May 29, 2014, 7:43 pm
Last edit by: prasha11
Does not work anymore, is dead..... what is the point to report 'not working'?
As of 08/25/2014, Bancorp cards (Vanilla Visa, OneVanilla, etc.) are rarely working first try for debit transactions at Walmart. There is no apparent geographical basis. Basically, it's a crapshoot.
Do not agitate a cashier or store and lose the ability to make these transactions in the future. Multiple failed swipes or transactions will likely increase scrutiny. You do not want that. It is best to stop using these cards.
Vanilla VISA defaulting to credit
As of 5/29/2014, at most Walmart locations, all Vanilla VISA cards issued by The Bancorp Bank are automatically recognized as credit. Most Mastercard have required a workaround for some time. The MoneyCenter Express (ATM, kiosk, Kate) is not affected by this change.
As of 08/25/2014, Bancorp cards (Vanilla Visa, OneVanilla, etc.) are rarely working first try for debit transactions at Walmart. There is no apparent geographical basis. Basically, it's a crapshoot.
Do not agitate a cashier or store and lose the ability to make these transactions in the future. Multiple failed swipes or transactions will likely increase scrutiny. You do not want that. It is best to stop using these cards.
Vanilla VISA defaulting to credit
As of 5/29/2014, at most Walmart locations, all Vanilla VISA cards issued by The Bancorp Bank are automatically recognized as credit. Most Mastercard have required a workaround for some time. The MoneyCenter Express (ATM, kiosk, Kate) is not affected by this change.
MO Purchases using OV @ WM
Jun 22, 2014, 8:34 pm
#1696
Join Date: Sep 2007
Location: Sacramento
Programs: UA, AA, Delta
Posts: 177
I did about $17k the past 2 days and am finally out of OV. Luckily we have a high concentration of various stores that allow MO purchases with debit.
May go pick up some more OVs tomorrow since the racks are full and do some more MO washing while the gettin' is good (and still allowed). I did discover a few more viable MS methods this weekend that are working quite well for me in case MO purchases die a quick death.
May go pick up some more OVs tomorrow since the racks are full and do some more MO washing while the gettin' is good (and still allowed). I did discover a few more viable MS methods this weekend that are working quite well for me in case MO purchases die a quick death.
Jun 22, 2014, 10:31 pm
#1697
Join Date: Dec 2008
Posts: 367
My MO volume is too low to attract much suspicion. Massive volume is highly suspicious, and if local stores won't limit MO purchases, I'd expect them to shut down the machines. When churners were hiding and stealing VRs, I told CVS managers about the problem and asked them to keep VRs by the cashiers. I never had a problem finding VRs after that.
Jun 22, 2014, 10:35 pm
#1698
Join Date: Feb 2004
Location: TX
Posts: 756
I tried using a US Bank MC (bought at Staples) at WM today and got the dreaded Alternate Tender Error message. I did the cancel trick and everything went through fine up until the end. I've been reading this thread since the get go, so i don't recall anyone having this issue unless I'm mistaken?
Jun 22, 2014, 11:04 pm
#1699
Join Date: May 2003
Location: CA
Programs: AA Lifetime Gold, HHonors Diamond
Posts: 2,879
I tried using a US Bank MC (bought at Staples) at WM today and got the dreaded Alternate Tender Error message. I did the cancel trick and everything went through fine up until the end. I've been reading this thread since the get go, so i don't recall anyone having this issue unless I'm mistaken?
Jun 22, 2014, 11:07 pm
#1700
Join Date: Mar 2005
Location: ATL
Programs: AA, AGR, DL, MR, WoH, UA
Posts: 951
It's not a surprise because most Mastercards have required the workaround, pretty much from the start. It's in the wiki.
Jun 22, 2014, 11:12 pm
#1701
Join Date: Feb 2004
Location: TX
Posts: 756
I know the workaround as I've rinsed these same US Bank MCs at WM for some time using the same process in the past (Cancel or Change Payment option). I'm just saying that as early as last week it worked, but today it did not. I tried a few times and even called to reset the PIN while the cashier was patiently waiting. Just wondering if this is WM's next targeted card to disallow.
Jun 22, 2014, 11:14 pm
#1702
Join Date: Feb 2004
Location: TX
Posts: 756
Didn't know about the relationship between Bancorp and US Bank. However, I rinsed 12k at WM using a different Bancorp-branded product today and all was good.
Jun 22, 2014, 11:15 pm
#1703
FlyerTalk Evangelist
Join Date: Jul 2003
Location: Florida
Posts: 29,750
Do you deliberately mislead with false information or you really believe so?
Anyone does a simple google search would know US Bancorp and The Bancorp Bank, shares the word Bancorp but the common denominator ends right there.
FYI, the stock symbol for US Bancorp is, guess what, USB, listed on NYE and made 52 week high on Friday.
the stock symbol for Bancorp is TBBK, listed on Nasdaque and has lost 50% value since March.
If a US Bank card does not work, it has nothing to do with Bancorp. It may have a lot to do with what the trend at WM is heading for all the prepaid cards.
So please dont use misinformation if this is the purpose of your post because this does not help anyone!
Otherwise, get the fact and gain some knowledge before posting.
Last edited by Happy; Jun 22, 2014 at 11:33 pm
Jun 22, 2014, 11:15 pm
#1704
FlyerTalk Evangelist
Join Date: Jul 2003
Location: Florida
Posts: 29,750
I know the workaround as I've rinsed these same US Bank MCs at WM for some time using the same process in the past (Cancel or Change Payment option). I'm just saying that as early as last week it worked, but today it did not. I tried a few times and even called to reset the PIN while the cashier was patiently waiting. Just wondering if this is WM's next targeted card to disallow.
The 2 are totally unrelated.
Last edited by Happy; Jun 22, 2014 at 11:24 pm
Jun 22, 2014, 11:24 pm
#1705
Join Date: Nov 2012
Location: 1A with Dom Perignon
Programs: Platinum Sky Pimp
Posts: 86
Jun 22, 2014, 11:38 pm
#1706
Join Date: Jul 2007
Programs: Marriott Platinum
Posts: 274
Yeah, the bay area sucks when it comes to buying MO's with debit cards at stores other than Walmart. I am yet to find a single local grocery store that does...
Jun 22, 2014, 11:51 pm
#1707
Join Date: May 2013
Programs: Hyatt Explorist, Hilton Diamond
Posts: 246
Did you get the same cashier or new ones? For those cards that require workaround, it seems the cashier must wait after you changed payment form before s/he press debit. Else it would fail no matter what. So the question is, did your cashier successfully complete a transaction as late as last week with similar card or this is a new cashier that you do not know if s/he knows when to use the debit key?
Jun 23, 2014, 12:20 am
#1708
Join Date: Feb 2004
Location: TX
Posts: 756
Yeah, the cashier didn't push anything as it led me through the same screens as normal (inputing PIN, selecting Debit, etc). Spit out the error at the end of everything. I tried it several times with how I normally do it, so it seems as if the MCs may be suffering the same fate as the vanillas. Just rinsed it via Evolve.
Jun 23, 2014, 1:49 am
#1709
Join Date: Apr 2011
Location: MSP
Programs: DL, BA, AA
Posts: 270
Wow, Misinformation or ignorance?
Do you deliberately mislead with false information or you really believe so?
Anyone does a simple google search would know US Bancorp and The Bancorp Bank, shares the word Bancorp but the common denominator ends right there.
FYI, the stock symbol for US Bancorp is, guess what, USB, listed on NYE and made 52 week high on Friday.
the stock symbol for Bancorp is TBBK, listed on Nasdaque and has lost 50% value since March.
If a US Bank card does not work, it has nothing to do with Bancorp. It may have a lot to do with what the trend at WM is heading for all the prepaid cards.
So please dont use misinformation if this is the purpose of your post because this does not help anyone!
Otherwise, get the fact and gain some knowledge before posting.
Do you deliberately mislead with false information or you really believe so?
Anyone does a simple google search would know US Bancorp and The Bancorp Bank, shares the word Bancorp but the common denominator ends right there.
FYI, the stock symbol for US Bancorp is, guess what, USB, listed on NYE and made 52 week high on Friday.
the stock symbol for Bancorp is TBBK, listed on Nasdaque and has lost 50% value since March.
If a US Bank card does not work, it has nothing to do with Bancorp. It may have a lot to do with what the trend at WM is heading for all the prepaid cards.
So please dont use misinformation if this is the purpose of your post because this does not help anyone!
Otherwise, get the fact and gain some knowledge before posting.
I wonder if WM stopped cashiering them for fear they may be left holding the bag in bankruptcy or restructuring.