Last edit by: prasha11
Does not work anymore, is dead..... what is the point to report 'not working'?
As of 08/25/2014, Bancorp cards (Vanilla Visa, OneVanilla, etc.) are rarely working first try for debit transactions at Walmart. There is no apparent geographical basis. Basically, it's a crapshoot.
Do not agitate a cashier or store and lose the ability to make these transactions in the future. Multiple failed swipes or transactions will likely increase scrutiny. You do not want that. It is best to stop using these cards.
Vanilla VISA defaulting to credit
As of 5/29/2014, at most Walmart locations, all Vanilla VISA cards issued by The Bancorp Bank are automatically recognized as credit. Most Mastercard have required a workaround for some time. The MoneyCenter Express (ATM, kiosk, Kate) is not affected by this change.
As of 08/25/2014, Bancorp cards (Vanilla Visa, OneVanilla, etc.) are rarely working first try for debit transactions at Walmart. There is no apparent geographical basis. Basically, it's a crapshoot.
Do not agitate a cashier or store and lose the ability to make these transactions in the future. Multiple failed swipes or transactions will likely increase scrutiny. You do not want that. It is best to stop using these cards.
Vanilla VISA defaulting to credit
As of 5/29/2014, at most Walmart locations, all Vanilla VISA cards issued by The Bancorp Bank are automatically recognized as credit. Most Mastercard have required a workaround for some time. The MoneyCenter Express (ATM, kiosk, Kate) is not affected by this change.
MO Purchases using OV @ WM
#1651
Join Date: May 2014
Location: SoCal
Posts: 2,164
As an FYI, not all bancorp products are affected at wally, there is so much speculation here, i went to wally after reading all this about bancorp and used a different bancorp product yesterday and purchased MO and loaded my BB. its only OV and VG that are affected by this.
#1652
Join Date: Dec 2013
Posts: 506
We all know what BC needs to do to get back in business.
VRs w/ CC @ our favorite drugstore again
VRs w/ CC @ our favorite drugstore again
#1653
Join Date: Sep 2013
Posts: 156
In case bankcorp goes BK and these are not FDIC insured, we can dispute the txn with CC provider.
#1654
Join Date: Feb 2012
Location: Los Angles
Posts: 2,101
no, these are products technically very similarly to how bonds(debt) are issued, each $500 Gift card is like a $500 bond(paid in full). In case of BK or liquidation, the BK Judge will decide what U get(debt distribution), but if U had MVD, FDIC will reimburse U in full.
#1655
If you are sitting on gift cards and need to unload them
You might want to find a currency exchange that will let you buy a money order with the gift/debit cards. This may of been suggested before I don't know. I mention this to help people that might be sitting on cards and haven't been able to come up with a way of cashing out of them.
Yes, the fees will be high 1.5-2.5% - but at this point you might just want to get out of your position.
Good luck.
Yes, the fees will be high 1.5-2.5% - but at this point you might just want to get out of your position.
Good luck.
#1656
Join Date: Aug 2002
Location: New Hampshire
Programs: AA Platinum, Marriott Gold, Everything else: Dirt
Posts: 802
Simple solutionbuy metabank GCs with your OV onesproblem solved.
#1657
Join Date: Sep 2013
Posts: 156
no, these are products technically very similarly to how bonds(debt) are issued, each $500 Gift card is like a $500 bond(paid in full). In case of BK or liquidation, the BK Judge will decide what U get(debt distribution), but if U had MVD, FDIC will reimburse U in full.
#1658
Join Date: Oct 2012
Posts: 143
I thought I'd be stuck with $5000 in OVs that I bought on Thursday. Three stops at my local grocery stores for MOs and I am out of the danger zone.
#1659
Moderator: Manufactured Spending
Join Date: Jul 2011
Posts: 6,576
Moderator Message:
I just deleted over 20 off-topic posts. This thread is to discuss MO purchases, not to debate the merits of sharing information, access for new participants, or any such topics. There are other threads covering those issues.
I just deleted over 20 off-topic posts. This thread is to discuss MO purchases, not to debate the merits of sharing information, access for new participants, or any such topics. There are other threads covering those issues.
#1660
FlyerTalk Evangelist
Join Date: Sep 2007
Location: BOS
Programs: DL DM 2MM, Marriott LT Titanium, Hertz PC, Avis PC
Posts: 15,139
#1661
Join Date: May 2012
Posts: 175
As an FYI, not all bancorp products are affected at wally, there is so much speculation here, i went to wally after reading all this about bancorp and used a different bancorp product yesterday and purchased MO and loaded my BB. its only OV and VG that are affected by this.
#1662
Join Date: Sep 2009
Posts: 1,758
The title of this thread is "MO Purchases using OV @ WM". This no longer works. Stop this nonsense and close this tread.
#1663
Suspended
Join Date: May 2012
Location: ORD
Programs: AA, UA, AS, DL, BA, F9, IHG Plat, HH Gold, CC Gold, SPG Gold, MR Silver
Posts: 1,786
that sucks, I wonder why. Btw, vanilla is a flavor, in and of itself, you should have tried chocolate.
#1664
Join Date: Dec 2008
Posts: 367
Thanks for the PMs but my offer wasn't serious. I was trying to make the same point as the moderator. I dont know any secret MS methods.