Vanilla Visa - Unauthorized Transactions
Oct 5, 2014, 2:44 pm
#1
Original Poster
Join Date: May 2014
Posts: 33
Vanilla Visa - Unauthorized Transactions
Just bought a Vanilla Visa GC at Walgreens yesterday.
I open the card today to register and I am shocked to see two transactions for $1.50 and $250 at a Ross Store, both pending just couple of hours ago.
Called the 1-800 number and filed a dispute.
I have also put a hold on the card.
It is a sealed pack with no signs of tampering.
This never happened to me before.
I called the Ross store, but they cannot do anything.
It seems Visa dispute processing could take 60 days.
I open the card today to register and I am shocked to see two transactions for $1.50 and $250 at a Ross Store, both pending just couple of hours ago.
Called the 1-800 number and filed a dispute.
I have also put a hold on the card.
It is a sealed pack with no signs of tampering.
This never happened to me before.
I called the Ross store, but they cannot do anything.
It seems Visa dispute processing could take 60 days.
Oct 5, 2014, 3:56 pm
#2
Join Date: Jul 2014
Posts: 97
* I had a card with fraudulent charges May 27th.
* Letter telling me I'd won the dispute came on September 2nd.
* I finally got the replacement card after two requests on October 4th.
Expect a good 4 month long fight and keep on them. Good luck.
* Letter telling me I'd won the dispute came on September 2nd.
* I finally got the replacement card after two requests on October 4th.
Expect a good 4 month long fight and keep on them. Good luck.
Last edited by mbaker4096; Oct 5, 2014 at 11:24 pm
Oct 5, 2014, 9:14 pm
#4
Suspended
Join Date: May 2012
Location: ORD
Programs: AA, UA, AS, DL, BA, F9, IHG Plat, HH Gold, CC Gold, SPG Gold, MR Silver
Posts: 1,786
Oct 5, 2014, 9:43 pm
#5
Original Poster
Join Date: May 2014
Posts: 33
Yes, I just wanted to make sure.
I am going to avoid VGC from that store.
Metabank or Netspend would be next card.
Also I would immediately head to liquidate it going forward.
These prepaid instruments are very risky to hold even for a day.
I am going to avoid VGC from that store.
Metabank or Netspend would be next card.
Also I would immediately head to liquidate it going forward.
These prepaid instruments are very risky to hold even for a day.
Oct 6, 2014, 5:19 am
#6
Join Date: Oct 2009
Location: Land of the parrots and parrotheads
Programs: Several dozen
Posts: 4,820
Odd, as all our Walgreen's here are cash-only. What was your MS angle, or are Walgreens in your corner of the world accepting credit cards to MS?
The cards are risky indeed in several areas (think Hemet) so inspect those packages and unload the cards ASAP. Over here, in the credit card fraud capital of the free world, I have yet to run into tampered cards. To date our folks prefer to use fraudulent IDs and credit cards to buy legitimate GCs. JFTR, my typical card-to-MO-time runs about 15 minutes.
The cards are risky indeed in several areas (think Hemet) so inspect those packages and unload the cards ASAP. Over here, in the credit card fraud capital of the free world, I have yet to run into tampered cards. To date our folks prefer to use fraudulent IDs and credit cards to buy legitimate GCs. JFTR, my typical card-to-MO-time runs about 15 minutes.
Just bought a Vanilla Visa GC at Walgreens yesterday.
I open the card today to register and I am shocked to see two transactions for $1.50 and $250 at a Ross Store, both pending just couple of hours ago.
Called the 1-800 number and filed a dispute.
I have also put a hold on the card.
It is a sealed pack with no signs of tampering.
This never happened to me before.
I called the Ross store, but they cannot do anything.
It seems Visa dispute processing could take 60 days.
I open the card today to register and I am shocked to see two transactions for $1.50 and $250 at a Ross Store, both pending just couple of hours ago.
Called the 1-800 number and filed a dispute.
I have also put a hold on the card.
It is a sealed pack with no signs of tampering.
This never happened to me before.
I called the Ross store, but they cannot do anything.
It seems Visa dispute processing could take 60 days.
Oct 6, 2014, 9:26 am
#7
Original Poster
Join Date: May 2014
Posts: 33
Odd, as all our Walgreen's here are cash-only. What was your MS angle, or are Walgreens in your corner of the world accepting credit cards to MS?
The cards are risky indeed in several areas (think Hemet) so inspect those packages and unload the cards ASAP. Over here, in the credit card fraud capital of the free world, I have yet to run into tampered cards. To date our folks prefer to use fraudulent IDs and credit cards to buy legitimate GCs. JFTR, my typical card-to-MO-time runs about 15 minutes.
The cards are risky indeed in several areas (think Hemet) so inspect those packages and unload the cards ASAP. Over here, in the credit card fraud capital of the free world, I have yet to run into tampered cards. To date our folks prefer to use fraudulent IDs and credit cards to buy legitimate GCs. JFTR, my typical card-to-MO-time runs about 15 minutes.
Actually even I was surprised that Walgreens near me accepted CC for this card. It was just a one card purchase to get 5%. I was planning to load to my serve.
The package looked clean to me.
But I did a big mistake.
I took the first card on the rack.
There high possibility that the first one is bad, if there is tampering in the store.
I need to follow your method of 15 min liquidation.
Just sent all the docs today.
I hope there is a resolution soon.
Oct 6, 2014, 9:53 am
#9
Join Date: Nov 2013
Posts: 572
Actually even I was surprised that Walgreens near me accepted CC for this card. It was just a one card purchase to get 5%. I was planning to load to my serve.
The package looked clean to me.
But I did a big mistake.
I took the first card on the rack.
There high possibility that the first one is bad, if there is tampering in the store.
I need to follow your method of 15 min liquidation.
Just sent all the docs today.
I hope there is a resolution soon.
The package looked clean to me.
But I did a big mistake.
I took the first card on the rack.
There high possibility that the first one is bad, if there is tampering in the store.
I need to follow your method of 15 min liquidation.
Just sent all the docs today.
I hope there is a resolution soon.
Oct 6, 2014, 11:38 am
#11
Join Date: Mar 2013
Location: In the ATL
Posts: 156
There has been a lot of PIN-based fraud with MPs though, even if the card hasn't been tampered with. Not sad to see those go away.
Oct 6, 2014, 12:55 pm
#12
Join Date: Dec 2013
Posts: 3,506
Actually even I was surprised that Walgreens near me accepted CC for this card. It was just a one card purchase to get 5%. I was planning to load to my serve.
The package looked clean to me.
But I did a big mistake.
I took the first card on the rack.
There high possibility that the first one is bad, if there is tampering in the store.
I need to follow your method of 15 min liquidation.
Just sent all the docs today.
I hope there is a resolution soon.
The package looked clean to me.
But I did a big mistake.
I took the first card on the rack.
There high possibility that the first one is bad, if there is tampering in the store.
I need to follow your method of 15 min liquidation.
Just sent all the docs today.
I hope there is a resolution soon.
If your thinking choosing the 3rd or 4th card or the back from every rack guarantees no scam you are sorely mistaken. It is just the random placement of the card. None of this is an excuse to not thoroughly inspect the packaging of each card.
Oct 6, 2014, 9:52 pm
#13
Join Date: Jul 2014
Posts: 56
Let me guess Hemet.
Place all packages on the ground and do not pick the one differs than the others.
The stores you visit often, get newer stocks(because you clean them up).
If I dare, I'll hide those out of sync packages under shelf.
Open the packages right away after purchased.
Inspect them closely. If it is Meta, just call the 800 and they will mail you a new one.
Place all packages on the ground and do not pick the one differs than the others.
The stores you visit often, get newer stocks(because you clean them up).
If I dare, I'll hide those out of sync packages under shelf.
Open the packages right away after purchased.
Inspect them closely. If it is Meta, just call the 800 and they will mail you a new one.
Oct 7, 2014, 7:08 pm
#14
Join Date: Apr 2014
Posts: 1,273
Odd, as all our Walgreen's here are cash-only. What was your MS angle, or are Walgreens in your corner of the world accepting credit cards to MS?
The cards are risky indeed in several areas (think Hemet) so inspect those packages and unload the cards ASAP. Over here, in the credit card fraud capital of the free world, I have yet to run into tampered cards. To date our folks prefer to use fraudulent IDs and credit cards to buy legitimate GCs. JFTR, my typical card-to-MO-time runs about 15 minutes.
The cards are risky indeed in several areas (think Hemet) so inspect those packages and unload the cards ASAP. Over here, in the credit card fraud capital of the free world, I have yet to run into tampered cards. To date our folks prefer to use fraudulent IDs and credit cards to buy legitimate GCs. JFTR, my typical card-to-MO-time runs about 15 minutes.