Jan 5, 2016, 9:49 pm
Last edit by: Father-of-3
Churnable to get repeated 5x rewards?
Not possible
http://www.flyertalk.com/forum/22871522-post710.html
How to pay down CL quickly?
Use WF account to pay
Likely to get shut down if...?
- Cycling several times through your CL
- Cause a negative balance
- Have a really high balance
- Calling in and getting caught by human eyes on bestiality activities.
To check what your 5X/5% window is:
In your account summary page on WF website, go into the CC, and click "show my rewards" on the left side, then click "Visit Wells Fargo Rewards"
From there go to "Earn Rewards" on the top and click "My Offers" and go into the "Promotional Offers-Usage" tab.
To check which transactions get 5X/5% before your statement posts
To check if new transactions are eligible, go to "My Rewards" on the top, click "Activity", and set the start/end dates. You should see a "bonus earning" 4% for anything that's eligible.
What to do when transaction not going through due to FA?
Human @ fraud prevention line is 877-575-0462 (to verify charges if locked out) (Update 3-3-15 - Phone number no longer in service per this post)
Automated response number: 800-446-0664
Not possible
http://www.flyertalk.com/forum/22871522-post710.html
How to pay down CL quickly?
Use WF account to pay
Likely to get shut down if...?
- Cycling several times through your CL
- Cause a negative balance
- Have a really high balance
- Calling in and getting caught by human eyes on bestiality activities.
To check what your 5X/5% window is:
In your account summary page on WF website, go into the CC, and click "show my rewards" on the left side, then click "Visit Wells Fargo Rewards"
From there go to "Earn Rewards" on the top and click "My Offers" and go into the "Promotional Offers-Usage" tab.
To check which transactions get 5X/5% before your statement posts
To check if new transactions are eligible, go to "My Rewards" on the top, click "Activity", and set the start/end dates. You should see a "bonus earning" 4% for anything that's eligible.
What to do when transaction not going through due to FA?
Human @ fraud prevention line is 877-575-0462 (to verify charges if locked out) (Update 3-3-15 - Phone number no longer in service per this post)
Automated response number: 800-446-0664
Wells Fargo Platinum 5X Grocery-Gas-Drugstores(2014-2015)
Apr 2, 2015, 11:10 am
#241
Join Date: Feb 2012
Location: Los Angles
Posts: 2,101
Apr 2, 2015, 5:37 pm
#243
Join Date: Sep 2005
Location: CVG
Programs: AAdvantage, Delta Skymiles, CapOne Venture, Citi ThankYou
Posts: 486
I wanted to report back that faxing in copies of your bank statements with cleared payments displayed was successful in removing payment floats holding up the credit line for up to 30 days. Fax #: 877-302-9256
Apr 2, 2015, 8:13 pm
#244
Join Date: Sep 2014
Posts: 1,837
what's the threshold so payments from BB or RC don't get placed on hold? 1k? 1.5k?
Apr 2, 2015, 8:29 pm
#245
Join Date: Dec 2014
Location: VA
Posts: 147
Not sure if it's a factor, but I've been a WF customer for about 15 years back from before they acquired Wachovia. I don't know if maybe it's newer customers that get the hold or not.
Apr 3, 2015, 11:07 am
#246
Join Date: Oct 2014
Posts: 53
You'll probably get multiple responses with different amounts because it does seem to vary by account. Personally, my last payment from RB to my WF card was for over $4k. Took the standard two days to post and the credit line was available the next day. This doesn't seem to be the case with a lot of people though.
Not sure if it's a factor, but I've been a WF customer for about 15 years back from before they acquired Wachovia. I don't know if maybe it's newer customers that get the hold or not.
Not sure if it's a factor, but I've been a WF customer for about 15 years back from before they acquired Wachovia. I don't know if maybe it's newer customers that get the hold or not.
Apr 3, 2015, 7:00 pm
#248
Join Date: Dec 2011
Posts: 253
I am in my second month of the card and have been doing almost entirely GGD purchases of about $4500 per week. I got a "not authorized" tonight for the first time and shortly afterward, received an automated call from the Fraud Prevention department that walked me through my last five purchases and asked me to verify that they were mine. Is this all there is to it, and should I consider my card good to go until the next call?
Apr 3, 2015, 9:08 pm
#249
Join Date: Aug 2014
Location: Dallas
Programs: AA, Southwest
Posts: 175
I am in my second month of the card and have been doing almost entirely GGD purchases of about $4500 per week. I got a "not authorized" tonight for the first time and shortly afterward, received an automated call from the Fraud Prevention department that walked me through my last five purchases and asked me to verify that they were mine. Is this all there is to it, and should I consider my card good to go until the next call?
Apr 3, 2015, 11:13 pm
#251
Join Date: Sep 2005
Location: CVG
Programs: AAdvantage, Delta Skymiles, CapOne Venture, Citi ThankYou
Posts: 486
Apr 4, 2015, 4:51 pm
#253
Join Date: Oct 2014
Posts: 53
finally the payment cleared after 15 exact days, I will use WF checking account for now... Can't afford letting the money sitting there for that long without making profit.
Apr 5, 2015, 8:13 pm
#254
Join Date: Dec 2014
Location: VA
Posts: 147
For me, it was the first time paying from an external account. No hold, delivered in the normal RB 2-day timeframe, posted that day and credit line was back available next day. Again, it could be the long time relationship with WF. I've also never had a fraud alert from them either.
Apr 5, 2015, 9:32 pm
#255
Join Date: Feb 2015
Posts: 64
Does anybody think that it matters buying 1.5k vs 2k in one day in terms of getting shut down by WF?
Also, anybody have evidence that varying size of purchase makes a difference? I know many have speculated but I can't find any evidence.
Also, anybody have evidence that varying size of purchase makes a difference? I know many have speculated but I can't find any evidence.
