Jun 28, 2013, 3:20 pm
Last edit by: ChrisFlyer66
Moderator note: A new thread for 2016 is here: http://www.flyertalk.com/forum/manufactured-spending/1738030-gobank-greendot-online-banking-debit-card-2016-a.html
Do NOT let Rite-Aid scan the GoBank barcode. You will be charged, but your funds won't load. It is a PIA to get your funds back.
Want to stay active? Be sure to only load when your balance is at or close to 0. Continuing to load when you have funds in there seems to be a no no. Swipes are recommended, but there are folks active that don't swipe.
Lots of $200 loads can get you shutdown. GoBank does not like paying load fees on low denomination loads. Two $500 loads is better than five $200 loads.
Shut down reports:
Please list your load/spend/billpay details (in a single statement/lifetime?) e.g.,
type of load, number of loads, denomination of your gc or mp, amount of your billpay, any actual swipe/dd?
lad2 (closed) - May: $2.7K 9 loads 5DDs - June: $5.5K 5 loads 6DDs - July: $4.6K 6 loads 1DD - August $9.9K 19 loads 1DD - no swipes
TheDapperDon (open) June $4.5k 5 loads. All GCs. 1 swipe. Everything else BP to CC. 1500 most loaded in one day .July - $3489 5 loads. All GCs. Several swipes. No load until below $20 or so remaining.
raghu455 (closed) May $2k 4 loads, june $7k all GCs. All BP to CC.
drdrew450 (closed) 17K in loads, unloaded all through bill pay, less than a month
cuebert (closed) $4.5k in 9 MP loads, BP out. That was fast.
sgideons (closed) May $7k 17 loads, june $17k 27 loads, july $5k 6 loads, september $3.5k 4 loads. Unloaded 90% ACH pull, 5% PP to self, 5% bill pay tool. Closed on September statement date.
MDWCommuter (closed): June only, $8k in 60 loads, all GC. $2k is most loaded in one day. Wrote 2 BP to CC checks, no ATM, no MP loads, no ACH pull, no DD, always carried at least a $1k balance
ArtemK (closed): 1st month - 5/21 - 6/21 - loaded $6,700, 6/21 - 6/30 - $4K loaded, all via GCs. Unloaded all via BP to Citi and Chase. No ATM, no MP loads, no ACH pull, no DD, no swipes.
rdover1 (Closed): 1st month - $23.6k loaded (WM GC), ~$1k spend, rest bill pay (mostly to CC)
rdover1 2nd card (closed): Closed mid cycle, survived 1st month. No bill pay, only MO. Never loaded over ~$4k. Total activity ~$12k.
T3pleShot (closed): 7k in loads at WMT, 10 loads, mostly $500, some $200, $4k billpay to CC, 5 swipes totaling about $25.
ctbarron (open): Month1 - $3.8k loaded, all bill pay out, 1 swipe; Month2 - $3.7k loaded, all bill pay out, few swipes and an ATM WD; Month3 - $4.2k loaded, all bill pay out, few swipes and an ATM WD. Zero membership fee, usually a balance of under $150.
americanindian (closed)- closed after 3 months today. had about 7.5k deposit each month, with lots of small value(<$20) purchases each month. liquidated mostly using bill pay.
rodsren (closed)- the dapperdon warned me. I was closed today after less than 5,500 or loaaing in less than 3 weeks (was going to try to keep it to 7,500 - 10,000 but didn't luck out.)
binnycode (closed, re-opened) - 7x $200 loads + 1x $700 load + 3x $500 over 2 days got me shut down. Called CSR and they re-opened my account, letting me know that "direct deposit would reduce my number of trips to walmart" lol!
Do NOT let Rite-Aid scan the GoBank barcode. You will be charged, but your funds won't load. It is a PIA to get your funds back.
Want to stay active? Be sure to only load when your balance is at or close to 0. Continuing to load when you have funds in there seems to be a no no. Swipes are recommended, but there are folks active that don't swipe.
Lots of $200 loads can get you shutdown. GoBank does not like paying load fees on low denomination loads. Two $500 loads is better than five $200 loads.
Shut down reports:
Please list your load/spend/billpay details (in a single statement/lifetime?) e.g.,
type of load, number of loads, denomination of your gc or mp, amount of your billpay, any actual swipe/dd?
lad2 (closed) - May: $2.7K 9 loads 5DDs - June: $5.5K 5 loads 6DDs - July: $4.6K 6 loads 1DD - August $9.9K 19 loads 1DD - no swipes
TheDapperDon (open) June $4.5k 5 loads. All GCs. 1 swipe. Everything else BP to CC. 1500 most loaded in one day .July - $3489 5 loads. All GCs. Several swipes. No load until below $20 or so remaining.
raghu455 (closed) May $2k 4 loads, june $7k all GCs. All BP to CC.
drdrew450 (closed) 17K in loads, unloaded all through bill pay, less than a month
cuebert (closed) $4.5k in 9 MP loads, BP out. That was fast.
sgideons (closed) May $7k 17 loads, june $17k 27 loads, july $5k 6 loads, september $3.5k 4 loads. Unloaded 90% ACH pull, 5% PP to self, 5% bill pay tool. Closed on September statement date.
MDWCommuter (closed): June only, $8k in 60 loads, all GC. $2k is most loaded in one day. Wrote 2 BP to CC checks, no ATM, no MP loads, no ACH pull, no DD, always carried at least a $1k balance
ArtemK (closed): 1st month - 5/21 - 6/21 - loaded $6,700, 6/21 - 6/30 - $4K loaded, all via GCs. Unloaded all via BP to Citi and Chase. No ATM, no MP loads, no ACH pull, no DD, no swipes.
rdover1 (Closed): 1st month - $23.6k loaded (WM GC), ~$1k spend, rest bill pay (mostly to CC)
rdover1 2nd card (closed): Closed mid cycle, survived 1st month. No bill pay, only MO. Never loaded over ~$4k. Total activity ~$12k.
T3pleShot (closed): 7k in loads at WMT, 10 loads, mostly $500, some $200, $4k billpay to CC, 5 swipes totaling about $25.
ctbarron (open): Month1 - $3.8k loaded, all bill pay out, 1 swipe; Month2 - $3.7k loaded, all bill pay out, few swipes and an ATM WD; Month3 - $4.2k loaded, all bill pay out, few swipes and an ATM WD. Zero membership fee, usually a balance of under $150.
americanindian (closed)- closed after 3 months today. had about 7.5k deposit each month, with lots of small value(<$20) purchases each month. liquidated mostly using bill pay.
rodsren (closed)- the dapperdon warned me. I was closed today after less than 5,500 or loaaing in less than 3 weeks (was going to try to keep it to 7,500 - 10,000 but didn't luck out.)
binnycode (closed, re-opened) - 7x $200 loads + 1x $700 load + 3x $500 over 2 days got me shut down. Called CSR and they re-opened my account, letting me know that "direct deposit would reduce my number of trips to walmart" lol!
Gobank by Greendot - online banking with debit card
Aug 5, 2013, 6:38 pm
#1306
Join Date: May 2013
Posts: 128
Had 5 JP CG, loaded three at kiosk then locked up the machine. Took the other two to the MC and mentioned to the nice lady behind the counter about I must have locked it up and she mentioned that the machines always does that and then proceed to load my remaining 2 JP CG onto GB. Gotta love WM employees that don't give a sh*t!
Thanks
Aug 5, 2013, 7:44 pm
#1307
Join Date: Jun 2005
Location: Chicago
Programs: UA, AA, US, DL, PC Plat, Dollar, Avis, National, SPG, HH Gold, CC Gold
Posts: 1,212
Aug 5, 2013, 9:28 pm
#1308
Join Date: Aug 2009
Location: ORD, LAS
Programs: AA-EXP, BAEC Silver, Hyatt-Globalist, Hilton-gold, SPG-gold
Posts: 855
Aug 5, 2013, 11:11 pm
#1309
Join Date: Jun 2012
Posts: 78
Account Closure
So am I correct that in all these closures with GoBank, once they close the account you can still billpay the rest out and you don't have to wait for any sort of check or anything?
Is that the same thing with MVD? You can ATM/CA it out and then it's over? By Closed they mean you just can't load anything on it anymore?
Is that the same thing with MVD? You can ATM/CA it out and then it's over? By Closed they mean you just can't load anything on it anymore?
Aug 6, 2013, 6:24 am
#1310
Join Date: Nov 2009
Location: DEN
Programs: SPG Gold; HH Diamond
Posts: 223
So am I correct that in all these closures with GoBank, once they close the account you can still billpay the rest out and you don't have to wait for any sort of check or anything?
Is that the same thing with MVD? You can ATM/CA it out and then it's over? By Closed they mean you just can't load anything on it anymore?
Is that the same thing with MVD? You can ATM/CA it out and then it's over? By Closed they mean you just can't load anything on it anymore?
Aug 6, 2013, 6:46 am
#1311
Join Date: Mar 2013
Location: Down South, The Desert
Programs: Marriot Rewards, Southwest Rapid rewards, Emerald Club, Avis Preferred
Posts: 1,871
My second statement closed and I'm still open. Here's an important note that someone posted a while back. Basically, if you keep loading while you have a sizable balance, it looks more like money laundering to them. Bill pay and swipe down to a small balance before you load again. Also, spread out your loads, even if they are 1k. 1k loads two or three days in a row seem to be bad. This is based on my experience and that of another member that said he got a bit more info from their customer service than we normally do.
Aug 6, 2013, 7:54 am
#1312
Join Date: Jul 2013
Posts: 1,036
Can anyone confirm whether you can still load Chase GC to Gobank at Walmart kiosk?
Aug 6, 2013, 8:13 am
#1313
Join Date: Mar 2013
Posts: 809
My second statement closed and I'm still open. Here's an important note that someone posted a while back. Basically, if you keep loading while you have a sizable balance, it looks more like money laundering to them. Bill pay and swipe down to a small balance before you load again. Also, spread out your loads, even if they are 1k. 1k loads two or three days in a row seem to be bad. This is based on my experience and that of another member that said he got a bit more info from their customer service than we normally do.
Aug 6, 2013, 10:07 am
#1314
Join Date: Oct 2012
Location: San Jose, CA
Programs: UA Silver, Marriot Platinum, Hyatt Platinum
Posts: 28
Aug 6, 2013, 11:16 am
#1315
Join Date: Aug 2009
Location: ORD, LAS
Programs: AA-EXP, BAEC Silver, Hyatt-Globalist, Hilton-gold, SPG-gold
Posts: 855
I hope your good luck streak continues. How much are going for in August?
Aug 6, 2013, 2:25 pm
#1316
Join Date: Mar 2013
Posts: 809
Probably the same amount. I ended early in July and am starting late in Aug bc I was on vacation.
Aug 6, 2013, 4:06 pm
#1317
Join Date: Jul 2011
Posts: 1,632
Anyone have advice on who sells MPs and accepts CC?
I live in NYC and the best option was RA, but the few I've checked don't have them anymore... 711 doesn't take CCs...
I live in NYC and the best option was RA, but the few I've checked don't have them anymore... 711 doesn't take CCs...
Aug 6, 2013, 4:28 pm
#1318
Join Date: Mar 2013
Location: Down South, The Desert
Programs: Marriot Rewards, Southwest Rapid rewards, Emerald Club, Avis Preferred
Posts: 1,871
I believe it's been reported that you can't load with MPs anymore. If you can, then you slipped through the cracks.
Aug 6, 2013, 6:07 pm
#1319
Join Date: Jul 2013
Posts: 1,036
Is there a good chance you will at least make it to your first statement before they close you or can you be closed prior to? What is the shortest amount of time before they close your account?
Last edited by ibleed0range; Aug 6, 2013 at 6:12 pm
Aug 6, 2013, 6:18 pm
#1320
Join Date: Mar 2013
Posts: 809
Im pretty sure almost everyone made it to one statement.