May 29, 2014, 7:43 pm
Last edit by: prasha11
Does not work anymore, is dead..... what is the point to report 'not working'?
As of 08/25/2014, Bancorp cards (Vanilla Visa, OneVanilla, etc.) are rarely working first try for debit transactions at Walmart. There is no apparent geographical basis. Basically, it's a crapshoot.
Do not agitate a cashier or store and lose the ability to make these transactions in the future. Multiple failed swipes or transactions will likely increase scrutiny. You do not want that. It is best to stop using these cards.
Vanilla VISA defaulting to credit
As of 5/29/2014, at most Walmart locations, all Vanilla VISA cards issued by The Bancorp Bank are automatically recognized as credit. Most Mastercard have required a workaround for some time. The MoneyCenter Express (ATM, kiosk, Kate) is not affected by this change.
As of 08/25/2014, Bancorp cards (Vanilla Visa, OneVanilla, etc.) are rarely working first try for debit transactions at Walmart. There is no apparent geographical basis. Basically, it's a crapshoot.
Do not agitate a cashier or store and lose the ability to make these transactions in the future. Multiple failed swipes or transactions will likely increase scrutiny. You do not want that. It is best to stop using these cards.
Vanilla VISA defaulting to credit
As of 5/29/2014, at most Walmart locations, all Vanilla VISA cards issued by The Bancorp Bank are automatically recognized as credit. Most Mastercard have required a workaround for some time. The MoneyCenter Express (ATM, kiosk, Kate) is not affected by this change.
MO Purchases using OV @ WM
Sep 26, 2014, 7:50 pm
#2986
Suspended
Join Date: Feb 2011
Posts: 313
just got back from WM where Kate refused to take OV (tried 3 different cards)after multiple swipes (was mute 
), finally use VGC to feed GB card.
), finally use VGC to feed GB card.
Sep 27, 2014, 12:52 am
#2987
Join Date: Oct 2013
Posts: 920
Had some weird issues with MC claiming I had incorrect PIN on my PP, chime and metabank card. I had correct PIN everytime. Just kept plugging it in until it worked. Odd.
Sep 29, 2014, 11:47 am
#2988
Join Date: Feb 2009
Posts: 49
So if trying to load Bluebird or Serve at the Kate with OV, how many unsuccessful swipes will you try per card, before moving onto the next one? And if a card doesn't work one day after multiple swipes, is it likely to never work?... or is there a chance it will rise from the dead on another day?
Sep 29, 2014, 12:15 pm
#2989
Join Date: Oct 2012
Posts: 143
The problem is not with the cards, the problem seems to be with WM/Kate's communication network. Sometimes it works, sometimes it doesn't. I'd keep trying at Kate until it works. Eventually the Vanilla card will.
Sep 29, 2014, 12:44 pm
#2990
Join Date: Feb 2014
Posts: 908
I will try at least 5 swipes before I give up. I never had to swipe more than 5 times with 1 card.
Sep 29, 2014, 5:58 pm
#2991
Join Date: Sep 2013
Programs: AA Lifetime Gold
Posts: 3,677
1) Temporary glitch with Kate, as the key pad says: "card misread, try again". Just keep swiping for awhile, no need to switch cards, unless that makes you feel better.
2) WM/Kate communication down, often lasting for a day or two. When you run out of patience without having had any success, go home, try another day. If it's that, there will be lots of posts here when you get home all saying "kates not working today".
3) That specific Kate could be out of order, and you are the first one to find that out. In that case, there should be mainly posts here that it's working.
Sep 29, 2014, 6:22 pm
#2992
Join Date: Jul 2004
Posts: 377
Way behind on my loads for this month. Some datapoints from the same store today (no Kate, so all cashier):
Morning: 6 out of 8 attempted swipes using Vanilla cards were successful
Evening: 0 out of 10 attempted swipes using Vanilla cards were successful
BTW, I never do more than 2 failed swipes at one cashier (and I always have non-Vanilla VGCs as backups), so the 10 unsuccessful swipes were at five different registers.
Morning: 6 out of 8 attempted swipes using Vanilla cards were successful
Evening: 0 out of 10 attempted swipes using Vanilla cards were successful
BTW, I never do more than 2 failed swipes at one cashier (and I always have non-Vanilla VGCs as backups), so the 10 unsuccessful swipes were at five different registers.
Sep 29, 2014, 7:37 pm
#2993
Join Date: Jan 2014
Posts: 224
I'm starting to think that it would be in everyone's best interest for Walmart to block all OV transactions. The multiple swipes that have become the norm with these cards do nothing but draw unwanted attention. Unfortunately, those who continue to pursue this method of liquidation either can't see this as a potential problem, don't care, or do not have access to alternate means.
What are your thoughts?
What are your thoughts?
Sep 29, 2014, 8:57 pm
#2994
Suspended
Join Date: May 2012
Location: ORD
Programs: AA, UA, AS, DL, BA, F9, IHG Plat, HH Gold, CC Gold, SPG Gold, MR Silver
Posts: 1,786
I'm starting to think that it would be in everyone's best interest for Walmart to block all OV transactions. The multiple swipes that have become the norm with these cards do nothing but draw unwanted attention. Unfortunately, those who continue to pursue this method of liquidation either can't see this as a potential problem, don't care, or do not have access to alternate means.
What are your thoughts?
What are your thoughts?
Sep 29, 2014, 9:11 pm
#2995
Join Date: Feb 2014
Location: PHL
Posts: 930
I'm starting to think that it would be in everyone's best interest for Walmart to block all OV transactions. The multiple swipes that have become the norm with these cards do nothing but draw unwanted attention. Unfortunately, those who continue to pursue this method of liquidation either can't see this as a potential problem, don't care, or do not have access to alternate means.
What are your thoughts?
What are your thoughts?
Sep 29, 2014, 10:05 pm
#2996
Join Date: Jul 2004
Posts: 377
I'm not sure if my post triggered this new round of debate about too many swipes, but anyone who thinks that two failed swipes at a register is a big deal needs to spend more time in walmart lines. I can't even begin to tell you how many walmart customers seem to have problems figuring out how to use the payment terminal, including having to swipe their card five or six times, or enter their pin multiple times. My stores have self-checkout, and most customers who are halfway competent just use those. No cashier even blinks an eye at two failed swipes.
It's great that some of you have best friends at grocery stores that can process thousands of dollars in gift card purchases every day for you, but for the rest of us, I don't think it's a problem to try vanilla cards in moderation.
If you read some of the posts on here, it actually seems that crackdowns at WM are arising from people doing huge volumes in money orders/billpays every trip ($10K+), not from failed vanilla swipes.
It's great that some of you have best friends at grocery stores that can process thousands of dollars in gift card purchases every day for you, but for the rest of us, I don't think it's a problem to try vanilla cards in moderation.
If you read some of the posts on here, it actually seems that crackdowns at WM are arising from people doing huge volumes in money orders/billpays every trip ($10K+), not from failed vanilla swipes.
Last edited by jonnydoe1234; Sep 29, 2014 at 10:11 pm
Sep 29, 2014, 11:03 pm
#2997
Join Date: Sep 2013
Programs: AA Lifetime Gold
Posts: 3,677
anyone who thinks that two failed swipes at a register is a big deal needs to spend more time in walmart lines. I can't even begin to tell you how many walmart customers seem to have problems figuring out how to use the payment terminal, including having to swipe their card five or six times, or enter their pin multiple times. My stores have self-checkout, and most customers who are halfway competent just use those. No cashier even blinks an eye at two failed swipes.
It's great that some of you have best friends at grocery stores that can process thousands of dollars in gift card purchases every day for you, but for the rest of us, I don't think it's a problem to try vanilla cards in moderation.
If you read some of the posts on here, it actually seems that crackdowns at WM are arising from people doing huge volumes in money orders/billpays every trip ($10K+), not from failed vanilla swipes.
It's great that some of you have best friends at grocery stores that can process thousands of dollars in gift card purchases every day for you, but for the rest of us, I don't think it's a problem to try vanilla cards in moderation.
If you read some of the posts on here, it actually seems that crackdowns at WM are arising from people doing huge volumes in money orders/billpays every trip ($10K+), not from failed vanilla swipes.
Sep 29, 2014, 11:08 pm
#2998
Join Date: Sep 2013
Programs: AA Lifetime Gold
Posts: 3,677
I'm starting to think that it would be in everyone's best interest for Walmart to block all OV transactions. The multiple swipes that have become the norm with these cards do nothing but draw unwanted attention. Unfortunately, those who continue to pursue this method of liquidation either can't see this as a potential problem, don't care, or do not have access to alternate means.
What are your thoughts?
What are your thoughts?
Sep 29, 2014, 11:25 pm
#2999
Formerly known as FTRox87
Join Date: Sep 2012
Location: TX
Programs: AA/US 1M, AS, BA, CX, EK, EY, JL, KE, LH, NH, OS, QF, QR, TG, UA/CO | *$G
Posts: 1,428
anyone having or seeing issues with USB VGCs esp at registers: going to credit by default? noticed this a few times esp on the new/color terminals. not sure if the cashier is messing up by hitting whatever button they need to on their side too quickly. kinda caught me by surprise, then a cpl cards even popped up with an error (dont remem exactly but something about payment method not acceptable) something I woulda only expected for vanilla's.
anyways, old/B&W terminals work much much better, and always goto debit for USB cards. and ofc no probs at kate.
anyways, old/B&W terminals work much much better, and always goto debit for USB cards. and ofc no probs at kate.
Sep 30, 2014, 12:06 am
#3000
Suspended
Join Date: May 2012
Location: ORD
Programs: AA, UA, AS, DL, BA, F9, IHG Plat, HH Gold, CC Gold, SPG Gold, MR Silver
Posts: 1,786
I'm not sure if my post triggered this new round of debate about too many swipes, but anyone who thinks that two failed swipes at a register is a big deal needs to spend more time in walmart lines. I can't even begin to tell you how many walmart customers seem to have problems figuring out how to use the payment terminal, including having to swipe their card five or six times, or enter their pin multiple times. My stores have self-checkout, and most customers who are halfway competent just use those. No cashier even blinks an eye at two failed swipes.
It's great that some of you have best friends at grocery stores that can process thousands of dollars in gift card purchases every day for you, but for the rest of us, I don't think it's a problem to try vanilla cards in moderation.
If you read some of the posts on here, it actually seems that crackdowns at WM are arising from people doing huge volumes in money orders/billpays every trip ($10K+), not from failed vanilla swipes.
It's great that some of you have best friends at grocery stores that can process thousands of dollars in gift card purchases every day for you, but for the rest of us, I don't think it's a problem to try vanilla cards in moderation.
If you read some of the posts on here, it actually seems that crackdowns at WM are arising from people doing huge volumes in money orders/billpays every trip ($10K+), not from failed vanilla swipes.
THIS