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CHASE recon CSRs really do know more about MS

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CHASE recon CSRs really do know more about MS

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Old May 2, 2014, 12:21 pm
  #1  
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CHASE recon CSRs really do know more about MS

Just got of the phone with a recon CSR for the last time regarding a ink plus application filled out yesterday

She did not take as much time looking at my app as she did schooling me on the ins and outs of MS
I was too shocked to speak Thoughts? Reactions?
rgAAFT is offline  
Old May 2, 2014, 12:23 pm
  #2  
 
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What did she say?
Fuerza is offline  
Old May 2, 2014, 12:25 pm
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What exactly was the school lesson she lectured you on re: MS?
More details are needed from your MS behavior because it may show a pattern that's easily to determined by lay personnel.
sanctume is offline  
Old May 2, 2014, 12:27 pm
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Was it a happy ending, did you get approved?
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Old May 2, 2014, 12:37 pm
  #5  
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Originally Posted by Fuerza
What did she say?
Let me be clear I DID NOT admit to anything

She didn't ask she said
You engage in a risky behavior known as Manufactured spending which originates in place like CVS blah blah Office MAX blah blah we know you are just after points
"We read the blogs just like you guys do"

Mind you I MS on Chase cards very rarely
It is my daily spend card. Between my Chase cards I have all my expenses on it
Such as directv etc
rgAAFT is offline  
Old May 2, 2014, 12:40 pm
  #6  
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Originally Posted by rgAAFT
...Mind you I MS on Chase cards very rarely
It is my daily spend card. Between my Chase cards I have all my expenses on it
Such as directv etc
Then you should have schooled her back.
PaulMSN is offline  
Old May 2, 2014, 12:42 pm
  #7  
 
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Did she approve you?
UserMark is offline  
Old May 2, 2014, 12:43 pm
  #8  
 
Join Date: Feb 2014
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I'd bet most people @ Chase in the card department understand or at the very least know the process.

It is a necessary evil for them. We're really not that unprofitable - swipe fees exist - and we do make their overall numbers look pretty. The cost to upgrade systems to weed us out of their systems far outweigh any losses we cause.

I work at a big bank. I still use archaic programs/systems that date back to the 90s, and we are in a revenue generating section of the business that generally gets IT preference. Nevermind the old programs Operations gets stuck with.

Big business moves slow and we're far too nimble. Just a fly nibbling on the backside of a rhino. Only the most stupid and greedy flies get the horn.
hamhead is offline  
Old May 2, 2014, 12:44 pm
  #9  
 
Join Date: Dec 2012
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Why is this a surprise to anyone?
MS has been going on for a long time. It's no secret. As posted, they too have access to the internet and Google. It's not difficult to figure out what's going on especially when the charges are increments of $206.95 or $50x.95.

This is why I don't abuse any of my CCs. I don't go any where near my CLs.
flyertalk77 is offline  
Old May 2, 2014, 12:47 pm
  #10  
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Originally Posted by PaulMSN
Then you should have schooled her back.
Saying what I might ask

We left it as
Thank you for your time bye
Are you suggesting I have said
Yes, I MS a boat load of points thank god for the 5X category!

Last edited by rgAAFT; May 2, 2014 at 12:54 pm
rgAAFT is offline  
Old May 2, 2014, 12:51 pm
  #11  
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Originally Posted by UserMark
Did she approve you?
Isn't there an implied No? (No)
rgAAFT is offline  
Old May 2, 2014, 12:55 pm
  #12  
 
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Originally Posted by rgAAFT
Let me be clear I DID NOT admit to anything
She didn't ask she said
You engage in a risky behavior known as Manufactured spending which originates in place like CVS blah blah Office MAX blah blah we know you are just after points
"We read the blogs just like you guys do"
Mind you I MS on Chase cards very rarely
It is my daily spend card. Between my Chase cards I have all my expenses on it Such as directv etc
Are U surprised?

MS is set up by the Banks, they do cost/benefit analysis and have the agenda we are just the tools, they use blogs to market their program and forums like FT to promote it. We take the risks and do all the work.
prasha11 is offline  
Old May 2, 2014, 1:02 pm
  #13  
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Originally Posted by prasha11
Are U surprised?

MS is set up by the Banks, they do cost/benefit analysis and have the agenda we are just the tools, we take the risks and do all the work.
I am not as surprised that they know as much as I am about the blunt knowledge and acknowledgment expressed by the CSR
I thought there was a code where nobody was going to give you out as long as you keep quiet about it?
rgAAFT is offline  
Old May 2, 2014, 1:11 pm
  #14  
 
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Originally Posted by rgAAFT
I am not as surprised that they know as much as I am about the blunt knowledge and acknowledgment expressed by the CSR
I thought there was a code where nobody was going to give you out as long as you keep quiet about it?
So you called recon and the rep looked at your current spend and started pointing out the CVS and Office store purchases? Is that the reason given for the denial?
ddallas is offline  
Old May 2, 2014, 1:12 pm
  #15  
 
Join Date: Feb 2012
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Originally Posted by rgAAFT
I am not as surprised that they know as much as I am about the blunt knowledge and acknowledgment expressed by the CSR
I thought there was a code where nobody was going to give you out as long as you keep quiet about it?
Code of silence on a public forum? that is contradiction.....
prasha11 is offline  


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