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-   -   Mint Bills -- New Form of Bill Pay (https://www.flyertalk.com/forum/manufactured-spending/1637645-mint-bills-new-form-bill-pay.html)

georgecostanza Dec 16, 2014 1:57 am

Mint Bills -- New Form of Bill Pay
 
Anyone tried this yet? https://www.mint.com/how-mint-bills-works

Allows you to do bill pay with a bank account or a debit card. Debit card requires you to include a billing address. Can only chose from listed vendors. Very slick website design. Is this a better form of Evolve?

ILGfly Dec 16, 2014 2:28 am

Just tried to make a $10 dollar test payment to my Club Carlson card from a T-Mo prepaid debit card. The fee was $53.25.

Can't get any of my utility bills to actually authenticate to see what a test payment to those would be.

Seems useless for our purposes so far...

MSerforfun Dec 16, 2014 7:28 am

While it says it's mint but it really is chargesmart. They are super expensive way of making bill payment https://www.chargesmart.com/

I think there is a thread about it somewhere her in this forum

skitch23 Dec 16, 2014 1:12 pm

I just got a reminder message from Mint Bills to pay my electric bill.... looks like this is nothing more than a rename of Check.me (also formerly known as Pageonce). Good for keeping track of bills and credit limits, but not usable for MS.

wxl31 Dec 16, 2014 1:39 pm


Originally Posted by MSerforfun (Post 24005233)
While it says it's mint but it really is chargesmart. They are super expensive way of making bill payment https://www.chargesmart.com/

I think there is a thread about it somewhere her in this forum

Really? I was going to post that Mint Bill's exorbitant fees make Chargesmart look downright affordable.

yugi Dec 16, 2014 10:06 pm


Originally Posted by skitch23 (Post 24007348)
I just got a reminder message from Mint Bills to pay my electric bill.... looks like this is nothing more than a rename of Check.me (also formerly known as Pageonce). Good for keeping track of bills and credit limits, but not usable for MS.

It's possible to MS, if you have your mortgage or loan supported there (mine is not). Then you should choose express payment option with $6.99 fee. Worth it if you have 2-3% cashback everywhere card.

GreatPeer Dec 17, 2014 4:37 am


Originally Posted by yugi (Post 24009719)
It's possible to MS, if you have your mortgage or loan supported there (mine is not). Then you should choose express payment option with $6.99 fee. Worth it if you have 2-3% cashback everywhere card.

With both my mortgage and my car loan at a credit union that is supported, this looks interesting! If I charge these loans to a credit card via Mint, does this show up as a purchase or a cash advance? I'd probably use my Fidelity Amex card.

Hilbe Dec 17, 2014 7:01 am

Looks like 4% plus the fee. Rip off.

GreatPeer Dec 17, 2014 11:02 am

Mint and/or credit card fees
 

Originally Posted by Hilbe (Post 24011059)
Looks like 4% plus the fee. Rip off.

With that in mind, thought I'd take a look at the fees. Started to make a payment, and discovered that the credit union doesn't show anything other than my other credit union accounts as a payment source. So it looks like 4% - and/or a potential cash advance fee - is a moot point.

dktahara Dec 18, 2014 12:52 am


Originally Posted by Hilbe (Post 24011059)
Looks like 4% plus the fee. Rip off.

It's 4%. Processed by Stripe for what it's worth.

This can be useful in one circumstance -- minimum spend -- particularly when you don't have someone to help you liquidate, and especially when BB/Serve/Redbird aren't sufficient. Get 1.5% (+1 point/dollar or whatever your card gets on general spend) on Amex GCs and run them through here. It let me add my GC and I went as far as the confirmation screen.

yugi Dec 19, 2014 8:21 pm


Originally Posted by GreatPeer (Post 24010578)
With both my mortgage and my car loan at a credit union that is supported, this looks interesting! If I charge these loans to a credit card via Mint, does this show up as a purchase or a cash advance? I'd probably use my Fidelity Amex card.

It's a purchase.

yugi Dec 19, 2014 8:24 pm


Originally Posted by GreatPeer (Post 24012491)
With that in mind, thought I'd take a look at the fees. Started to make a payment, and discovered that the credit union doesn't show anything other than my other credit union accounts as a payment source. So it looks like 4% - and/or a potential cash advance fee - is a moot point.

Express payment fee is a flat $6.99, if you bank is supported (i.e. you see "pay" button, instead of "mark as paid". They do support payment with JCB 3% cashback card.

Lobachevsky Dec 19, 2014 8:32 pm


Mint Bills is provided by Intuit Mint Bills, Inc., an authorized delegate of Intuit Payments Inc. in Washington State.
It's not ChargeSmart--it has nothing at all to do with ChargeSmart.

silver6054 Dec 20, 2014 11:42 am


Originally Posted by yugi (Post 24026573)
Express payment fee is a flat $6.99, if you bank is supported (i.e. you see "pay" button, instead of "mark as paid". They do support payment with JCB 3% cashback card.

Right express pay is a flat $6.99, but that is in addition to the other charges, $4.99 up to $125, and 4% after that for using credit/debit. Your post makes it sound like you think if you choose express, you only pay $6.99, which would be very strange!

Belinda Ghosheh Dec 20, 2014 2:27 pm

Mint Bills
 
This is such a horrible company!


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