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T-Mobile Visa Prepaid - Bluebird Competitor for MS! (May not load w/CC)

T-Mobile Visa Prepaid - Bluebird Competitor for MS! (May not load w/CC)

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Old Mar 10, 16, 6:38 pm   -   Wikipost
Please read: This is a community-maintained wiki post containing the most important information from this thread. You may edit the Wiki once you have been on FT for 90 days and have made 90 posts.
 
Last edit by: XP1
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Warning: The T-M website contains an apparent Bill Pay function. Attempting to use it to pay credit card bills, or probably any significant $ amount bills of any sort, will get your account frozen. Ditto large scale ATM or MO withdrawals. The one method of unloading likely to keep you under the radar is small scale WM BP. Also likely to get you shut down, according to consensus reports, is running much more than $5K a month thru your account. You ignore this advice at your own risk.

SUMMARY

1. FAQ's
2. Free to use for TMo customers.
3. Issued by Bancorp
4. Load at T-mobile store (Registers are HARD CODED not to accept anything other than cash.)
5. or Reloadit, (find a grocery store that sold reloadit cards with a cc)

List Stores hard coded for cash or Credit Card accepted
T-Mobile (cash only)
Home Depot (cash only, hard coded)
Harris Teeter - Bought with CC on 2/16/14, hard coded denied CC on 5 APR 2014
Winn-Dixie - Hard coded for cash (debit may work, untested) as of Oct-2015
Meijer (Cash/Debit including VGC)
Giant Eagle/GetGo (Cash, Debit including VGC )
Safeways/Vons/Pavilions in California - most only Cash
Food Lion - Manager override now required. Many stores cash or bank debit only, but registers are not hard coded.
Save-A-Lot: Hard coded cash only
BigY: At least some stores have gone cash only as of 1/8
Acme in PA: Hard-coded cash only (Source)

Note on ReloadIt Cards
These come in two main flavors, up to $500, and up to $950 (there are ones that go up to $50, too). Both are $3.95 load fee. The older grey cards, have CASH ONLY on them. Even if the cash register is coded to accept it, many cashiers will be hesitant to even try, or get shut down by manager.
The maximum value reload will be $2,500.00. There is no maximum number of times you may value reload your Card Account per day; however, the maximum dollar amount of value reloads you may make to your Card Account in one day is $2,500.00. We will accept direct deposits larger than $2,500.00, but any direct deposit value reloaded to your Card Account will count against the $2,500.00 daily limit.
Value Reload Fee: Each time you value reload $300.00 or more to your Card Account in a single transaction, you will receive a credit for any fee you paid. If you are a T-Mobile Wireless Customer and value reload your Card Account at a participating T-Mobile Wireless location, you will receive a refund at the register (and will pay no fee for your value reload). If you value reload your Card Account for $300.00 or more via another method, we will issue a credit to your Card Account in the amount of the fee you paid.

In practice, a ReloadIt >= $300 loaded via the safe will receive credit for the fee. However, the terms formally state "Please note: Value reloads made from Reloadit Packs that have been placed in the Program Manager’s Reloadit `Safe' are not eligible for any fee credit." so this is not guaranteed.

The Limits:
Daily limit: $2500 during a rolling 24 hour period
Monthly limit: ?
Annual Limit: ?
Max Bill Pay (per transaction): = $5000 (tested March 6th, can do 'at least' a second for the same amount to the same payee momment later).
Daily ATM limit: $500 (rolling 24 hr rather than calendar day)

Total monthly bill pay limit: ?
The maximum value of your Card Account is restricted to $10,000.00

T-Mobile Prepaid Customer Service Email: [email protected]

If you need to escalate to the FDIC, Bancorp's registered FDIC# is 35444.
If you want to try to open an FDIC complaint or investigation you can send one in electronically at
http://www2.fdic.gov/IDASP/DIRSInfoRequest.asp

Alternative FDIC link to file complaint
https://www2.fdic.gov/starsmail/index.asp

FAQ
  • My fee did not get refunded. Has there been a policy change? ReloadIt Fees are processed overnight and could take 24 hours after you reload the card. As of 9/2015, ReloadIt cards added to the safe prior to loading on T-Mobile will still get the $3.95 refunded.
  • What is a safe transaction amount? There is no definite safe or unsafe amount. However, starting the last week of Jul 2015, people have been reporting the account frozen after transactions larger than $1K.
  • Can I use the BP Feature? It works well for some people. Many have reported getting shutdown after using it. A few have reported having the payments lost. Like all MS activity, use at your own risk.
  • Should I mix in some regular spending to make it look like this is my primary card? If it makes you feel better, go for it. However people who do this still get shutdown.
  • I can't log in. Did I get shutdown? Possibly. But more likely the website is having technical issues. Call in, o try to make a swipe purchase and test it out.
  • If I pay my taxes with this card, will I get shutdown? Large purchase raise red flags. Taxes are no different and there are reports of people being shut down for doing this.
  • What is a T-Mobile wireless customer? A qualifying T-Mobile wireless customer can be either a postpaid or prepaid customer. Source: http://www.flyertalk.com/forum/24790705-post3703.html
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Old Jan 22, 14, 8:54 am
  #31  
 
Join Date: Jun 2013
Posts: 1,683
Unless you can buy reloadit packs on credit i don't think there's much value here. In store you can load via visa readylink, which when looking at it requires cash for a load onto your card. see the terms below:

How to reload with Visa ReadyLink

1. Look for the Visa ReadyLink symbol on the door, kiosk, or register at participating stores, or at all U.S. MoneyGram agent locations.

2. Take your card and cash to the register or self-service kiosk. The cashier will swipe your card and accept your cash. At a kiosk, you'll swipe your card and insert the funds.**

At U.S. MoneyGram agent locations, your card will not be swiped. Instead, complete the
Blue Form or proceed to the MoneyGram phone to start your load. Use Receive Code 7034.

3. Get your receipt—and go! You'll have immediate access to your funds upon approval by your card provider.
ZBigFam is online now  
Old Jan 22, 14, 8:56 am
  #32  
 
Join Date: Aug 2011
Location: New Jersey
Programs: Delta P, SPG G, Marriott S, Hertz PC
Posts: 1,005
Will go to tmo store in a bit to test out
maksimfa is offline  
Old Jan 22, 14, 9:00 am
  #33  
 
Join Date: Feb 2013
Location: NY
Posts: 229
Originally Posted by maksimfa View Post
Will go to tmo store in a bit to test out
Good sport.


If one cannot find ice cream nearby, one can use this to load BB and then billpay out of BB....

Other Load Options: Look for MoneyGram® and Visa ReadyLink reload locations.
JerMah is offline  
Old Jan 22, 14, 9:12 am
  #34  
 
Join Date: Jun 2013
Posts: 1,683
will check it out on my way home from work i have a store right by my house.
ZBigFam is online now  
Old Jan 22, 14, 9:18 am
  #35  
 
Join Date: Aug 2011
Location: New Jersey
Programs: Delta P, SPG G, Marriott S, Hertz PC
Posts: 1,005
Originally Posted by busymike View Post
if this pans out, there's enough profit in this to either 1) open a cheap line of service with t-mobile and sock-drawer the phone; or 2) actually switch over to them, especially if they're still offering to pay ETFs.
Cheapest line of service is 45 to 50 a month... But add a phone is only $5
maksimfa is offline  
Old Jan 22, 14, 9:40 am
  #36  
 
Join Date: Apr 2013
Location: The Empire State
Programs: CO (RIP), US (RIP), Amtrak. Lots of CC programs.
Posts: 442
The cheapest T-Mo service option is buying a 1 year / 1000 minute prepaid SIM card for $100.
cuebert is offline  
Old Jan 22, 14, 9:47 am
  #37  
 
Join Date: Aug 2011
Location: New Jersey
Programs: Delta P, SPG G, Marriott S, Hertz PC
Posts: 1,005
http://multimediacapsule.thomsonone....ey-by-t-mobile

Official press release.

So they mention buying cards at Safeway starting in feb. I wonder if reloads or actual cards.

Where are reloadit packs sold now?
maksimfa is offline  
Old Jan 22, 14, 9:48 am
  #38  
 
Join Date: Nov 2013
Posts: 457
Deleted.

Last edited by MsArbi; Oct 30, 14 at 12:21 am
MsArbi is offline  
Old Jan 22, 14, 9:53 am
  #39  
 
Join Date: Dec 2012
Location: JFK
Programs: *$ Gold :)
Posts: 1,061
Cash only was the only option I was offered at store. Nothing even appear on pin pad.

2. This card is variant of PayPower, administered by Blackhawk Network, not T-Mobile.
PayPower card is known to shutdown people - read related thread.

No VR reload.

I'm very hesitant to utilize mine. Especially after such wonderful thread started with MS "experienced" people.
pier11 is offline  
Old Jan 22, 14, 10:01 am
  #40  
 
Join Date: Aug 2011
Location: The Phoenix Desert
Programs: US Silver / AA Ruby, Hyatt & Hilton Cubic Zirconia, Marriott & SPG Fools Gold
Posts: 1,687
Originally Posted by maksimfa View Post
http://multimediacapsule.thomsonone....ey-by-t-mobile

Official press release.

So they mention buying cards at Safeway starting in feb. I wonder if reloads or actual cards.

Where are reloadit packs sold now?
I saw the reloadit packs at Safeway this morning. $20-950 + $3.95 fee. I didn't look that close but I didn't see anything about not being able to use a CC... only mentioned that it would not earn fuel points.
skitch23 is offline  
Old Jan 22, 14, 10:14 am
  #41  
 
Join Date: Feb 2012
Location: Los Angles
Posts: 2,101
Originally Posted by cuebert View Post
The cheapest T-Mo service option is buying a 1 year / 1000 minute prepaid SIM card for $100.
'prepaid SIM' may not be considered a 'registered' T-Mobile wireless customers
prasha11 is offline  
Old Jan 22, 14, 10:25 am
  #42  
 
Join Date: Oct 2013
Location: WAS
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Originally Posted by prasha11 View Post
'prepaid SIM' may not be considered a 'registered' T-Mobile wireless customers
Why not? It's T-Mobile's service.
f0xx is offline  
Old Jan 22, 14, 10:27 am
  #43  
 
Join Date: May 2012
Posts: 88
Anyone else getting this after applying?

Thank you for your interest in T-Mobile. We are not able to process your enrollment. T-Mobile values your business and interest on our product, and we are sorry that we cannot meet your needs at this time. We are continuing to develop new products and services to assist our diverse customer base.

If you have any question please call Customer Service at 1 (888) 306-9636.
The CAPTCHA failed several times before going though, but I doubt that would cause something like this.
JW008 is offline  
Old Jan 22, 14, 10:34 am
  #44  
 
Join Date: Dec 2012
Location: JFK
Programs: *$ Gold :)
Posts: 1,061
Originally Posted by JW008 View Post
Anyone else getting this after applying?



The CAPTCHA failed several times before going though, but I doubt that would cause something like this.
Previous history with PayPower? Or other Blackhawk Network related issues?
pier11 is offline  
Old Jan 22, 14, 10:54 am
  #45  
 
Join Date: Feb 2012
Location: Los Angles
Posts: 2,101
Originally Posted by f0xx View Post
Why not? It's T-Mobile's service.
'People who are not on a qualifying T-Mobile plan will incur additional fees.'

The words like 'Registered' and 'qualifying' are .
prasha11 is offline  

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