Last edit by: Steve Oh
What we know so far, that we are happy to share, and won't get the hump when other people ask us or other people get the hump cos we know something they don't.
3V / Pay.com cards are no more
That is all.
3V / Pay.com cards are no more
That is all.
Manufactured Spend UK
#16
Join Date: Nov 2012
Location: England
Programs: BA, Hilton Diamond, Hyatt Diamond, KLM Gold, AB Gold, Accor Plat, BW Diamond, Qantas Svr, Etihad Svr
Posts: 328
#17
Join Date: Mar 2011
Location: Tyrone,EU
Programs: Avios Hunter
Posts: 2,803
I'm going to open this up as I have used this method to my intended aim now. Range Prepaid cards. Provided by large retail chain. You top up at the tills buying vouchers. No load fee on the vouchers, they take Amex. Do what you want with this information!
http://www.therangeprepaidmastercard.co.uk/tsandcs.php
http://www.therangeprepaidmastercard.co.uk/tsandcs.php
Manufactured spending is putting cash thru a card without having to have any or very little overall outlay, such as that mentioned in the 1st post. Other than the 1.5% fee, its totally free spend, you buy your TC and then put them in your bank.
#18
Join Date: Apr 2012
Location: London
Programs: BAEC, KOP 305
Posts: 192
How is this manufactured spending ?All it is is deferred spending, moving spend from Amex onto a prepaid card.
Manufactured spending is putting cash thru a card without having to have any or very little overall outlay, such as that mentioned in the 1st post. Other than the 1.5% fee, its totally free spend, you buy your TC and then put them in your bank.
Manufactured spending is putting cash thru a card without having to have any or very little overall outlay, such as that mentioned in the 1st post. Other than the 1.5% fee, its totally free spend, you buy your TC and then put them in your bank.
#19
Join Date: Nov 2012
Location: England
Programs: BA, Hilton Diamond, Hyatt Diamond, KLM Gold, AB Gold, Accor Plat, BW Diamond, Qantas Svr, Etihad Svr
Posts: 328
How is this manufactured spending ?All it is is deferred spending, moving spend from Amex onto a prepaid card.
Manufactured spending is putting cash thru a card without having to have any or very little overall outlay, such as that mentioned in the 1st post. Other than the 1.5% fee, its totally free spend, you buy your TC and then put them in your bank.
Manufactured spending is putting cash thru a card without having to have any or very little overall outlay, such as that mentioned in the 1st post. Other than the 1.5% fee, its totally free spend, you buy your TC and then put them in your bank.
This is lower in cost than the scheme you purport to advocate by a significant margin.
I would also ask if you feel that the dismissive and curt manner of your response was needed?
#22
A FlyerTalk Posting Legend; Moderator: American Express, Capital One, Citi, Chase, Credit Card Programs, Diners Club, Signatures
Join Date: Jun 2003
Location: Miami, Mpls & London
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Posts: 48,880
Moderator action
Brief previous discussion of UK post office one4all gift card has been merged into this thread.
#23
Join Date: Mar 2011
Location: Tyrone,EU
Programs: Avios Hunter
Posts: 2,803
This is lower in cost than the scheme you purport to advocate by a significant margin.
I would also ask if you feel that the dismissive and curt manner of your response was needed
I would also ask if you feel that the dismissive and curt manner of your response was needed
I am neither advocating a system, nor being dismissive/curt. The system that you mentioned talked about loading money onto a pre-paid card, which is fine, but did not suggest there was a way to get it off again, and thus as described is a classic description of deferred spending.
Now that you have indicated that there is a way to get the money back, it is proper manufactured spending
#26
Join Date: Nov 2012
Location: England
Programs: BA, Hilton Diamond, Hyatt Diamond, KLM Gold, AB Gold, Accor Plat, BW Diamond, Qantas Svr, Etihad Svr
Posts: 328
I did large amounts on a Priority club visa and a hilton visa. I put 3k on there before I used bacs to get it to myself. If you time it right, you can also stooze using this method.
#27
Join Date: Nov 2012
Location: England
Programs: BA, Hilton Diamond, Hyatt Diamond, KLM Gold, AB Gold, Accor Plat, BW Diamond, Qantas Svr, Etihad Svr
Posts: 328
I have also used the spark prepaid at a petrol station, getting double points using an amex gold charge card for only around 1.5% of the money churned. As Raffles said before though, you shouldn't go abusing inexperienced staff in small stores as this will put the retailer out of pocket. The chain I used was Texaco and I generally added the transaction to my petrol purchases. Max refil was 250 a time, so not as quick as some methods.
#28
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Join Date: Feb 2004
Location: London
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No cost to him - he still receives 100% of money as long as you elect to pay the PP fee. And he can transfer the cash directly into his bank account. Seems a win-win to me.
#29
FlyerTalk Evangelist
Join Date: Feb 2009
Location: From ORK, live LCY
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Posts: 14,177
On a gift payment of 6k to a new account there is every chance Paypal would freeze the money for several weeks and/or require him to fax/send innumerable proofs of ID and address.
#30
Join Date: Nov 2012
Location: Heathrow
Programs: A variety of Platinums, Golds, Silvers and other fancy metals.
Posts: 1,985
Can I just run this by you guys to make sure I've got my sums and everything else worked out ok:
1. I get The Range/Spark card
2. I go to a Payzone and use my Credit Card to load 300 onto it
3. I get charged 1.99 to do this
4. I repeat steps 1-3, three times
5. My Credit Card bill comes in with a 3 standard charges of 300, total 900.
6. Transfer balance of Range/Spark card into by bank account for 4
7. Pay off Credit Card with a pament of 900, with no extra fees to pay.
Job done.
Yes?
1. I get The Range/Spark card
2. I go to a Payzone and use my Credit Card to load 300 onto it
3. I get charged 1.99 to do this
4. I repeat steps 1-3, three times
5. My Credit Card bill comes in with a 3 standard charges of 300, total 900.
6. Transfer balance of Range/Spark card into by bank account for 4
7. Pay off Credit Card with a pament of 900, with no extra fees to pay.
Job done.
Yes?