Buying Metabank Gift Cards online

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Old Dec 11, 14, 1:44 am   -   Wikipost
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UNDEAD - All Cards for Sale Online Were Pulled By MetaBank, But Some May Once Again Be Available (see #374)



Doctor of Credit has detailed write up here

Limits
MasterCard gift card: $1,000 limit, $4.95 activation fee
Travel MasterCard card: $1,500 limit, $6.95 activation fee
Reloadable Visa card: $3 monthly fee, loads every 7 days.
Youth card: $1,500 limit, $6.95 activation fee & $3 monthly fee

It looks like you can also do ATM withdrawals with the travel card (cost of $1.50 per withdrawal), this could come in handy if you have any owner/operator fee free ATMs near you. To view these cards follow these instructions:

Buy It
Go to https://www.metabank.com/personal/cards
Click “Buy MasterCard Gift Cards online”

PIN
- Yes you can set a pin

Cash Advance
- BOA, Chase, Barclay Arrival are purchases, No CA
- Citi and US Bank are Cash Advances, Yes CA
- Discover, No CA, ref (make sure you CA limit is not set to $0) ref

Features & Other
- Walmart billpay works with this card (Chase and Barclay confirmed)
- Evolve does not recognize the MC as debit
- Reloadable Visa works with Evolve
- Reloadable Visa works with BB.
- Temporary shutdowns have occurred.
- Once you have used the temp card, a card with your name will be sent to you about a week later.

***Contrary to Terms, 1k in loads are possible every 7+ days. Day 1, load. Next 7 days, loads are not possible due to "exceeding the limit in a 7 day period." After 7 days have passed, another online load is possible. Online myprepaidbalance.com accepts Visa, MC, Discover.***
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Old Jun 17, 14, 8:05 am
  #61  
 
Join Date: Mar 2012
Posts: 407
Originally Posted by Doctor of Credit View Post
TWG said he's bought 4 cards over the past couple of months, so I assume it's been making the rounds on the private forums/PM communities for awhile now.

He also said the following:

Bank of America and Chase cards run as purchases.
Citi and US Bank run as cash advances.

Will be interesting to see how the whole thing plays out, I'm doing other things with MS at the moment. Really only did one test purchase so I had a hard data point. Another handy back up if it sticks around and something I might put into more regular rotation after experimenting with it a bit.

Don't hit it too hard guys and it'll stick around.
Thanks, didn't realize that. Interested in Barclay's then if anyone has datapoints.

I figured it was established since a poster wanted it to "die", but just thought it was an interesting method to get introduced to the larger public
VizeL is offline  
Old Jun 17, 14, 8:07 am
  #62  
 
Join Date: Dec 2013
Location: CMH
Posts: 490
Originally Posted by fulthrust7 View Post
Great, it's all over:
http://viewfromthewing.boardingarea.com/

This guy needs to be banned.
I take it these guys make more money from ads/clicks then what they would from keeping the ideas off their sites and doing the deals themselves (like HIGC...mint...) cause everything gets stopped right after it's posted.

Joke's on them though, I use .......
canyoncar is offline  
Old Jun 17, 14, 8:15 am
  #63  
 
Join Date: Aug 2009
Location: Washington DC
Programs: United, AA, Avianca
Posts: 248
Honestly, this isn't that lucrative. $5 for $1000 at best. TD bank is way better. USBUxx equivalent. This isn't a crazy steal, just another avenue. And, frankly$200 VGCs after visa edge discount from office stores is still cheaper (albeit more work, but also quicker magnified return). So, don't go jumping crazy on this b/c "people" are. Think about it.
fulthrust7 is offline  
Old Jun 17, 14, 8:17 am
  #64  
 
Join Date: May 2010
Posts: 2,990
Originally Posted by fulthrust7 View Post
Great, it's all over:
http://viewfromthewing.boardingarea.com/

This guy needs to be banned.
Wait, so it appears on Reddit, and then our own Doctor of Credit (as in the person who's discussing it in this thread) posts it and then View picks it up and THAT'S when you think it's all over the place?

Stoughton is offline  
Old Jun 17, 14, 8:21 am
  #65  
 
Join Date: Jul 2013
Location: Austin, Texas
Posts: 395
Originally Posted by fulthrust7 View Post
Great, it's all over:
http://viewfromthewing.boardingarea.com/

This guy needs to be banned.
Banned from? From FT?
I guess it's possible since he's no longer a Senior Moderator or the FT Talkboard President.

I hear he's trolling around Milepoint, too
JWEMTX is offline  
Old Jun 17, 14, 8:23 am
  #66  
 
Join Date: Jan 2013
Programs: AA, SPG, MR, UR, Cash Back!
Posts: 606
Originally Posted by fulthrust7 View Post
Honestly, this isn't that lucrative. $5 for $1000 at best. TD bank is way better. USBUxx equivalent. This isn't a crazy steal, just another avenue. And, frankly$200 VGCs after visa edge discount from office stores is still cheaper (albeit more work, but also quicker magnified return). So, don't go jumping crazy on this b/c "people" are. Think about it.
I agree 100%, this is why I didn't jump.
Fuerza is offline  
Old Jun 17, 14, 8:27 am
  #67  
 
Join Date: Jun 2013
Posts: 1,041
Originally Posted by Fuerza View Post
I agree 100%, this is why I didn't jump.
Amex are far more profitable for base 1x cards or 5x at drugstore, pass
raccah is offline  
Old Jun 17, 14, 8:38 am
  #68  
 
Join Date: Feb 2014
Posts: 143
Originally Posted by fulthrust7 View Post
Honestly, this isn't that lucrative. $5 for $1000 at best. TD bank is way better. USBUxx equivalent. This isn't a crazy steal, just another avenue. And, frankly$200 VGCs after visa edge discount from office stores is still cheaper (albeit more work, but also quicker magnified return). So, don't go jumping crazy on this b/c "people" are. Think about it.
Originally Posted by Fuerza View Post
I agree 100%, this is why I didn't jump.

1k denomination is easier to liquidate, you can finish 5k~10k in a matter of 10,15 minutes. The same cannot be said for 25-50 $200 VGCs. It's up to what ppl prefer, less profit faster turnaround, or vice versa. TD and USB have limits.
kenshinluo is offline  
Old Jun 17, 14, 8:53 am
  #69  
 
Join Date: May 2010
Posts: 2,990
Originally Posted by fulthrust7 View Post
Honestly, this isn't that lucrative. $5 for $1000 at best. TD bank is way better. USBUxx equivalent. This isn't a crazy steal, just another avenue. And, frankly$200 VGCs after visa edge discount from office stores is still cheaper (albeit more work, but also quicker magnified return). So, don't go jumping crazy on this b/c "people" are. Think about it.
For people unable to do split payments, this could be a big advantage.
Stoughton is offline  
Old Jun 17, 14, 8:55 am
  #70  
 
Join Date: Jun 2013
Posts: 1,041
Originally Posted by Stoughton View Post
For people unable to do split payments, this could be a big advantage.
Sure, but even at 3x of a 500 dollar card you are ahead of this unless the fee for the unload is insane. It looks nice, and is the closest to the free days of Chase, but in the end the newer options are better IMHO. Another tool to use if other avenues close for sure.
raccah is offline  
Old Jun 17, 14, 8:59 am
  #71  
 
Join Date: Jan 2013
Programs: AA, SPG, MR, UR, Cash Back!
Posts: 606
Originally Posted by kenshinluo View Post
1k denomination is easier to liquidate, you can finish 5k~10k in a matter of 10,15 minutes. The same cannot be said for 25-50 $200 VGCs. It's up to what ppl prefer, less profit faster turnaround, or vice versa. TD and USB have limits.
I'll take $504.95 at 5% over $1004.95 at a best 2 points any day. If you are using these cards to load BB or Serve it is a waste IMO. If MO's are you bag then by all means.
Fuerza is offline  
Old Jun 17, 14, 9:04 am
  #72  
 
Join Date: Feb 2012
Location: Los Angles
Posts: 2,101
Originally Posted by kenshinluo View Post
1k denomination is easier to liquidate, you can finish 5k~10k in a matter of 10,15 minutes. The same cannot be said for 25-50 $200 VGCs. It's up to what ppl prefer, less profit faster turnaround, or vice versa. TD and USB have limits.
suitable for a quick 'min spend' but for churning the CL not worth it, if U have Ink and AmEx old.
Last year Chase GCs were free!
This card has limitations to pick up large volumes. So, guys relax no worries.
When any new idea/program is picked up by bloggers, they get paid because some one wants to promote it. we are the marketing target, it does not die - but gets main stream popular, that's the intention.
prasha11 is offline  
Old Jun 17, 14, 9:12 am
  #73  
 
Join Date: Jun 2011
Location: Around The World
Programs: ALL :)
Posts: 384
Originally Posted by prasha11 View Post
suitable for a quick 'min spend' but for churning the CL not worth it, if U have Ink and AmEx old.
Last year Chase GCs were free!
This card has limitations to pick up large volumes. So, guys relax no worries.
When any new idea/program is picked up by bloggers, they get paid because some one wants to promote it. we are the marketing target, it does not die - but gets main stream popular, that's the intention.
You really think Metabank is paying the bloggers to post about this?
steventravel is offline  
Old Jun 17, 14, 9:14 am
  #74  
 
Join Date: May 2010
Posts: 2,990
Originally Posted by steventravel View Post
You really think Metabank is paying the bloggers to post about this?
He also thinks the Gov't in in cahoots with credit card issuers and the banking industry in order to steal money from people engaged in MS.
Stoughton is offline  
Old Jun 17, 14, 9:28 am
  #75  
 
Join Date: Feb 2014
Posts: 511
The fact this isn't a fantastic deal is what gives me hope it can last being public.
hamhead is offline  

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