Jun 22, 2013, 10:42 am
Last edit by: ChrisFlyer66
There is a new thread for 2017: http://www.flyertalk.com/forum/manufactured-spending/1819569-pin-available-now-visa-mc-prepaid-debit-cards-2017-a.html
Federal Reserve interpretation of Dodd-Frank financial reform regulations has resulted in Visa/MC gift cards getting PINs as of April 1, 2013.
Setting PINS
At Walmat, many MCs default to credit(and fail) and require pressing a button to change the payment type to debit. Here are the workarounds:
Old POS systems (monochrome black on green terminals and replacement color terminals):
1a. Screen shows "Insert or Swipe Card Quickly" with "Espanol" button in lower right (note if your screen blinks)
1b. Swipe card
1c. Screen shows "Waiting for cashier..." with with working animation in lower center and "Cancel" button in lower right
2. Press "Cancel" on the screen or red button on pad (if your screen blinks, do not hit button until after blink)
3. Press "ATM/DEBIT" from upper left
4. Press "No Cash Back"
5a. Enter PIN
5b. Screen shows "Waiting for cashier..."
6. Cashier hits blue (not green) Debit button on their side.
New POS systems (color terminal):
1. Swipe GC
2. Press "Change Payment" on screen (Yellow button on pad should also work, but screen works better for some. Timing is critical.)
3. Press "DEBIT"
4. Press "No Cash Back"
5. Enter PIN - Screen showing another 'Waiting for cashier...'.
6. Ask Cashier to hit blue color Debit button on the screen
When splitting transactions among multiple cards at a Walmart register, make sure to have the cashier hit the debit button on their physical keypad. If they hit the debit button on the touchscreen, it will not work. If your transaction got declined, try having the cashier hit 'Debit' using the physical keypad on the right of the screen.
As of 6/19/2014, Walmart rejects Debit attempts above $49.99 on all cards issued by InComm/ITC Financial Services, namely all Vanilla VISA and OneVanilla. There is no workaround.
Error Messages
DEBIT NOT AVAILABLE
Not enough funds available to cover whatever amount was typed in, or most likely NOT typed in.
DEBIT NOT APPROVED
Received when the card's monthly load limit had been reached.
HOST TIMEOUT
Connection problems. The GC may be drained but the transaction should reverse itself, and funds will become available again.
Federal Reserve interpretation of Dodd-Frank financial reform regulations has resulted in Visa/MC gift cards getting PINs as of April 1, 2013.
Setting PINS
- MetaBank VISA or Sunrise VISA -use the last four digits of the card number (or to set personal PIN call 888-524-1283)
- US Bank VISA and Mastercard - Newer cards come with a PIN printed on cardstock inside the package. To set/reset PIN, call 866-952-5653. One person reports: VISA that has pre-set PIN locks PIN on first use if not previously reset; always call to set PIN before use. If you forget to reset the pin and you can't unload the funds to your BB, call the toll free # and ask rep. to "reset" the card and they will do some magic and you should then be able to unload the funds at WM.
- Vanilla VISA and OneVanilla(not MyVanilla, etc) - selection of 4 digits on the first transaction becomes the PIN
At Walmat, many MCs default to credit(and fail) and require pressing a button to change the payment type to debit. Here are the workarounds:
Old POS systems (monochrome black on green terminals and replacement color terminals):
1a. Screen shows "Insert or Swipe Card Quickly" with "Espanol" button in lower right (note if your screen blinks)
1b. Swipe card
1c. Screen shows "Waiting for cashier..." with with working animation in lower center and "Cancel" button in lower right
2. Press "Cancel" on the screen or red button on pad (if your screen blinks, do not hit button until after blink)
3. Press "ATM/DEBIT" from upper left
4. Press "No Cash Back"
5a. Enter PIN
5b. Screen shows "Waiting for cashier..."
6. Cashier hits blue (not green) Debit button on their side.
New POS systems (color terminal):
1. Swipe GC
2. Press "Change Payment" on screen (Yellow button on pad should also work, but screen works better for some. Timing is critical.)
3. Press "DEBIT"
4. Press "No Cash Back"
5. Enter PIN - Screen showing another 'Waiting for cashier...'.
6. Ask Cashier to hit blue color Debit button on the screen
When splitting transactions among multiple cards at a Walmart register, make sure to have the cashier hit the debit button on their physical keypad. If they hit the debit button on the touchscreen, it will not work. If your transaction got declined, try having the cashier hit 'Debit' using the physical keypad on the right of the screen.
As of 6/19/2014, Walmart rejects Debit attempts above $49.99 on all cards issued by InComm/ITC Financial Services, namely all Vanilla VISA and OneVanilla. There is no workaround.
Error Messages
DEBIT NOT AVAILABLE
Not enough funds available to cover whatever amount was typed in, or most likely NOT typed in.
DEBIT NOT APPROVED
Received when the card's monthly load limit had been reached.
HOST TIMEOUT
Connection problems. The GC may be drained but the transaction should reverse itself, and funds will become available again.
PIN available now for Visa/MC prepaid debit cards(2013-2016).
Jun 19, 2013, 10:56 pm
#1756
Join Date: Feb 2005
Location: So Cal
Programs: UA Gold/0.744MM, WN AL, Hyatt Diamond, MR Scum, Hertz PC, National Exec, Avis PC
Posts: 5,561
Jun 19, 2013, 11:01 pm
#1757
Join Date: Jan 2013
Location: CHICAGO, IL
Programs: Arrival Points, M-Life, Hyatt, ULTIMATE REWARDS, AA, UAL, SOUTHWEST
Posts: 121
TCB or ebates Amex GC-->VGC-->BB stopped at Amex GC
It appears that Amex GC is not to come through. We have tried buying it for the past 4 months and we keep getting a problem, except for once. We buy through Ebates and then Amex cancels it. We buy through TCB and then Amex cancels it. Every time is for a different reason.
We called Chase after Chase cancelled the first 4 purchases to ensure that they knew that we were buying those high amounts and they ok'd the purchase.
The latest excuse Amex tells us is that our identifying info does not match. Any one else have this problem?
The one time it worked was just last month, May, where we bought a personalized picture GC for $2500. The id info entered was the same as the most recent tries. Does AMex not want people to benefit from the cashback option?
We called Chase after Chase cancelled the first 4 purchases to ensure that they knew that we were buying those high amounts and they ok'd the purchase.
The latest excuse Amex tells us is that our identifying info does not match. Any one else have this problem?
The one time it worked was just last month, May, where we bought a personalized picture GC for $2500. The id info entered was the same as the most recent tries. Does AMex not want people to benefit from the cashback option?
Jun 19, 2013, 11:40 pm
#1758
Suspended
Join Date: Jan 2013
Location: LAX/SNA
Programs: AA, Hilton Gold
Posts: 3,887
It appears that Amex GC is not to come through. We have tried buying it for the past 4 months and we keep getting a problem, except for once. We buy through Ebates and then Amex cancels it. We buy through TCB and then Amex cancels it. Every time is for a different reason.
We called Chase after Chase cancelled the first 4 purchases to ensure that they knew that we were buying those high amounts and they ok'd the purchase.
The latest excuse Amex tells us is that our identifying info does not match. Any one else have this problem?
The one time it worked was just last month, May, where we bought a personalized picture GC for $2500. The id info entered was the same as the most recent tries. Does AMex not want people to benefit from the cashback option?
We called Chase after Chase cancelled the first 4 purchases to ensure that they knew that we were buying those high amounts and they ok'd the purchase.
The latest excuse Amex tells us is that our identifying info does not match. Any one else have this problem?
The one time it worked was just last month, May, where we bought a personalized picture GC for $2500. The id info entered was the same as the most recent tries. Does AMex not want people to benefit from the cashback option?
Might wanna try here:
http://www.flyertalk.com/forum/manuf...nges-fees.html
Jun 20, 2013, 5:08 am
#1759
Join Date: Dec 2009
Location: BOS
Programs: AA, SPG, UA, CSP
Posts: 338
I have read a few times that some MC cards cause problems as they act like CC when the Cashier swipes the card, so do you try and only get VISA GC to avoid that problem?
Jun 20, 2013, 8:59 am
#1760
Join Date: Feb 2005
Location: So Cal
Programs: UA Gold/0.744MM, WN AL, Hyatt Diamond, MR Scum, Hertz PC, National Exec, Avis PC
Posts: 5,561
Jun 21, 2013, 4:35 am
#1761
Join Date: Jan 2013
Posts: 98
Tried to load two visa GCs at WM to both BB and GB. After saying approved on the screen, it spit out a receipt saying "Debit not approved." After lookings on the transaction details of the GC, it says "mastercard Settlement Reversal."
There's been a few mentions of that happening before in this thread. Anyone know what this means or how to fix it?
There's been a few mentions of that happening before in this thread. Anyone know what this means or how to fix it?
Jun 21, 2013, 8:01 am
#1762
Join Date: Jan 2012
Programs: DL, WoH
Posts: 1,253
Tried to load two visa GCs at WM to both BB and GB. After saying approved on the screen, it spit out a receipt saying "Debit not approved." After lookings on the transaction details of the GC, it says "mastercard Settlement Reversal."
There's been a few mentions of that happening before in this thread. Anyone know what this means or how to fix it?
There's been a few mentions of that happening before in this thread. Anyone know what this means or how to fix it?
Secondly, MC is a bit finicky, but you have to try a few different things to get the right pin number. I actually had to call a number on one of my cards that I bought during the staples sale.
Jun 21, 2013, 11:12 am
#1763
Join Date: Feb 2005
Location: So Cal
Programs: UA Gold/0.744MM, WN AL, Hyatt Diamond, MR Scum, Hertz PC, National Exec, Avis PC
Posts: 5,561
OP has Visa GCs. The MC reversal on a Visa GC has been mentioned before, but I don't' remember a solution
Jun 21, 2013, 11:31 am
#1764
Join Date: Oct 2012
Posts: 970
Tried to load two visa GCs at WM to both BB and GB. After saying approved on the screen, it spit out a receipt saying "Debit not approved." After lookings on the transaction details of the GC, it says "mastercard Settlement Reversal."
There's been a few mentions of that happening before in this thread. Anyone know what this means or how to fix it?
There's been a few mentions of that happening before in this thread. Anyone know what this means or how to fix it?
Jun 21, 2013, 11:43 am
#1765
Join Date: May 2013
Posts: 1,153
Deleted.
Last edited by vagrants; Jun 21, 2013 at 12:51 pm
Jun 21, 2013, 12:02 pm
#1766
Join Date: Jun 2013
Posts: 2
Anyone know for sure that purchasing a Visa Gift card from giftcardmall will absolutely count towards the $3000 spent to ensure I get the bonus on my AMEX platinum? I can't see why it wouldn't, but I would like to make sure before I go and order a bunch. And if I do go ahead and purchase it, how do I verify that they are counting that as a valid purchase towards my bonus?
Also, is it normal for WM to deny purchasing a gift card with a charge card like the AMEX platinum? They denied me today when I tried to purchase a vanilla MC issued by Bancorp, saying it was cash or debit only. Could this be a store by store thing? I don't even know if a Vanilla MC would work to load the money on BB, but I thought I would give it a try.
Also, is it normal for WM to deny purchasing a gift card with a charge card like the AMEX platinum? They denied me today when I tried to purchase a vanilla MC issued by Bancorp, saying it was cash or debit only. Could this be a store by store thing? I don't even know if a Vanilla MC would work to load the money on BB, but I thought I would give it a try.
Last edited by muyoso; Jun 21, 2013 at 12:38 pm
Jun 21, 2013, 12:31 pm
#1767
Join Date: May 2013
Posts: 1,153
Anyone know for sure that purchasing a Visa Gift card from giftcardmall will absolutely count towards the $3000 spent to ensure I get the bonus on my AMEX platinum? I can't see why it wouldn't, but I would like to make sure before I go and order a bunch. And if I do go ahead and purchase it, how do I verify that they are counting that as a valid purchase towards my bonus?
Also, is it normal for WM to deny purchasing a gift card with a charge card like the AMEX platinum? They denied me today when I tried to purchase a vanilla MC issued by Bancorp. I don't even know if a Vanilla MC would work to load the money on BB, but I thought I would give it a try.
Also, is it normal for WM to deny purchasing a gift card with a charge card like the AMEX platinum? They denied me today when I tried to purchase a vanilla MC issued by Bancorp. I don't even know if a Vanilla MC would work to load the money on BB, but I thought I would give it a try.
If you read the thread, you would know you can't buy MC GC @ WM but VISA GC with CCs. If your nearest WM doesn't take a CC for VISA GC, then convert to WM GC, then purchase VISA GC. Converting to WM GC makes sense if you want to be under a radar of CCC since you don't have to purchase ~$500 at once.
Jun 21, 2013, 12:43 pm
#1768
Join Date: Jun 2013
Posts: 2
As far as I know, yes to the first.
If you read the thread, you would know you can't buy MC GC @ WM but VISA GC with CCs. If your nearest WM doesn't take a CC for VISA GC, then convert to WM GC, then purchase VISA GC. Converting to WM GC makes sense if you want to be under a radar of CCC since you don't have to purchase ~$500 at once.
If you read the thread, you would know you can't buy MC GC @ WM but VISA GC with CCs. If your nearest WM doesn't take a CC for VISA GC, then convert to WM GC, then purchase VISA GC. Converting to WM GC makes sense if you want to be under a radar of CCC since you don't have to purchase ~$500 at once.
Jun 21, 2013, 3:07 pm
#1769
Join Date: Feb 2013
Posts: 1,818
Is this full proof? I haven't tried this at walmart, but I did try at Target and it didn't work. The cashier lady pretty much yelled at me and said NOPE, NO purchasing GC with a GC. I even asked the manager just to be sure. However, I ended up buying an iTunes GC with the Target GC, that is allowable. This was in Atlantic Terminal Brooklyn, NY.