Oct 2, 2014, 8:14 pm
Last edit by: MasterCharge
DO NOT CALL CHASE ABOUT THIS
You might want to read more about this hear. http://dealbook.nytimes.com/2014/10/02/jpmorgan-discovers-further-cyber-security-issues/?_php=true&_type=blogs&_r=0
Oct 2nd- State of CC Loading to Serve
except to ask for a $0 cash advance limit. This can also be done via secure message.
Some Chase cardholders have reported a change in their cash advance limit after a pending charge appears for their Serve load, and they presume it means the Serve load is a cash advance. No one has reported an actual cash advance fee yet, only a pending charge of $200. This could change but this situation has happened before! In the past, such charges eventually turn into ordinary charges and the cash advance goes away.
You cannot dispute a charge while it's pending, so there's no point in asking Chase about anything that hasn't posted. No one has reported a cash advance fee, and unless you have one do not call Chase.
There are reports of a change in cash advance limits after a Serve load with the following cards::
There are also reports of NO cash advance when using the following cards. Note the overlap:
Note that some of the reports appear in the Serve thread.
You might want to read more about this hear. http://dealbook.nytimes.com/2014/10/02/jpmorgan-discovers-further-cyber-security-issues/?_php=true&_type=blogs&_r=0
Oct 2nd- State of CC Loading to Serve
except to ask for a $0 cash advance limit. This can also be done via secure message.
Some Chase cardholders have reported a change in their cash advance limit after a pending charge appears for their Serve load, and they presume it means the Serve load is a cash advance. No one has reported an actual cash advance fee yet, only a pending charge of $200. This could change but this situation has happened before! In the past, such charges eventually turn into ordinary charges and the cash advance goes away.
You cannot dispute a charge while it's pending, so there's no point in asking Chase about anything that hasn't posted. No one has reported a cash advance fee, and unless you have one do not call Chase.
There are reports of a change in cash advance limits after a Serve load with the following cards::
- Chase Sapphire Preferred
- Chase UA Explorer Visa
- Chase UA Club
- Chase Ink Bold Visa
- Also a Capital One card
- Discover IT
There are also reports of NO cash advance when using the following cards. Note the overlap:
- Chase Sapphire Preferred
- Chase UA Explorer Visa
- Chase UA Explorer MC
- Chase British Airways Visa
- Chase Southwest Visa
- Also Barclay, Citi cards (Prestige, AA), Fidelity AMEX seem to be ok
- Bank of America (Visa)
Note that some of the reports appear in the Serve thread.
Chase may be coding Amex Serve as a Cash Advance (not confirmed)
Oct 3, 2014, 6:26 pm
#151
Join Date: Jul 2014
Posts: 3,688
citi dcb mc posted as sale on pending status. ca is zero.
Oct 3, 2014, 6:59 pm
#152
Join Date: Dec 2013
Location: WI
Posts: 181
Should I call Chase about this?
Oct 3, 2014, 7:22 pm
#153
Join Date: Oct 2014
Posts: 2
Payment posted
My serve payment was posted on my chase freedom card. I saw my cash advance limit drop by $200 like everyone else.
How do I know if this is considered a purchase or a CA? I saw that it gave me points, so would this be a purchase?
The only problem is that my CA limit is still lower by $200 from the charge.
Here's a snapshot of what I see on my account:
http://imgur.com/fvyAQqb
How do I know if this is considered a purchase or a CA? I saw that it gave me points, so would this be a purchase?
The only problem is that my CA limit is still lower by $200 from the charge.
Here's a snapshot of what I see on my account:
http://imgur.com/fvyAQqb
Oct 3, 2014, 7:32 pm
#154
Join Date: Jul 2014
Posts: 427
There are some stupid mfers using serve apparently
Oct 3, 2014, 7:53 pm
#155
Join Date: Jul 2013
Location: SoCal
Programs: AA EXP, SPG Lifetime Platinum, MR Platinum, Hilton Diamond
Posts: 249
Moderator, I can't read the first line in red in the Wiki. Can you increase the font size? 
Oct 3, 2014, 7:58 pm
#156
Join Date: Feb 2014
Posts: 511
I knew to have my popcorn ready on Page 1.
I haven't been disappointed.
I haven't been disappointed.
Oct 3, 2014, 7:59 pm
#157
Join Date: Sep 2012
Posts: 4,431
I'm in the same boat as many. I used the Ink Plus, and the cash advance allowance is subtracted by $200. I'm not going to do anything until I find out more info.
Oct 3, 2014, 8:10 pm
#158
Join Date: Dec 2008
Posts: 46
My $200 Serve load on a Chase BA from 10/2 just posted as a sale and earned avios nicely.
I do see my CA limit dinged by $200 though -- perhaps a gremlin in their systems?
I do see my CA limit dinged by $200 though -- perhaps a gremlin in their systems?
Oct 3, 2014, 8:21 pm
#159
Join Date: Sep 2012
Location: IAD/DCA
Programs: Bunch of mid-tiers
Posts: 1,034
I called Chase and after being transferred, got a very helpful rep in "rewards risk." The rep was not aware of the issue but thanked me for calling and promised a very thorough investigation.
PS Citi HH Reserve does not appear to be a CA, we'll see when it posts. If only there was some place we could keep a running list of which cards are and are not posting as CA's...
PS Citi HH Reserve does not appear to be a CA, we'll see when it posts. If only there was some place we could keep a running list of which cards are and are not posting as CA's...
Oct 3, 2014, 8:44 pm
#161
Join Date: Feb 2013
Location: CMH, West Coast
Programs: AA Executive Platinum, oneworld emerald
Posts: 2,741
Yesterday's 10/2 Serve load on my Hyatt card just posted as a purchase. Cash advance limit still down $400 for the loads of yesterday and today.
Oct 3, 2014, 9:00 pm
#163
Join Date: Oct 2012
Location: BOS, PVD
Programs: SPG Gold, Hyatt Pt, CBP Global Entry
Posts: 96
Same here. I just checked my account and the $200 CC load (charged to CSP) on 10/2 posted as a purchase.
Oct 3, 2014, 9:06 pm
#164
Join Date: Aug 2011
Posts: 404
I can add that my UA 10/2 posted as a sale and not a cash advance. It also gave me this which I had been working towards 
:
+ 10,000 Mile bonus on $25,000 spend 10,000.00
: + 10,000 Mile bonus on $25,000 spend 10,000.00
Oct 3, 2014, 9:09 pm
#165
Join Date: May 2000
Location: I see palm trees....
Posts: 414