MO Purchases using OV @ WM

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Old Nov 29, 14, 7:26 pm   -   Wikipost
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Does not work anymore, is dead..... what is the point to report 'not working'?

As of 08/25/2014, Bancorp cards (Vanilla Visa, OneVanilla, etc.) are rarely working first try for debit transactions at Walmart. There is no apparent geographical basis. Basically, it's a crapshoot.

Do not agitate a cashier or store and lose the ability to make these transactions in the future. Multiple failed swipes or transactions will likely increase scrutiny. You do not want that. It is best to stop using these cards.



Vanilla VISA defaulting to credit
As of 5/29/2014, at most Walmart locations, all Vanilla VISA cards issued by The Bancorp Bank are automatically recognized as credit. Most Mastercard have required a workaround for some time. The MoneyCenter Express (ATM, kiosk, Kate) is not affected by this change.
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Old Jun 21, 14, 8:44 am
  #1651  
 
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As an FYI, not all bancorp products are affected at wally, there is so much speculation here, i went to wally after reading all this about bancorp and used a different bancorp product yesterday and purchased MO and loaded my BB. its only OV and VG that are affected by this.
ninim2200 is offline  
Old Jun 21, 14, 9:26 am
  #1652  
 
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We all know what BC needs to do to get back in business.

VRs w/ CC @ our favorite drugstore again
canyoncar is offline  
Old Jun 21, 14, 10:13 am
  #1653  
 
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In case bankcorp goes BK and these are not FDIC insured, we can dispute the txn with CC provider.
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Old Jun 21, 14, 10:41 am
  #1654  
 
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Originally Posted by tech2011 View Post
In case bankcorp goes BK and these are not FDIC insured, we can dispute the txn with CC provider.
no, these are products technically very similarly to how bonds(debt) are issued, each $500 Gift card is like a $500 bond(paid in full). In case of BK or liquidation, the BK Judge will decide what U get(debt distribution), but if U had MVD, FDIC will reimburse U in full.
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Old Jun 21, 14, 11:02 am
  #1655  
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Smile If you are sitting on gift cards and need to unload them

You might want to find a currency exchange that will let you buy a money order with the gift/debit cards. This may of been suggested before I don't know. I mention this to help people that might be sitting on cards and haven't been able to come up with a way of cashing out of them.

Yes, the fees will be high 1.5-2.5% - but at this point you might just want to get out of your position.

Good luck.
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Old Jun 21, 14, 1:00 pm
  #1656  
 
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Simple solution…buy metabank GCs with your OV ones…problem solved.
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Old Jun 21, 14, 3:03 pm
  #1657  
 
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Originally Posted by prasha11 View Post
no, these are products technically very similarly to how bonds(debt) are issued, each $500 Gift card is like a $500 bond(paid in full). In case of BK or liquidation, the BK Judge will decide what U get(debt distribution), but if U had MVD, FDIC will reimburse U in full.
Enough time to get out from it. Before BK stock will be hit hard for atleast week. thanks for the info. I have liquidated half. mostly out next week.
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Old Jun 21, 14, 8:10 pm
  #1658  
 
Join Date: Oct 2012
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I thought I'd be stuck with $5000 in OVs that I bought on Thursday. Three stops at my local grocery stores for MOs and I am out of the danger zone.
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Old Jun 21, 14, 10:59 pm
  #1659  
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Moderator Message:

I just deleted over 20 off-topic posts. This thread is to discuss MO purchases, not to debate the merits of sharing information, access for new participants, or any such topics. There are other threads covering those issues.
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Old Jun 21, 14, 11:03 pm
  #1660  
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Originally Posted by MaineFlyer16 View Post
Simple solution…buy metabank GCs with your OV ones…problem solved.
That could be a viable out as an emergency for someone if they're stuck with a lot of cards they can't liquidate. The fees would almost certainly kill any kind of gains though.
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Old Jun 21, 14, 11:03 pm
  #1661  
 
Join Date: May 2012
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Originally Posted by ninim2200 View Post
As an FYI, not all bancorp products are affected at wally, there is so much speculation here, i went to wally after reading all this about bancorp and used a different bancorp product yesterday and purchased MO and loaded my BB. its only OV and VG that are affected by this.
I purchased two different flavors of vanilla this afternoon and neither were a go for MO. The MC came up with error code 14 and the visa had the same 94 error code like the OV.
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Old Jun 21, 14, 11:10 pm
  #1662  
 
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The title of this thread is "MO Purchases using OV @ WM". This no longer works. Stop this nonsense and close this tread.
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Old Jun 21, 14, 11:33 pm
  #1663  
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Originally Posted by rossrr View Post
I purchased two different flavors of vanilla this afternoon and neither were a go for MO. The MC came up with error code 14 and the visa had the same 94 error code like the OV.
that sucks, I wonder why. Btw, vanilla is a flavor, in and of itself, you should have tried chocolate.
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Old Jun 22, 14, 12:32 am
  #1664  
 
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Thanks for the “PM”s but my offer wasn't serious. I was trying to make the same point as the moderator. I don’t know any secret MS methods.
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Old Jun 22, 14, 1:30 am
  #1665  
 
Join Date: Feb 2012
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Question

Originally Posted by MaineFlyer16 View Post
Simple solution…buy metabank GCs with your OV ones…problem solved.
What are some good reliable Metabank GC that you and others would recommend?
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