Old Jan 8, 14, 2:22 pm
FlyerTalk Forums Expert How-Tos and Guides
Last edit by: TheDapperDon
Bonus category spending is now capped at $50k per year for new accounts. For now, this does not apply to existing cardholders, although Amex may continue to close accounts for excessive spend in bonus categories. This card is less viable as an MS instrument. Consider factors that may have led to these closures when sharing personal experiences.

Oct 22, 2014 onwards: Many people getting cancellation email from Amex. As of Dec 13, 2014, shutdown reports continue. Shutdowns appear to be triggered by spending on the card or upon statement closure, but not always

Some who have been shutdown are reporting back that AMEX is declining new non-OBC card applications due to "unsatisfactory relationship". (However, see here for an example where reconsideration was successful.) It is unclear at this time the length/extent of this Adverse Action/Ban.

Others have succeeded in getting new cards, including new OBCs, but consider your relationship with Amex and how much you value that and this card when deciding how to use it.

There might be some impact with other issuers. If AMEX sends you a cancellation it goes on your record as a cancellation by AMEX, not a cancellation by cardholder. While FICO score does not distinguish between closed by issuer and closed by cardholder, on manual review it may raise questions. However, issuers close cards for benign reasons as well (such as non-use) so unless several cards have been closed it probably won't cause a rejection by itself.

So, if you still feel it is worth it:
Application Link: Copy & paste the following link into a incognito window in Chrome or InPrivate Browsing in IE, Private Session in Firefox. There have been reports of people who got the card in the last couple of months getting shut down because of the rush to spend the initial $6,500.

Do NOT post "Link isn't working" until you have tried it incognito/private browsing and it fails there.

Code:
https://www304.americanexpress.com/credit-card/blue-cash/25330


Up to 5% Cash Back at U.S. supermarkets, U.S. gas stations & select U.S. drugstores (Everyday Purchases). Up to 1% Cash Back on other purchases. For your first $6,500 spend in a reward year, you will earn 1% on Everyday Purchases (5% after 6500), and 0.5% on other purchases (then 1%).

0% intro APR on purchases and balance transfers for 15 months.

Eligible purchases do NOT include fees or interest charges, balance transfers, cash advances, purchases of travelers checks, purchases or reloading of prepaid cards, or purchases of other cash equivalents. Additional terms and restrictions apply. (Presume these T&Cs are standard and that all credit cards state this)

⎯⎯⎯⎯⎯⎯⎯⎯⎯⎯⎯⎯⎯⎯⎯⎯⎯⎯⎯⎯⎯⎯⎯⎯⎯⎯⎯⎯⎯⎯⎯⎯⎯⎯⎯⎯⎯⎯⎯⎯⎯⎯⎯⎯⎯
First '$6,500' is spend on all purchases.

'Reward year' is the 12 billing periods in a row beginning with the one in which the anniversary of your Card Account occurs.

'everyday purchases' refers to U.S. supermarkets, U.S. gas stations & select U.S. drugstores, not all purchases.

* Read the fine print for 'gas' purchases! Right from AMEX T&C's:
...Everyday Purchases are: ... $400 or less of gasoline at gas stations located in the U.S. (superstores, supermarkets and warehouse clubs that sell gasoline are not considered gas stations)... A >$400 purchase at a gas station will get 5% for the first $400 and 1% thereafter. E.g., for something, say, $503.95, you would earn $21.04 CB [($400*5%)+(103.95*1%)].

5% kicks in immediately after hitting $6500.(mid-statement). In fact, it will even kick in mid-purchase and a portion of the purchase will credit at the higher rate.

* Reward dollars for the previous statement period show up a day or two after the current statement period closes.

* Most cash back redemptions will be applied to your statement within 23 days.

* Helpful post regarding moving CL between cards. Thanks lad2

* How to Visually Distinguish the Three Types of Blue Cash Cards:
Blue Cash (old) has a "<" character to the left of the word CASH
Blue Cash Everyday has a circle to the right of the word CASH, with the "Everyday" wording at the back.
Blue Cash Preferred has the word PREFERRED printed vertically on the extreme left side.

If you get the error message "You cannot be logged in. Please contact the number on the back of your card." when trying to redeem Reward Dollars online, it may be because you have too many closed accounts still showing in your scrolling images of cards. Delete the closed ones, then try to redeem again.
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Old Amex Blue (2013-2014)

Old Dec 30, 13, 2:02 pm
  #31  
 
Join Date: Nov 2010
Location: South NJ
Posts: 263
Not very related to the above, but keep in mind you can switch around your credit lines for different cards online at Amex.
Zamboni Driver is offline  
Old Dec 30, 13, 2:10 pm
  #32  
 
Join Date: Feb 2012
Location: Los Angles
Posts: 2,101
Originally Posted by Dave4086 View Post
Just as another data point, I was able to call and do a product change to this card with no hassle. The CSR initiated the change in about a minute. I asked him to confirm that I was moving to the 5% after $6500 spend card with no annual fee, he said I am.

Pretty exciting considering I love spending money at CVS.
First 6500 spend requirement is one time for the life of the card or annually?
prasha11 is offline  
Old Dec 30, 13, 2:12 pm
  #33  
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Join Date: Nov 2011
Posts: 1,944
Originally Posted by prasha11 View Post
First 6500 spend requirement is one time for the life of the card or annually?
Annual
silver6054 is offline  
Old Dec 30, 13, 2:13 pm
  #34  
 
Join Date: Mar 2013
Posts: 53
Attempted to product change from BCP to this. Rep seemed to think I was speaking another language and never heard of this card.

I applied fresh and got accepted immediately. However, I had issues registering with the same account as my BCP so I set up a new account. Anyone else have this issue?
debtinator is offline  
Old Dec 30, 13, 2:13 pm
  #35  
 
Join Date: Jul 2009
Location: KWI
Programs: AA EXP
Posts: 806
Originally Posted by Zamboni Driver View Post
Not very related to the above, but keep in mind you can switch around your credit lines for different cards online at Amex.
You can? I was told this was no longer possible.
LoneTree is offline  
Old Dec 30, 13, 2:15 pm
  #36  
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Join Date: Nov 2011
Posts: 1,944
Originally Posted by debtinator View Post
I applied fresh and got accepted immediately. However, I had issues registering with the same account as my BCP so I set up a new account. Anyone else have this issue?
Yes, more or less same. I got not possible from rep, then applied. I got a 7-14 day message but also got email saying I was approved. Tried to add the reference number to my BCP account and that doesn't work. I hope I can later add the new account to my existing one.

Guess if things look good I will also downgrade the BCP to BCE.
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Old Dec 30, 13, 2:16 pm
  #37  
 
Join Date: Jul 2013
Posts: 222
Informed a friend of mine who is just starting the great game of MS, he and his wife both signed up. Thank you OP!
goblue77 is offline  
Old Dec 30, 13, 2:21 pm
  #38  
 
Join Date: Feb 2012
Location: Los Angles
Posts: 2,101
Originally Posted by debtinator View Post
Attempted to product change from BCP to this. Rep seemed to think I was speaking another language and never heard of this card.

I applied fresh and got accepted immediately. However, I had issues registering with the same account as my BCP so I set up a new account. Anyone else have this issue?
link to apply fresh?
prasha11 is offline  
Old Dec 30, 13, 2:21 pm
  #39  
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Join Date: Nov 2011
Posts: 1,944
Originally Posted by prasha11 View Post
link to apply fresh?
Oh, post #3?
silver6054 is offline  
Old Dec 30, 13, 2:22 pm
  #40  
Original Member
 
Join Date: May 1998
Posts: 1,135
Originally Posted by LoneTree View Post
Been using this for three months now. I thought it was grandfathered users only. Now it'll probably get shut down.
I know how you feel. This has been my primary Manufactured Spend card for a long time. I started slow (since there were problems getting CVS to post as a drugstore - that problem has been corrected) but I recently started doing a lot of MS on this card. I think of the cc abbreviation on this card as not standing for credit card but standing instead for Christ Child.

Most of the Tragedy of the Commons analysis involves the thinking of the farmers as to how many cows to buy and place in the Commons. Me and LoneTree can ponder what the few existing cows in the Commons must think when they see farmers leading hundreds of cows down the hillside towards them. They must think there goes the grass supply and there sure will be a lot more manure around in the future.

Does anyone know for sure if this card is indeed automatically converted to the one with the $6,500 cap after one year (instead of the $6,500 threshold followed by an unlimited cap). I have read that, but I am not sure it is true since some posters indicated having had the card for several years. I have 5 months left before my one year anniversary.
Andy2 is offline  
Old Dec 30, 13, 2:26 pm
  #41  
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Join Date: Nov 2011
Posts: 1,944
Originally Posted by Andy2 View Post
Does anyone know for sure if this card is indeed automatically converted to the one with the $6,500 cap after one year (instead of the $6,500 threshold followed by an unlimited cap). I have read that, but I am not sure it is true since some posters indicated having had the card for several years. I have 5 months left before my one year anniversary.
That wouldn't be good, but is this some confusion with BCP? What happened there was it was originally uncapped, but then it became capped ($6K on the 6% category) for all new applicants, and on the anniversary date of existing card holders.
silver6054 is offline  
Old Dec 30, 13, 2:30 pm
  #42  
 
Join Date: Feb 2012
Location: Los Angles
Posts: 2,101
Delete

Last edited by prasha11; Dec 30, 13 at 2:39 pm
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Old Dec 30, 13, 2:31 pm
  #43  
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Join Date: May 1998
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Originally Posted by silver6054 View Post
That wouldn't be good, but is this some confusion with BCP? What happened there was it was originally uncapped, but then it became capped ($6K on the 6% category) for all new applicants, and on the anniversary date of existing card holders.
That would be great if there is no automatic conversion, but I am not sure the 5% cash back deal will last long now that it appears available again to everyone.
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Old Dec 30, 13, 2:32 pm
  #44  
 
Join Date: Nov 2010
Location: South NJ
Posts: 263
Originally Posted by LoneTree View Post
You can? I was told this was no longer possible.
I have just done it, so it's definitely there. Check the "Profile and Preferences" tab (or something like that), and then you should see the option to transfer the CL.
Zamboni Driver is offline  
Old Dec 30, 13, 2:37 pm
  #45  
 
Join Date: Jul 2013
Location: ATL
Programs: WN CP, HH D, MB P, IHG D, Nat'l EE, Hertz PC
Posts: 482
Originally Posted by Zamboni Driver View Post
I have just done it, so it's definitely there. Check the "Profile and Preferences" tab (or something like that), and then you should see the option to transfer the CL.
Profile & Preferences -> See more options -> Manage Credit Limit
ncSam is offline  

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