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[US] Retailers who have reported line-item data to AMEX

• Autozone
• LL Bean
• Staples
• Sears

Major Retailers who do NOT appear to report line-item data to AMEX

• Amazon - does report a transaction number, but not details.

What is P-Card Data
A "P-Card" or "Purchasing Card" is a "Credit" type card used for B2B and Government transaction. It includes a lot more data about a Card transaction than just merchant, amount and date.

Credit Card Transaction Data Levels
VS/MC Credit cards have 3 data levels of processing, Level 1,2,3. With differing amounts of data reported from the Merchant to the processor, and hence to the statement of the card holder. AMEX seems to refer to a "Level II" which seems to correspond to Level 3.

Data Level 1 is your basic consumer transaction. Required data is merchant name, transaction amount and date. Today, likely 99% of transactions fall into this level.

Level 2 and 3 are for B2B including government, which is where Level 3 got started. There may be a merchant discount up to 1% per transaction for being able to handle Level 2 and Level 3. "Data Rate" may be used instead of "Level"

Level 2 data is Level 1 + Tax amount Customer code (seems to be optional now), Merchant postal code, Tax identification, Merchant minority code, Merchant state code.

Level 3 data is Level 2 + other data and line item data.
Other data

• Ship from Postal Code
• Freight Amount
• Duty Amount
• Destination Postal Code
• Destination Country Code
• Alternate Tax Amount

Line item data

• Item Product Code
• Item Description
• Item Quantity
• Item Unit of Measure
• Item Extended Amount
• Item Net / Gross Indicator
• Item Tax Amount
• Item Tax Rate
• Item Tax Identifier
• Item Discount Indicator

Unknown

• Is previous "Purchase Card [aka P-Card]" data collection spreading into Consumer Cards?
• If so, will this effect manufactured spend, gift card reimbursement, privacy.
• Is this widespread: Doesn't appear to be -- yet.
• Privacy
  Since this started with B2B and government, likely there is no privacy baked in. It may be hard to tell if Level 3 data is collected on a consumer, if this data has legal privacy protections or not, either with regard to breaches or outright sale of the data.
• Transaction Reimbursement Benefits / Manufactured Spend
  Some transactions (Restricted Airline reimbursements) may become more difficult if full details are going back to the Card issuer.
  Manufactured spend involves Gift cards, which if itemized (in the future) could make it more difficult going forward.