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Paying Citi cards with debit cards including prepaid debit cards

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Old Mar 23, 2014, 7:05 pm
FlyerTalk Forums Expert How-Tos and Guides
Last edit by: ffly45
Read the wiki carefully before posting. Wiki may be out of date.
800-950-5114. Non-US agents are, as of at least August 15, 2015, able to do debit card payments. If they resist, ask for a US agent.
Please do not report that debit payments do not work over the phone, they do! Hang up and call again (HUCA) until you get someone capable.


The same thing can be done in a Citi branch, but you do not swipe the debit card or enter any PIN, so it seems likely that the same cards do/don't work in branch as over the phone.
The name on the debit card must match the name on the account. You can be an authorized card holder (they'll ask the name of the primary). You can also pay off Citi Business credit cards (only attempted as primary cardholder). Limit of one payment per debit card per account per day.

Debit cards that work for paying Citi cards over the phone.
All Mastercard & Visa debit cards attached to regular checking accounts:
  • Alaska - some have not gotten miles;
  • SunTrust - no miles;
  • UFB Direct - $2000 daily limit - no miles.
Coinbase (shutdowns have been reported)
Green Dot (permanent card)
H&R Block Emerald
JH Preferred
M1 Plus (no cb)
MVD (shutdowns have been reported)
Paypal Business Debit Mastercard (no 1% cb)
Pennywise Power "payday rewards" Visa cards (Bancorp, MB financial Bank N.A)
Simple Card - see post #347
Swagbucks virtual visa (issued by Prepaid Digital Solutions)
Swagbucks virtual mastercard (issued by MyPrepaidCenter)
Topcashback virtual visa (issued by Bancorp)
T-Mobile (temp and perm, shutdowns have been reported)
Wells Fargo


Debit cards that DO NOT work for paying Citi cards over the phone.
American Express Gift Card
American Express for Target
Bluebird
Serve
Chase Starbucks Prepaid (post)
Curve Commercial Debit
Google Wallet
Green Dot (temporary card registered with zip and pin)
MetaBank Visa/MC
US Bank/USB GC
Paypower (temporary card registered with zip and pin) - post 283
Sunrise Bank Visa
US Bank Mastercard/Visa prepaid
US Bank Visa Buxx
TD Go Card
Vanilla Visa/Mastercard (issued by Bancorp) (incl. OneVanilla, Vanilla Debit)


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Paying Citi cards with debit cards including prepaid debit cards

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Old May 9, 2015, 9:49 pm
  #1141  
 
Join Date: Aug 2014
Posts: 194
Can I use my T-mobile prepaid card for this method?
is paying Citi AA card at Walmart a better method than calling to pay for citi AA master card?

thanks
nkp46 is offline  
Old May 9, 2015, 9:53 pm
  #1142  
 
Join Date: Aug 2010
Location: CLT
Programs: AA, UA, BA, Hilton Diamond, Marriott Gold, IHG Platinum
Posts: 2,074
Originally Posted by nkp46
Can I use my T-mobile prepaid card for this method?
is paying Citi AA card at Walmart a better method than calling to pay for citi AA master card?

thanks
T-Mo has bill pay. Why are you making it more difficult?
dukerau is offline  
Old May 9, 2015, 10:10 pm
  #1143  
 
Join Date: Jan 2015
Posts: 1,112
Originally Posted by dukerau
T-Mo has bill pay. Why are you making it more difficult?
Because T-Mobile explicitly bans people for using the bill pay service to pay credit cards.
Phantom707 is offline  
Old May 9, 2015, 10:28 pm
  #1144  
 
Join Date: Aug 2014
Posts: 194
Originally Posted by dukerau
T-Mo has bill pay. Why are you making it more difficult?
I used to use it and my TM account was frozen, and never want to use the online billpay any more
nkp46 is offline  
Old May 10, 2015, 6:52 pm
  #1145  
 
Join Date: Mar 2005
Location: ATL
Programs: AA, AGR, DL, MR, WoH, UA
Posts: 951
Originally Posted by nkp46
Can I use my T-mobile prepaid card for this method?
Can you read. The wiki.
sechs is offline  
Old May 16, 2015, 5:09 pm
  #1146  
 
Join Date: Feb 2013
Programs: WN A-List, AA, UA
Posts: 219
Anyone used NW Buxx recently? Tried this morning and the CSR said it errored and wouldn't let her process the payment.
nakataboi is offline  
Old May 24, 2015, 10:30 pm
  #1147  
 
Join Date: May 2015
Posts: 3
I notice the wiki mentions that Citi Card can be paid over the phone with the UFB Direct debit (checking?) card. When making this payment by phone, does it register the transaction as POS/Purchase, and that's why rewards the AAdvantage miles for UFB? I'm very surprised to learn that one could earn miles on payment for a bill, but I'm exceptionally new here and trying to wrap my head around this whole thing.

If someone could kindly provide any insight they may have it would be much appreciated!
RockUnchained is offline  
Old May 24, 2015, 10:36 pm
  #1148  
 
Join Date: Jul 2010
Location: Midwest
Programs: AA LT Gold 1MM ,Hyatt Explorist,Marriott Platinum,HHonors Diamond
Posts: 364
Originally Posted by nakataboi
Anyone used NW Buxx recently? Tried this morning and the CSR said it errored and wouldn't let her process the payment.
You didn't happen to pay more than $800, did you?
OHijAAzi73 is offline  
Old May 25, 2015, 12:53 am
  #1149  
 
Join Date: Jul 2012
Location: Heaven
Posts: 552
Originally Posted by nakataboi
Anyone used NW Buxx recently? Tried this morning and the CSR said it errored and wouldn't let her process the payment.
worked fine for me around noon PST. Make sure you are within the spend limits.
coolblues is offline  
Old May 25, 2015, 12:21 pm
  #1150  
 
Join Date: Feb 2015
Posts: 194
Originally Posted by RockUnchained
I notice the wiki mentions that Citi Card can be paid over the phone with the UFB Direct debit (checking?) card. When making this payment by phone, does it register the transaction as POS/Purchase, and that's why rewards the AAdvantage miles for UFB? I'm very surprised to learn that one could earn miles on payment for a bill, but I'm exceptionally new here and trying to wrap my head around this whole thing.

If someone could kindly provide any insight they may have it would be much appreciated!
I'm gonna kill it by saying "yes," but YES!

Ok - that said, it dies on 5/31/15. Go forth and charge!

And then, you might see your miles in 60 days if the compliance team @ UFB doesn't think you're abusing anything.
FreakingFlyer is offline  
Old May 25, 2015, 1:29 pm
  #1151  
 
Join Date: Sep 2008
Location: NYC
Programs: AA PLT 2MM
Posts: 395
Originally Posted by OHijAAzi73
You didn't happen to pay more than $800, did you?
Also had a problem using TDBuxx (tried a few different cards) for $250 on various Citi cards. They claim the error is not on their end. These debit cards have worked for me before, but no longer. A bit of a PITA, but what can you do?
j3brooklyn is offline  
Old May 25, 2015, 9:32 pm
  #1152  
 
Join Date: May 2015
Posts: 3
Originally Posted by FreakingFlyer
I'm gonna kill it by saying "yes," but YES!

Ok - that said, it dies on 5/31/15. Go forth and charge!

And then, you might see your miles in 60 days if the compliance team @ UFB doesn't think you're abusing anything.

I thought that the changes on 5/31 are for purchases at stores and the like?
Is there ABSOLUTELY nothing that can earn me 0.3 miles per $ with these policy changes?

I opened the account on thursday, lady on the other end of their line with their customer service said that things were changing from 0.5 per $ to 0.3 per $, but she did not tell me anything about these changes.

In either case, you are saying that Citi codes a payment over the telephone as a POS/Purchase? Conceivably one could use a credit card to pay Citi bank bill without incurring CA fees if telephone bill-pay is coded as POS/Purchase?
RockUnchained is offline  
Old Jun 10, 2015, 9:46 pm
  #1153  
CDO
Suspended
 
Join Date: Sep 2014
Posts: 350
all of a sudden nw buxx no longer working for me, address verification error just like usb.
CDO is offline  
Old Jun 10, 2015, 10:01 pm
  #1154  
 
Join Date: May 2015
Posts: 441
Originally Posted by RockUnchained
I thought that the changes on 5/31 are for purchases at stores and the like?
Is there ABSOLUTELY nothing that can earn me 0.3 miles per $ with these policy changes?

I opened the account on thursday, lady on the other end of their line with their customer service said that things were changing from 0.5 per $ to 0.3 per $, but she did not tell me anything about these changes.

In either case, you are saying that Citi codes a payment over the telephone as a POS/Purchase? Conceivably one could use a credit card to pay Citi bank bill without incurring CA fees if telephone bill-pay is coded as POS/Purchase?
Not a chance, but give it a shot and let everyone know
travelfreaks is offline  
Old Jun 11, 2015, 12:15 am
  #1155  
 
Join Date: Jul 2012
Location: Heaven
Posts: 552
Originally Posted by CDO
all of a sudden nw buxx no longer working for me, address verification error just like usb.
works just fine. Made few payments about an hour ago.
coolblues is offline  


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