Old Jan 8, 2014, 2:22 pm
FlyerTalk Forums Expert How-Tos and Guides
Last edit by: TheDapperDon
Bonus category spending is now capped at $50k per year for new accounts. For now, this does not apply to existing cardholders, although Amex may continue to close accounts for excessive spend in bonus categories. This card is less viable as an MS instrument. Consider factors that may have led to these closures when sharing personal experiences.

Oct 22, 2014 onwards: Many people getting cancellation email from Amex. As of Dec 13, 2014, shutdown reports continue. Shutdowns appear to be triggered by spending on the card or upon statement closure, but not always

Some who have been shutdown are reporting back that AMEX is declining new non-OBC card applications due to "unsatisfactory relationship". (However, see here for an example where reconsideration was successful.) It is unclear at this time the length/extent of this Adverse Action/Ban.

Others have succeeded in getting new cards, including new OBCs, but consider your relationship with Amex and how much you value that and this card when deciding how to use it.

There might be some impact with other issuers. If AMEX sends you a cancellation it goes on your record as a cancellation by AMEX, not a cancellation by cardholder. While FICO score does not distinguish between closed by issuer and closed by cardholder, on manual review it may raise questions. However, issuers close cards for benign reasons as well (such as non-use) so unless several cards have been closed it probably won't cause a rejection by itself.

So, if you still feel it is worth it:
Application Link: Copy & paste the following link into a incognito window in Chrome or InPrivate Browsing in IE, Private Session in Firefox. There have been reports of people who got the card in the last couple of months getting shut down because of the rush to spend the initial $6,500.

Do NOT post "Link isn't working" until you have tried it incognito/private browsing and it fails there.

Code:
https://www304.americanexpress.com/credit-card/blue-cash/25330


Up to 5% Cash Back at U.S. supermarkets, U.S. gas stations & select U.S. drugstores (Everyday Purchases). Up to 1% Cash Back on other purchases. For your first $6,500 spend in a reward year, you will earn 1% on Everyday Purchases (5% after 6500), and 0.5% on other purchases (then 1%).

0% intro APR on purchases and balance transfers for 15 months.

Eligible purchases do NOT include fees or interest charges, balance transfers, cash advances, purchases of travelers checks, purchases or reloading of prepaid cards, or purchases of other cash equivalents. Additional terms and restrictions apply. (Presume these T&Cs are standard and that all credit cards state this)

⎯⎯⎯⎯⎯⎯⎯⎯⎯⎯⎯⎯⎯⎯⎯⎯⎯⎯⎯⎯⎯⎯⎯⎯⎯⎯⎯⎯⎯⎯⎯⎯⎯⎯⎯⎯⎯⎯⎯⎯⎯⎯⎯⎯⎯
First '$6,500' is spend on all purchases.

'Reward year' is the 12 billing periods in a row beginning with the one in which the anniversary of your Card Account occurs.

'everyday purchases' refers to U.S. supermarkets, U.S. gas stations & select U.S. drugstores, not all purchases.

* Read the fine print for 'gas' purchases! Right from AMEX T&C's:
...Everyday Purchases are: ... $400 or less of gasoline at gas stations located in the U.S. (superstores, supermarkets and warehouse clubs that sell gasoline are not considered gas stations)... A >$400 purchase at a gas station will get 5% for the first $400 and 1% thereafter. E.g., for something, say, $503.95, you would earn $21.04 CB [($400*5%)+(103.95*1%)].

5% kicks in immediately after hitting $6500.(mid-statement). In fact, it will even kick in mid-purchase and a portion of the purchase will credit at the higher rate.

* Reward dollars for the previous statement period show up a day or two after the current statement period closes.

* Most cash back redemptions will be applied to your statement within 23 days.

* Helpful post regarding moving CL between cards. Thanks lad2

* How to Visually Distinguish the Three Types of Blue Cash Cards:
Blue Cash (old) has a "<" character to the left of the word CASH
Blue Cash Everyday has a circle to the right of the word CASH, with the "Everyday" wording at the back.
Blue Cash Preferred has the word PREFERRED printed vertically on the extreme left side.

If you get the error message "You cannot be logged in. Please contact the number on the back of your card." when trying to redeem Reward Dollars online, it may be because you have too many closed accounts still showing in your scrolling images of cards. Delete the closed ones, then try to redeem again.
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Old Amex Blue (2013-2014)

Old Jan 11, 2014, 5:59 pm
  #451  
 
Join Date: Feb 2011
Posts: 769
I am, but if you spend 60k on two cards rather than 120k on one, AMEX probably won't look down upon you as quickly.
leftpinky is offline  
Old Jan 11, 2014, 6:00 pm
  #452  
 
Join Date: Feb 2013
Location: San Antonio
Programs: AS MVP
Posts: 2,276
Originally Posted by leftpinky
I am, but if you spend 60k on two cards rather than 120k on one, AMEX probably won't look down upon you as quickly.
Maybe. I plan to get our FR done and over with as early as possible
KennyBSAT is offline  
Old Jan 11, 2014, 6:22 pm
  #453  
 
Join Date: Jan 2014
Location: Chicago, IL
Posts: 32
Had Amex Blue since 2004. Upgraded to BCP Nov 2013. Tried to PC my BCP to BC. Failed. CSR suggested BCE. BC is no longer a product. May add it in my next AOR since it's a great no fee product.
405#Club is offline  
Old Jan 11, 2014, 6:52 pm
  #454  
 
Join Date: Aug 2009
Location: RDU
Programs: A few
Posts: 5,499
Originally Posted by KennyBSAT
Maybe. I plan to get our FR done and over with as early as possible
You are assuming that FR is the only tool Amex will use against this!
ma91pmh is offline  
Old Jan 11, 2014, 6:55 pm
  #455  
 
Join Date: Feb 2013
Location: San Antonio
Programs: AS MVP
Posts: 2,276
Originally Posted by ma91pmh
You are assuming that FR is the only tool Amex will use against this!
I'm not really assuming anything. I plan to spend a couple thousand a week on it, pay regularly and deal with whatever the consequences may be. No change in usage, just lots of groceries and medicine along with all other regular spending.
KennyBSAT is offline  
Old Jan 11, 2014, 6:58 pm
  #456  
Original Poster
 
Join Date: Nov 2011
Posts: 1,944
Originally Posted by KennyBSAT
I'm not really assuming anything. I plan to spend a couple thousand a week on it, pay regularly and deal with whatever the consequences may be. No change in usage, just lots of groceries and medicine along with all other regular spending.
I'm sorry to hear you need so much medicine!
silver6054 is offline  
Old Jan 11, 2014, 8:18 pm
  #457  
 
Join Date: Apr 2013
Location: The Empire State
Programs: CO (RIP), US (RIP), Amtrak. Lots of CC programs.
Posts: 442
Breaking in the new card with some mild spend for now, will ramp up with some AP to clear 6500 before my TYP goes flat.

Last edited by cuebert; Jan 11, 2014 at 8:31 pm
cuebert is offline  
Old Jan 13, 2014, 1:51 am
  #458  
 
Join Date: Mar 2011
Posts: 115
Originally Posted by MsArbi
You don't have to call. Just do it online once you register the blue, and the cl transfer is instant.
Can you list the steps .. When i go to profile and preferences - other options
- manage credit limit

i can only see the option for credit line increase. When i open that form it ask me for the amount of increase and my total income. I didnt complete that since i dont want another hit on my cr report. Does it gives the option to transfer limit from another card past this point or its another link which i cant see

I am transferring from BCP to BC . BCP is 2 years old and BC is new
recklessmax is offline  
Old Jan 13, 2014, 7:38 am
  #459  
 
Join Date: Nov 2013
Location: PHL
Programs: All
Posts: 65
I am not sure if this has been pointed out before in this thread, but remember that this card has a one month lag in making points available for redemption. So when (not if) you get shut down for hitting this card to hard you lose:

The points earned for the current statement period;
The points earned the entire prior statement period; and
the points you would have earned on a better card on the first $6,500 in spending.

Carry on.
SeahawkRaptor is offline  
Old Jan 13, 2014, 9:27 am
  #460  
 
Join Date: Jun 2004
Programs: AA Gold
Posts: 190
Originally Posted by recklessmax
Can you list the steps .. When i go to profile and preferences - other options
- manage credit limit

i can only see the option for credit line increase. When i open that form it ask me for the amount of increase and my total income. I didnt complete that since i dont want another hit on my cr report. Does it gives the option to transfer limit from another card past this point or its another link which i cant see

I am transferring from BCP to BC . BCP is 2 years old and BC is new
Instant online CL transfer is available only to existing (six-months?) accounts (with both source/target accounts).
Henry II is offline  
Old Jan 13, 2014, 9:41 am
  #461  
 
Join Date: Nov 2013
Posts: 457
Deleted.

Last edited by MsArbi; Oct 29, 2014 at 11:08 pm
MsArbi is offline  
Old Jan 13, 2014, 9:59 am
  #462  
 
Join Date: Jun 2004
Programs: AA Gold
Posts: 190
Originally Posted by MsArbi
No longer true. I was able to instantly transfer CL from an old account to a new Blue account immediately after receiving the card.
Are you talking about online feature (i.e., not phone or chat)? Most (including RLM) do not have such an online option if their accounts are new. Please delineate the online steps if possible. Thanks.
Henry II is offline  
Old Jan 13, 2014, 10:04 am
  #463  
 
Join Date: Nov 2013
Posts: 457
Deleted.

Last edited by MsArbi; Oct 29, 2014 at 11:08 pm
MsArbi is offline  
Old Jan 13, 2014, 10:07 am
  #464  
Original Poster
 
Join Date: Nov 2011
Posts: 1,944
Originally Posted by MsArbi
Yes, online. Go to Profile & Preferences - See More Options - Account Management - Manage Credit Limits - Transfer Available Credit to Another Card. It asks for income and does not do a hard pull. I don't know whether you can transfer from a new card, but I successfully transferred to a new card.
This option isn't there for many of us, I think it needs both cards to be active for a while before it appears. Yes, you can transfer offline..
silver6054 is offline  
Old Jan 13, 2014, 10:14 am
  #465  
 
Join Date: Dec 2012
Location: JFK
Programs: *$ Gold :)
Posts: 1,061
Done with the required spend...
Bonus percent, here I come (next billing cycle).
pier11 is offline  

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