No more AmEX bill bay at Walmart, what are the alternatives?
Feb 28, 2014, 11:42 am
#16
Join Date: Jul 2009
Posts: 721
Very few people have read this caveat on the CC's website...
...and what they mean by current balance is Statement Balance. Those of us who maximize FICO by "minimizing" credit utilization tend to never/rarely have a Statement Balance, so therefore need to plan way ahead with ACH setting changes FWIW.
Our system only allows Card Members to pay more than their current balance owed if it has been more than 30 days since their last banking information change or new bank account enrollment. If you enrolled your bank account or changed your banking information recently, this feature will be available to you once the 30-day period has expired from the date you have provided the new bank account information.
Feb 28, 2014, 12:46 pm
#18
Join Date: Feb 2014
Location: South Carolina
Posts: 4
Sorry getting off topic, but: "Each report submitted to ChexSystems remains on our files for five years, unless the source of the information requests its removal or ChexSystems becomes obligated to remove it under applicable law."
Feb 28, 2014, 4:47 pm
#20
Original Poster
Join Date: Feb 2012
Location: Los Angles
Posts: 2,101
Just 2 cards - Serve and Emerald - get you to $12k of BP to AX. It's not hard to find a few others that take you to $15-20k total without having to use MO. The others tend to be more AA prone, but you can do less volume across more cards. If your access to reload cards is limited, then your options are fewer. But if you're open to ATM, then you can add Buxx, etc.
Emerald seems interesting. recently is VR loadable. I have regular adequate VR source no need to go to WM to buy MO. Bill pay cost $.95ea. not sure of the limits. U have one of these?
Mar 2, 2014, 2:33 am
#22
Join Date: Mar 2010
Posts: 261
What's the best/safe way to pay back SM debt?
Most of my MS was charged on Amex card.
Having several ways to pay, which one do you recommend?
1. Pay Amex bill by using BB online bill pay
2. Write BB check to Amex
3. White BB check to myself and deposit to my checking (BOA/chase) , then bill pay from there.
Please share your idea ams suggestions. Thank you.
Having several ways to pay, which one do you recommend?
1. Pay Amex bill by using BB online bill pay
2. Write BB check to Amex
3. White BB check to myself and deposit to my checking (BOA/chase) , then bill pay from there.
Please share your idea ams suggestions. Thank you.
Mar 2, 2014, 2:41 am
#23
Join Date: Jul 2009
Location: KWI
Programs: AA EXP
Posts: 806
Most of my MS was charged on Amex card.
Having several ways to pay, which one do you recommend?
1. Pay Amex bill by using BB online bill pay
2. Write BB check to Amex
3. White BB check to myself and deposit to my checking (BOA/chase) , then bill pay from there.
Please share your idea ams suggestions. Thank you.
Having several ways to pay, which one do you recommend?
1. Pay Amex bill by using BB online bill pay
2. Write BB check to Amex
3. White BB check to myself and deposit to my checking (BOA/chase) , then bill pay from there.
Please share your idea ams suggestions. Thank you.
Mar 2, 2014, 8:44 am
#27
Join Date: Oct 2004
Location: Sacramento CA - SMF
Programs: UA 1K, PC Plat, SPG Gld, HH Gld, MR Gld
Posts: 207
Wasn't the question about paying the Amex bill? Therefore I choose door number 1; which I did yesterday to pay my Amex card.
And yes, for most other bills choose door number 4
Mar 2, 2014, 10:41 am
#28
Join Date: Mar 2010
Posts: 261
Can someone please tell me what's the limitation to buy money order at Walmart?
Two days ago, I tried to buy 2300 money order to pay my rent, even separated to 1000, 1000 and 300, did not work. I ended up paid by my chase cc plus 40 service fee.
Thank you
Two days ago, I tried to buy 2300 money order to pay my rent, even separated to 1000, 1000 and 300, did not work. I ended up paid by my chase cc plus 40 service fee.
Thank you
Mar 2, 2014, 10:45 am
#29
Join Date: Feb 2014
Posts: 22
However, keep in mind that if I normally pay a $350/mo car payment from my checking account, and I instead pay it via BB, I've effectively transferred $350 from BB to my checking account. I can then proceed to pay $350 to Amex from my bank account without a lose of liquidity.
Just some food for thought.