MS mistakes.
 

While learning MS techniques I seem to make as many mistakes as possible.
Today I was in an OSS that had coveted GCs.
$200 Visa GCs that I've never actually seen on the rack in an OSS.
I went wild (for me) and bought two and some Petco and Groupon GCs for good measure.
I thought to myself, prematurely, Wow, that'll be like 2500 FF miles!
Visions of the Bahamas occupied me at the cash register.
A few hours later I realized I had used the wrong CC because it was the same color (blue) as the right CC.
Oops!
FF miles earned will be 1x spend instead of 5x spend :)
What mistakes did you make as a noob MSer?
Want to know so I can laugh and avoid them.

Since the Wikis here are pretty weak and outdated and no good example of a central wiki (which I tried to build and someone deleted it) read about 1500+ pages and you have figured it out by then

No mistakes.
Because in this game making mistakes costs money.

There are blogs and other forums for the spoon feeding.

My biggest mistake was asking a question instead of searching. My butt still hurts from the flaming that I got lol

This is funny and true.

Here's a bit of advice. Don't spend more than your RIA with one FI in one month. Fraud/risk departments will not be happy.

Cough - being helpful and have a good directory is a sign of quality not spoon feeding


go look at XDA forum... now that is a damm good quality forum that is detailed and organized and not where people don't say spoon Feeding like it is an insult...

In the days of buying VR at CVS I was using a car key instead of a coin to scrape off the stuff that obscures the PIN and scraped off enough of the PIN that I couldn't read it! Eventually I was able to get them to give me the code but I had to fax in my DL and other info first which was a pain.

I had a VGC slip out of my pocket and into the couch I was sitting on but luckily one small corner was peeking out. I would probably haven't ever known where I lost it!

How did you get the money back off the VR? I have to do this too with one of my cards.

Accidentally used my Wells Fargo debit card instead of credit card for my first Wells Fargo vr cvs purchase.

Recently I accidentally used my emerald card to load my emerald card. That's not a money maker.

MS mistakes.
 

I forgot to withdraw the balance in my AP account once and when I made my payment that was what AMZN used to send my payee, no chance to use a credit card and get points.

MS mistakes.
 

Not keeping good enough records in the beginning (now I have a pimped out excel workbook)

Sitting on to many GC's at any given time, thankfully I have that up right before the music stopped on OV at WM.

dont let your statement close with high utilization

+1 ^
I didn't know this at first, and wondered why everyone said that MS doesn't affect credit score. Then I found out it wasn't the MS, it was the high utilization rate at statement cut... (cheap) lesson learned.

You have to call Incomm Customer Service and tell them what happened. They will walk you through the process. It is a little difficult but better than losing $500!

It took about 4 days to resolve which I thought was pretty quick. Don't wait to call!