Go Back  FlyerTalk Forums > Miles&Points > Credit, Debit and Prepaid Card Programs > Manufactured Spending
Reload this Page >

Paying Citi cards with debit cards including prepaid debit cards

Old Mar 23, 2014, 7:05 pm
FlyerTalk Forums Expert How-Tos and Guides
Last edit by: ffly45
Read the wiki carefully before posting. Wiki may be out of date.
800-950-5114. Non-US agents are, as of at least August 15, 2015, able to do debit card payments. If they resist, ask for a US agent.
Please do not report that debit payments do not work over the phone, they do! Hang up and call again (HUCA) until you get someone capable.


The same thing can be done in a Citi branch, but you do not swipe the debit card or enter any PIN, so it seems likely that the same cards do/don't work in branch as over the phone.
The name on the debit card must match the name on the account. You can be an authorized card holder (they'll ask the name of the primary). You can also pay off Citi Business credit cards (only attempted as primary cardholder). Limit of one payment per debit card per account per day.

Debit cards that work for paying Citi cards over the phone.
All Mastercard & Visa debit cards attached to regular checking accounts:
  • Alaska - some have not gotten miles;
  • SunTrust - no miles;
  • UFB Direct - $2000 daily limit - no miles.
Coinbase (shutdowns have been reported)
Green Dot (permanent card)
H&R Block Emerald
JH Preferred
M1 Plus (no cb)
MVD (shutdowns have been reported)
Paypal Business Debit Mastercard (no 1% cb)
Pennywise Power "payday rewards" Visa cards (Bancorp, MB financial Bank N.A)
Simple Card - see post #347
Swagbucks virtual visa (issued by Prepaid Digital Solutions)
Swagbucks virtual mastercard (issued by MyPrepaidCenter)
Topcashback virtual visa (issued by Bancorp)
T-Mobile (temp and perm, shutdowns have been reported)
Wells Fargo


Debit cards that DO NOT work for paying Citi cards over the phone.
American Express Gift Card
American Express for Target
Bluebird
Serve
Chase Starbucks Prepaid (post)
Curve Commercial Debit
Google Wallet
Green Dot (temporary card registered with zip and pin)
MetaBank Visa/MC
US Bank/USB GC
Paypower (temporary card registered with zip and pin) - post 283
Sunrise Bank Visa
US Bank Mastercard/Visa prepaid
US Bank Visa Buxx
TD Go Card
Vanilla Visa/Mastercard (issued by Bancorp) (incl. OneVanilla, Vanilla Debit)


Print Wikipost

Paying Citi cards with debit cards including prepaid debit cards

Old Apr 23, 2022, 4:45 pm
  #1546  
 
Join Date: Mar 2009
Posts: 2,293
Originally Posted by cuthroat
The menu doesn't even ask for debit/bank account, it goes straight to bank account.
When it does that, I just say "debit card"
cuthroat likes this.
danpeake is offline  
Old Apr 23, 2022, 5:34 pm
  #1547  
 
Join Date: Nov 2014
Posts: 258
Originally Posted by danpeake
When it does that, I just say "debit card"
Thanks!

I've always used touch. Switched to voice after a little back and fourth I was able to get it to work after a few min.

Edit: After playing around with the menu on touch tone, I just let it keep asking for a bank account number then after a few times it will ask for a debit card.

Last edited by cuthroat; Apr 23, 2022 at 5:41 pm
cuthroat is offline  
Old Apr 26, 2022, 6:04 pm
  #1548  
 
Join Date: Mar 2018
Programs: United, Hyatt, AA, Southwest, Aeroplan
Posts: 43
Originally Posted by BLoch12
Anyone here ever use twilio for something like this... would love to chat
Not yet, been thinking about it.
audifanatic2510 is offline  
Old May 12, 2022, 2:41 pm
  #1549  
 
Join Date: Oct 2011
Posts: 44
Originally Posted by kentchristopher
M1 Plus debit card works as payment, but does not appear to earn 1% back. Someone please add this to the wiki (I'm not yet allowed).

I'm surprised there aren't reports on more rewards debit cards listed in the wiki, especially the Discover debit card but also newer crypto ones.
I guess no one is editing the wiki?
kentchristopher is offline  
Old May 12, 2022, 3:31 pm
  #1550  
 
Join Date: Nov 2016
Posts: 180
Originally Posted by kentchristopher
I guess no one is editing the wiki?
I will edit the wiki to add M1 Plus. I agree it's helpful to highlight whether cb is earned on the bank cards that normally earn cashback. It was reported early in the thread that Discover debit doesn't work for Citi.

Last edited by Reaching; May 12, 2022 at 3:38 pm
Reaching is offline  
Old May 28, 2022, 1:59 am
  #1551  
 
Join Date: May 2022
Posts: 6
Hello. I recently did a test transaction with my Citi Double Cash to make sure I was getting the bonus. I just bought something for $2.99 and saw it posted however I didn't have the 1% Thank You points yet in my account? On average how long does it usually take for the points to appear after the item is purchased or the debt is paid off? Thanks I was afraid I did something wrong or needed to activate my Thank You points somehow and wanted to make sure before I started doing actual MS purchases.
Tesla369 is offline  
Old May 28, 2022, 5:05 am
  #1552  
 
Join Date: Mar 2009
Posts: 2,293
Originally Posted by Tesla369
Hello. I recently did a test transaction with my Citi Double Cash to make sure I was getting the bonus. I just bought something for $2.99 and saw it posted however I didn't have the 1% Thank You points yet in my account? On average how long does it usually take for the points to appear after the item is purchased or the debt is paid off? Thanks I was afraid I did something wrong or needed to activate my Thank You points somehow and wanted to make sure before I started doing actual MS purchases.
This thread isn't for your question. But to answer it, it should post the day after the statement closes.
danpeake is offline  
Old May 28, 2022, 5:23 am
  #1553  
 
Join Date: May 2022
Posts: 6
Originally Posted by danpeake
This thread isn't for your question. But to answer it, it should post the day after the statement closes.
As in the statement for the month? It just still says 0 Thank You points and its been maybe 2 days after the transaction purchase posted. I wasn't sure where to post this perhaps a brand new thread I didn't see anything similar. Thanks for your help, I'll look elsewhere to post this discussion.
Tesla369 is offline  
Old May 29, 2022, 11:41 am
  #1554  
 
Join Date: Sep 2020
Posts: 16
Will the virtual visa cards from giftcardmall work?
justmeha is offline  
Old May 29, 2022, 11:53 am
  #1555  
 
Join Date: Mar 2009
Posts: 2,293
Originally Posted by justmeha
Will the virtual visa cards from giftcardmall work?
One would assume not. But try it and let us know.
danpeake is offline  
Old Jun 18, 2022, 11:40 am
  #1556  
 
Join Date: Jun 2018
Posts: 14
No cashback with coinbase debit card

I finally got around to trying the Coinbase debit card to pay citi. The transaction went through, but there's no cashback earned in the coinbase app. They must've changed something since it looks like this used to work for others. It took a few days, but did end up earning cashback

Last edited by travel44ever; Jun 23, 2022 at 8:55 pm
travel44ever is offline  
Old Jun 25, 2022, 10:18 pm
  #1557  
 
Join Date: Mar 2018
Location: 5328 ft
Programs: Lowest-level minion
Posts: 32
Originally Posted by travel44ever
I finally got around to trying the Coinbase debit card to pay citi. The transaction went through, but there's no cashback earned in the coinbase app. They must've changed something since it looks like this used to work for others. It took a few days, but did end up earning cashback
Came back to see if the cash back eventually posted and I see you've updated it. Thanks for the DP - Coinbase is all over the place with when rewards actually post and I've been on edge a few months too.
gregorius is offline  
Old Jun 26, 2022, 8:31 pm
  #1558  
 
Join Date: Jul 2010
Location: 718
Programs: Hyatt Globalist, Hilton Diamond, Marriott Platinum, IHG Diamond
Posts: 965
Originally Posted by travel44ever
I finally got around to trying the Coinbase debit card to pay citi. The transaction went through, but there's no cashback earned in the coinbase app. They must've changed something since it looks like this used to work for others. It took a few days, but did end up earning cashback
your coinbase card will be banned soon if you keep doing it
zzrayzz is offline  
Old Jun 29, 2022, 7:19 am
  #1559  
 
Join Date: Jul 2014
Posts: 84
Anyone having troubles lately?
Walmero is offline  
Old Jul 4, 2022, 2:17 pm
  #1560  
 
Join Date: Oct 2015
Posts: 226
T-Mobile listed as option in wiki to pay citi. How would the t-mobile card be loaded?
pixelrogue is offline  

Thread Tools
Search this Thread

Contact Us - Manage Preferences - Archive - Advertising - Cookie Policy - Privacy Statement - Terms of Service -

This site is owned, operated, and maintained by MH Sub I, LLC dba Internet Brands. Copyright © 2024 MH Sub I, LLC dba Internet Brands. All rights reserved. Designated trademarks are the property of their respective owners.