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RadPad - Pay Your Rent With Debit/Credit Card

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RadPad - Pay Your Rent With Debit/Credit Card

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Old Sep 16, 2016, 9:21 am
  #286  
 
Join Date: Jul 2016
Posts: 45
DOC reported changes in PPBDC for Oct.. I assume this would mean no more 1% cash back on PPBDC on Rad Pad. It was nice while it lasted.. basically paid for the PPMC fees...
LearninghowtoMS is offline  
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Old Sep 16, 2016, 10:22 am
  #287  
 
Join Date: Sep 2011
Location: UK
Posts: 223
Radpad charged my card yesterday, then sent an email confirming the check was in the mail and i'll be informed when my landlord cashes it. That was impressive imo, so now just have to see how Chase codes the charge. Used Apple Pay through Radpad app, so hoping for the travel category to make it a profitable purchase.
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Old Sep 17, 2016, 9:00 am
  #288  
 
Join Date: Sep 2011
Location: UK
Posts: 223
I paid my rent via Apple Pay through Radpad app and it just posted as travel and I got the 3x points which cancels out the 2.99% fee. Plus, I got the $300 travel credit.

thanks Chase! DP: my cash limit was set to $100, so I knew it wouldn't be a cash advance for anyone concerned. Very happy with this now I can easily meet the minimum spend on new cards.
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Old Sep 20, 2016, 6:25 am
  #289  
 
Join Date: May 2015
Posts: 39
One more data point for 3x points. Statement closed yest...confirmed points this am.
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Old Sep 20, 2016, 5:54 pm
  #290  
 
Join Date: Mar 2013
Posts: 506
Originally Posted by rymetymeuk
I paid my rent via Apple Pay through Radpad app and it just posted as travel and I got the 3x points which cancels out the 2.99% fee. Plus, I got the $300 travel credit.

thanks Chase! DP: my cash limit was set to $100, so I knew it wouldn't be a cash advance for anyone concerned. Very happy with this now I can easily meet the minimum spend on new cards.
Do you set cash limit to $100 just in case you might need it for emergencies? Or are you allowed to set it to $0?
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Old Sep 20, 2016, 10:45 pm
  #291  
 
Join Date: Sep 2016
Location: NYC
Programs: AA EXP, DL PM, Hyatt Globalist
Posts: 73
I can confirm CSR does not allow CA limit below $100.

Can anyone confirm RadPad counts towards min spend for the 100k UR bonus?
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Old Sep 21, 2016, 8:15 am
  #292  
 
Join Date: Sep 2011
Location: UK
Posts: 223
Chase said $100 was the lowest, but they could put in a request if needed to get it to $20 but $100 is fine.

As far as I'm concerned, the Radpad payments should count towards the min spend, I have no DP to indicate otherwise. Just remember to use Apple or Android pay through the Radpad app, otherwise it (as far as I know) doesn't code as travel for the 3x points which makes the entire transaction free even tho there's a 2.99% fee from Radpad.
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Old Sep 23, 2016, 9:00 am
  #293  
 
Join Date: Oct 1999
Location: Atlanta, GA
Programs: AA PLT, AS 75K, DL DM, HY Globalist, HH Diamond, MC/RZ/SW Platinum, AB/UA Silver, WN CP
Posts: 1,122
Originally Posted by EricUSC
It looks like everyone except Carl had theirs code as hotels for the Citi Prestige. I guess you'll have to gamble based on the information posted here.
FYI, my Prestige statement just closed, and I can unfortunately confirm RP posted as 1x. It's pretty easy to immediately identify since the Other Purchases amount is the same as my rent. Glad Plastiq came to the rescue.
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Old Sep 23, 2016, 11:41 am
  #294  
 
Join Date: Jul 2010
Posts: 2,108
Originally Posted by Oprime
One more data point for 3x points. Statement closed yest...confirmed points this am.
This is with Reserve?

You can confirm that it codes as a travel purchase and have received the 3x points earnings?

I wonder if it's worth the $100 monthly fee... that would be approx. $1,188 in annual fees for an extra 118,800 UR each year.

By my calculations, that's a pretty good deal if UR are worth approx. 2.1 cents.
OliverB is offline  
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Old Sep 24, 2016, 8:28 am
  #295  
 
Join Date: Sep 2011
Location: UK
Posts: 223
Reserve gets 3x points IF you use Apple or Android pay to pay through the Radpad app. At least that's my understanding. If you use just your regular card, it codes as 1x, but using Apple or Android pay causes it to be coded as travel so 3x.
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Old Sep 25, 2016, 11:29 am
  #296  
 
Join Date: Mar 2013
Posts: 506
Just double checking but I assume they write your address/apt unit on the check itself right?
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Old Sep 25, 2016, 7:50 pm
  #297  
 
Join Date: Sep 2012
Location: Up In The Cloud
Programs: UA 1K MM; BA S, AA G; AS G; DL | SPG P50, M G, CC G, IHG P, HLT S | Hertz PC, Avis F
Posts: 682
Originally Posted by dmo580
Just double checking but I assume they write your address/apt unit on the check itself right?
Yes, they do.
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Old Sep 26, 2016, 8:47 am
  #298  
 
Join Date: Dec 2014
Location: NY
Programs: MR, UR, UA
Posts: 180
DP: charged CSR through Android Pay on 9/23, posted as STRIPE.COM, CA 900160000 US
Online, Mail, or Telephone transaction (1X). What did I do wrong
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Old Sep 26, 2016, 9:07 am
  #299  
 
Join Date: Oct 1999
Location: Atlanta, GA
Programs: AA PLT, AS 75K, DL DM, HY Globalist, HH Diamond, MC/RZ/SW Platinum, AB/UA Silver, WN CP
Posts: 1,122
Originally Posted by sponge_gto
DP: charged CSR through Android Pay on 9/23, posted as STRIPE.COM, CA 900160000 US
Online, Mail, or Telephone transaction (1X). What did I do wrong
Stripe processes their payments, so the item normally appears this way after authorization. It should list the proper name after it posts.
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Old Sep 26, 2016, 9:12 am
  #300  
 
Join Date: Dec 2014
Location: NY
Programs: MR, UR, UA
Posts: 180
Originally Posted by Carl
Stripe processes their payments, so the item normally appears this way after authorization. It should list the proper name after it posts.
Thanks for the advice but this charge has already posted. I'll update if anything changes but it's not looking great
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