Citi Cards and Vanilla Reloads

Old Feb 21, 13, 11:39 pm
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Citi Cards and Vanilla Reloads

Hello FT's. I am barely getting into the game but been a lurker for a while now so please be gentle. I was wondering if anyone knows how Citi applies Vanilla Reloads purchased at a CVS? Do they consider them a cash advance? Thanks
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Old Feb 21, 13, 11:53 pm
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From what I have read here in FT, Citi doesn't apply VR purchase at CVS as cash advance. I am not even sure, how they can even track that down.
I had got a Citi Card recently and purchased a few VR's, will know for sure when my statement closes..
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Old Feb 22, 13, 12:02 am
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Originally Posted by indietrav View Post
Hello FT's. I am barely getting into the game but been a lurker for a while now so please be gentle. I was wondering if anyone knows how Citi applies Vanilla Reloads purchased at a CVS? Do they consider them a cash advance? Thanks

Fwiw, I've used my Citi AA to get VRs and they WERE NOT considered cash advance.
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Old Feb 22, 13, 3:16 am
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+1, no problem on several different AA cards. Did trigger a fraud alert on one though.
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Old Feb 22, 13, 5:53 am
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I use my CitiAAdvantage Business Mastercard all the time. It just shows up on your CC statement as a CVS purchase. The same way it would show up if you were buying shampoo, milk, candy, aspirin, cough/cold medicine, cosmetics, magazines, greeting cards, or any of the other things that CVS sells!
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Old Feb 22, 13, 7:31 am
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Originally Posted by indietrav View Post
Hello FT's. I am barely getting into the game but been a lurker for a while now so please be gentle. I was wondering if anyone knows how Citi applies Vanilla Reloads purchased at a CVS? Do they consider them a cash advance? Thanks
Are you getting a cash advance or buying something?
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Old Feb 22, 13, 7:34 am
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Originally Posted by gloreglabert View Post
+1, no problem on several different AA cards. Did trigger a fraud alert on one though.
+2. Same here.
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Old Feb 22, 13, 1:08 pm
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No, it's a regular purchase. They don't know what you're buying, only where you're buying it from.
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Old Feb 22, 13, 8:48 pm
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Depending on how frequently you use your card for large purchases, it may trigger a fraud alert, but you just have to call and confirm you made the purchases.
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Old Feb 22, 13, 9:09 pm
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Anyone know of anybody getting Financial Reviews from AMEX for CVS games?
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Old Feb 22, 13, 9:13 pm
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This ALL belongs in the existing VR thread.
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Old Feb 22, 13, 9:37 pm
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Originally Posted by AnitaBryant63 View Post
Anyone know of anybody getting Financial Reviews from AMEX for CVS games?
Yes. Multiple reports in the big FR thread in the Amex subforum.
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Old Feb 23, 13, 8:45 am
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I'm having trouble finding value in the Citi Visa card apart from sign up bonuses and the AAdvantage 10% renewal bonus. Are you just trying to meet minimum spend?
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Old Feb 24, 13, 10:59 am
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Originally Posted by AnitaBryant63 View Post
Anyone know of anybody getting Financial Reviews from AMEX for CVS games?
Ooh if I was you, I'd just keep that Amex card far away from CVS.

Originally Posted by PainCorp View Post
This ALL belongs in the existing VR thread.
Yes, so? OP obviously is new around here and that's okay.
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Old Feb 24, 13, 11:35 am
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Originally Posted by amolkold View Post
Yes. Multiple reports in the big FR thread in the Amex subforum.
This site has other subforums? I think you're mistaken.
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