Last edit by: ChrisFlyer66
There is a new thread for 2017: http://www.flyertalk.com/forum/manufactured-spending/1819569-pin-available-now-visa-mc-prepaid-debit-cards-2017-a.html
Federal Reserve interpretation of Dodd-Frank financial reform regulations has resulted in Visa/MC gift cards getting PINs as of April 1, 2013.
Setting PINS
At Walmat, many MCs default to credit(and fail) and require pressing a button to change the payment type to debit. Here are the workarounds:
Old POS systems (monochrome black on green terminals and replacement color terminals):
1a. Screen shows "Insert or Swipe Card Quickly" with "Espanol" button in lower right (note if your screen blinks)
1b. Swipe card
1c. Screen shows "Waiting for cashier..." with with working animation in lower center and "Cancel" button in lower right
2. Press "Cancel" on the screen or red button on pad (if your screen blinks, do not hit button until after blink)
3. Press "ATM/DEBIT" from upper left
4. Press "No Cash Back"
5a. Enter PIN
5b. Screen shows "Waiting for cashier..."
6. Cashier hits blue (not green) Debit button on their side.
New POS systems (color terminal):
1. Swipe GC
2. Press "Change Payment" on screen (Yellow button on pad should also work, but screen works better for some. Timing is critical.)
3. Press "DEBIT"
4. Press "No Cash Back"
5. Enter PIN - Screen showing another 'Waiting for cashier...'.
6. Ask Cashier to hit blue color Debit button on the screen
When splitting transactions among multiple cards at a Walmart register, make sure to have the cashier hit the debit button on their physical keypad. If they hit the debit button on the touchscreen, it will not work. If your transaction got declined, try having the cashier hit 'Debit' using the physical keypad on the right of the screen.
As of 6/19/2014, Walmart rejects Debit attempts above $49.99 on all cards issued by InComm/ITC Financial Services, namely all Vanilla VISA and OneVanilla. There is no workaround.
Error Messages
DEBIT NOT AVAILABLE
Not enough funds available to cover whatever amount was typed in, or most likely NOT typed in.
DEBIT NOT APPROVED
Received when the card's monthly load limit had been reached.
HOST TIMEOUT
Connection problems. The GC may be drained but the transaction should reverse itself, and funds will become available again.
Federal Reserve interpretation of Dodd-Frank financial reform regulations has resulted in Visa/MC gift cards getting PINs as of April 1, 2013.
Setting PINS
- MetaBank VISA or Sunrise VISA -use the last four digits of the card number (or to set personal PIN call 888-524-1283)
- US Bank VISA and Mastercard - Newer cards come with a PIN printed on cardstock inside the package. To set/reset PIN, call 866-952-5653. One person reports: VISA that has pre-set PIN locks PIN on first use if not previously reset; always call to set PIN before use. If you forget to reset the pin and you can't unload the funds to your BB, call the toll free # and ask rep. to "reset" the card and they will do some magic and you should then be able to unload the funds at WM.
- Vanilla VISA and OneVanilla(not MyVanilla, etc) - selection of 4 digits on the first transaction becomes the PIN
At Walmat, many MCs default to credit(and fail) and require pressing a button to change the payment type to debit. Here are the workarounds:
Old POS systems (monochrome black on green terminals and replacement color terminals):
1a. Screen shows "Insert or Swipe Card Quickly" with "Espanol" button in lower right (note if your screen blinks)
1b. Swipe card
1c. Screen shows "Waiting for cashier..." with with working animation in lower center and "Cancel" button in lower right
2. Press "Cancel" on the screen or red button on pad (if your screen blinks, do not hit button until after blink)
3. Press "ATM/DEBIT" from upper left
4. Press "No Cash Back"
5a. Enter PIN
5b. Screen shows "Waiting for cashier..."
6. Cashier hits blue (not green) Debit button on their side.
New POS systems (color terminal):
1. Swipe GC
2. Press "Change Payment" on screen (Yellow button on pad should also work, but screen works better for some. Timing is critical.)
3. Press "DEBIT"
4. Press "No Cash Back"
5. Enter PIN - Screen showing another 'Waiting for cashier...'.
6. Ask Cashier to hit blue color Debit button on the screen
When splitting transactions among multiple cards at a Walmart register, make sure to have the cashier hit the debit button on their physical keypad. If they hit the debit button on the touchscreen, it will not work. If your transaction got declined, try having the cashier hit 'Debit' using the physical keypad on the right of the screen.
As of 6/19/2014, Walmart rejects Debit attempts above $49.99 on all cards issued by InComm/ITC Financial Services, namely all Vanilla VISA and OneVanilla. There is no workaround.
Error Messages
DEBIT NOT AVAILABLE
Not enough funds available to cover whatever amount was typed in, or most likely NOT typed in.
DEBIT NOT APPROVED
Received when the card's monthly load limit had been reached.
HOST TIMEOUT
Connection problems. The GC may be drained but the transaction should reverse itself, and funds will become available again.
PIN available now for Visa/MC prepaid debit cards(2013-2016).
#1217
Join Date: Apr 2012
Posts: 81
anyone with a Walmart Express or Walmart Neighborhood Market that has a Kiosk for loading?
#1218
Join Date: Oct 2006
Location: Okinawa
Posts: 2,611
Got the dredded PFRAUD on the last of a batch of Chase cards after I had an issue loading it.
#1221
Join Date: Nov 2012
Posts: 108
I don't think its been clearly stated in this thread before, but if it has, my apologies.
Haven't seen any VRs at any of the stores here, so I bought the Vanilla Visa GC at CVS today ($4.95 activation, issued by Bancorp Bank) for $500, cashier asked to see my ID, but I could pay with my Business Amex Gold . Went to WM, asked to put $500 on my BB. Swiped card, put random 4 digits in, and it went through without a hitch. Got the email confirming the load. I'm a happy camper.
Hope this helps anyone who was wondering about these cards. Also, if it helps, the expiration on my GC said 06/2021. There were a few in the stack which were expiring in 2019, but I went with the newer ones.
Haven't seen any VRs at any of the stores here, so I bought the Vanilla Visa GC at CVS today ($4.95 activation, issued by Bancorp Bank) for $500, cashier asked to see my ID, but I could pay with my Business Amex Gold . Went to WM, asked to put $500 on my BB. Swiped card, put random 4 digits in, and it went through without a hitch. Got the email confirming the load. I'm a happy camper.
Hope this helps anyone who was wondering about these cards. Also, if it helps, the expiration on my GC said 06/2021. There were a few in the stack which were expiring in 2019, but I went with the newer ones.
#1222
Join Date: May 2013
Posts: 1,153
I don't think its been clearly stated in this thread before, but if it has, my apologies.
Haven't seen any VRs at any of the stores here, so I bought the Vanilla Visa GC at CVS today ($4.95 activation, issued by Bancorp Bank) for $500, cashier asked to see my ID, but I could pay with my Business Amex Gold . Went to WM, asked to put $500 on my BB. Swiped card, put random 4 digits in, and it went through without a hitch. Got the email confirming the load. I'm a happy camper.
Hope this helps anyone who was wondering about these cards. Also, if it helps, the expiration on my GC said 06/2021. There were a few in the stack which were expiring in 2019, but I went with the newer ones.
Haven't seen any VRs at any of the stores here, so I bought the Vanilla Visa GC at CVS today ($4.95 activation, issued by Bancorp Bank) for $500, cashier asked to see my ID, but I could pay with my Business Amex Gold . Went to WM, asked to put $500 on my BB. Swiped card, put random 4 digits in, and it went through without a hitch. Got the email confirming the load. I'm a happy camper.
Hope this helps anyone who was wondering about these cards. Also, if it helps, the expiration on my GC said 06/2021. There were a few in the stack which were expiring in 2019, but I went with the newer ones.
#1223
Join Date: May 2013
Posts: 1,153
Is this $500 usable or frozen? Is this $500 the only card you have left? Were you dumping the entire amount of GCs at once?
#1226
Join Date: May 2012
Posts: 683
MO from WM Kiosk
Has anyone successfully brought MO from WM Money Kiosk? tried last night for $399.45 in total, wanted to use two $200 GC from OD. it seems that you can not do split payment.
#1229
Join Date: Mar 2013
Location: Down South, The Desert
Programs: Marriot Rewards, Southwest Rapid rewards, Emerald Club, Avis Preferred
Posts: 1,871
I don't think its been clearly stated in this thread before, but if it has, my apologies.
Haven't seen any VRs at any of the stores here, so I bought the Vanilla Visa GC at CVS today ($4.95 activation, issued by Bancorp Bank) for $500, cashier asked to see my ID, but I could pay with my Business Amex Gold . Went to WM, asked to put $500 on my BB. Swiped card, put random 4 digits in, and it went through without a hitch. Got the email confirming the load. I'm a happy camper.
Hope this helps anyone who was wondering about these cards. Also, if it helps, the expiration on my GC said 06/2021. There were a few in the stack which were expiring in 2019, but I went with the newer ones.
Haven't seen any VRs at any of the stores here, so I bought the Vanilla Visa GC at CVS today ($4.95 activation, issued by Bancorp Bank) for $500, cashier asked to see my ID, but I could pay with my Business Amex Gold . Went to WM, asked to put $500 on my BB. Swiped card, put random 4 digits in, and it went through without a hitch. Got the email confirming the load. I'm a happy camper.
Hope this helps anyone who was wondering about these cards. Also, if it helps, the expiration on my GC said 06/2021. There were a few in the stack which were expiring in 2019, but I went with the newer ones.
#1230
Join Date: May 2012
Posts: 683
I've bought at least one for $499.30 with a $500 card. However, all my WMs have MOs for $0.70, so if you were here, it would deny you because you don't have sufficient funds. $399.45+.70 is over $400, the value of two $200 cards. IDK on split because I don't prefer kiosk for split MOs.