MO Purchases using OV @ WM

    Hide Wikipost
Old Nov 29, 14, 7:26 pm   -   Wikipost
Please read: This is a community-maintained wiki post containing the most important information from this thread. You may edit the Wiki once you have been on FT for 90 days and have made 90 posts.
 
Last edit by: prasha11
Wiki Link
Does not work anymore, is dead..... what is the point to report 'not working'?

As of 08/25/2014, Bancorp cards (Vanilla Visa, OneVanilla, etc.) are rarely working first try for debit transactions at Walmart. There is no apparent geographical basis. Basically, it's a crapshoot.

Do not agitate a cashier or store and lose the ability to make these transactions in the future. Multiple failed swipes or transactions will likely increase scrutiny. You do not want that. It is best to stop using these cards.



Vanilla VISA defaulting to credit
As of 5/29/2014, at most Walmart locations, all Vanilla VISA cards issued by The Bancorp Bank are automatically recognized as credit. Most Mastercard have required a workaround for some time. The MoneyCenter Express (ATM, kiosk, Kate) is not affected by this change.
Print Wikipost

Old Jun 22, 14, 8:34 pm
  #1696  
 
Join Date: Sep 2007
Location: Sacramento
Programs: UA, AA, Delta
Posts: 177
Originally Posted by bmrisko View Post
I did about $17k the past 2 days and am finally out of OV. Luckily we have a high concentration of various stores that allow MO purchases with debit.

May go pick up some more OVs tomorrow since the racks are full and do some more MO washing while the gettin' is good (and still allowed). I did discover a few more viable MS methods this weekend that are working quite well for me in case MO purchases die a quick death.
wow Lucky you... I haven't found any grocery stores that takes debit cards for MOs in the Bay Area. All stores I've visited have been cash only for MOs so far. Think I'm likely done with OVs except for when I want to pay some principal on my mortgage through Evolve.
somdave2005 is offline  
Old Jun 22, 14, 10:31 pm
  #1697  
 
Join Date: Dec 2008
Posts: 365
Originally Posted by prasha11 View Post
Were they suspicious of your behavior? they won't listen to u, can't afford to loose a customer!
My MO volume is too low to attract much suspicion. Massive volume is highly suspicious, and if local stores won't limit MO purchases, I'd expect them to shut down the machines. When churners were hiding and stealing VRs, I told CVS managers about the problem and asked them to keep VRs by the cashiers. I never had a problem finding VRs after that.
st.exupery is offline  
Old Jun 22, 14, 10:35 pm
  #1698  
 
Join Date: Feb 2004
Location: Socal
Posts: 750
I tried using a US Bank MC (bought at Staples) at WM today and got the dreaded Alternate Tender Error message. I did the cancel trick and everything went through fine up until the end. I've been reading this thread since the get go, so i don't recall anyone having this issue unless I'm mistaken?
subdawg is offline  
Old Jun 22, 14, 11:04 pm
  #1699  
 
Join Date: May 2003
Location: CA
Programs: AA Lifetime Gold, HHonors Diamond
Posts: 2,879
Originally Posted by subdawg View Post
I tried using a US Bank MC (bought at Staples) at WM today and got the dreaded Alternate Tender Error message. I did the cancel trick and everything went through fine up until the end. I've been reading this thread since the get go, so i don't recall anyone having this issue unless I'm mistaken?
Subdawg, This is not really a surprise. You need to remember that Bancorp is a holding company and it is the parent company of US Bank. Can you see why, if Bancorp has limitations, those same limitations may apply to US Bank?
deant is offline  
Old Jun 22, 14, 11:07 pm
  #1700  
 
Join Date: Mar 2005
Location: ATL
Programs: AA, AGR, DL, MR, WoH, UA
Posts: 955
Originally Posted by deant View Post
Subdawg, This is not really a surprise. You need to remember that Bancorp is a holding company and it is the parent company of US Bank. Can you see why, if Bancorp has limitations, those same limitations may apply to US Bank?
I hope that this is purposeful misinformation.

It's not a surprise because most Mastercards have required the workaround, pretty much from the start. It's in the wiki.
sechs is offline  
Old Jun 22, 14, 11:12 pm
  #1701  
 
Join Date: Feb 2004
Location: Socal
Posts: 750
Originally Posted by sechs View Post
I hope that this is purposeful misinformation.

It's not a surprise because most Mastercards have required the workaround, pretty much from the start. It's in the wiki.
I know the workaround as I've rinsed these same US Bank MCs at WM for some time using the same process in the past (Cancel or Change Payment option). I'm just saying that as early as last week it worked, but today it did not. I tried a few times and even called to reset the PIN while the cashier was patiently waiting. Just wondering if this is WM's next targeted card to disallow.
subdawg is offline  
Old Jun 22, 14, 11:14 pm
  #1702  
 
Join Date: Feb 2004
Location: Socal
Posts: 750
Originally Posted by deant View Post
Subdawg, This is not really a surprise. You need to remember that Bancorp is a holding company and it is the parent company of US Bank. Can you see why, if Bancorp has limitations, those same limitations may apply to US Bank?
Didn't know about the relationship between Bancorp and US Bank. However, I rinsed 12k at WM using a different Bancorp-branded product today and all was good.
subdawg is offline  
Old Jun 22, 14, 11:15 pm
  #1703  
FlyerTalk Evangelist
 
Join Date: Jul 2003
Location: Florida
Posts: 28,463
Originally Posted by deant View Post
Subdawg, This is not really a surprise. You need to remember that Bancorp is a holding company and it is the parent company of US Bank. Can you see why, if Bancorp has limitations, those same limitations may apply to US Bank?
Wow, Misinformation or ignorance?

Do you deliberately mislead with false information or you really believe so?

Anyone does a simple google search would know US Bancorp and The Bancorp Bank, shares the word Bancorp but the common denominator ends right there.

FYI, the stock symbol for US Bancorp is, guess what, USB, listed on NYE and made 52 week high on Friday.

the stock symbol for Bancorp is TBBK, listed on Nasdaque and has lost 50% value since March.

If a US Bank card does not work, it has nothing to do with Bancorp. It may have a lot to do with what the trend at WM is heading for all the prepaid cards.

So please dont use misinformation if this is the purpose of your post because this does not help anyone!

Otherwise, get the fact and gain some knowledge before posting.

Last edited by Happy; Jun 22, 14 at 11:33 pm
Happy is offline  
Old Jun 22, 14, 11:15 pm
  #1704  
FlyerTalk Evangelist
 
Join Date: Jul 2003
Location: Florida
Posts: 28,463
Originally Posted by subdawg View Post
I know the workaround as I've rinsed these same US Bank MCs at WM for some time using the same process in the past (Cancel or Change Payment option). I'm just saying that as early as last week it worked, but today it did not. I tried a few times and even called to reset the PIN while the cashier was patiently waiting. Just wondering if this is WM's next targeted card to disallow.
Did you get the same cashier or new ones? For those cards that require workaround, it seems the cashier must wait after you changed payment form before s/he press debit. Else it would fail no matter what. So the question is, did your cashier successfully complete a transaction as late as last week with similar card or this is a new cashier that you do not know if s/he knows when to use the debit key?

Originally Posted by subdawg View Post
Didn't know about the relationship between Bancorp and US Bank. However, I rinsed 12k at WM using a different Bancorp-branded product today and all was good.
The 2 are totally unrelated.

Last edited by Happy; Jun 22, 14 at 11:24 pm
Happy is offline  
Old Jun 22, 14, 11:24 pm
  #1705  
 
Join Date: Nov 2012
Location: 1A with Dom Perignon
Programs: Platinum Sky Pimp
Posts: 86
Originally Posted by commdiver View Post
Anyone else notice that Bow Tie has not mentioned this yet? Probably a good sign. We have yet to spoonfeed him a workaround.
They wouldn't let him take pictures of cash register.
fishdance is offline  
Old Jun 22, 14, 11:38 pm
  #1706  
 
Join Date: Jul 2007
Programs: Marriott Platinum
Posts: 266
Originally Posted by somdave2005 View Post
wow Lucky you... I haven't found any grocery stores that takes debit cards for MOs in the Bay Area. All stores I've visited have been cash only for MOs so far. Think I'm likely done with OVs except for when I want to pay some principal on my mortgage through Evolve.
Yeah, the bay area sucks when it comes to buying MO's with debit cards at stores other than Walmart. I am yet to find a single local grocery store that does...
the_jaguar is offline  
Old Jun 22, 14, 11:51 pm
  #1707  
 
Join Date: May 2013
Posts: 241
Originally Posted by Happy View Post
Did you get the same cashier or new ones? For those cards that require workaround, it seems the cashier must wait after you changed payment form before s/he press debit. Else it would fail no matter what. So the question is, did your cashier successfully complete a transaction as late as last week with similar card or this is a new cashier that you do not know if s/he knows when to use the debit key?
There is no "debit" button anymore in the new software AFAIK.. It's just "card" button on the screen and the system thinks its credit card and runs it as credit causing failure and headache for us..
slickpokerdealer is offline  
Old Jun 23, 14, 12:20 am
  #1708  
 
Join Date: Feb 2004
Location: Socal
Posts: 750
Originally Posted by slickpokerdealer View Post
There is no "debit" button anymore in the new software AFAIK.. It's just "card" button on the screen and the system thinks its credit card and runs it as credit causing failure and headache for us..
Yeah, the cashier didn't push anything as it led me through the same screens as normal (inputing PIN, selecting Debit, etc). Spit out the error at the end of everything. I tried it several times with how I normally do it, so it seems as if the MCs may be suffering the same fate as the vanillas. Just rinsed it via Evolve.
subdawg is offline  
Old Jun 23, 14, 1:49 am
  #1709  
 
Join Date: Apr 2011
Location: MSP
Programs: DL, BA, AA
Posts: 271
Originally Posted by Happy View Post
Wow, Misinformation or ignorance?

Do you deliberately mislead with false information or you really believe so?

Anyone does a simple google search would know US Bancorp and The Bancorp Bank, shares the word Bancorp but the common denominator ends right there.

FYI, the stock symbol for US Bancorp is, guess what, USB, listed on NYE and made 52 week high on Friday.

the stock symbol for Bancorp is TBBK, listed on Nasdaque and has lost 50% value since March.

If a US Bank card does not work, it has nothing to do with Bancorp. It may have a lot to do with what the trend at WM is heading for all the prepaid cards.

So please dont use misinformation if this is the purpose of your post because this does not help anyone!

Otherwise, get the fact and gain some knowledge before posting.
Yes, you have the correct information. They are not related companies.

I wonder if WM stopped cashiering them for fear they may be left holding the bag in bankruptcy or restructuring.
worldtravels is offline  
Old Jun 23, 14, 3:24 am
  #1710  
 
Join Date: Feb 2014
Posts: 10
Originally Posted by commdiver View Post
Anyone else notice that Bow Tie has not mentioned this yet? Probably a good sign. We have yet to spoonfeed him a workaround.
He has now.
FTuser19 is offline  

Thread Tools
Search this Thread
Search Engine: