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PIN available now for Visa/MC prepaid debit cards(2013-2016).

PIN available now for Visa/MC prepaid debit cards(2013-2016).

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Old Feb 3, 17, 2:04 am   -   Wikipost
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Last edit by: ChrisFlyer66
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There is a new thread for 2017: http://www.flyertalk.com/forum/manuf...ds-2017-a.html

Federal Reserve interpretation of Dodd-Frank financial reform regulations has resulted in Visa/MC gift cards getting PINs as of April 1, 2013.


Setting PINS
  • MetaBank VISA or Sunrise VISA -use the last four digits of the card number (or to set personal PIN call 888-524-1283)
  • US Bank VISA and Mastercard - Newer cards come with a PIN printed on cardstock inside the package. To set/reset PIN, call 866-952-5653. One person reports: VISA that has pre-set PIN locks PIN on first use if not previously reset; always call to set PIN before use. If you forget to reset the pin and you can't unload the funds to your BB, call the toll free # and ask rep. to "reset" the card and they will do some magic and you should then be able to unload the funds at WM.
  • Vanilla VISA and OneVanilla(not MyVanilla, etc) - selection of 4 digits on the first transaction becomes the PIN

At Walmat, many MCs default to credit(and fail) and require pressing a button to change the payment type to debit. Here are the workarounds:

Old POS systems (monochrome black on green terminals and replacement color terminals):
1a. Screen shows "Insert or Swipe Card Quickly" with "Espanol" button in lower right (note if your screen blinks)
1b. Swipe card
1c. Screen shows "Waiting for cashier..." with with working animation in lower center and "Cancel" button in lower right
2. Press "Cancel" on the screen or red button on pad (if your screen blinks, do not hit button until after blink)
3. Press "ATM/DEBIT" from upper left
4. Press "No Cash Back"
5a. Enter PIN
5b. Screen shows "Waiting for cashier..."
6. Cashier hits blue (not green) Debit button on their side.

New POS systems (color terminal):
1. Swipe GC
2. Press "Change Payment" on screen (Yellow button on pad should also work, but screen works better for some. Timing is critical.)
3. Press "DEBIT"
4. Press "No Cash Back"
5. Enter PIN - Screen showing another 'Waiting for cashier...'.
6. Ask Cashier to hit blue color Debit button on the screen

When splitting transactions among multiple cards at a Walmart register, make sure to have the cashier hit the debit button on their physical keypad. If they hit the debit button on the touchscreen, it will not work. If your transaction got declined, try having the cashier hit 'Debit' using the physical keypad on the right of the screen.

As of 6/19/2014, Walmart rejects Debit attempts above $49.99 on all cards issued by InComm/ITC Financial Services, namely all Vanilla VISA and OneVanilla. There is no workaround.


Error Messages
DEBIT NOT AVAILABLE
Not enough funds available to cover whatever amount was typed in, or most likely NOT typed in.

DEBIT NOT APPROVED
Received when the card's monthly load limit had been reached.

HOST TIMEOUT
Connection problems. The GC may be drained but the transaction should reverse itself, and funds will become available again.
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Old Jun 17, 13, 5:57 pm
  #1726  
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Originally Posted by FlightNurse View Post
It's not Money Laundering if the banks allow it....
it is not money laundering but sadly too many managers and businesses are beaten into THINKING something is ML so they get allllll well you know.
And that stinks for mileage making persons like us!
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Old Jun 17, 13, 6:05 pm
  #1727  
 
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Originally Posted by babycakes01 View Post
I have been following this discussion for some time but do not recall seeing this question.

When establishing pin #'s for these cards on a regular basis, say $8k/wk, do you take any precautions of using the same phone for registering these? In other words, would it be prudent to have a throwaway phone with an untraceable number in case someone is collecting registration amounts tied to phone numbers to potentially turn over to "big brother" that may be viewed as questionable activities, ie: money laundering?

thanks
Originally Posted by Andy2 View Post
Have you tried dialing *67 from your regular phone before entering the number, which ideally makes the number show up as anonymous? I wonder if they accept restricted call such as those?

Personally I do not think it is worth it to buy a burn phone just for this, but if you had one anyway for calls to escorts, bookies and recreational drug suppliers, it might be a minor use of those available minutes. And we wondered why Flyertalk put Manufactured Spenders in a separate forum? Some of these discussions might scare off the other frequent fliers

If OP is really concerned about CID on the other end of the automated line, they could just sign up for a brand new gmail account through a proxy server, use a bunch of bogus registration information, and finally use the 'Call Number' feature in the gmail window. CID will receive some random 760 area code number. Use your numeric keypad to enter in all the GC/PIN/etc information.

But... I digress, I think that is completely unnecessary. I merely use gmail phone-dialer to register these things as it's much faster...
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Old Jun 18, 13, 9:35 am
  #1728  
 
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Originally Posted by thegasguru View Post
Even the Krogers GC, which requires me to set the PIN beforehand, is just a phone call to am automated menu and then PIN selection. Again, no association of my personal info
If you are dialing a toll free number, they get ANI
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Old Jun 18, 13, 2:26 pm
  #1729  
 
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Originally Posted by Alcibiades View Post
If you are dialing a toll free number, they get ANI
Well, before the whole government wiretapping issue, I would have said - ha! good luck tracking me down through my Google Voice phone number.

But now...

nah...I still feel like: Ha! My little hobby just is NOT interesting enough to any government agency to track me down, only to find that I am not breaking any laws.
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Old Jun 18, 13, 4:51 pm
  #1730  
 
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Originally Posted by thegasguru View Post
nah...I still feel like: Ha! My little hobby just is NOT interesting enough to any government agency to track me down, only to find that I am not breaking any laws.
Yes, we are small fish. No way do they care about us. Unless of course you're spending 140K on GCs/month like a FTer I saw wrote about.
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Old Jun 18, 13, 5:01 pm
  #1731  
 
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Originally Posted by thegasguru View Post
Well, before the whole government wiretapping issue, I would have said - ha! good luck tracking me down through my Google Voice phone number.

But now...

nah...I still feel like: Ha! My little hobby just is NOT interesting enough to any government agency to track me down, only to find that I am not breaking any laws.
*clapping*
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Old Jun 18, 13, 5:51 pm
  #1732  
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Originally Posted by SuperKirby View Post
Yes, we are small fish. No way do they care about us. Unless of course you're spending 140K on GCs/month like a FTer I saw wrote about.
I can tell you they still aint lookin even with that ammt

And even if they were it reveals no wrong
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Old Jun 18, 13, 6:00 pm
  #1733  
 
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Originally Posted by Marathon Man View Post
I can tell you they still aint lookin even with that ammt

And even if they were it reveals no wrong
Well that guy got shutdown by Citi, a long thread about it somewhere in the CC forum.
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Old Jun 18, 13, 6:08 pm
  #1734  
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Originally Posted by SuperKirby View Post
Well that guy got shutdown by Citi, a long thread about it somewhere in the CC forum.
Thehawk75?
Yah the only dif between him and most here is he is able to and unafraid to spend his money and spend a ton of it doing this same game we all do only bigger

Hes done no wrong. Hes become noticed but hes done no wrong.

Many got shut in the citi witch hunt and i wrote much about it in that thread (sorry cant easily get copy paste from my phone) so take a look and see that citi was even after people who spent only a couple thousand!
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Old Jun 18, 13, 6:12 pm
  #1735  
 
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Originally Posted by Marathon Man View Post
Thehawk75?
Yah the only dif between him and most here is he is able to and unafraid to spend his money and spend a ton of it doing this same game we all do only bigger

Hes done no wrong. Hes become noticed but hes done no wrong.

Many got shut in the citi witch hunt and i wrote much about it in that thread (sorry cant easily get copy paste from my phone) so take a look and see that citi was even after people who spent only a couple thousand!
I forgot the handle but yes he didn't do any wrong. From what I got from it, banks do whatever they want to do, and thats true.
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Old Jun 18, 13, 6:14 pm
  #1736  
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Originally Posted by SuperKirby View Post
I forgot the handle but yes he didn't do any wrong. From what I got from it, banks do whatever they want to do, and thats true.
Yup, and then if they take your points you sue them and they settle and you win and move on. Maybe lose a bank but it hardens you in this game
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Old Jun 19, 13, 1:00 am
  #1737  
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Originally Posted by SuperKirby View Post
I forgot the handle but yes he didn't do any wrong. From what I got from it, banks do whatever they want to do, and thats true.
I feel that banks have the right to shut anyone down if they want to, remember, the banks are allowing us to do this, so they are allowed to shut it down at any point.
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Old Jun 19, 13, 1:14 am
  #1738  
 
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Originally Posted by FlightNurse View Post
I feel that banks have the right to shut anyone down if they want to, remember, the banks are allowing us to do this, so they are allowed to shut it down at any point.
Yes, its just like owning private property. I can have someone leave my lawn for ANY reason I want even after I invited them to come over. Perfectly legal.
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Old Jun 19, 13, 1:28 am
  #1739  
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Originally Posted by SuperKirby View Post
Yes, its just like owning private property. I can have someone leave my lawn for ANY reason I want even after I invited them to come over. Perfectly legal.
This is called Borderline Personality...
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Old Jun 19, 13, 1:32 am
  #1740  
 
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Originally Posted by FlightNurse View Post
This is called Borderline Personality...
LOL
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