Simon mall gift card(2014-2015)

Old May 3, 15, 7:16 pm
  #1081  
 
Join Date: Jul 2011
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Originally Posted by 36902BRF View Post
$40 fee on a $100 purchase that seems awfully steep. Also why would you buy a $100 gift card if the purpose was to MS? I mean, you are effectively paying 4% to get 2.x% back.
Uh... I never intended to have a cash advanced fee. I don't think I fully clarified, but 5 days prior, it was categorized in a different category and it wasn't charged a cash advanced fee. Just a nasty shock to me. And its actually a 5% cash advanced fee on no points so I'm just hemorrhaging money haha... sigh.

Just wanted to give a heads up to those that might use an Arrival + ***On a Sunrise Giftcard*** (Sorry off-topic. Please delete).

Last edited by buggy51; May 3, 15 at 8:31 pm
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Old May 3, 15, 7:41 pm
  #1082  
 
Join Date: Aug 2013
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Originally Posted by buggy51 View Post
Uh... I never intended to have a cash advanced fee. I don't think I fully clarified, but 5 days prior, it was categorized in a different category and it wasn't charged a cash advanced fee. Just a nasty shock to me. And its actually a 5% cash advanced fee on no points so I'm just hemorrhaging money haha... sigh.

Just wanted to give a heads up to those that might use an Arrival +
I understand you didn't expect the cash advance fee. The part that has my head scratching is why you'd pay $3.95 to Simon to purchase an approximately $100 gift card per your previous post. Putting aside the cash advance fee why would you pay effectively 3.95% +/- to gain 2.x% back on your Arrival?
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Old May 3, 15, 8:27 pm
  #1083  
 
Join Date: Jul 2011
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Originally Posted by 36902BRF View Post
I understand you didn't expect the cash advance fee. The part that has my head scratching is why you'd pay $3.95 to Simon to purchase an approximately $100 gift card per your previous post. Putting aside the cash advance fee why would you pay effectively 3.95% +/- to gain 2.x% back on your Arrival?
Oh I had multiple split transaction (total ~5k). 3.95 per 500 card. My previous purchases never had any such cash advance fee. Just a slight gain, but I just made it a hobby to fill the serve cards.

***Bleh disregard my previous messages, I was referring to Sunrise not Simon.

Sorry about that. Let me edit them
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Old May 4, 15, 3:50 pm
  #1084  
 
Join Date: May 2015
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Cash advance with Discover

Originally Posted by 36902BRF View Post
$40 fee on a $100 purchase that seems awfully steep. Also why would you buy a $100 gift card if the purpose was to MS? I mean, you are effectively paying 4% to get 2.x% back.
I just got charged cash advance fee of $100.79. Used Discover card.
I used chase, citi, amex last week, had no problems. It was coded as QUASI CASH - NONFINANCIAL INSTITUTION . I have never used Discover before for simon mall gift card. It was coded as souvenir and novelity in my citi cards.
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Old May 4, 15, 5:26 pm
  #1085  
 
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Originally Posted by MaxVO View Post
So far all charges for the SMGC's were coded as "Specialty Retail" for me. I'd love to see more recent data points for payments using Citi cards.
"MerchandiseMISCELLANEOUS / SPECIALTY RETAIL STORES" per a purchase on 3/14/15 on Citi AA PLT card.
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Old May 4, 15, 6:32 pm
  #1086  
 
Join Date: May 2015
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Originally Posted by MaxVO View Post
So far all charges for the SMGC's were coded as "Specialty Retail" for me. I'd love to see more recent data points for payments using Citi cards.
MerchandiseNOVELTY / SOUVENIR SHOPS Citi AA plat 3/22/15
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Old May 5, 15, 8:53 am
  #1087  
 
Join Date: Jan 2004
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Purchased a $500 sunrise vgc at [non-simon] mall on my Arrival+ and hit with a $25.20 CA fee.

Last edited by azcoyote; May 5, 15 at 10:40 pm
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Old May 5, 15, 8:58 am
  #1088  
 
Join Date: Dec 2013
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Originally Posted by azcoyote View Post
Purchased a $500 sunrise vgc at Macerich mall on my Arrival+ and hit with a $25.20 CA fee.
Cue up cliche "Its a cost of MS". Damn that sucks dude. Well now you know.
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Old May 5, 15, 11:38 am
  #1089  
 
Join Date: May 2010
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Originally Posted by azcoyote View Post
Purchased a $500 sunrise vgc at Macerich mall on my Arrival+ and hit with a $25.20 CA fee.
What's a "sunrise vgc"? I've purchase Simon Mall VGC's before on my Arrival with no problems. The last time was March 31st.
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Old May 5, 15, 12:13 pm
  #1090  
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Originally Posted by rtraveler View Post
What's a "sunrise vgc"? I've purchase Simon Mall VGC's before on my Arrival with no problems. The last time was March 31st.
GCs issued by Sunrise bank. They sell them at WM and I guess some malls.

I just got a Citi Double Cash card. I was going to use it at the Simon Mall to buy GCs, but with these reports of other cards charging CA fees, I'm wondering if it's safe.
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Old May 5, 15, 2:09 pm
  #1091  
 
Join Date: Jul 2014
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Originally Posted by rmunson1 View Post
SMGC @ $1000 with reduced fees are 'corporate' and cannot be used for MS (YMMV, but they will shut you down (as corporate/convert you to personal) if/when they find out).
How do they even know/which methods do they frown upon?
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Old May 5, 15, 6:01 pm
  #1092  
 
Join Date: Jul 2014
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Originally Posted by PaulMSN View Post
GCs issued by Sunrise bank. They sell them at WM and I guess some malls.

I just got a Citi Double Cash card. I was going to use it at the Simon Mall to buy GCs, but with these reports of other cards charging CA fees, I'm wondering if it's safe.
If you put your CA limit at zero (I set mine on activation), you don't have to worry about CA fees. the worse that can happen is your card will get denied since you have no available CA.
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Old May 5, 15, 8:15 pm
  #1093  
 
Join Date: Jun 2014
Posts: 57
Walmart around here are asking for an ID & Name on GC to load Simon Mall Visa gift cards. I've been to 3 different Walmarts in the area & none would load to BB without my name on the GC along with ID. Can someone please tell me what's going on?
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Old May 5, 15, 8:24 pm
  #1094  
 
Join Date: Aug 2013
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Originally Posted by stabish View Post
Walmart around here are asking for an ID & Name on GC to load Simon Mall Visa gift cards. I've been to 3 different Walmarts in the area & none would load to BB without my name on the GC along with ID. Can someone please tell me what's going on?
As with most thing around here it is YMMV. Some places don't care others treat you as terrorist.
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Old May 5, 15, 9:10 pm
  #1095  
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Originally Posted by stabish View Post
Walmart around here are asking for an ID & Name on GC to load Simon Mall Visa gift cards. I've been to 3 different Walmarts in the area & none would load to BB without my name on the GC along with ID. Can someone please tell me what's going on?
How did they even know you wanted to use a GC?

Last edited by craz; May 6, 15 at 8:59 am
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