Sep 22, 2018, 7:58 am
Last edit by: Klemhuzzah
A glossary specializing in manufactured spending terms. Not to be confused with FlyerTalk's main glossary found here.
If an abbreviation has more than one meaning, the abbreviation is in the list multiple times but with different definitions.
@m3x - Amex (American Express)
If an abbreviation has more than one meaning, the abbreviation is in the list multiple times but with different definitions.
@m3x - Amex (American Express)
AGC - Amex Gift Card
AU - Authorized User
AXP - American Express
AU - Authorized User
AXP - American Express
B&M - Brick & Mortar. Physical store, not on-line.
BAU - Business As Usual
BB - Bluebird. From Amex and Walmart.
BBP - Amex Blue Business Plus credit card.
BDC - Bank Debit Card
BB - Bluebird. From Amex and Walmart.
BBP - Amex Blue Business Plus credit card.
BDC - Bank Debit Card
BHN - Blackhawk Network. It manages and distributes prepaid gift cards.
BP - Billpay
BRG - Amex Business Gold Rewards credit card. Why it's BRG instead of BGR is beyond me.
CB - Cashback
BP - Billpay
BRG - Amex Business Gold Rewards credit card. Why it's BRG instead of BGR is beyond me.
CB - Cashback
CC - Credit Card
CF - Chase Freedom credit card
CFU - Chase Freedom Unlimited credit card
CFBP - Check Free Billpay. A billpay service used by WM and many other retailers.
CFPB - Consumer Financial Protection Bureau. https://www.consumerfinance.gov/
CFU - Chase Freedom Unlimited credit card. Not the same as the Chase Freedom credit card
CIC - Chase Ink Cash credit card..
CF - Chase Freedom credit card
CFU - Chase Freedom Unlimited credit card
CFBP - Check Free Billpay. A billpay service used by WM and many other retailers.
CFPB - Consumer Financial Protection Bureau. https://www.consumerfinance.gov/
CFU - Chase Freedom Unlimited credit card. Not the same as the Chase Freedom credit card
CIC - Chase Ink Cash credit card..
CIP - Chase Ink Preferred credit card
CL - Credit Limit
CL - Credit Limit
CLI - Credit Limit Increase
CSM - Customer Service Manager
CSP - Chase Sapphire Preferred credit card
CSR - Chase Sapphire Reserve credit card
CSM - Customer Service Manager
CSP - Chase Sapphire Preferred credit card
CSR - Chase Sapphire Reserve credit card
CSR - Customer Service Representative.
CTR - Currency Transaction Report. https://en.wikipedia.org/wiki/Currency_transaction_report
CU - Credit Union
DC - Debit Card
CTR - Currency Transaction Report. https://en.wikipedia.org/wiki/Currency_transaction_report
CU - Credit Union
DC - Debit Card
DE - Dining Everywhere. A visa gift card for restuarants and bars.
DG - Dollar General
DL - Driver's License
DM - District Manager
DG - Dollar General
DL - Driver's License
DM - District Manager
DP - Data Point
EE - Explore Everywhere. A visa gift card for parks, museums, tours, and zoos.
eMSAR - Electronic Money Service Activity Report. Often thought to be "Suspicious Activity Report". Electronic version of MSAR.
FD - Family Dollar.
eMSAR - Electronic Money Service Activity Report. Often thought to be "Suspicious Activity Report". Electronic version of MSAR.
FD - Family Dollar.
FE - Fuel Everywhere. A visa gift card for gas and service stations. Also good for items sold inside gas stations.
FiveBack - Five Back Visa Gift Card
FL - Food Lion. A grocery store in Southeastern U.S.
FNBO - First National Bank of Omaha. Issuer of several different credit cards.
FNBO - First National Bank of Omaha. Issuer of several different credit cards.
FT - FlyerTalk
GC - Gift Card
GCC - GiftCard.com. An on-line seller of gift cards.
GCM - Gift Card Mall. An on-line seller of gift cards.
GD - Green Dot. Usually refers to Green Dot's reloadable prepaid card.
GD - Green Dot. Usually refers to Green Dot's reloadable prepaid card.
GE - Grocery Everywhere. A visa gift card for grocery stores.
gebit - gift card debit card. Visa & Mastercard gift card are also valid debit cards and have the word "debit" on them. Amex gift cards are not debit cards.
gebit - gift card debit card. Visa & Mastercard gift card are also valid debit cards and have the word "debit" on them. Amex gift cards are not debit cards.
HFPU - Hold For Pick Up. The post office will hold your package for you to pick up.
HH - Amex Hilton Honors Ascend credit card
HP - Hard Pull. When your credit is checked, it can be done with a hard pull or a soft pull. A hard pull will ding your credit score for a couple of points.
HT - Harris Teeter. A grocery store chain owned by Kroger.
HUCA - Hang Up, Call Again
HH - Amex Hilton Honors Ascend credit card
HP - Hard Pull. When your credit is checked, it can be done with a hard pull or a soft pull. A hard pull will ding your credit score for a couple of points.
HT - Harris Teeter. A grocery store chain owned by Kroger.
HUCA - Hang Up, Call Again
Ink - Chase Ink Business credit card. .There are several different cards under the Ink name, but they are all business cards.
KATE - Kiosk At The Entrance. A self-serve kiosk machine usually positioned near the entrance of Walmart. Very few if any exist anymore.
KATE - Kiosk At The Entrance. A self-serve kiosk machine usually positioned near the entrance of Walmart. Very few if any exist anymore.
MC - MasterCard
MC - Money Center. Often the Walmart Money Center.
MC - Money Center. Often the Walmart Money Center.
ME - Movies Everywhere. A visa gift card for movies, concessions, and online rentals.
MG - Money Gram
MG - Money Gram
MO - Money Order
MP - Moneypak. One way to reload Green Dot cards.
MP - Moneypak. One way to reload Green Dot cards.
MS - Manufactured Spending
MSAR - Money Service Activity Report. Often thought to be "Suspicious Activity Report". cf eMSAR
MSR - Minimum Spend Requirement. The amount of spend needed to trigger a signup bonus for a new credit card or bank account.
MSAR - Money Service Activity Report. Often thought to be "Suspicious Activity Report". cf eMSAR
MSR - Minimum Spend Requirement. The amount of spend needed to trigger a signup bonus for a new credit card or bank account.
NM - Neighborhood Market. A type of Walmart that is basically a grocery store but not a department store.
OBC - Amex Old Blue Cash credit card. Discontinued, but old cards still work.
OD - Office Depot
OD/OM - Office Depot/OfficeMax
OM - OfficeMax
OBC - Amex Old Blue Cash credit card. Discontinued, but old cards still work.
OD - Office Depot
OD/OM - Office Depot/OfficeMax
OM - OfficeMax
OV - One Vanilla. A brand of Visa gift cards.
PM - Private Message. To send a PM, left-click on the user's name and select "send a private message". To read, go to the top-right of the screen and click on your own name.
PM - Private Message. To send a PM, left-click on the user's name and select "send a private message". To read, go to the top-right of the screen and click on your own name.
Portal - Shopping Portal. Examples are TopCashBack or Ebates.
POS - Point of Sale. Usually the software installed in the cash register.
RD - Reward Dollars
RMN - RetailMeNot
RD - Reward Dollars
RMN - RetailMeNot
SAR - Suspicious Activity Report
SC - Sam's Club
SC - Supercenter (usually Walmart Supercenter)
SCO - Self Check Out
SCO - Self Check Out
SE - Style Everywhere. A visa gift card for department stores and clothing stores.
SGC - Simon Gift Card. aka Simon Mall Gift Card
SGC - Simon Gift Card. aka Simon Mall Gift Card
SM - Simon Mall
SPG - Amex Starwood Preferred Guest credit card
T&C - Terms & Conditions
SPG - Amex Starwood Preferred Guest credit card
T&C - Terms & Conditions
TCB - Top Cash Back. A shopping portal.
TYP - Thank You Points. The Citi card rewards program.
USB - US Bank. A common issuer of prepaid cards, especially those sold in grocery stores.
UR - Ultimate Rewards. Chase's miles program.
TYP - Thank You Points. The Citi card rewards program.
USB - US Bank. A common issuer of prepaid cards, especially those sold in grocery stores.
UR - Ultimate Rewards. Chase's miles program.
VGC - Variable Gift Card. Eg $20-$500 visa gift card.
VGC - Visa Gift Card
VPN - Virtual Private Network. A way to surf the web anonymously.
VR - Vanilla Reload
VSE - Visa Savings Edge. A rewards program for registering your business credit card.
WAG - Walgreens
VPN - Virtual Private Network. A way to surf the web anonymously.
VR - Vanilla Reload
VSE - Visa Savings Edge. A rewards program for registering your business credit card.
WAG - Walgreens
WF - Wells Fargo. Sometimes the bank, sometimes the bank's credit card.
WM - Walmart
WM - Walmart
WMNM - Walmart Neighborhood Market. A type of Walmart that is basically a grocery store but not a department store.
WU - Western Union
YZ - Yazing. A cashback portal.
WU - Western Union
YZ - Yazing. A cashback portal.
Acronyms for MS newbies
Jun 7, 2018, 9:29 pm
#47
Join Date: Dec 2017
Posts: 463
I think the rats fall into the first category while newbies are in the second. Maybe I'm wrong, but I assume the people trying to shut down MS already know about Flyertalk and reddit and other popular sites, and they already know the lingo. When I just now googled "manufactured spending", Flyertalk was the 3rd on the list, so the secret's out.
Jun 18, 2018, 10:58 am
#48
Suspended
Join Date: Sep 2014
Posts: 350
I think the rats fall into the first category while newbies are in the second. Maybe I'm wrong, but I assume the people trying to shut down MS already know about Flyertalk and reddit and other popular sites, and they already know the lingo. When I just now googled "manufactured spending", Flyertalk was the 3rd on the list, so the secret's out.
Sep 21, 2018, 12:08 pm
#54
Moderator
Join Date: Jun 2003
Location: Miami, Mpls & London
Programs: AA & Marriott Perpetual Platinum; DL & HH Gold
Posts: 48,954
Sep 23, 2018, 9:18 am
#55
Suspended
Join Date: Mar 2013
Posts: 465
Mar 3, 2023, 3:23 pm
#57
Join Date: Mar 2009
Posts: 2,294
When a card has a stored value and the register will deduct that amount from the balance due, leaving you to pay the difference. So you don't need to know the balance on the card and it won't get declined because the balance on the card cannot cover the entire purchase.
For example, if the total is $15 and you swipe a card that has a balance of $1.05, the register will deduct the $1.05 from the amount due, leaving you to pay $13.95. Without auto-drain, the transaction would be declined (unless you know the amount on the card and the cashier runs the card for that exact amount).
For example, if the total is $15 and you swipe a card that has a balance of $1.05, the register will deduct the $1.05 from the amount due, leaving you to pay $13.95. Without auto-drain, the transaction would be declined (unless you know the amount on the card and the cashier runs the card for that exact amount).
