a 7-digit phone number (no area code) and that, after updating to a 10-digit phone number, BillPay miraculously started working.

    Q: Can we buy a temporary Redbird card while we still have a Bluebird or Serve account?
    Yes.

    Q: How many Redbird cards can you purchase at once?
    You can only purchase one Redbird card a day per SSN. If you plan to purchase more than one, be sure to use a different SSN for each purchase to avoid activation issues.

    Q: Can we register our temporary Redbird online while we still have a Bluebird or Serve account?
    No. You will have to cancel your Bluebird or Serve account first before registering.

    Q: How do I cancel my BlueBird or Serve Account online? Do I need to call them?
    Frequent Miler posted a useful trick that will help you cancel online How to cancel Bluebird online This works for both BlueBird and Serve.

    Q: Cancelled Bluebird, why does registering Redbird error out saying Bluebird is still active?
    If you have open transactions that have not been settled, like BillPay checks that have not yet been cashed, the account cannot settle and will not be truly closed. Thus Target will reject it until it's permanently closed.

    Q: Can we get Redbird online?
    No. The only way to get Redbird is to find a participating Target store and buy a temporary card there. Some people have purchased RB on Ebay, Amazon, or through private deals. Be aware that doing so may violate the TOS of one or more of these services. Also be aware that buying an un-activated RB, you are potentially buying "stolen" merchandise; the seller *may* have simply taken the un-activated RB cards from a target store without permission. At best they got permission from a low-level employee; they certainly are not getting permission from someone authorized to allow sale of RB outside of the current Target-authorized roll out markets. It is highly recommended to only buy already activated Redbirds because many Targets which do not offer Redbirds also will not be able to activate them and you will spend a month with the Customer Service line trying to get a new one.

    Q: Does the initial load you put in when purchasing the Redbird count against the monthly limit?
    No. After registering the Redbird online, any loads done will count against your monthly limit, even on your temp card.

    Q: Can we load Redbird with Target gift cards at Target?NO.
    When loading, the register displays a large message saying that gift cards cannot be used to pay for this transaction.

    Q: What are the card’s load limits per transaction at Target?
    [B]As of 2/2/2015 there is a maximum $1,000 load per transaction. You can no longer load the same RB multiple times (multiple swipes) in 1 transaction. Likewise, you can no longer load multiple RBs (say your's and your spouse's) in 1 transaction. Maximum of 1 load, for $1,000 per debit card payment. End of story.

    Q: What credit cards can I use to reload RedCard in Target stores?
    NONE. As of May 6, 2015, credit cards cannot be used to reload.

    Q: Can I reload with a debit card?
    Yes, but only if the debit card can be authenticated with PIN-number. Signature-based debit that processes on the Visa/MasterCard/AmEx networks will NOT work.

    Q: Can I reload with a prepaid debit card or Vanilla Visa?
    Yes, but only if you have a PIN for that card.

    Q: How can I load 2 debit cards in one transaction? Example 2x$500.
    1. Swipe debit card on my terminal after total comes up $1000.
    2. PIN pad comes up. Enter 4 digit PIN.
    3. Do you want cash back? press NO
    4. Do you want full amount on this card? press NO <<<Note: I pressed YES and did not have a step 5. - PHLisa
    5. Cashier reads something on register, asks how much on this card. $500. They push something to continue.
    6. Swipe card #2. Enter PIN
    7. Repeat 3 to 5. Total: 0.00
    8. Receipt prints. Thank cashier. The end.
    (thanks to Mamibear)

    Q: Can someone else buy a Redbird card for you?
    Yes. When you buy a temp Redbird card at Target, you have to give them your drivers license info, your SSN (can be any set of numbers, does not need to be real), birthdate, and more. Then, you have to register the card online in order to get a permanent card. In the process of registering online, they ask for the birthday of the original buyer on the first screen, but you can put your own and it will still work. Either way, you can still change the details on the following screens. I did this for my wife. I bought the card at Target and used my own driver’s license, SSN, etc. But, when I got home, I registered the card to my wife. I can’t promise this will work for everyone, but it worked for me.

    Q: Can you reload Serve/Bluebird at Target?
    No.

    Q: How do I contact Target's support team to resolve an issue with my RedCard?
    Call Target's Prepaid Resolution Team, their direct telephone number is 800 438 6468 (open from 8AM to 430PM MST).

    Q: Can you have both Redbird and AFT cards?
    Yes.
    You can have both Redbird and AFT since they are independent products.

    Q: I got a "Pending" notice that the registration is being reviewed, what now?
    Add [email protected] to your address book, and check your spam folder for an email about it. You can also call in. They will need images or faxes of:
    • Social Security Documentation (must clearly show full 9 digit Social Security Number). Choose 1 of the following options:
    ◦ Social Security Card, OR
    ◦ A Medicare insurance card
    Plus...
    • Picture ID
    ◦ A valid driver's license card OR
    ◦ A valid state issued ID OR
    ◦ A valid United States Government ID Card (e.g. Green Card) OR
    ◦ A valid United States Passport (photo page only)


    Secure Document Upload
    Here's the link to upload secure documents to REDcard: https://secure.prepaidredcard.com/User/SecureFileUpload
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    Prepaid REDcard (Target) 2015-2016

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    Old Mar 23, 2015, 2:37 pm
      #4216  
     
    Join Date: Jan 2015
    Posts: 54
    Originally Posted by exarkun
    For billing, did you select credit/debit card and enter your redbird number, expiration, etc?
    I did credit card. The redbird is treated as an American express card so after you input the numbers, the amex logo will light up then you just have to input the billing address that you have on the card.
    laybear is offline  
    Old Mar 23, 2015, 2:46 pm
      #4217  
     
    Join Date: Feb 2014
    Posts: 825
    Originally Posted by laybear
    I did credit card. The redbird is treated as an American express card so after you input the numbers, the amex logo will light up then you just have to input the billing address that you have on the card.
    yah, that's what happened for me, but no 5% =(
    exarkun is offline  
    Old Mar 23, 2015, 2:48 pm
      #4218  
     
    Join Date: Aug 2013
    Programs: AA EXP, Hyatt Diamond
    Posts: 273
    Originally Posted by exarkun
    Anyone used their prepaid redcard to purchase something on target.com and get the 5% discount? I'm trying right now and at the final review purchase screen before completing checkout it is not showing a 5% discount...
    Yes it should show the 5% discount after typing in the card info
    dlandz is offline  
    Old Mar 23, 2015, 3:19 pm
      #4219  
     
    Join Date: Apr 2010
    Posts: 63
    Originally Posted by jmschn
    Did you get an email notification about the manual adjustment or did you see it only after you logged in?
    No, no email notifying me, I just logged in and it was there.. an email would have been nice though, but whatever...
    jsmithv is offline  
    Old Mar 23, 2015, 3:43 pm
      #4220  
     
    Join Date: Feb 2015
    Location: PHX
    Programs: None
    Posts: 17
    Originally Posted by dlandz
    Yes it should show the 5% discount after typing in the card info
    I got 5% discount for using Redbird, showed on receipt.
    Nick.22 is offline  
    Old Mar 23, 2015, 4:31 pm
      #4221  
     
    Join Date: Jan 2013
    Location: NYC
    Programs: Delta Plat, SPG Plat, Hyatt Gold, Hertz Presidents
    Posts: 20
    Originally Posted by briggek8717
    I was considering registering a Redbird in my Mom's name (my wife and I already have one), however, I'd prefer not to have the card shipped to her house and then have her mail it to me or wait until we visit again. If I put in all of her info, but my address, I don't suppose it will work, will it?

    I'm guessing there is some sort of soft pull that verifies address, etc.?
    As for a soft pull, you may encounter an 'obstacle course'. I registered a card for my mother-in-law, and there were 3 questions that AMEX for RedCard asked me in multiple choice format, 1) last job, 2) last address and 3) birthday. I hope you know enough about her to answer all of the questions. BTW, one of the choices I believe in 3 of the questions was the classic (d) none of the above.
    Mango716 is offline  
    Old Mar 23, 2015, 4:38 pm
      #4222  
     
    Join Date: Jan 2013
    Location: NYC
    Programs: Delta Plat, SPG Plat, Hyatt Gold, Hertz Presidents
    Posts: 20
    Originally Posted by returnoftheyeti
    Reloads work at Target Express in San Francisco. Well, they would if there was not a fraud alert on my Capital One Card.
    Good to know, i was at the same location about 12 days ago and the MGR and CSR informed me that they couldn't load due to system issues. Glad it's finally up and running.
    Mango716 is offline  
    Old Mar 23, 2015, 5:59 pm
      #4223  
     
    Join Date: Sep 2014
    Location: TYO
    Programs: Hyatt Globalist
    Posts: 1,744
    Is there any legitimate concern of being flagged or shut down by Chase for $5k loads per month across various cards then paying my rent, etc with those and maybe the occasional ATM/Bank withdrawal?

    I realize there's always a risk and they can shut you down whenever they want, just wondering if I should take more steps to disguise the Target charges or avoid certain behaviors.
    invalyd is offline  
    Old Mar 23, 2015, 6:31 pm
      #4224  
     
    Join Date: Aug 2014
    Location: NJ
    Posts: 15
    Does anyone know if there is a way to make purchases of Target items AND load the Redcard in the SAME transaction? For example, if I used my Chase CC to buy some food items for $13 and use the same CC to load my RC with $1000, can it be done in a single transaction? So far I have done 2 separate transactions. Thx!
    melymel is offline  
    Old Mar 23, 2015, 6:36 pm
      #4225  
     
    Join Date: Aug 2014
    Location: NJ
    Posts: 15
    xxxxx
    melymel is offline  
    Old Mar 23, 2015, 6:38 pm
      #4226  
     
    Join Date: Aug 2014
    Location: NJ
    Posts: 15
    Originally Posted by exarkun
    Anyone used their prepaid redcard to purchase something on target.com and get the 5% discount? I'm trying right now and at the final review purchase screen before completing checkout it is not showing a 5% discount...
    Actually I tried purchasing on target online last week using the Prepaid Redcard and the 5% discount and free shipping did NOT come up. I then used my Target Redcard CC and sure enough the 5% discount appeared. I contacted CS and they were not sure why it doesn't show up. But the CS said they can manually override the transaction to account for the 5% discount and free shipping. I only had to provide them a transaction number. I ended up using my Target CC instead to not bother with the hassle. I did do an questionnaire follow-up and stated they need to look at this 'glitch' since the discounts should be applying automatically. Not sure if/when this will get corrected on Target's part.
    melymel is offline  
    Old Mar 23, 2015, 7:07 pm
      #4227  
     
    Join Date: Feb 2015
    Posts: 8
    First load today at Target in Kansas City, MO. The CS rep asked where we got the card because she hadn't seen one yet. Told her picked up out of state (didn't mention it was from ebay). When we pulled out our Southwest RR card to do the load she complimented us on the wisdom of getting points and saving 5% at target. We just smiled, noted her name, and when she works...Thanks Doris!
    Humester is offline  
    Old Mar 23, 2015, 7:19 pm
      #4228  
     
    Join Date: Aug 2013
    Programs: AA EXP, Hyatt Diamond
    Posts: 273
    Originally Posted by melymel
    Does anyone know if there is a way to make purchases of Target items AND load the Redcard in the SAME transaction? For example, if I used my Chase CC to buy some food items for $13 and use the same CC to load my RC with $1000, can it be done in a single transaction? So far I have done 2 separate transactions. Thx!
    wouldn't you pay for target items using the red card itself as it saves you 5%? that technically is the purpose of it

    Last edited by dlandz; Mar 23, 2015 at 7:20 pm Reason: wrong quote
    dlandz is offline  
    Old Mar 23, 2015, 7:20 pm
      #4229  
     
    Join Date: Jan 2015
    Posts: 54
    Originally Posted by Humester
    First load today at Target in Kansas City, MO. The CS rep asked where we got the card because she hadn't seen one yet. Told her picked up out of state (didn't mention it was from ebay). When we pulled out our Southwest RR card to do the load she complimented us on the wisdom of getting points and saving 5% at target. We just smiled, noted her name, and when she works...Thanks Doris!
    Hey there, this is Doris. Glad we met today.
    laybear is offline  
    Old Mar 23, 2015, 7:37 pm
      #4230  
     
    Join Date: Feb 2014
    Posts: 825
    Originally Posted by melymel
    Does anyone know if there is a way to make purchases of Target items AND load the Redcard in the SAME transaction? For example, if I used my Chase CC to buy some food items for $13 and use the same CC to load my RC with $1000, can it be done in a single transaction? So far I have done 2 separate transactions. Thx!
    Yes you can
    exarkun is offline  


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