Oct 2, 2014, 8:14 pm
Last edit by: MasterCharge
DO NOT CALL CHASE ABOUT THIS
You might want to read more about this hear. http://dealbook.nytimes.com/2014/10/02/jpmorgan-discovers-further-cyber-security-issues/?_php=true&_type=blogs&_r=0
Oct 2nd- State of CC Loading to Serve
except to ask for a $0 cash advance limit. This can also be done via secure message.
Some Chase cardholders have reported a change in their cash advance limit after a pending charge appears for their Serve load, and they presume it means the Serve load is a cash advance. No one has reported an actual cash advance fee yet, only a pending charge of $200. This could change but this situation has happened before! In the past, such charges eventually turn into ordinary charges and the cash advance goes away.
You cannot dispute a charge while it's pending, so there's no point in asking Chase about anything that hasn't posted. No one has reported a cash advance fee, and unless you have one do not call Chase.
There are reports of a change in cash advance limits after a Serve load with the following cards::
There are also reports of NO cash advance when using the following cards. Note the overlap:
Note that some of the reports appear in the Serve thread.
You might want to read more about this hear. http://dealbook.nytimes.com/2014/10/02/jpmorgan-discovers-further-cyber-security-issues/?_php=true&_type=blogs&_r=0
Oct 2nd- State of CC Loading to Serve
except to ask for a $0 cash advance limit. This can also be done via secure message.
Some Chase cardholders have reported a change in their cash advance limit after a pending charge appears for their Serve load, and they presume it means the Serve load is a cash advance. No one has reported an actual cash advance fee yet, only a pending charge of $200. This could change but this situation has happened before! In the past, such charges eventually turn into ordinary charges and the cash advance goes away.
You cannot dispute a charge while it's pending, so there's no point in asking Chase about anything that hasn't posted. No one has reported a cash advance fee, and unless you have one do not call Chase.
There are reports of a change in cash advance limits after a Serve load with the following cards::
- Chase Sapphire Preferred
- Chase UA Explorer Visa
- Chase UA Club
- Chase Ink Bold Visa
- Also a Capital One card
- Discover IT
There are also reports of NO cash advance when using the following cards. Note the overlap:
- Chase Sapphire Preferred
- Chase UA Explorer Visa
- Chase UA Explorer MC
- Chase British Airways Visa
- Chase Southwest Visa
- Also Barclay, Citi cards (Prestige, AA), Fidelity AMEX seem to be ok
- Bank of America (Visa)
Note that some of the reports appear in the Serve thread.
Chase may be coding Amex Serve as a Cash Advance (not confirmed)
Oct 2, 2014, 7:48 pm
#77
Join Date: Sep 2004
Location: The World!!!
Programs: Some of them not all ...
Posts: 1,532
Oct 2, 2014, 7:59 pm
#78
Suspended
Join Date: May 2012
Location: ORD
Programs: AA, UA, AS, DL, BA, F9, IHG Plat, HH Gold, CC Gold, SPG Gold, MR Silver
Posts: 1,786
Two $500 charges on my Chase United Explorer were coded as Cash Advance 
(my available cash advance limit was decreased by $1000 so I am sure of this!). They haven't posted yet but I am not hopeful of them posting as a sale.
I called Chase and they told me it was the fault of Amex who changed the coding from "Sale" to "Cash Advance" but I WAS able to get the temporary authorizations removed. Now the question is will Amex attempt to re-charge it...
(my available cash advance limit was decreased by $1000 so I am sure of this!). They haven't posted yet but I am not hopeful of them posting as a sale.I called Chase and they told me it was the fault of Amex who changed the coding from "Sale" to "Cash Advance" but I WAS able to get the temporary authorizations removed. Now the question is will Amex attempt to re-charge it...
Oct 2, 2014, 8:09 pm
#80
Join Date: Sep 2006
Location: Teaneck, NJ
Programs: SPG Gold, HHonors Gold, IHG Platinum, Marriott Silver
Posts: 699
Oct 2, 2014, 8:10 pm
#81
Join Date: Jul 2012
Posts: 67
My capital one venture shows as a cash advance from today's load. Not sure what good the card is going to be for me as it was my "easy" ms card to stay away from chase and amex.
Oct 2, 2014, 8:12 pm
#82
Suspended
Join Date: May 2012
Location: ORD
Programs: AA, UA, AS, DL, BA, F9, IHG Plat, HH Gold, CC Gold, SPG Gold, MR Silver
Posts: 1,786
Oct 2, 2014, 8:31 pm
#83
Join Date: Jul 2012
Posts: 67
Thanks for the great insight. I got two of the cards for 50k bonus and used on 2 serve card and 4 buxx cards as well as another free load prepaid card. I didnt want to use a chase card for these methods and was getting 28k points per month for $40. Never claimed to be a big time thing, but not bad for a backup card that i never had to leave the house to utilize.
Oct 2, 2014, 8:37 pm
#84
Suspended
Join Date: May 2012
Location: ORD
Programs: AA, UA, AS, DL, BA, F9, IHG Plat, HH Gold, CC Gold, SPG Gold, MR Silver
Posts: 1,786
Thanks for the great insight. I got two of the cards for 50k bonus and used on 2 serve card and 4 buxx cards as well as another free load prepaid card. I didnt want to use a chase card for these methods and was getting 28k points per month for $40. Never claimed to be a big time thing, but not bad for a backup card that i never had to leave the house to utilize.
Oct 2, 2014, 8:38 pm
#85
Join Date: Jan 2011
Posts: 208
Chase Freedom denied
My chase freedom load today was also denied. Can't confirm that it was because it a CA yet but this has never happened before...
Oct 2, 2014, 8:44 pm
#86
Join Date: Jul 2014
Posts: 427
Is there a way we can blame this on the bow tie?
Oct 2, 2014, 8:45 pm
#87
Join Date: Dec 2010
Location: Indianapolis
Programs: Hilton-Diamond Lifetime Platinum AA UA, WN-CP, SPG Gold.
Posts: 7,377
Chase has cut out HIGC, used to pay Lowe's LAR Accounts after Nov 23,
SMGC are now being tracked..,
Anyone think the writing us not on the wall..
SMGC are now being tracked..,
Anyone think the writing us not on the wall..
Oct 2, 2014, 9:24 pm
#90
Join Date: Dec 2006
Posts: 226
Chase Sapphire Preferred (VISA) - load from today (not yet posted) DID reduce the Cash Advance Available Limit, so it appears they are running through as a Cash Advance.
Bank of America (VISA) - load from today (not yet posted) DID NOT reduce the Cash Advance Available Limit.
In the past, neither Chase or Bank of America would reduce the cash advance available limit for a Serve transaction.
Bank of America (VISA) - load from today (not yet posted) DID NOT reduce the Cash Advance Available Limit.
In the past, neither Chase or Bank of America would reduce the cash advance available limit for a Serve transaction.
Last edited by andyli; Oct 2, 2014 at 9:27 pm Reason: add BofA