Old Jan 8, 14, 2:22 pm
FlyerTalk Forums Expert How-Tos and Guides
Last edit by: TheDapperDon
Bonus category spending is now capped at $50k per year for new accounts. For now, this does not apply to existing cardholders, although Amex may continue to close accounts for excessive spend in bonus categories. This card is less viable as an MS instrument. Consider factors that may have led to these closures when sharing personal experiences.

Oct 22, 2014 onwards: Many people getting cancellation email from Amex. As of Dec 13, 2014, shutdown reports continue. Shutdowns appear to be triggered by spending on the card or upon statement closure, but not always

Some who have been shutdown are reporting back that AMEX is declining new non-OBC card applications due to "unsatisfactory relationship". (However, see here for an example where reconsideration was successful.) It is unclear at this time the length/extent of this Adverse Action/Ban.

Others have succeeded in getting new cards, including new OBCs, but consider your relationship with Amex and how much you value that and this card when deciding how to use it.

There might be some impact with other issuers. If AMEX sends you a cancellation it goes on your record as a cancellation by AMEX, not a cancellation by cardholder. While FICO score does not distinguish between closed by issuer and closed by cardholder, on manual review it may raise questions. However, issuers close cards for benign reasons as well (such as non-use) so unless several cards have been closed it probably won't cause a rejection by itself.

So, if you still feel it is worth it:
Application Link: Copy & paste the following link into a incognito window in Chrome or InPrivate Browsing in IE, Private Session in Firefox. There have been reports of people who got the card in the last couple of months getting shut down because of the rush to spend the initial $6,500.

Do NOT post "Link isn't working" until you have tried it incognito/private browsing and it fails there.

Code:
https://www304.americanexpress.com/credit-card/blue-cash/25330


Up to 5% Cash Back at U.S. supermarkets, U.S. gas stations & select U.S. drugstores (Everyday Purchases). Up to 1% Cash Back on other purchases. For your first $6,500 spend in a reward year, you will earn 1% on Everyday Purchases (5% after 6500), and 0.5% on other purchases (then 1%).

0% intro APR on purchases and balance transfers for 15 months.

Eligible purchases do NOT include fees or interest charges, balance transfers, cash advances, purchases of travelers checks, purchases or reloading of prepaid cards, or purchases of other cash equivalents. Additional terms and restrictions apply. (Presume these T&Cs are standard and that all credit cards state this)

⎯⎯⎯⎯⎯⎯⎯⎯⎯⎯⎯⎯⎯⎯⎯⎯⎯⎯⎯⎯⎯⎯⎯⎯⎯⎯⎯⎯⎯⎯⎯⎯⎯⎯⎯⎯⎯⎯⎯⎯⎯⎯⎯⎯⎯
First '$6,500' is spend on all purchases.

'Reward year' is the 12 billing periods in a row beginning with the one in which the anniversary of your Card Account occurs.

'everyday purchases' refers to U.S. supermarkets, U.S. gas stations & select U.S. drugstores, not all purchases.

* Read the fine print for 'gas' purchases! Right from AMEX T&C's:
...Everyday Purchases are: ... $400 or less of gasoline at gas stations located in the U.S. (superstores, supermarkets and warehouse clubs that sell gasoline are not considered gas stations)... A >$400 purchase at a gas station will get 5% for the first $400 and 1% thereafter. E.g., for something, say, $503.95, you would earn $21.04 CB [($400*5%)+(103.95*1%)].

5% kicks in immediately after hitting $6500.(mid-statement). In fact, it will even kick in mid-purchase and a portion of the purchase will credit at the higher rate.

* Reward dollars for the previous statement period show up a day or two after the current statement period closes.

* Most cash back redemptions will be applied to your statement within 23 days.

* Helpful post regarding moving CL between cards. Thanks lad2

* How to Visually Distinguish the Three Types of Blue Cash Cards:
Blue Cash (old) has a "<" character to the left of the word CASH
Blue Cash Everyday has a circle to the right of the word CASH, with the "Everyday" wording at the back.
Blue Cash Preferred has the word PREFERRED printed vertically on the extreme left side.

If you get the error message "You cannot be logged in. Please contact the number on the back of your card." when trying to redeem Reward Dollars online, it may be because you have too many closed accounts still showing in your scrolling images of cards. Delete the closed ones, then try to redeem again.
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Old Amex Blue (2013-2014)

Old Dec 30, 13, 1:05 pm
  #16  
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Join Date: Nov 2011
Posts: 1,944
Originally Posted by Zamboni Driver

This card has no annual fee and no earning cap (unlike Citi TYP, which is not available any longer anyway, or WF, which is for 6 months).
Not that it matters much now, but TYP has no earning cap either, but only lasts for a year.

But why I originally posted, how much MS can the card take (obviously depends on income etc, but in general). After the mass shutdowns, Citi suddenly stopped caring, and has no issue with me spending 20K a month at CVS (which I know is way lower than some). Will Amex not care as well?
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Old Dec 30, 13, 1:08 pm
  #17  
 
Join Date: May 2013
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Just as another data point, I was able to call and do a product change to this card with no hassle. The CSR initiated the change in about a minute. I asked him to confirm that I was moving to the 5% after $6500 spend card with no annual fee, he said I am.

Pretty exciting considering I love spending money at CVS.
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Old Dec 30, 13, 1:13 pm
  #18  
 
Join Date: Apr 2011
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Originally Posted by Dave4086
Just as another data point, I was able to call and do a product change to this card with no hassle. The CSR initiated the change in about a minute. I asked him to confirm that I was moving to the 5% after $6500 spend card with no annual fee, he said I am.

Pretty exciting considering I love spending money at CVS.

What card did you mention? I just tried to PC and the CSR that I was talking to couldn't do it. I'll try to call them again in a bit.

I have blue cash preferred now
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Old Dec 30, 13, 1:13 pm
  #19  
mia
A FlyerTalk Posting Legend; Moderator: American Express, Capital One, Citi, Chase, Credit Card Programs, Diners Club, Signatures
 
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Originally Posted by ncSam
How long before they drop drugstore from the 5x list
Note that Select Drugstores currently includes four chains:

Which drugstores are included in your select major drugstore list?

The U.S. locations of CVS Pharmacy, DUANEreade, Rite Aid and Walgreens.
https://www.americanexpress.com/us/c...ards-info.html
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Old Dec 30, 13, 1:14 pm
  #20  
 
Join Date: Mar 2013
Posts: 809
Originally Posted by Dave4086
Just as another data point, I was able to call and do a product change to this card with no hassle. The CSR initiated the change in about a minute. I asked him to confirm that I was moving to the 5% after $6500 spend card with no annual fee, he said I am.

Pretty exciting considering I love spending money at CVS.
I called and they said no to a PC. It seems like only certain accounts are eligible for it. CSR said she asked her supervisor too.
cashback is offline  
Old Dec 30, 13, 1:16 pm
  #21  
 
Join Date: May 2013
Posts: 54
Originally Posted by clockhand
What card did you mention? I just tried to PC and the CSR that I was talking to couldn't do it. I'll try to call them again in a bit.

I have blue cash preferred now
I currently have the Blue Cash Everyday. Asked for the 'Blue Cash' and explicitly mentioned the rewards structure and how it fit my needs better (that's a bit of an understatement). He didn't have to speak to a supervisor or anything. New card is on the way in the mail.
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Old Dec 30, 13, 1:19 pm
  #22  
 
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Posts: 927
Originally Posted by LoneTree
Been using this for three months now. I thought it was grandfathered users only. Now it'll probably get shut down.
Care to share your spending level/amount?
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Old Dec 30, 13, 1:22 pm
  #23  
 
Join Date: Nov 2013
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Deleted.

Last edited by MsArbi; Oct 29, 14 at 11:11 pm
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Old Dec 30, 13, 1:24 pm
  #24  
 
Join Date: Apr 2013
Posts: 68
Thanks OP. I just applied and was approved. I did not realized this card was still available. This will be a great replacement to my Citi TYP which is due to expire in Jan. for me.
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Old Dec 30, 13, 1:28 pm
  #25  
 
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Last edited by LoneTree; Dec 30, 13 at 2:42 pm
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Old Dec 30, 13, 1:45 pm
  #26  
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Originally Posted by cashback
I called and they said no to a PC. It seems like only certain accounts are eligible for it. CSR said she asked her supervisor too.
Another no PC for me (from BCP).
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Old Dec 30, 13, 1:48 pm
  #27  
 
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Seems like PC is possible from BCE but not from BCP?
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Old Dec 30, 13, 1:53 pm
  #28  
 
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no go on BCE to BC for me. repeated attempts.
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Old Dec 30, 13, 1:53 pm
  #29  
 
Join Date: Mar 2013
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Originally Posted by clockhand
Seems like PC is possible from BCE but not from BCP?
It seems not to be card specific, rather your account in general. Some people are eligible, some are not.
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Old Dec 30, 13, 1:58 pm
  #30  
 
Join Date: May 2013
Posts: 54
If it helps try to figure out this eligibility confusion... I've been a cardmember since 2012. I started with the BCP and then converted to the BCE when the cap started.

I also have a Hilton HHonors and Starwood Preferred Guest card with Amex.

I've received 1 Credit Line increase per my request to my Blue Cash Preferred. That was 8 months ago, so I should have another one available.

That's about all, this could be useless info since who really knows how they're deciding.
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