MO Purchases using OV @ WM

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Old Nov 29, 14, 7:26 pm   -   Wikipost
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Does not work anymore, is dead..... what is the point to report 'not working'?

As of 08/25/2014, Bancorp cards (Vanilla Visa, OneVanilla, etc.) are rarely working first try for debit transactions at Walmart. There is no apparent geographical basis. Basically, it's a crapshoot.

Do not agitate a cashier or store and lose the ability to make these transactions in the future. Multiple failed swipes or transactions will likely increase scrutiny. You do not want that. It is best to stop using these cards.



Vanilla VISA defaulting to credit
As of 5/29/2014, at most Walmart locations, all Vanilla VISA cards issued by The Bancorp Bank are automatically recognized as credit. Most Mastercard have required a workaround for some time. The MoneyCenter Express (ATM, kiosk, Kate) is not affected by this change.
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Old Jun 20, 14, 9:23 pm
  #1621  
 
Join Date: May 2014
Posts: 571
Originally Posted by tsmith12 View Post
I got fired from work, went home and since I had nothing to do during the day, took 20K+ in OVs and liquidated at WMT(s)...hours before this change happ. Phew!
Sounds like a tough day. Hope you find a job soon, or go self-employed. That's a lot better, I can say from experience.
carpentry4thought is offline  
Old Jun 20, 14, 9:26 pm
  #1622  
Formerly known as FTRox87
 
Join Date: Sep 2012
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pretty sure hes joking as that 'change' took place atleast 2 days ago @ WM.
FTR 787 is offline  
Old Jun 20, 14, 9:30 pm
  #1623  
 
Join Date: May 2014
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Originally Posted by FTRox87 View Post
pretty sure hes joking as that 'change' took place atleast 2 days ago @ WM.
He could be talking about 2 days ago, and I'd recommend self-employment at any rate. Especially for MSers.
carpentry4thought is offline  
Old Jun 20, 14, 9:33 pm
  #1624  
 
Join Date: Apr 2014
Posts: 1,270
Ok. I spent some time with the kid and in the meantime, all hell broke loose around here. I slogged through the last five pages though. There is some very interesting reading in there, some really paranoid speculation, and a lot of common sense. Use PM. If someone helped you once, share via PM. Try things out for yourself. Start small. And for god's sake: we will never know the reasons for strategic business decisions made by Walmart or any bank. Still, it appears that BC has been restricted and Walmart has targeted their products for denial, probably to distance the corp. from BC's dealings. The sky is not falling. But things will change.

Now, are we done with all of this or should I invest in popcorn? I know a few people around here have been eating a ton lately!
ZzzzX is offline  
Old Jun 20, 14, 9:38 pm
  #1625  
 
Join Date: Sep 2013
Posts: 156
Guyz. No need to panic if you are holding lot of OV/VGC. These are just visa gift cards, never expire. Keep receipt and package intact. Worst case, you can paypal for 3% haircut.
tech2011 is offline  
Old Jun 20, 14, 9:59 pm
  #1626  
 
Join Date: Nov 2013
Posts: 457
Deleted.

Last edited by MsArbi; Oct 30, 14 at 12:28 am
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Old Jun 20, 14, 10:03 pm
  #1627  
 
Join Date: Mar 2012
Posts: 407
Just curious, do you have source by chance?
VizeL is offline  
Old Jun 20, 14, 10:32 pm
  #1628  
Formerly known as FTRox87
 
Join Date: Sep 2012
Location: TX
Programs: AA/US 1M, AS, BA, CX, EK, EY, JL, KE, LH, NH, OS, QF, QR, TG, UA/CO | *$G
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its not as much a loss of convenience using these cards, but more so that the cost of doing business just went up, marginally.

lots of avenues still available for those resoruceful, with or w/o OVs and other bcorp products.
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Old Jun 20, 14, 10:42 pm
  #1629  
 
Join Date: Feb 2014
Posts: 148
Originally Posted by tech2011 View Post
Guyz. No need to panic if you are holding lot of OV/VGC. These are just visa gift cards, never expire. Keep receipt and package intact. Worst case, you can paypal for 3% haircut.
there are ppl who bought on credit but don't have the cash to pay back the credit card without liquidating all the OVs they hold first. I sincerely hope there aren't too many!
kenshinluo is offline  
Old Jun 20, 14, 10:47 pm
  #1630  
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Originally Posted by kenshinluo View Post
there are ppl who bought on credit but don't have the cash to pay back the credit card without liquidating all the OVs they hold first. I sincerely hope there aren't too many!
Some people will have a lesson learned the hard way and they will likely bow out now, which is better for the longhaulers. I do not feel sorry for people who make stupid choices in life.
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Old Jun 20, 14, 10:51 pm
  #1631  
 
Join Date: Sep 2013
Posts: 156
Originally Posted by skibum7732 View Post
Some people will have a lesson learned the hard way and they will likely bow out now, which is better for the longhaulers. I do not feel sorry for people who make stupid choices in life.
It could have been different if people stuck with Money Pack, VRs, Relodit. In this case it is just Visa card, It is like cash. You can pay rent, buy food etc..
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Old Jun 21, 14, 12:00 am
  #1632  
 
Join Date: Mar 2005
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Originally Posted by MsArbi View Post
The WM POS engineering team
I think that you hit the nail on the head here....
sechs is offline  
Old Jun 21, 14, 12:02 am
  #1633  
 
Join Date: Mar 2005
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Oh, the humanity! It now costs seventy cents more, and I have to travel an extra five minutes to liquidate my cards!
sechs is offline  
Old Jun 21, 14, 12:27 am
  #1634  
 
Join Date: Dec 2013
Posts: 42
Originally Posted by tech2011 View Post
It could have been different if people stuck with Money Pack, VRs, Relodit. In this case it is just Visa card, It is like cash. You can pay rent, buy food etc..
What guarantees the value on the card though? OVs and gift cards are not FDIC insured. What happens if Bancorp goes under?
Yossarian147 is offline  
Old Jun 21, 14, 12:38 am
  #1635  
 
Join Date: Feb 2012
Location: Los Angles
Posts: 2,101
Originally Posted by Yossarian147 View Post
What guarantees the value on the card though? OVs and gift cards are not FDIC insured. What happens if Bancorp goes under?
What makes U conclude 'OVs and gift cards are not FDIC insured'
prasha11 is offline  

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