May 29, 2014, 7:43 pm
Last edit by: prasha11
Does not work anymore, is dead..... what is the point to report 'not working'?
As of 08/25/2014, Bancorp cards (Vanilla Visa, OneVanilla, etc.) are rarely working first try for debit transactions at Walmart. There is no apparent geographical basis. Basically, it's a crapshoot.
Do not agitate a cashier or store and lose the ability to make these transactions in the future. Multiple failed swipes or transactions will likely increase scrutiny. You do not want that. It is best to stop using these cards.
Vanilla VISA defaulting to credit
As of 5/29/2014, at most Walmart locations, all Vanilla VISA cards issued by The Bancorp Bank are automatically recognized as credit. Most Mastercard have required a workaround for some time. The MoneyCenter Express (ATM, kiosk, Kate) is not affected by this change.
As of 08/25/2014, Bancorp cards (Vanilla Visa, OneVanilla, etc.) are rarely working first try for debit transactions at Walmart. There is no apparent geographical basis. Basically, it's a crapshoot.
Do not agitate a cashier or store and lose the ability to make these transactions in the future. Multiple failed swipes or transactions will likely increase scrutiny. You do not want that. It is best to stop using these cards.
Vanilla VISA defaulting to credit
As of 5/29/2014, at most Walmart locations, all Vanilla VISA cards issued by The Bancorp Bank are automatically recognized as credit. Most Mastercard have required a workaround for some time. The MoneyCenter Express (ATM, kiosk, Kate) is not affected by this change.
MO Purchases using OV @ WM
Jun 7, 2014, 1:26 am
#751
Join Date: Sep 2013
Posts: 10
One wild story
Tonight, I thought I'd try one more WMT OV/BB load one the way back from a restaurant.
Last edited by Traveler287638; Mar 1, 2015 at 11:16 pm
Jun 7, 2014, 1:48 am
#752
Join Date: Nov 2013
Location: Sacramento, CA
Posts: 437
But anyways, good story. Glad it all worked out.
Jun 7, 2014, 1:53 am
#753
Formerly known as FTRox87
Join Date: Sep 2012
Location: TX
Programs: AA/US 1M, AS, BA, CX, EK, EY, JL, KE, LH, NH, OS, QF, QR, TG, UA/CO | *$G
Posts: 1,428
wow. not sure what time it was, but why not just get a $500 MO with that 2nd OV (assuming the funds werent drained from it or in limbo) ... I'm sure you had 70c on you for the fee.
crazy story, glad it worked out. that really is something though. did you figure out how in the world in the middle of a swipe transaction, the cashier got the option to press cash and process it?
crazy story, glad it worked out. that really is something though. did you figure out how in the world in the middle of a swipe transaction, the cashier got the option to press cash and process it?
Jun 7, 2014, 8:08 am
#754
Join Date: Jun 2005
Location: Sweet Home Chicago
Programs: Hilton Gold, Marriott Gold
Posts: 646
Hahaha. You must live in the suburbs. I know Meijer is an option, but not really crazy about driving 90 minutes round trip for $1k. Haven't gotten to every bodega and currency exchange yet, but I am working through a list. If you know someplace else, would greatly appreciate a tip.
Jun 7, 2014, 9:42 am
#755
Join Date: Mar 2012
Location: IL
Posts: 270
Hahaha. You must live in the suburbs. I know Meijer is an option, but not really crazy about driving 90 minutes round trip for $1k. Haven't gotten to every bodega and currency exchange yet, but I am working through a list. If you know someplace else, would greatly appreciate a tip.
Try the other -mart.
Try the PO.
I haven't tried any of those as WM works for me. If it didn't, those are where I would check based on quick searches (some providing mixed feedback).
The CTA also has a card I'm looking into. You can make it a debit card (3k max load per month, takes VR). You can load "CTA" at CVS with credit card. I'm not sure how those accounts interrelate as the card is the same, but will be exploring.
Jun 7, 2014, 9:51 am
#756
Join Date: May 2014
Posts: 571
To make peace (again remember this is a prized location for me) we agreed that I’d give him my BB card. Then he asked for my driver’s license. I use multiple BB cards that friends and family give me, and that I use with their authorization to pay bills. As fate would have it, the BB I used this time was not my personal BB. DL and BB didn’t match, optics are not good. I could have refused to give him my DL, but that would be suspicious and I’d likely be persona non grata at a WMT that is 5 minutes from my home. Of course giving the DL would create potential issues as well. I decided to give him my DL.
My reasoning was that first and foremost, using a family or friend’s bluebird not not illegal. I’ve look at the very long terms of service and don’t see anything that is against the ToS, but I could be wrong, but again a violation of the card’s ToS is not illegal. I reasoned that I’d be able to satisfactorily explain why I use a friend’s BB card.
When the BB and DL did not match, the next manager in the food chain was called, the store manager. Surprisingly and luckily, she actually took it all in stride; she knew that simply using a BB card that is not yours is not illegal. I left my DL and BB with her and I left to get the $500.
I came back in 10 minutes with $500 and told the cashier not to worry about the mistake as we all make mistakes.
As an aside, this was the first time I took my girlfriend with me to load a BB because we had just had dinner and the WMT was on my way home. Obviously, nothing like this has ever happened nor have I ever heard of something like this happening. During this entire process, she was really rolling her eyes about this “hobby” I have; she’s always found this hobby of mine very eccentric. This did not help my cause, lol. She's a plastic surgeon and she (like many of them) are about as eccentric as they come.
I made all these decisions on the fly, but it all worked out and hopefully they’ll let me load more BBs at this location in the future.
By the way, if you look at my earlier post today I did some research about POS changes. If anyone knows of any methods to unload OV or other gift cards outside of WMT in the Dallas area, please PM me.
My reasoning was that first and foremost, using a family or friend’s bluebird not not illegal. I’ve look at the very long terms of service and don’t see anything that is against the ToS, but I could be wrong, but again a violation of the card’s ToS is not illegal. I reasoned that I’d be able to satisfactorily explain why I use a friend’s BB card.
When the BB and DL did not match, the next manager in the food chain was called, the store manager. Surprisingly and luckily, she actually took it all in stride; she knew that simply using a BB card that is not yours is not illegal. I left my DL and BB with her and I left to get the $500.
I came back in 10 minutes with $500 and told the cashier not to worry about the mistake as we all make mistakes.
As an aside, this was the first time I took my girlfriend with me to load a BB because we had just had dinner and the WMT was on my way home. Obviously, nothing like this has ever happened nor have I ever heard of something like this happening. During this entire process, she was really rolling her eyes about this “hobby” I have; she’s always found this hobby of mine very eccentric. This did not help my cause, lol. She's a plastic surgeon and she (like many of them) are about as eccentric as they come.
I made all these decisions on the fly, but it all worked out and hopefully they’ll let me load more BBs at this location in the future.
By the way, if you look at my earlier post today I did some research about POS changes. If anyone knows of any methods to unload OV or other gift cards outside of WMT in the Dallas area, please PM me.
Jun 7, 2014, 10:53 am
#757
Join Date: Sep 2013
Posts: 10
MO Purchases using OV @ WM
It was 11pm and the MC was closed so I didn't have the ability to do a MO. Good point above
about not having a DL to drive back home.
about not having a DL to drive back home.
Jun 7, 2014, 10:55 am
#758
FlyerTalk Evangelist
Join Date: Apr 2002
Location: Madison, WI, USA
Posts: 14,162
Fortunately, it appears to be only her. I did $4K of MOs yesterday and $6K today with no problems, so as long as I don't get her I can continue as before.
Jun 7, 2014, 11:38 am
#759
Join Date: Feb 2014
Location: PHL
Posts: 930
Has anyone else noticed that if you press the cancel button on the old POS screens before it blinks a second time, it does not work? I swiped my OV today, pressed cancel, and then it blinked, and cancel appear again. That brought up a "tender not accepted" or something of the sort.
Jun 7, 2014, 11:42 am
#760
Formerly known as FTRox87
Join Date: Sep 2012
Location: TX
Programs: AA/US 1M, AS, BA, CX, EK, EY, JL, KE, LH, NH, OS, QF, QR, TG, UA/CO | *$G
Posts: 1,428
Jun 7, 2014, 11:43 am
#761
Formerly known as FTRox87
Join Date: Sep 2012
Location: TX
Programs: AA/US 1M, AS, BA, CX, EK, EY, JL, KE, LH, NH, OS, QF, QR, TG, UA/CO | *$G
Posts: 1,428
Has anyone else noticed that if you press the cancel button on the old POS screens before it blinks a second time, it does not work? I swiped my OV today, pressed cancel, and then it blinked, and cancel appear again. That brought up a "tender not accepted" or something of the sort.
Jun 7, 2014, 12:01 pm
#763
Join Date: Jun 2005
Location: Sweet Home Chicago
Programs: Hilton Gold, Marriott Gold
Posts: 646
Try WU and MG sites for map searches.
Try the other -mart.
Try the PO.
I haven't tried any of those as WM works for me. If it didn't, those are where I would check based on quick searches (some providing mixed feedback).
The CTA also has a card I'm looking into. You can make it a debit card (3k max load per month, takes VR). You can load "CTA" at CVS with credit card. I'm not sure how those accounts interrelate as the card is the same, but will be exploring.
Try the other -mart.
Try the PO.
I haven't tried any of those as WM works for me. If it didn't, those are where I would check based on quick searches (some providing mixed feedback).
The CTA also has a card I'm looking into. You can make it a debit card (3k max load per month, takes VR). You can load "CTA" at CVS with credit card. I'm not sure how those accounts interrelate as the card is the same, but will be exploring.
CTA card is interesting. One side of card is payment for CTA fares and then for a fee you can also use it as a regular debit.