Old Jan 8, 14, 2:22 pm
FlyerTalk Forums Expert How-Tos and Guides
Last edit by: TheDapperDon
Bonus category spending is now capped at $50k per year for new accounts. For now, this does not apply to existing cardholders, although Amex may continue to close accounts for excessive spend in bonus categories. This card is less viable as an MS instrument. Consider factors that may have led to these closures when sharing personal experiences.

Oct 22, 2014 onwards: Many people getting cancellation email from Amex. As of Dec 13, 2014, shutdown reports continue. Shutdowns appear to be triggered by spending on the card or upon statement closure, but not always

Some who have been shutdown are reporting back that AMEX is declining new non-OBC card applications due to "unsatisfactory relationship". (However, see here for an example where reconsideration was successful.) It is unclear at this time the length/extent of this Adverse Action/Ban.

Others have succeeded in getting new cards, including new OBCs, but consider your relationship with Amex and how much you value that and this card when deciding how to use it.

There might be some impact with other issuers. If AMEX sends you a cancellation it goes on your record as a cancellation by AMEX, not a cancellation by cardholder. While FICO score does not distinguish between closed by issuer and closed by cardholder, on manual review it may raise questions. However, issuers close cards for benign reasons as well (such as non-use) so unless several cards have been closed it probably won't cause a rejection by itself.

So, if you still feel it is worth it:
Application Link: Copy & paste the following link into a incognito window in Chrome or InPrivate Browsing in IE, Private Session in Firefox. There have been reports of people who got the card in the last couple of months getting shut down because of the rush to spend the initial $6,500.

Do NOT post "Link isn't working" until you have tried it incognito/private browsing and it fails there.

Code:
https://www304.americanexpress.com/credit-card/blue-cash/25330


Up to 5% Cash Back at U.S. supermarkets, U.S. gas stations & select U.S. drugstores (Everyday Purchases). Up to 1% Cash Back on other purchases. For your first $6,500 spend in a reward year, you will earn 1% on Everyday Purchases (5% after 6500), and 0.5% on other purchases (then 1%).

0% intro APR on purchases and balance transfers for 15 months.

Eligible purchases do NOT include fees or interest charges, balance transfers, cash advances, purchases of travelers checks, purchases or reloading of prepaid cards, or purchases of other cash equivalents. Additional terms and restrictions apply. (Presume these T&Cs are standard and that all credit cards state this)

⎯⎯⎯⎯⎯⎯⎯⎯⎯⎯⎯⎯⎯⎯⎯⎯⎯⎯⎯⎯⎯⎯⎯⎯⎯⎯⎯⎯⎯⎯⎯⎯⎯⎯⎯⎯⎯⎯⎯⎯⎯⎯⎯⎯⎯
First '$6,500' is spend on all purchases.

'Reward year' is the 12 billing periods in a row beginning with the one in which the anniversary of your Card Account occurs.

'everyday purchases' refers to U.S. supermarkets, U.S. gas stations & select U.S. drugstores, not all purchases.

* Read the fine print for 'gas' purchases! Right from AMEX T&C's:
...Everyday Purchases are: ... $400 or less of gasoline at gas stations located in the U.S. (superstores, supermarkets and warehouse clubs that sell gasoline are not considered gas stations)... A >$400 purchase at a gas station will get 5% for the first $400 and 1% thereafter. E.g., for something, say, $503.95, you would earn $21.04 CB [($400*5%)+(103.95*1%)].

5% kicks in immediately after hitting $6500.(mid-statement). In fact, it will even kick in mid-purchase and a portion of the purchase will credit at the higher rate.

* Reward dollars for the previous statement period show up a day or two after the current statement period closes.

* Most cash back redemptions will be applied to your statement within 23 days.

* Helpful post regarding moving CL between cards. Thanks lad2

* How to Visually Distinguish the Three Types of Blue Cash Cards:
Blue Cash (old) has a "<" character to the left of the word CASH
Blue Cash Everyday has a circle to the right of the word CASH, with the "Everyday" wording at the back.
Blue Cash Preferred has the word PREFERRED printed vertically on the extreme left side.

If you get the error message "You cannot be logged in. Please contact the number on the back of your card." when trying to redeem Reward Dollars online, it may be because you have too many closed accounts still showing in your scrolling images of cards. Delete the closed ones, then try to redeem again.
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Old Amex Blue (2013-2014)

Old Mar 24, 14, 9:35 am
  #1426  
 
Join Date: May 2013
Location: AZ
Programs: AA, UA, US
Posts: 525
Originally Posted by Henry II
Do't mean to rush; but any updates on FR? TIA.
no, expecting this week sometime, will post results.
oohaahouch is offline  
Old Mar 24, 14, 11:04 am
  #1427  
 
Join Date: Oct 2012
Posts: 10
I applied for this card back in January and was denied (was carrying high balances on other cards due to business and wedding spend, plus had picked up 3 new cards in December). I'd like to get my hands on one before it's gone forever - when would be a good time to apply again?

I currently hold an Amex BCP in good standing, and recently closed my Amex PRG and SPG to avoid the annual fees.
rwc75 is offline  
Old Mar 24, 14, 11:08 am
  #1428  
 
Join Date: Dec 2010
Location: Los Angeles, CA
Posts: 58
Originally Posted by rwc75
I applied for this card back in January and was denied (was carrying high balances on other cards due to business and wedding spend, plus had picked up 3 new cards in December). I'd like to get my hands on one before it's gone forever - when would be a good time to apply again?

I currently hold an Amex BCP in good standing, and recently closed my Amex PRG and SPG to avoid the annual fees.
I'd say at least three months since your last application.

I could be wrong though, perhaps another member could chime in?
IBJanky is offline  
Old Mar 24, 14, 11:37 am
  #1429  
 
Join Date: Oct 2010
Location: DFW
Posts: 668
Originally Posted by anagoree
sorry for confusion.
My question was to know if there is any annual limit/cap for bonus category reward?
I was thinking of buying 10k VRs at CVS for BB load.
Also, can anybody confirm if one can get 5% bonus reward for Serve load at CVS?
Holy cow, how many BB's do you have? If you max each VR out at $500, 10k VRs = $5 million in MS. Plus you will need to factor in gas and time cost. Let's say every store you visit has 10 VRs, you will have to hit 1,000 stores to get the 10k VRs. That's a lot of driving!
knopfler is offline  
Old Mar 24, 14, 11:59 am
  #1430  
 
Join Date: Jun 2004
Programs: AA Gold
Posts: 190
Originally Posted by knopfler
Holy cow, how many BB's do you have? If you max each VR out at $500, 10k VRs = $5 million in MS. Plus you will need to factor in gas and time cost. Let's say every store you visit has 10 VRs, you will have to hit 1,000 stores to get the 10k VRs. That's a lot of driving!
I do not think that he belongs to million-club HH like V..

So my guess is that he meant to say $10K worth of VRs.
Henry II is offline  
Old Mar 24, 14, 11:59 am
  #1431  
 
Join Date: May 2013
Location: AZ
Programs: AA, UA, US
Posts: 525
Originally Posted by knopfler
Holy cow, how many BB's do you have? If you max each VR out at $500, 10k VRs = $5 million in MS. Plus you will need to factor in gas and time cost. Let's say every store you visit has 10 VRs, you will have to hit 1,000 stores to get the 10k VRs. That's a lot of driving!
10k is 2 bb only!
oohaahouch is offline  
Old Mar 24, 14, 12:19 pm
  #1432  
 
Join Date: Dec 2013
Posts: 3,426
Originally Posted by knopfler
Holy cow, how many BB's do you have? If you max each VR out at $500, 10k VRs = $5 million in MS. Plus you will need to factor in gas and time cost. Let's say every store you visit has 10 VRs, you will have to hit 1,000 stores to get the 10k VRs. That's a lot of driving!
Just wow!!!! I think he meant to say $10K WORTH of VRs not actually 10K VRs.
ericdabbs is offline  
Old Mar 24, 14, 12:35 pm
  #1433  
FlyerTalk Evangelist
 
Join Date: Aug 2011
Location: Austin, Texas
Programs: Airline nobody. Sad!
Posts: 26,062
Amex denied me for this card. They used a copy of my credit report provided by Experian from January 18th, as I'm an existing customer (this is what I was told on the phone). I was traveling for over 3 weeks at that point so most of my statements showed balances because, you know, people spend money when they are on vacation! I requested a manual review using a fresher copy, and recon was actually able to help for once and was willing to do this, but if they pull today it will be after I've added half a dozen inquiries today as I did an app cycle today. And of course, the person actually pulling the report and reviewing the application isn't available on the phone . So, I'm unlikely to be approved for this card. Mostly because Amex decides it doesn't want to pull a fresh report, had they pulled the report at the moment that I applied (you know, like most banks do), I would have been approved. I can't believe this is how American Express does business, and would like to warn everyone if you are applying for this card and other cards, apply for this one first, make sure it is approved, and then go on your way for other cards. Absolutely ridiculous on their part, I can't believe it but I would have absolutely had better luck had I NOT had any existing Amex cards! It seems with how they are going, if you have one Amex card, they don't feel a need to offer you any incentive at all to get another.
TheBOSman is offline  
Old Mar 24, 14, 12:38 pm
  #1434  
Original Poster
 
Join Date: Nov 2011
Posts: 1,944
Originally Posted by ericdabbs
Just wow!!!! I think he meant to say $10K WORTH of VRs not actually 10K VRs.
And is it JUST possible that knopfler knew that and was making a joke?
silver6054 is offline  
Old Mar 24, 14, 2:39 pm
  #1435  
 
Join Date: Oct 2010
Location: DFW
Posts: 668
Originally Posted by silver6054
And is it JUST possible that knopfler knew that and was making a joke?
Indeed! If only there was a sarcastica font.
knopfler is offline  
Old Mar 24, 14, 2:41 pm
  #1436  
FlyerTalk Evangelist
 
Join Date: Aug 2011
Location: Austin, Texas
Programs: Airline nobody. Sad!
Posts: 26,062
Originally Posted by knopfler
Indeed! If only there was a sarcastica font.
This usually works to show you aren't serious, plus a healthy peppering of helps .
TheBOSman is offline  
Old Mar 24, 14, 3:15 pm
  #1437  
 
Join Date: Oct 2013
Location: WAS
Programs: SPG Plat. Marriott Plat. Hilton Diamond. Hyatt Diamond. IHG Plat.
Posts: 2,580
I just now transferred from the Blue to the Blue Cash. She said only two cards were available for transfer, but sent her the link. Worked fine. She said it's there in her system.
f0xx is offline  
Old Mar 25, 14, 8:16 am
  #1438  
 
Join Date: Jun 2005
Location: DFW/DAL
Programs: AA 1MM Gold, Marriott Gold, Hilton Diamond, Hyatt Discoverist
Posts: 1,513
Originally Posted by thehawk75
Had the same problem with my Vons fuel purchases at the pump-- only 1%. When I paid at the attendant's register, however, it coded as grocery for 5%
Interesting. I may just get Kroger gift cards and use those at the pump instead. Those will get 5% grocery in the store for sure.
glocklt4 is offline  
Old Mar 25, 14, 8:23 am
  #1439  
 
Join Date: Jun 2005
Location: DFW/DAL
Programs: AA 1MM Gold, Marriott Gold, Hilton Diamond, Hyatt Discoverist
Posts: 1,513
So has anyone had their second statement hit with > $6500 spending cashback breakdown that can confirm Safeway/Randalls/Tom Thumb purchases all count at 5%? Same with CVS for VRs? Mine hits in a couple days, but FrequentMiler has people reporting problems with Safeway. If this card isn't going to work out right for 5%, I need to redo my plans. Or if 5% only gets credited in certain situations, we need to document those.

Last edited by glocklt4; Mar 25, 14 at 8:29 am
glocklt4 is offline  
Old Mar 25, 14, 8:27 am
  #1440  
 
Join Date: Jan 2014
Posts: 198
From Blue Cash Everyday CC? How did you apply for it, via online chat or by phone?

Originally Posted by f0xx
I just now transferred from the Blue to the Blue Cash. She said only two cards were available for transfer, but sent her the link. Worked fine. She said it's there in her system.
adminds is offline  

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