Jun 22, 2013, 10:42 am
Last edit by: ChrisFlyer66
There is a new thread for 2017: http://www.flyertalk.com/forum/manufactured-spending/1819569-pin-available-now-visa-mc-prepaid-debit-cards-2017-a.html
Federal Reserve interpretation of Dodd-Frank financial reform regulations has resulted in Visa/MC gift cards getting PINs as of April 1, 2013.
Setting PINS
At Walmat, many MCs default to credit(and fail) and require pressing a button to change the payment type to debit. Here are the workarounds:
Old POS systems (monochrome black on green terminals and replacement color terminals):
1a. Screen shows "Insert or Swipe Card Quickly" with "Espanol" button in lower right (note if your screen blinks)
1b. Swipe card
1c. Screen shows "Waiting for cashier..." with with working animation in lower center and "Cancel" button in lower right
2. Press "Cancel" on the screen or red button on pad (if your screen blinks, do not hit button until after blink)
3. Press "ATM/DEBIT" from upper left
4. Press "No Cash Back"
5a. Enter PIN
5b. Screen shows "Waiting for cashier..."
6. Cashier hits blue (not green) Debit button on their side.
New POS systems (color terminal):
1. Swipe GC
2. Press "Change Payment" on screen (Yellow button on pad should also work, but screen works better for some. Timing is critical.)
3. Press "DEBIT"
4. Press "No Cash Back"
5. Enter PIN - Screen showing another 'Waiting for cashier...'.
6. Ask Cashier to hit blue color Debit button on the screen
When splitting transactions among multiple cards at a Walmart register, make sure to have the cashier hit the debit button on their physical keypad. If they hit the debit button on the touchscreen, it will not work. If your transaction got declined, try having the cashier hit 'Debit' using the physical keypad on the right of the screen.
As of 6/19/2014, Walmart rejects Debit attempts above $49.99 on all cards issued by InComm/ITC Financial Services, namely all Vanilla VISA and OneVanilla. There is no workaround.
Error Messages
DEBIT NOT AVAILABLE
Not enough funds available to cover whatever amount was typed in, or most likely NOT typed in.
DEBIT NOT APPROVED
Received when the card's monthly load limit had been reached.
HOST TIMEOUT
Connection problems. The GC may be drained but the transaction should reverse itself, and funds will become available again.
Federal Reserve interpretation of Dodd-Frank financial reform regulations has resulted in Visa/MC gift cards getting PINs as of April 1, 2013.
Setting PINS
- MetaBank VISA or Sunrise VISA -use the last four digits of the card number (or to set personal PIN call 888-524-1283)
- US Bank VISA and Mastercard - Newer cards come with a PIN printed on cardstock inside the package. To set/reset PIN, call 866-952-5653. One person reports: VISA that has pre-set PIN locks PIN on first use if not previously reset; always call to set PIN before use. If you forget to reset the pin and you can't unload the funds to your BB, call the toll free # and ask rep. to "reset" the card and they will do some magic and you should then be able to unload the funds at WM.
- Vanilla VISA and OneVanilla(not MyVanilla, etc) - selection of 4 digits on the first transaction becomes the PIN
At Walmat, many MCs default to credit(and fail) and require pressing a button to change the payment type to debit. Here are the workarounds:
Old POS systems (monochrome black on green terminals and replacement color terminals):
1a. Screen shows "Insert or Swipe Card Quickly" with "Espanol" button in lower right (note if your screen blinks)
1b. Swipe card
1c. Screen shows "Waiting for cashier..." with with working animation in lower center and "Cancel" button in lower right
2. Press "Cancel" on the screen or red button on pad (if your screen blinks, do not hit button until after blink)
3. Press "ATM/DEBIT" from upper left
4. Press "No Cash Back"
5a. Enter PIN
5b. Screen shows "Waiting for cashier..."
6. Cashier hits blue (not green) Debit button on their side.
New POS systems (color terminal):
1. Swipe GC
2. Press "Change Payment" on screen (Yellow button on pad should also work, but screen works better for some. Timing is critical.)
3. Press "DEBIT"
4. Press "No Cash Back"
5. Enter PIN - Screen showing another 'Waiting for cashier...'.
6. Ask Cashier to hit blue color Debit button on the screen
When splitting transactions among multiple cards at a Walmart register, make sure to have the cashier hit the debit button on their physical keypad. If they hit the debit button on the touchscreen, it will not work. If your transaction got declined, try having the cashier hit 'Debit' using the physical keypad on the right of the screen.
As of 6/19/2014, Walmart rejects Debit attempts above $49.99 on all cards issued by InComm/ITC Financial Services, namely all Vanilla VISA and OneVanilla. There is no workaround.
Error Messages
DEBIT NOT AVAILABLE
Not enough funds available to cover whatever amount was typed in, or most likely NOT typed in.
DEBIT NOT APPROVED
Received when the card's monthly load limit had been reached.
HOST TIMEOUT
Connection problems. The GC may be drained but the transaction should reverse itself, and funds will become available again.
PIN available now for Visa/MC prepaid debit cards(2013-2016).
Jul 11, 2013, 11:36 am
#1907
Join Date: Apr 2012
Programs: 25 million points to burn!
Posts: 1,522
The Vanilla MCs at my WM are hard coded to not be bought with a CC. Is that true for y'all too?
Jul 11, 2013, 12:55 pm
#1909
Join Date: May 2000
Location: I see palm trees....
Posts: 414
Just did my first purchase of MOs at the WM kiosk using $500 Vanilla Visa cards.
Is there a way to apply multiple cards to a payment? I was only able to get one MO at a time for $499.30 plus the $0.70 fee to totally liquidate the card.
The machine states a limit of $2K in MOs per transaction. Does that mean you could do unlimited $500 transactions, or is there an unspecified limit as there is with the BB and GB loads?
Is there a way to apply multiple cards to a payment? I was only able to get one MO at a time for $499.30 plus the $0.70 fee to totally liquidate the card.
The machine states a limit of $2K in MOs per transaction. Does that mean you could do unlimited $500 transactions, or is there an unspecified limit as there is with the BB and GB loads?
Jul 11, 2013, 9:56 pm
#1911
Join Date: Jun 2013
Programs: SPG Gold, Hyatt Plat, HH Gold
Posts: 33
Unless someone raided my local Ralphs for variable $500 cards they've all been removed from the gift card rack. Haven't been able to check out other stores yet, but just curious if others have seen the same thing.
Jul 11, 2013, 10:57 pm
#1912
Join Date: Jun 2005
Location: Sweet Home Chicago
Programs: Hilton Gold, Marriott Gold
Posts: 646
Just did my first purchase of MOs at the WM kiosk using $500 Vanilla Visa cards.
Is there a way to apply multiple cards to a payment? I was only able to get one MO at a time for $499.30 plus the $0.70 fee to totally liquidate the card.
The machine states a limit of $2K in MOs per transaction. Does that mean you could do unlimited $500 transactions, or is there an unspecified limit as there is with the BB and GB loads?
Is there a way to apply multiple cards to a payment? I was only able to get one MO at a time for $499.30 plus the $0.70 fee to totally liquidate the card.
The machine states a limit of $2K in MOs per transaction. Does that mean you could do unlimited $500 transactions, or is there an unspecified limit as there is with the BB and GB loads?
Jul 12, 2013, 10:25 am
#1914
Suspended
Join Date: Nov 1999
Posts: 24,153
As much as I too would rather avoid the WM employees. I wont since Id rather get a $1k MO then a $500 MO. Its not the extra .70 but its alot easier and less of a hassle giving the teller say 2 @ $1k then 4 @ $500. Sort of like Id rather have 1 $200 GC then 2 $100s
Jul 12, 2013, 10:31 am
#1915
Join Date: Jan 2012
Programs: DL, WoH
Posts: 1,253
This is true, but I don't put out as much as many others do for my MF. I rarely have $1k in gift cards to cash out.
Jul 12, 2013, 10:50 am
#1916
Join Date: Mar 2013
Location: Down South, The Desert
Programs: Marriot Rewards, Southwest Rapid rewards, Emerald Club, Avis Preferred
Posts: 1,871
I've seen outages, but they always end up back on the rack. This is at Kroger.
Jul 12, 2013, 12:54 pm
#1917
Join Date: Sep 2012
Location: HNL
Programs: Aadvantage ExPlt, SPG Platinum 100, Alaska 75K
Posts: 372
Just did my first purchase of MOs at the WM kiosk using $500 Vanilla Visa cards.
Is there a way to apply multiple cards to a payment? I was only able to get one MO at a time for $499.30 plus the $0.70 fee to totally liquidate the card.
The machine states a limit of $2K in MOs per transaction. Does that mean you could do unlimited $500 transactions, or is there an unspecified limit as there is with the BB and GB loads?
Is there a way to apply multiple cards to a payment? I was only able to get one MO at a time for $499.30 plus the $0.70 fee to totally liquidate the card.
The machine states a limit of $2K in MOs per transaction. Does that mean you could do unlimited $500 transactions, or is there an unspecified limit as there is with the BB and GB loads?
Jul 12, 2013, 1:09 pm
#1918
Join Date: Mar 2013
Location: Down South, The Desert
Programs: Marriot Rewards, Southwest Rapid rewards, Emerald Club, Avis Preferred
Posts: 1,871
Sigh. Why stay there long enough to get noticed? That gets them mentioning things and adds additional scrutiny. Then, folks will say, oh well, the deal is over.
Jul 12, 2013, 4:33 pm
#1920
Join Date: Feb 2005
Location: a hotel room, somewhere...
Posts: 962
anyway, i'll comment that the machine is a pain and that if i mess up at all, i have to start over (as a cover since she noticed the time i spent at teh kiosk). anyway, she agreed and said people are always having trouble with it. ergo- a bunch of time spent at the kiosk= nobody notices/cares...