Jun 22, 2013, 10:42 am
Last edit by: ChrisFlyer66
There is a new thread for 2017: http://www.flyertalk.com/forum/manufactured-spending/1819569-pin-available-now-visa-mc-prepaid-debit-cards-2017-a.html
Federal Reserve interpretation of Dodd-Frank financial reform regulations has resulted in Visa/MC gift cards getting PINs as of April 1, 2013.
Setting PINS
At Walmat, many MCs default to credit(and fail) and require pressing a button to change the payment type to debit. Here are the workarounds:
Old POS systems (monochrome black on green terminals and replacement color terminals):
1a. Screen shows "Insert or Swipe Card Quickly" with "Espanol" button in lower right (note if your screen blinks)
1b. Swipe card
1c. Screen shows "Waiting for cashier..." with with working animation in lower center and "Cancel" button in lower right
2. Press "Cancel" on the screen or red button on pad (if your screen blinks, do not hit button until after blink)
3. Press "ATM/DEBIT" from upper left
4. Press "No Cash Back"
5a. Enter PIN
5b. Screen shows "Waiting for cashier..."
6. Cashier hits blue (not green) Debit button on their side.
New POS systems (color terminal):
1. Swipe GC
2. Press "Change Payment" on screen (Yellow button on pad should also work, but screen works better for some. Timing is critical.)
3. Press "DEBIT"
4. Press "No Cash Back"
5. Enter PIN - Screen showing another 'Waiting for cashier...'.
6. Ask Cashier to hit blue color Debit button on the screen
When splitting transactions among multiple cards at a Walmart register, make sure to have the cashier hit the debit button on their physical keypad. If they hit the debit button on the touchscreen, it will not work. If your transaction got declined, try having the cashier hit 'Debit' using the physical keypad on the right of the screen.
As of 6/19/2014, Walmart rejects Debit attempts above $49.99 on all cards issued by InComm/ITC Financial Services, namely all Vanilla VISA and OneVanilla. There is no workaround.
Error Messages
DEBIT NOT AVAILABLE
Not enough funds available to cover whatever amount was typed in, or most likely NOT typed in.
DEBIT NOT APPROVED
Received when the card's monthly load limit had been reached.
HOST TIMEOUT
Connection problems. The GC may be drained but the transaction should reverse itself, and funds will become available again.
Federal Reserve interpretation of Dodd-Frank financial reform regulations has resulted in Visa/MC gift cards getting PINs as of April 1, 2013.
Setting PINS
- MetaBank VISA or Sunrise VISA -use the last four digits of the card number (or to set personal PIN call 888-524-1283)
- US Bank VISA and Mastercard - Newer cards come with a PIN printed on cardstock inside the package. To set/reset PIN, call 866-952-5653. One person reports: VISA that has pre-set PIN locks PIN on first use if not previously reset; always call to set PIN before use. If you forget to reset the pin and you can't unload the funds to your BB, call the toll free # and ask rep. to "reset" the card and they will do some magic and you should then be able to unload the funds at WM.
- Vanilla VISA and OneVanilla(not MyVanilla, etc) - selection of 4 digits on the first transaction becomes the PIN
At Walmat, many MCs default to credit(and fail) and require pressing a button to change the payment type to debit. Here are the workarounds:
Old POS systems (monochrome black on green terminals and replacement color terminals):
1a. Screen shows "Insert or Swipe Card Quickly" with "Espanol" button in lower right (note if your screen blinks)
1b. Swipe card
1c. Screen shows "Waiting for cashier..." with with working animation in lower center and "Cancel" button in lower right
2. Press "Cancel" on the screen or red button on pad (if your screen blinks, do not hit button until after blink)
3. Press "ATM/DEBIT" from upper left
4. Press "No Cash Back"
5a. Enter PIN
5b. Screen shows "Waiting for cashier..."
6. Cashier hits blue (not green) Debit button on their side.
New POS systems (color terminal):
1. Swipe GC
2. Press "Change Payment" on screen (Yellow button on pad should also work, but screen works better for some. Timing is critical.)
3. Press "DEBIT"
4. Press "No Cash Back"
5. Enter PIN - Screen showing another 'Waiting for cashier...'.
6. Ask Cashier to hit blue color Debit button on the screen
When splitting transactions among multiple cards at a Walmart register, make sure to have the cashier hit the debit button on their physical keypad. If they hit the debit button on the touchscreen, it will not work. If your transaction got declined, try having the cashier hit 'Debit' using the physical keypad on the right of the screen.
As of 6/19/2014, Walmart rejects Debit attempts above $49.99 on all cards issued by InComm/ITC Financial Services, namely all Vanilla VISA and OneVanilla. There is no workaround.
Error Messages
DEBIT NOT AVAILABLE
Not enough funds available to cover whatever amount was typed in, or most likely NOT typed in.
DEBIT NOT APPROVED
Received when the card's monthly load limit had been reached.
HOST TIMEOUT
Connection problems. The GC may be drained but the transaction should reverse itself, and funds will become available again.
PIN available now for Visa/MC prepaid debit cards(2013-2016).
Feb 26, 2015, 7:42 am
#4067
Join Date: May 2014
Posts: 466
Why are you coming to FT to confirm? They sent you an email. Did you think it was just for you personally?
Feb 26, 2015, 11:09 pm
#4068
Join Date: Mar 2014
Posts: 148
No, it was more of a confirm and notification to those who might not have an Evolve account yet. Earlier in this thread Evolve was mentioned for unloading a gift card.
Feb 27, 2015, 10:27 am
#4069
Join Date: Jan 2013
Location: SLC
Programs: Hilton Diamond, IHG Spire Elite
Posts: 50
No PIN required?
I just had an interesting experience at Walmart. I loaded my Bluebird at the register and did not receive a prompt to enter my pin. The gift card was emptied and the Bluebird was loaded. No signature prompt or pin prompt. Caveat: This was a $25 gift card (US Bank, like the kind found at Kroger). Would the size make a difference? I have never loaded anything less than $100 before. Or is it possible that this was actually run as a credit card and that (PLEASE, PLEASE, PLEASE) Bluebird is going the way of Redbird?
Feb 27, 2015, 10:41 am
#4070
Join Date: May 2006
Location: Melbourne, Florida, USA
Posts: 2,983
I just had an interesting experience at Walmart. I loaded my Bluebird at the register and did not receive a prompt to enter my pin. The gift card was emptied and the Bluebird was loaded. No signature prompt or pin prompt. Caveat: This was a $25 gift card (US Bank, like the kind found at Kroger). Would the size make a difference? I have never loaded anything less than $100 before. Or is it possible that this was actually run as a credit card and that (PLEASE, PLEASE, PLEASE) Bluebird is going the way of Redbird?
What does the receipt say as far as payment method, debit or credit?
Feb 27, 2015, 11:25 am
#4071
Join Date: Jan 2013
Location: SLC
Programs: Hilton Diamond, IHG Spire Elite
Posts: 50
Feb 27, 2015, 7:15 pm
#4072
Join Date: Jul 2013
Location: Raiegh, NC
Posts: 300
PIN available now for Visa/MC prepaid debit cards.
Gotta keep those receipts and have a system to match them to specific cards.
I bought 20 vanilla GCs during the snow storm this week. 3 of them did not activate. If I didn't have a matching receipt for each of them, I would have been out $1500.
Those cards work so well 96% of the time, but the other 4% can cost a lot, unless you're organized.
I bought 20 vanilla GCs during the snow storm this week. 3 of them did not activate. If I didn't have a matching receipt for each of them, I would have been out $1500.
Those cards work so well 96% of the time, but the other 4% can cost a lot, unless you're organized.
Feb 28, 2015, 5:33 am
#4074
Join Date: Jul 2013
Location: Raiegh, NC
Posts: 300
PIN available now for Visa/MC prepaid debit cards.
May take 24 hours to activate. I was well beyond that.
Feb 28, 2015, 8:10 am
#4075
Join Date: Apr 2014
Programs: Hilton - Diamond, IHG - Spire Amb
Posts: 901
Gotta keep those receipts and have a system to match them to specific cards.
I bought 20 vanilla GCs during the snow storm this week. 3 of them did not activate. If I didn't have a matching receipt for each of them, I would have been out $1500.
Those cards work so well 96% of the time, but the other 4% can cost a lot, unless you're organized.
I bought 20 vanilla GCs during the snow storm this week. 3 of them did not activate. If I didn't have a matching receipt for each of them, I would have been out $1500.
Those cards work so well 96% of the time, but the other 4% can cost a lot, unless you're organized.
Feb 28, 2015, 2:43 pm
#4076
Join Date: May 2006
Location: Melbourne, Florida, USA
Posts: 2,983
I just had an interesting experience at Walmart. I loaded my Bluebird at the register and did not receive a prompt to enter my pin. The gift card was emptied and the Bluebird was loaded. No signature prompt or pin prompt. Caveat: This was a $25 gift card (US Bank, like the kind found at Kroger). Would the size make a difference? I have never loaded anything less than $100 before. Or is it possible that this was actually run as a credit card and that (PLEASE, PLEASE, PLEASE) Bluebird is going the way of Redbird?
I can assure you that it did not run as a credit card because the receipt says "EFT DEBIT PAY FROM PRIMARY".
Feb 28, 2015, 3:02 pm
#4077
Join Date: Jul 2014
Posts: 3,688
This happened last week while reports of a glitch was happening, but this was a glitch favorable to me. Can't try it again since I only had one rebate GC 
Feb 28, 2015, 8:42 pm
#4078
Join Date: Jan 2015
Posts: 94
I just had an interesting experience at Walmart. I loaded my Bluebird at the register and did not receive a prompt to enter my pin. The gift card was emptied and the Bluebird was loaded. No signature prompt or pin prompt. Caveat: This was a $25 gift card (US Bank, like the kind found at Kroger). Would the size make a difference? I have never loaded anything less than $100 before. Or is it possible that this was actually run as a credit card and that (PLEASE, PLEASE, PLEASE) Bluebird is going the way of Redbird?
Feb 28, 2015, 8:46 pm
#4079
Join Date: Jan 2013
Location: SLC
Programs: Hilton Diamond, IHG Spire Elite
Posts: 50
Mar 1, 2015, 2:14 am
#4080
Join Date: Jul 2014
Posts: 427
No. It recognizes a difference between credit and debit. Just doesn't need a pin for debit < $50