Jun 22, 2013, 10:42 am
Last edit by: ChrisFlyer66
There is a new thread for 2017: http://www.flyertalk.com/forum/manufactured-spending/1819569-pin-available-now-visa-mc-prepaid-debit-cards-2017-a.html
Federal Reserve interpretation of Dodd-Frank financial reform regulations has resulted in Visa/MC gift cards getting PINs as of April 1, 2013.
Setting PINS
At Walmat, many MCs default to credit(and fail) and require pressing a button to change the payment type to debit. Here are the workarounds:
Old POS systems (monochrome black on green terminals and replacement color terminals):
1a. Screen shows "Insert or Swipe Card Quickly" with "Espanol" button in lower right (note if your screen blinks)
1b. Swipe card
1c. Screen shows "Waiting for cashier..." with with working animation in lower center and "Cancel" button in lower right
2. Press "Cancel" on the screen or red button on pad (if your screen blinks, do not hit button until after blink)
3. Press "ATM/DEBIT" from upper left
4. Press "No Cash Back"
5a. Enter PIN
5b. Screen shows "Waiting for cashier..."
6. Cashier hits blue (not green) Debit button on their side.
New POS systems (color terminal):
1. Swipe GC
2. Press "Change Payment" on screen (Yellow button on pad should also work, but screen works better for some. Timing is critical.)
3. Press "DEBIT"
4. Press "No Cash Back"
5. Enter PIN - Screen showing another 'Waiting for cashier...'.
6. Ask Cashier to hit blue color Debit button on the screen
When splitting transactions among multiple cards at a Walmart register, make sure to have the cashier hit the debit button on their physical keypad. If they hit the debit button on the touchscreen, it will not work. If your transaction got declined, try having the cashier hit 'Debit' using the physical keypad on the right of the screen.
As of 6/19/2014, Walmart rejects Debit attempts above $49.99 on all cards issued by InComm/ITC Financial Services, namely all Vanilla VISA and OneVanilla. There is no workaround.
Error Messages
DEBIT NOT AVAILABLE
Not enough funds available to cover whatever amount was typed in, or most likely NOT typed in.
DEBIT NOT APPROVED
Received when the card's monthly load limit had been reached.
HOST TIMEOUT
Connection problems. The GC may be drained but the transaction should reverse itself, and funds will become available again.
Federal Reserve interpretation of Dodd-Frank financial reform regulations has resulted in Visa/MC gift cards getting PINs as of April 1, 2013.
Setting PINS
- MetaBank VISA or Sunrise VISA -use the last four digits of the card number (or to set personal PIN call 888-524-1283)
- US Bank VISA and Mastercard - Newer cards come with a PIN printed on cardstock inside the package. To set/reset PIN, call 866-952-5653. One person reports: VISA that has pre-set PIN locks PIN on first use if not previously reset; always call to set PIN before use. If you forget to reset the pin and you can't unload the funds to your BB, call the toll free # and ask rep. to "reset" the card and they will do some magic and you should then be able to unload the funds at WM.
- Vanilla VISA and OneVanilla(not MyVanilla, etc) - selection of 4 digits on the first transaction becomes the PIN
At Walmat, many MCs default to credit(and fail) and require pressing a button to change the payment type to debit. Here are the workarounds:
Old POS systems (monochrome black on green terminals and replacement color terminals):
1a. Screen shows "Insert or Swipe Card Quickly" with "Espanol" button in lower right (note if your screen blinks)
1b. Swipe card
1c. Screen shows "Waiting for cashier..." with with working animation in lower center and "Cancel" button in lower right
2. Press "Cancel" on the screen or red button on pad (if your screen blinks, do not hit button until after blink)
3. Press "ATM/DEBIT" from upper left
4. Press "No Cash Back"
5a. Enter PIN
5b. Screen shows "Waiting for cashier..."
6. Cashier hits blue (not green) Debit button on their side.
New POS systems (color terminal):
1. Swipe GC
2. Press "Change Payment" on screen (Yellow button on pad should also work, but screen works better for some. Timing is critical.)
3. Press "DEBIT"
4. Press "No Cash Back"
5. Enter PIN - Screen showing another 'Waiting for cashier...'.
6. Ask Cashier to hit blue color Debit button on the screen
When splitting transactions among multiple cards at a Walmart register, make sure to have the cashier hit the debit button on their physical keypad. If they hit the debit button on the touchscreen, it will not work. If your transaction got declined, try having the cashier hit 'Debit' using the physical keypad on the right of the screen.
As of 6/19/2014, Walmart rejects Debit attempts above $49.99 on all cards issued by InComm/ITC Financial Services, namely all Vanilla VISA and OneVanilla. There is no workaround.
Error Messages
DEBIT NOT AVAILABLE
Not enough funds available to cover whatever amount was typed in, or most likely NOT typed in.
DEBIT NOT APPROVED
Received when the card's monthly load limit had been reached.
HOST TIMEOUT
Connection problems. The GC may be drained but the transaction should reverse itself, and funds will become available again.
PIN available now for Visa/MC prepaid debit cards(2013-2016).
May 30, 2013, 1:41 pm
#1516
Join Date: Mar 2002
Location: SF Bay area
Posts: 269
Thanks for the tips! Went to a 3rd WalMart and had no problem splitting payments and use GCs. It's good that "cracking down" was not from top management.
May 30, 2013, 2:05 pm
#1517
Join Date: Apr 2009
Location: 787
Programs: Too many to list
Posts: 1,306
No necessarily. Right now Im switching to GC at Tom Thumb because I need quick 10K points on my flex perks card and they give x2 for grocery store purchases.
May 30, 2013, 3:09 pm
#1519
Join Date: Dec 2011
Location: WI
Programs: A bunch
Posts: 488
Hi folks! Sorry if this has been asked or covered prior but a simple question:
Bought a metabank visa giftcard for $200 and want to try and load to BB
Can i set the pin at the bluebird kiosk? I have never used a kiosk before and have always just used VR's online to load.
Thanks!!!
Bought a metabank visa giftcard for $200 and want to try and load to BB
Can i set the pin at the bluebird kiosk? I have never used a kiosk before and have always just used VR's online to load.
Thanks!!!
May 30, 2013, 3:32 pm
#1520
Join Date: Jan 2012
Programs: DL, WoH
Posts: 1,253
Hi folks! Sorry if this has been asked or covered prior but a simple question:
Bought a metabank visa giftcard for $200 and want to try and load to BB
Can i set the pin at the bluebird kiosk? I have never used a kiosk before and have always just used VR's online to load.
Thanks!!!
Bought a metabank visa giftcard for $200 and want to try and load to BB
Can i set the pin at the bluebird kiosk? I have never used a kiosk before and have always just used VR's online to load.
Thanks!!!
May 30, 2013, 3:38 pm
#1522
Join Date: Jan 2012
Programs: DL, WoH
Posts: 1,253
I wish I had an officemax around me. Instead I have 20 office depots and staples. I haven't bought one from officemax yet, but if you go to a walmart with a kiosk test out the last 4 of the card. If that's not it there should be a phone number where you can set pin. Sometimes all you have to do is enter a random 4 digit number on your first transaction and that is your pin.
May 30, 2013, 3:56 pm
#1523
Join Date: Dec 2011
Location: WI
Programs: A bunch
Posts: 488
I wish I had an officemax around me. Instead I have 20 office depots and staples. I haven't bought one from officemax yet, but if you go to a walmart with a kiosk test out the last 4 of the card. If that's not it there should be a phone number where you can set pin. Sometimes all you have to do is enter a random 4 digit number on your first transaction and that is your pin.
Also why do u wish u had an officemax as opposed to the other stores?
May 30, 2013, 4:09 pm
#1524
Join Date: Jan 2012
Programs: DL, WoH
Posts: 1,253
Ok i will try the last 4 digits first and hope for the best. I did register the card online thinking maybe i can set a pin and i saw no option to set pin but i have to think if its from od or om or staples it should work the same if its the same exact product. Thanks again for the timely responses.
Also why do u wish u had an officemax as opposed to the other stores?
Also why do u wish u had an officemax as opposed to the other stores?
May 30, 2013, 7:04 pm
#1525
Join Date: Dec 2011
Location: WI
Programs: A bunch
Posts: 488
I wish I had an officemax around me. Instead I have 20 office depots and staples. I haven't bought one from officemax yet, but if you go to a walmart with a kiosk test out the last 4 of the card. If that's not it there should be a phone number where you can set pin. Sometimes all you have to do is enter a random 4 digit number on your first transaction and that is your pin.
May 30, 2013, 7:53 pm
#1526
Join Date: May 2013
Posts: 1,153
A couple of day ago, went to Staples to get GCM branded VISA GC, but I saw a clerk that gave me 'Chase Ink Bold churner' look before, so went to OD. Saw Vanilla GC...tried once, didn't work as expected & haven't tried since yet...then went to OM. I didn't know OM had the GCM branded VISA GC like Staples (too bad I don't have AMEX Biz CC for OM purchases). Anyway, after OM visit, stopped by at a WM on my way back. Tried the default last 4-digit of the card. Didn't work. I had to call and set PIN. Worked as expected.
May 30, 2013, 8:00 pm
#1527
Join Date: Jan 2012
Programs: DL, WoH
Posts: 1,253
A couple of day ago, went to Staples to get GCM branded VISA GC, but I saw a clerk that gave me 'Chase Ink Bold churner' look before, so went to OD. Saw Vanilla GC...tried once, didn't work as expected & haven't tried since yet...then went to OM. I didn't know OM had the GCM branded VISA GC like Staples (too bad I don't have AMEX Biz CC for OM purchases). Anyway, after OM visit, stopped by at a WM on my way back. Tried the default last 4-digit of the card. Didn't work. I had to call and set PIN. Worked as expected.
May 30, 2013, 9:03 pm
#1528
Join Date: Apr 2013
Posts: 120
Originally Posted by KYBOSH:20837496
Tracking your money puts everything in perspective. While you THINK you are doing a lot of damage buying money at a discount in the thousands when you look at your spread sheet its pretty humbling. Those fees... my buddy mentioned that he spends more in fees than he does on his rent/mortgage.
We usually track but this whole game confused things a bit and my SO got frustrated. Will have to get back on track. Thanks for the comments all!
May 30, 2013, 9:05 pm
#1529
A FlyerTalk Posting Legend
Join Date: Sep 2002
Location: LAX/TPE
Programs: United 1K, JAL Sapphire, SPG Lifetime Platinum, National Executive Elite, Hertz PC, Avis PC
Posts: 42,197
A couple of day ago, went to Staples to get GCM branded VISA GC, but I saw a clerk that gave me 'Chase Ink Bold churner' look before, so went to OD. Saw Vanilla GC...tried once, didn't work as expected & haven't tried since yet...then went to OM. I didn't know OM had the GCM branded VISA GC like Staples (too bad I don't have AMEX Biz CC for OM purchases). Anyway, after OM visit, stopped by at a WM on my way back. Tried the default last 4-digit of the card. Didn't work. I had to call and set PIN. Worked as expected.
May 30, 2013, 9:19 pm
#1530
Join Date: Jan 2012
Programs: DL, WoH
Posts: 1,253
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