Old Jan 8, 2014, 2:22 pm
FlyerTalk Forums Expert How-Tos and Guides
Last edit by: TheDapperDon
Bonus category spending is now capped at $50k per year for new accounts. For now, this does not apply to existing cardholders, although Amex may continue to close accounts for excessive spend in bonus categories. This card is less viable as an MS instrument. Consider factors that may have led to these closures when sharing personal experiences.

Oct 22, 2014 onwards: Many people getting cancellation email from Amex. As of Dec 13, 2014, shutdown reports continue. Shutdowns appear to be triggered by spending on the card or upon statement closure, but not always

Some who have been shutdown are reporting back that AMEX is declining new non-OBC card applications due to "unsatisfactory relationship". (However, see here for an example where reconsideration was successful.) It is unclear at this time the length/extent of this Adverse Action/Ban.

Others have succeeded in getting new cards, including new OBCs, but consider your relationship with Amex and how much you value that and this card when deciding how to use it.

There might be some impact with other issuers. If AMEX sends you a cancellation it goes on your record as a cancellation by AMEX, not a cancellation by cardholder. While FICO score does not distinguish between closed by issuer and closed by cardholder, on manual review it may raise questions. However, issuers close cards for benign reasons as well (such as non-use) so unless several cards have been closed it probably won't cause a rejection by itself.

So, if you still feel it is worth it:
Application Link: Copy & paste the following link into a incognito window in Chrome or InPrivate Browsing in IE, Private Session in Firefox. There have been reports of people who got the card in the last couple of months getting shut down because of the rush to spend the initial $6,500.

Do NOT post "Link isn't working" until you have tried it incognito/private browsing and it fails there.

Code:
https://www304.americanexpress.com/credit-card/blue-cash/25330


Up to 5% Cash Back at U.S. supermarkets, U.S. gas stations & select U.S. drugstores (Everyday Purchases). Up to 1% Cash Back on other purchases. For your first $6,500 spend in a reward year, you will earn 1% on Everyday Purchases (5% after 6500), and 0.5% on other purchases (then 1%).

0% intro APR on purchases and balance transfers for 15 months.

Eligible purchases do NOT include fees or interest charges, balance transfers, cash advances, purchases of travelers checks, purchases or reloading of prepaid cards, or purchases of other cash equivalents. Additional terms and restrictions apply. (Presume these T&Cs are standard and that all credit cards state this)

⎯⎯⎯⎯⎯⎯⎯⎯⎯⎯⎯⎯⎯⎯⎯⎯⎯⎯⎯⎯⎯⎯⎯⎯⎯⎯⎯⎯⎯⎯⎯⎯⎯⎯⎯⎯⎯⎯⎯⎯⎯⎯⎯⎯⎯
First '$6,500' is spend on all purchases.

'Reward year' is the 12 billing periods in a row beginning with the one in which the anniversary of your Card Account occurs.

'everyday purchases' refers to U.S. supermarkets, U.S. gas stations & select U.S. drugstores, not all purchases.

* Read the fine print for 'gas' purchases! Right from AMEX T&C's:
...Everyday Purchases are: ... $400 or less of gasoline at gas stations located in the U.S. (superstores, supermarkets and warehouse clubs that sell gasoline are not considered gas stations)... A >$400 purchase at a gas station will get 5% for the first $400 and 1% thereafter. E.g., for something, say, $503.95, you would earn $21.04 CB [($400*5%)+(103.95*1%)].

5% kicks in immediately after hitting $6500.(mid-statement). In fact, it will even kick in mid-purchase and a portion of the purchase will credit at the higher rate.

* Reward dollars for the previous statement period show up a day or two after the current statement period closes.

* Most cash back redemptions will be applied to your statement within 23 days.

* Helpful post regarding moving CL between cards. Thanks lad2

* How to Visually Distinguish the Three Types of Blue Cash Cards:
Blue Cash (old) has a "<" character to the left of the word CASH
Blue Cash Everyday has a circle to the right of the word CASH, with the "Everyday" wording at the back.
Blue Cash Preferred has the word PREFERRED printed vertically on the extreme left side.

If you get the error message "You cannot be logged in. Please contact the number on the back of your card." when trying to redeem Reward Dollars online, it may be because you have too many closed accounts still showing in your scrolling images of cards. Delete the closed ones, then try to redeem again.
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Old Amex Blue (2013-2014)

Old Feb 27, 2014, 11:18 am
  #1051  
 
Join Date: Sep 2007
Location: Chicago
Programs: AA, BA, CX, DL, EK, F9, GA, HA, IB, JL, KE, LH, MH, NH, OS, PG, QR, RJ, SA, TG, UA, VN, WN, ZH
Posts: 927
Originally Posted by svasandani
Looking at my statement again I noticed that $1000 purchase I referred above is classified as a Gas station and hence the $400 rule kicked in. However my second purchase at a 7-11 in Feb got categorized as a Grocery store. Now I don't even remember which 7-11 was the one that categorized as a Gas because I have a ton of 7-11 within 5 mile radius that I frequently visit.
You should be able to click the plus icon on the left of each transaction (online statment) to reveal more details such as category and address.
lad2 is offline  
Old Feb 27, 2014, 11:50 am
  #1052  
Suspended
 
Join Date: Jul 2007
Location: PHL
Posts: 10,060
Does anyone load serve with this card and get the 5% bonus?
9Benua is offline  
Old Feb 27, 2014, 12:17 pm
  #1053  
 
Join Date: Dec 2012
Location: JFK
Programs: *$ Gold :)
Posts: 1,061
Originally Posted by 9Benua
Does anyone load serve with this card and get the 5% bonus?
I don't . Too obvious.
pier11 is offline  
Old Feb 27, 2014, 12:30 pm
  #1054  
 
Join Date: Jan 2010
Programs: AA EXP, SPG Platinum
Posts: 129
Originally Posted by svasandani
it is weird that there is a cap on that specific category only .
Unlike grocery stores or drug stores, it's pretty reasonable for AMEX to make the categorical presumption that any purchase over $400 at a gas station is not an "everyday purchase" for personal use.
tymothy is offline  
Old Feb 27, 2014, 12:53 pm
  #1055  
 
Join Date: Aug 2007
Location: NYC
Programs: all, none, somewhere in between
Posts: 221
Confusion regarding Amex Blue 5% at Drugstores

I see lots of stuff about this card offering 5% cash back at drugstores, but it's not listed on the application. Was this changed? When?
jmj8778 is offline  
Old Feb 27, 2014, 12:59 pm
  #1056  
 
Join Date: Jan 2014
Location: Chicago, IL
Posts: 32
https://www304.americanexpress.com/c...lue-cash/25330

If using Chrome, Ctrl+Shift+N for an incognito window. Cut/paste link above. Should work.
405#Club is offline  
Old Feb 27, 2014, 1:25 pm
  #1057  
 
Join Date: Feb 2014
Posts: 825
Originally Posted by pier11
I don't . Too obvious.
Why not? It only shows up as a purchase at CVS.
exarkun is offline  
Old Feb 27, 2014, 2:10 pm
  #1058  
 
Join Date: Oct 2013
Posts: 920
I dunno, I think if you have 5 days of the month where you make 2 $500 purchases at CVS, it seems funky... Very wary of using BC for that...
hitman1420 is offline  
Old Feb 27, 2014, 2:17 pm
  #1059  
 
Join Date: Jul 2009
Location: KWI
Programs: AA EXP
Posts: 806
Originally Posted by jmj8778
I see lots of stuff about this card offering 5% cash back at drugstores, but it's not listed on the application. Was this changed? When?
Someone's looking at the wrong version.
LoneTree is offline  
Old Feb 27, 2014, 2:20 pm
  #1060  
 
Join Date: Jul 2009
Location: KWI
Programs: AA EXP
Posts: 806
Originally Posted by svasandani
Originally Posted by lad2
Not weird at all since it's spelled out exactly that in the T&C.
I just pulled out the T&C and read it again and you are right. It is just that most people don't scan the fine print that carefully but it is weird that there is a cap on that specific category only. Have not come across something like that before where the amount of a single transaction is capped in that manner. Atleast now I am better prepared for future.
It's because businesses were using the card to fuel entire fleets. It was costing Amex too much.
LoneTree is offline  
Old Feb 27, 2014, 2:44 pm
  #1061  
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Join Date: Jun 2012
Programs: AA EXP, Hyatt Globalist, *A Silver
Posts: 4,900
I product changed my SPG to this card. On the letter that the card came with, it says "$0 for the first year, then $65; however, as you have been previously notified, your Annual Membership Fee will be None as of February 21, 2014." Does this mean that I will not have an AF at all on this card?

Also, letter says, on the topic of eligible supermarkets, that "superstores and warehouse clubs are not considered supermarkets." Does this mean that I won't get 5% cash back at Costco??
TOMFORD is offline  
Old Feb 27, 2014, 2:49 pm
  #1062  
 
Join Date: Nov 2009
Programs: DL DM-1MM HH Diamond
Posts: 361
[QUOTE=

Also, letter says, on the topic of eligible supermarkets, that "superstores and warehouse clubs are not considered supermarkets." Does this mean that I won't get 5% cash back at Costco??[/QUOTE]

You are correct.
2B or back in coach is offline  
Old Feb 27, 2014, 3:01 pm
  #1063  
 
Join Date: Aug 2011
Location: New Jersey
Programs: Delta P, SPG G, Marriott S, Hertz PC
Posts: 1,007
Btw, this now seems dead for new applicants.

application and card no longer found online.
maksimfa is offline  
Old Feb 27, 2014, 3:03 pm
  #1064  
 
Join Date: Feb 2014
Posts: 825
Originally Posted by hitman1420
I dunno, I think if you have 5 days of the month where you make 2 $500 purchases at CVS, it seems funky... Very wary of using BC for that...
Or you regularly purchase an expensive prescription that is not covered by your health insurance...
exarkun is offline  
Old Feb 27, 2014, 3:04 pm
  #1065  
 
Join Date: Feb 2014
Posts: 825
Originally Posted by maksimfa
Btw, this now seems dead for new applicants.

application and card no longer found online.
The application page for it still loads.
exarkun is offline  

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