Jan 5, 2016, 9:49 pm
Last edit by: Father-of-3
Churnable to get repeated 5x rewards?
Not possible
http://www.flyertalk.com/forum/22871522-post710.html
How to pay down CL quickly?
Use WF account to pay
Likely to get shut down if...?
- Cycling several times through your CL
- Cause a negative balance
- Have a really high balance
- Calling in and getting caught by human eyes on bestiality activities.
To check what your 5X/5% window is:
In your account summary page on WF website, go into the CC, and click "show my rewards" on the left side, then click "Visit Wells Fargo Rewards"
From there go to "Earn Rewards" on the top and click "My Offers" and go into the "Promotional Offers-Usage" tab.
To check which transactions get 5X/5% before your statement posts
To check if new transactions are eligible, go to "My Rewards" on the top, click "Activity", and set the start/end dates. You should see a "bonus earning" 4% for anything that's eligible.
What to do when transaction not going through due to FA?
Human @ fraud prevention line is 877-575-0462 (to verify charges if locked out) (Update 3-3-15 - Phone number no longer in service per this post)
Automated response number: 800-446-0664
Not possible
http://www.flyertalk.com/forum/22871522-post710.html
How to pay down CL quickly?
Use WF account to pay
Likely to get shut down if...?
- Cycling several times through your CL
- Cause a negative balance
- Have a really high balance
- Calling in and getting caught by human eyes on bestiality activities.
To check what your 5X/5% window is:
In your account summary page on WF website, go into the CC, and click "show my rewards" on the left side, then click "Visit Wells Fargo Rewards"
From there go to "Earn Rewards" on the top and click "My Offers" and go into the "Promotional Offers-Usage" tab.
To check which transactions get 5X/5% before your statement posts
To check if new transactions are eligible, go to "My Rewards" on the top, click "Activity", and set the start/end dates. You should see a "bonus earning" 4% for anything that's eligible.
What to do when transaction not going through due to FA?
Human @ fraud prevention line is 877-575-0462 (to verify charges if locked out) (Update 3-3-15 - Phone number no longer in service per this post)
Automated response number: 800-446-0664
Wells Fargo Platinum 5X Grocery-Gas-Drugstores(2014-2015)
Jan 28, 2015, 10:40 pm
#151
Join Date: Apr 2014
Posts: 129
is any1 having issues getting the full 5% when using this to load the redcard?
Jan 28, 2015, 10:43 pm
#152
Join Date: Dec 2007
Location: PDX
Programs: AA,DL,BA,UA,SPG, and any other free trip!
Posts: 1,803
Jan 29, 2015, 6:11 am
#154
Join Date: Sep 2014
Posts: 1,837
Easiest way is to test a small load.
Feb 3, 2015, 3:48 pm
#155
Join Date: Jun 2014
Programs: Delta, Hilton Honors, SPG, Marriott, Hyatt
Posts: 672
Does anyone keep having their card declined ALL the time? As in every time you use it?
Feb 3, 2015, 4:03 pm
#156
Join Date: Dec 2007
Location: PDX
Programs: AA,DL,BA,UA,SPG, and any other free trip!
Posts: 1,803
Feb 3, 2015, 4:30 pm
#157
Join Date: Feb 2004
Location: TX
Posts: 756
Just want to confirm, is this the same card as the WF Visa Rewards card that's listed on their site? I'm assuming yes, since this is the only card that has the 6 month clause.
Feb 3, 2015, 5:40 pm
#158
Join Date: Jun 2014
Programs: Delta, Hilton Honors, SPG, Marriott, Hyatt
Posts: 672
Thanks! I've called them about 6 times now but my card still kept getting declined. I finally spoke with a fraud prevention rep and she sorted things out.
Feb 4, 2015, 4:25 am
#159
Join Date: Jun 2014
Programs: Delta, Hilton Honors, SPG, Marriott, Hyatt
Posts: 672
This card is simply annoying. I just keep getting declined unless the purchase is like...$12 or something..
Feb 4, 2015, 9:18 am
#160
Join Date: Sep 2014
Posts: 1,837
I dont know how many times I had to call, but eventually it started taking my charges.
One time, I called in and sent a message that i was going to make a large purchase.
One time, I called in and sent a message that i was going to make a large purchase.
Feb 18, 2015, 2:59 pm
#161
Join Date: Nov 2013
Location: New Jersey
Posts: 6
Wells Fargo - Home Rebate Card
I am starting to explore different MS techniques. I just received the Wells Fargo Home rebate card with a $5k limit and I'm wondering how to maximize my points during the 6 month trial. I already do the Target Redbird max at $5k, but I'm still trying to understand the Visa gift card redemption strategy. I honestly have spent a lot of time looking at this so I apologize for the dumb question.
My understanding is I should buy a $500 Visa Gift Card at a grocery or drug store and then use it at a Money Order Place (Payomatic) to buy money orders with the Pin (last 4) of the gift card. Then deposit the money order into my BOA checking account, move the money from that account to my Wells Fargo bank account to pay my credit card and restart my credit limit. Rinse and repeat up to around 2x CL to avoid any issues.
The question is, where can I find Visa Gift Cards at grocery and drug stores that are $500? I work in NYC, live in NJ and got denied for a $500 card at Food Emporium ($200 max) in NYC and my card was rejected at Duane Reade in NYC...fraud inquiry. Stop and shop only sells $200 GCs. Would it really be worth 5% towards my mortgage with the fees involved? Am I understanding this correctly or am I missing something.
Sorry for the "newbie" questions, but I'm just trying to get my head around the best strategy for a few thousand additional points over the next 6 months. Anything that will help pay down this mortgage faster...ugh.
Anyone's help would be greatly appreciated. I definitely appreciate all the comments so far and I am learning a lot.
My understanding is I should buy a $500 Visa Gift Card at a grocery or drug store and then use it at a Money Order Place (Payomatic) to buy money orders with the Pin (last 4) of the gift card. Then deposit the money order into my BOA checking account, move the money from that account to my Wells Fargo bank account to pay my credit card and restart my credit limit. Rinse and repeat up to around 2x CL to avoid any issues.
The question is, where can I find Visa Gift Cards at grocery and drug stores that are $500? I work in NYC, live in NJ and got denied for a $500 card at Food Emporium ($200 max) in NYC and my card was rejected at Duane Reade in NYC...fraud inquiry. Stop and shop only sells $200 GCs. Would it really be worth 5% towards my mortgage with the fees involved? Am I understanding this correctly or am I missing something.
Sorry for the "newbie" questions, but I'm just trying to get my head around the best strategy for a few thousand additional points over the next 6 months. Anything that will help pay down this mortgage faster...ugh.
Anyone's help would be greatly appreciated. I definitely appreciate all the comments so far and I am learning a lot.
Last edited by TravelingVeggies; Feb 18, 2015 at 3:01 pm Reason: clarifying wells bank account
Feb 18, 2015, 3:13 pm
#162
Join Date: Feb 2012
Location: LAX
Programs: AA, TY, UR, UA, US, WN, MR, SPG
Posts: 1,453
I am starting to explore different MS techniques. I just received the Wells Fargo Home rebate card with a $5k limit and I'm wondering how to maximize my points during the 6 month trial. I already do the Target Redbird max at $5k, but I'm still trying to understand the Visa gift card redemption strategy. I honestly have spent a lot of time looking at this so I apologize for the dumb question.
My understanding is I should buy a $500 Visa Gift Card at a grocery or drug store and then use it at a Money Order Place (Payomatic) to buy money orders with the Pin (last 4) of the gift card. Then deposit the money order into my BOA checking account, move the money from that account to my Wells Fargo bank account to pay my credit card and restart my credit limit. Rinse and repeat up to around 2x CL to avoid any issues.
The question is, where can I find Visa Gift Cards at grocery and drug stores that are $500? I work in NYC, live in NJ and got denied for a $500 card at Food Emporium ($200 max) in NYC and my card was rejected at Duane Reade in NYC...fraud inquiry. Stop and shop only sells $200 GCs. Would it really be worth 5% towards my mortgage with the fees involved? Am I understanding this correctly or am I missing something.
Sorry for the "newbie" questions, but I'm just trying to get my head around the best strategy for a few thousand additional points over the next 6 months. Anything that will help pay down this mortgage faster...ugh.
Anyone's help would be greatly appreciated. I definitely appreciate all the comments so far and I am learning a lot.
My understanding is I should buy a $500 Visa Gift Card at a grocery or drug store and then use it at a Money Order Place (Payomatic) to buy money orders with the Pin (last 4) of the gift card. Then deposit the money order into my BOA checking account, move the money from that account to my Wells Fargo bank account to pay my credit card and restart my credit limit. Rinse and repeat up to around 2x CL to avoid any issues.
The question is, where can I find Visa Gift Cards at grocery and drug stores that are $500? I work in NYC, live in NJ and got denied for a $500 card at Food Emporium ($200 max) in NYC and my card was rejected at Duane Reade in NYC...fraud inquiry. Stop and shop only sells $200 GCs. Would it really be worth 5% towards my mortgage with the fees involved? Am I understanding this correctly or am I missing something.
Sorry for the "newbie" questions, but I'm just trying to get my head around the best strategy for a few thousand additional points over the next 6 months. Anything that will help pay down this mortgage faster...ugh.
Anyone's help would be greatly appreciated. I definitely appreciate all the comments so far and I am learning a lot.
As for the FA on your account, you'll just need to call WF and clear the FA and try again. Seems like this card in particular is a bear about that, so you may have to do it multiple times before it learns.
Feb 22, 2015, 6:49 pm
#163
Join Date: Mar 2014
Posts: 31
Is there a disadvantage or risk to redeem the rewards back to the credit card account?
Thanks,
Thanks,
Feb 22, 2015, 9:49 pm
#164
Join Date: Feb 2014
Posts: 58
Do you not have access to a CVS? It's much easier this way since they have a $2k cap per 24 hours. And yes, it's 24 hours right down to the minute. ISH. Or close enough.
Feb 23, 2015, 3:27 pm
#165
Join Date: Jan 2008
Location: Houston, US
Programs: BAEC, One Pass, AA Advantage,Enrich, Miles & More, Flying Blue
Posts: 44
They wont give you this card unless you have an account with them. Also, the longer the account is open, the bigger the CL on the card. I got a measely 4,000 CL and just couldn't do much with that, so I called about 2 weeks later, and asked for an increase....after a 10 min call, they up'd it to 8,000. I supposed I could've asked for more, but I didn't wanna push my luck. My friend did the same thing, and he flat out asked for 20,000, and they gave it to him.