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Paying Citi cards with debit cards including prepaid debit cards

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Old Mar 23, 2014, 7:05 pm
FlyerTalk Forums Expert How-Tos and Guides
Last edit by: ffly45
Read the wiki carefully before posting. Wiki may be out of date.
800-950-5114. Non-US agents are, as of at least August 15, 2015, able to do debit card payments. If they resist, ask for a US agent.
Please do not report that debit payments do not work over the phone, they do! Hang up and call again (HUCA) until you get someone capable.


The same thing can be done in a Citi branch, but you do not swipe the debit card or enter any PIN, so it seems likely that the same cards do/don't work in branch as over the phone.
The name on the debit card must match the name on the account. You can be an authorized card holder (they'll ask the name of the primary). You can also pay off Citi Business credit cards (only attempted as primary cardholder). Limit of one payment per debit card per account per day.

Debit cards that work for paying Citi cards over the phone.
All Mastercard & Visa debit cards attached to regular checking accounts:
  • Alaska - some have not gotten miles;
  • SunTrust - no miles;
  • UFB Direct - $2000 daily limit - no miles.
Coinbase (shutdowns have been reported)
Green Dot (permanent card)
H&R Block Emerald
JH Preferred
M1 Plus (no cb)
MVD (shutdowns have been reported)
Paypal Business Debit Mastercard (no 1% cb)
Pennywise Power "payday rewards" Visa cards (Bancorp, MB financial Bank N.A)
Simple Card - see post #347
Swagbucks virtual visa (issued by Prepaid Digital Solutions)
Swagbucks virtual mastercard (issued by MyPrepaidCenter)
Topcashback virtual visa (issued by Bancorp)
T-Mobile (temp and perm, shutdowns have been reported)
Wells Fargo


Debit cards that DO NOT work for paying Citi cards over the phone.
American Express Gift Card
American Express for Target
Bluebird
Serve
Chase Starbucks Prepaid (post)
Curve Commercial Debit
Google Wallet
Green Dot (temporary card registered with zip and pin)
MetaBank Visa/MC
US Bank/USB GC
Paypower (temporary card registered with zip and pin) - post 283
Sunrise Bank Visa
US Bank Mastercard/Visa prepaid
US Bank Visa Buxx
TD Go Card
Vanilla Visa/Mastercard (issued by Bancorp) (incl. OneVanilla, Vanilla Debit)


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Paying Citi cards with debit cards including prepaid debit cards

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Old Sep 21, 2018, 6:32 pm
  #1321  
 
Join Date: Jul 2014
Posts: 3,688
It's been hit n miss for me when trying to make payments with various VGCs (it's worth re-trying all BINs that worked in the past). I register the cards before I call and when it's my lucky day, my payments go through. HUCA has been my ally.
Mamibear is offline  
Old Sep 29, 2018, 4:02 pm
  #1322  
inY
 
Join Date: Jan 2011
Posts: 368
Blue Curve Commercial card did not work "not a valid credit or debit card". Did not attempt to give the agent the UK address associated with Curve.

Last edited by inY; Oct 9, 2018 at 1:18 pm
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Old Oct 15, 2018, 5:23 am
  #1323  
inY
 
Join Date: Jan 2011
Posts: 368
Topcashback virtual visa

I just paid with a virtual visa from Topcashback US (they provide more value than ACH). The card is issued by Bancorp.

Edit: to be clear, this is the card you get from doing an "account payout" at https://www.topcashback.com/account/payments . I have no data regarding gift cards issued by merchants featured on Topcashback.
gnutello and NeGourmand like this.

Last edited by inY; Oct 15, 2018 at 5:00 pm
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Old Oct 15, 2018, 11:06 am
  #1324  
 
Join Date: Aug 2017
Posts: 72
Originally Posted by inY
I just paid with a virtual visa from Topcashback US (they provide more value than ACH).
What about eVGC from GCC?
skanchur is offline  
Old Oct 16, 2018, 2:04 pm
  #1325  
 
Join Date: Jul 2010
Posts: 106
Originally Posted by Mamibear
It's been hit n miss for me when trying to make payments with various VGCs (it's worth re-trying all BINs that worked in the past). I register the cards before I call and when it's my lucky day, my payments go through. HUCA has been my ally.
Thanks.
I was not successful using MetaBank Visa GCs from Giant deal this week.
Will try HUCA tomorrow.
ShakuniMama is offline  
Old Oct 24, 2018, 10:42 am
  #1326  
 
Join Date: Oct 2018
Posts: 10
Is there a debit card payment velocity that is considered too much by Citibank? Thanks
Announcement4u is offline  
Old Oct 24, 2018, 5:50 pm
  #1327  
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Hyatt 10+ BadgeMarriott 10+ Badge
 
Join Date: Jan 2017
Location: EWR/PHL/BWI
Posts: 4,412
It seems we only benefits if we use prepaid GC to pay, or use the rebate Debit card to pay. There is almost no benefits if we use regular bank Debit card to pay.

So the PPBDMC does not earn 1% with this type of payments?
RedSun is offline  
Old Oct 28, 2018, 8:40 am
  #1328  
 
Join Date: Nov 2014
Location: Islands
Programs: 2% Cash Back by Citi | Chase Business Ink Cash| Amex Everyday Preferred| Chase Freedom| Discover It
Posts: 46
Quick question you cant pay citi double with simon GCs? didnt work for me, but i read here it does
IslandOfEnchantment is offline  
Old Oct 29, 2018, 7:28 am
  #1329  
 
Join Date: Dec 2017
Posts: 103
Deleted

Last edited by cwh82; Oct 29, 2018 at 5:10 pm Reason: Deleted
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Old Oct 29, 2018, 3:57 pm
  #1330  
 
Join Date: Jul 2014
Posts: 369
Deleted. Thanks.

Last edited by chaser123; Oct 29, 2018 at 5:13 pm Reason: Deleted
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Old Nov 2, 2018, 11:09 am
  #1331  
 
Join Date: Sep 2015
Posts: 25
Any of you dabble with debit payments to other bank CCs than Citi ? There are a couple out there that take payment over the phone if you can get the right number but I've only tried certain GCs/issuers to limited success a while back
BLoch12 is offline  
Old Nov 12, 2018, 2:50 pm
  #1332  
 
Join Date: Mar 2014
Location: America!
Programs: Hilton Diamond, Hyatt Explorist Caesars Wyndham Diamond, MGM Gold
Posts: 249
Anyone know if any visa or master card from giftcards.com will work? If so, which one (physical or egc, visa or mc) please?

Thanks
sowhatwegetdrunk is offline  
Old Dec 22, 2018, 9:00 pm
  #1333  
 
Join Date: Apr 2012
Location: NYC, LAX, HKG
Posts: 286
Added to Wiki: Swagbucks virtual visa (issued by Prepaid Digital Solutions) works.
Clueless12 and anonymous99 like this.
mcdullhk88 is offline  
Old Jan 16, 2019, 7:05 am
  #1334  
 
Join Date: May 2009
Posts: 5
I am wondering if you have similar experience: payment from vanilla mgc to preferred is successfully submitted via phone, but later it seems it's returned. Previously if it will fail, it cannot be submitted at all.
oldfish is offline  
Old Jan 16, 2019, 11:02 am
  #1335  
 
Join Date: Oct 2018
Posts: 3
Originally Posted by sowhatwegetdrunk
Anyone know if any visa or master card from giftcards.com will work? If so, which one (physical or egc, visa or mc) please?

Thanks

Did you ever find this out? thanks
Larry Weyer is offline  


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