Jun 22, 2013, 10:42 am
Last edit by: ChrisFlyer66
There is a new thread for 2017: http://www.flyertalk.com/forum/manufactured-spending/1819569-pin-available-now-visa-mc-prepaid-debit-cards-2017-a.html
Federal Reserve interpretation of Dodd-Frank financial reform regulations has resulted in Visa/MC gift cards getting PINs as of April 1, 2013.
Setting PINS
At Walmat, many MCs default to credit(and fail) and require pressing a button to change the payment type to debit. Here are the workarounds:
Old POS systems (monochrome black on green terminals and replacement color terminals):
1a. Screen shows "Insert or Swipe Card Quickly" with "Espanol" button in lower right (note if your screen blinks)
1b. Swipe card
1c. Screen shows "Waiting for cashier..." with with working animation in lower center and "Cancel" button in lower right
2. Press "Cancel" on the screen or red button on pad (if your screen blinks, do not hit button until after blink)
3. Press "ATM/DEBIT" from upper left
4. Press "No Cash Back"
5a. Enter PIN
5b. Screen shows "Waiting for cashier..."
6. Cashier hits blue (not green) Debit button on their side.
New POS systems (color terminal):
1. Swipe GC
2. Press "Change Payment" on screen (Yellow button on pad should also work, but screen works better for some. Timing is critical.)
3. Press "DEBIT"
4. Press "No Cash Back"
5. Enter PIN - Screen showing another 'Waiting for cashier...'.
6. Ask Cashier to hit blue color Debit button on the screen
When splitting transactions among multiple cards at a Walmart register, make sure to have the cashier hit the debit button on their physical keypad. If they hit the debit button on the touchscreen, it will not work. If your transaction got declined, try having the cashier hit 'Debit' using the physical keypad on the right of the screen.
As of 6/19/2014, Walmart rejects Debit attempts above $49.99 on all cards issued by InComm/ITC Financial Services, namely all Vanilla VISA and OneVanilla. There is no workaround.
Error Messages
DEBIT NOT AVAILABLE
Not enough funds available to cover whatever amount was typed in, or most likely NOT typed in.
DEBIT NOT APPROVED
Received when the card's monthly load limit had been reached.
HOST TIMEOUT
Connection problems. The GC may be drained but the transaction should reverse itself, and funds will become available again.
Federal Reserve interpretation of Dodd-Frank financial reform regulations has resulted in Visa/MC gift cards getting PINs as of April 1, 2013.
Setting PINS
- MetaBank VISA or Sunrise VISA -use the last four digits of the card number (or to set personal PIN call 888-524-1283)
- US Bank VISA and Mastercard - Newer cards come with a PIN printed on cardstock inside the package. To set/reset PIN, call 866-952-5653. One person reports: VISA that has pre-set PIN locks PIN on first use if not previously reset; always call to set PIN before use. If you forget to reset the pin and you can't unload the funds to your BB, call the toll free # and ask rep. to "reset" the card and they will do some magic and you should then be able to unload the funds at WM.
- Vanilla VISA and OneVanilla(not MyVanilla, etc) - selection of 4 digits on the first transaction becomes the PIN
At Walmat, many MCs default to credit(and fail) and require pressing a button to change the payment type to debit. Here are the workarounds:
Old POS systems (monochrome black on green terminals and replacement color terminals):
1a. Screen shows "Insert or Swipe Card Quickly" with "Espanol" button in lower right (note if your screen blinks)
1b. Swipe card
1c. Screen shows "Waiting for cashier..." with with working animation in lower center and "Cancel" button in lower right
2. Press "Cancel" on the screen or red button on pad (if your screen blinks, do not hit button until after blink)
3. Press "ATM/DEBIT" from upper left
4. Press "No Cash Back"
5a. Enter PIN
5b. Screen shows "Waiting for cashier..."
6. Cashier hits blue (not green) Debit button on their side.
New POS systems (color terminal):
1. Swipe GC
2. Press "Change Payment" on screen (Yellow button on pad should also work, but screen works better for some. Timing is critical.)
3. Press "DEBIT"
4. Press "No Cash Back"
5. Enter PIN - Screen showing another 'Waiting for cashier...'.
6. Ask Cashier to hit blue color Debit button on the screen
When splitting transactions among multiple cards at a Walmart register, make sure to have the cashier hit the debit button on their physical keypad. If they hit the debit button on the touchscreen, it will not work. If your transaction got declined, try having the cashier hit 'Debit' using the physical keypad on the right of the screen.
As of 6/19/2014, Walmart rejects Debit attempts above $49.99 on all cards issued by InComm/ITC Financial Services, namely all Vanilla VISA and OneVanilla. There is no workaround.
Error Messages
DEBIT NOT AVAILABLE
Not enough funds available to cover whatever amount was typed in, or most likely NOT typed in.
DEBIT NOT APPROVED
Received when the card's monthly load limit had been reached.
HOST TIMEOUT
Connection problems. The GC may be drained but the transaction should reverse itself, and funds will become available again.
PIN available now for Visa/MC prepaid debit cards(2013-2016).
Jun 29, 2013, 8:50 am
#1861
Join Date: Mar 2013
Location: Down South, The Desert
Programs: Marriot Rewards, Southwest Rapid rewards, Emerald Club, Avis Preferred
Posts: 1,871
I'm not sure if anyone has reported this before, but I've now found an additional kiosk in two different WM locations I've gone to. The second ones are near the far end of the store close to the "site to store" pick up counter. It used to be the old layaway counter in the WM locations that existed when that service was offered year round.
If you run into hitting the maximum load amounts per kiosk, head towards the "site to store" counter and see if there is a second kiosk. The two kiosks are completely independent so you don't have to worry about walking around the store until the compliance block times out to start loading again.
If you run into hitting the maximum load amounts per kiosk, head towards the "site to store" counter and see if there is a second kiosk. The two kiosks are completely independent so you don't have to worry about walking around the store until the compliance block times out to start loading again.
Jun 29, 2013, 10:04 am
#1862
Join Date: May 2013
Posts: 1,153
Jun 29, 2013, 10:06 am
#1863
Join Date: Mar 2013
Posts: 809
Is this useful at all? http://www.moneypass.com/atm-locator.aspx
Jun 29, 2013, 10:08 am
#1864
Join Date: May 2013
Posts: 1,153
I don't even put "Wal Mart". I just enter my zip and all compatible ATM (including a local CU) come up. On the map on the result, I can determine which WM has it. Around here, it's accurate so far. Just too bad that there are some WM have 'secret' moneypass.
Jun 29, 2013, 10:10 am
#1865
Join Date: Dec 2012
Location: JFK
Programs: *$ Gold :)
Posts: 1,061
Is this useful at all? http://www.moneypass.com/atm-locator.aspx
It will non help locate possible second atm, but will indicate of there is at least one.
Jun 29, 2013, 11:39 am
#1866
Join Date: Sep 2012
Posts: 217
Wiki post needs updating, One Vanilla cards work fine with a random 4-digit pin on first use.
Jun 29, 2013, 12:54 pm
#1867
Join Date: Sep 2012
Location: Western US
Programs: WN CP, WN A-List Preferred, AS MVPG 75k, SPG Gold, Hilton Gold, Hyatt Diamond
Posts: 554
I have noticed that the second ATM's seem to be only at the older locations. The two WM's I found the second ones at were built at a minimum prior to 2000. I've been to two newer locations, built around 2009-2010, and they both had nothing.
Jun 29, 2013, 12:59 pm
#1868
Join Date: May 2013
Posts: 1,153
Last edited by vagrants; Jun 29, 2013 at 1:13 pm
Jun 29, 2013, 2:08 pm
#1869
Join Date: Feb 2005
Location: So Cal
Programs: UA Gold/0.744MM, WN AL, Hyatt Diamond, MR Scum, Hertz PC, National Exec, Avis PC
Posts: 5,560
Jun 29, 2013, 10:47 pm
#1870
Join Date: Nov 2004
Location: Philadelphia
Programs: AA (Exec Plat), ANA (Plat), Club Carlson (Gld), Hilton (Diamond), IHG (Plat), SPG (Gld)
Posts: 447
I'm have beein following this thread since the beginning and haven't seen this mentioned. When loading bluebird at a money center machine, what particular options do you choose? The reason i ask is that I have been into 2 local Walmart's that have machines and when I click on the load button, Bluebird does not show up as an option. I have asked the employees if you can load Bluebird at these machines and they have told me no. As such, I have been loading the card at the cash register but just wanted to make sure that not all money center machines are capable of loading Bluebird.
Thanks.
Thanks.
Jun 29, 2013, 11:05 pm
#1871
Join Date: Feb 2013
Posts: 1,818
I'm have beein following this thread since the beginning and haven't seen this mentioned. When loading bluebird at a money center machine, what particular options do you choose? The reason i ask is that I have been into 2 local Walmart's that have machines and when I click on the load button, Bluebird does not show up as an option. I have asked the employees if you can load Bluebird at these machines and they have told me no. As such, I have been loading the card at the cash register but just wanted to make sure that not all money center machines are capable of loading Bluebird.
Thanks.
Thanks.
Last edited by SuperKirby; Jun 29, 2013 at 11:10 pm
Jun 29, 2013, 11:15 pm
#1872
Join Date: Jul 2009
Location: RDU
Programs: Delta silver, HH silver, IHG platinum, SPG gold, AMEX platinum
Posts: 400
I'm have beein following this thread since the beginning and haven't seen this mentioned. When loading bluebird at a money center machine, what particular options do you choose? The reason i ask is that I have been into 2 local Walmart's that have machines and when I click on the load button, Bluebird does not show up as an option. I have asked the employees if you can load Bluebird at these machines and they have told me no. As such, I have been loading the card at the cash register but just wanted to make sure that not all money center machines are capable of loading Bluebird.
Thanks.
Thanks.
Jun 30, 2013, 1:23 pm
#1873
Join Date: Nov 2004
Location: Philadelphia
Programs: AA (Exec Plat), ANA (Plat), Club Carlson (Gld), Hilton (Diamond), IHG (Plat), SPG (Gld)
Posts: 447
Thanks for the quick response and really appreciate the assistance. I will definitely try this the next time I go to Walmart.
Jul 1, 2013, 11:11 am
#1874
Join Date: Jan 2013
Posts: 96
I'm new to the whole Beans/GC?WM?BB thing so please excuse my need for clarification.
My understanding is that you can reload BB with Beans or GCs that have a PIN (and the latter can only be done at Walmart). So.....this is what's confusing me:
If you have an Ink card it appears to be considerably more favorable to buy GCs at x5 locations and then head down to a Walmart and put them on to BB ...not only is it better mathematically but it removes the need to drive around searching for the increasingly hard to find beans. So why are people still buying beans? Is it because that much spending at x5 locations will draw attention (surely it can be done slowly and subtly) or is it because people buying beans have already maxed out their x5 limits? Or is it that not everyone has a Walmart within reasonable driving distance?
ETA: I think I may have answered my own question - it it because x5 locations don't sell GCs of a high enough denomination to make the purchase viable after accounting for the $5-$6 fee?
My understanding is that you can reload BB with Beans or GCs that have a PIN (and the latter can only be done at Walmart). So.....this is what's confusing me:
If you have an Ink card it appears to be considerably more favorable to buy GCs at x5 locations and then head down to a Walmart and put them on to BB ...not only is it better mathematically but it removes the need to drive around searching for the increasingly hard to find beans. So why are people still buying beans? Is it because that much spending at x5 locations will draw attention (surely it can be done slowly and subtly) or is it because people buying beans have already maxed out their x5 limits? Or is it that not everyone has a Walmart within reasonable driving distance?
ETA: I think I may have answered my own question - it it because x5 locations don't sell GCs of a high enough denomination to make the purchase viable after accounting for the $5-$6 fee?
Jul 2, 2013, 12:14 am
#1875
FlyerTalk Evangelist
Join Date: Feb 2005
Location: PHX & AGP
Programs: AA Lifetime PLT, Bonvoy Lifetime Titanium, Hilton Gold
Posts: 11,453
I'm have beein following this thread since the beginning and haven't seen this mentioned. When loading bluebird at a money center machine, what particular options do you choose? The reason i ask is that I have been into 2 local Walmart's that have machines and when I click on the load button, Bluebird does not show up as an option. I have asked the employees if you can load Bluebird at these machines and they have told me no. As such, I have been loading the card at the cash register but just wanted to make sure that not all money center machines are capable of loading Bluebird.
Thanks.
Thanks.