Jesus dude, why are you still arguing with him about AGCs? One MS strategy does not fit everyone. If I could find a bank account that 1. had a high initial fund limit from a CC and 2. allowed large monthly MO deposits by mobile app or even by branch ATM I would value that way for than the AGC method you keep droning on about because my MS strategy is different than yours. Just give up.

If the issue is meeting minimum spend, a trip to CVS can do that. If the issue is increasing mileage accounts, this bank stuff won't go far. If the issue is getting more travel dollars or cashback, this bank stuff will go even less far. If the issue is being able to sit at home and do stuff, the Buxx cards and such can help. These are things to consider for people who want to avoid wasting time. Depositing MOs? Walk into a credit union or upload the MO image to your Big Bank account. A particular strategy isn't for everyone, and I wouldn't suggest anyone to pick just one. I started on this thread to find distant or quick MS methods because I'm out of the US a quarter of the time, and now that I've been told that I'm arguing and droning (I've had like 4 posts here?) it seems pretty obvious that there isn't, empirical evidence aside. Why else would a reactive post already have popped up? Though considering this forum ...

Thanks for killing this one. Any thought given to being discrete?

@ADK - Did you see this thread? :p

gte is a hard pull anyway, fire away 1609844kilometersecret

Sigh... this one was a decent one while it lasted. But now it looks like it's finally going to die. Oh well. It was fun the past couple of years, at least.

How many pulls for 20 accounts? :D

Who do they pull?
If it was TU, it's do-able.
EX? No way.
EQ? Do-able, but not as preferred as TU.

Equifax. They only pull once, I wonder if they do a chex systems inquiry for each new CD. I assume not since people have been making full use of this.

I don't think many people in this sub-forum have the kind of float necessary for 6 month CD's.

Easy way to max out 0% APR offers though. That'll build you a float for a short period of time as well.

FYI, they pull TransUnion now.

Okay, so what is the best strategy if one is amazingly liquid to not get shut down? Have a few bucks in a checking account? And as far as avoiding a cash advance fee, should one just call the credit card and tell them to make the cash advance fee 0?

Damn. Someone's picking through old MS ways.

MS'ing in general must be dead. :p