Jun 28, 2013, 3:20 pm
Last edit by: ChrisFlyer66
Moderator note: A new thread for 2016 is here: http://www.flyertalk.com/forum/manufactured-spending/1738030-gobank-greendot-online-banking-debit-card-2016-a.html
Do NOT let Rite-Aid scan the GoBank barcode. You will be charged, but your funds won't load. It is a PIA to get your funds back.
Want to stay active? Be sure to only load when your balance is at or close to 0. Continuing to load when you have funds in there seems to be a no no. Swipes are recommended, but there are folks active that don't swipe.
Lots of $200 loads can get you shutdown. GoBank does not like paying load fees on low denomination loads. Two $500 loads is better than five $200 loads.
Shut down reports:
Please list your load/spend/billpay details (in a single statement/lifetime?) e.g.,
type of load, number of loads, denomination of your gc or mp, amount of your billpay, any actual swipe/dd?
lad2 (closed) - May: $2.7K 9 loads 5DDs - June: $5.5K 5 loads 6DDs - July: $4.6K 6 loads 1DD - August $9.9K 19 loads 1DD - no swipes
TheDapperDon (open) June $4.5k 5 loads. All GCs. 1 swipe. Everything else BP to CC. 1500 most loaded in one day .July - $3489 5 loads. All GCs. Several swipes. No load until below $20 or so remaining.
raghu455 (closed) May $2k 4 loads, june $7k all GCs. All BP to CC.
drdrew450 (closed) 17K in loads, unloaded all through bill pay, less than a month
cuebert (closed) $4.5k in 9 MP loads, BP out. That was fast.
sgideons (closed) May $7k 17 loads, june $17k 27 loads, july $5k 6 loads, september $3.5k 4 loads. Unloaded 90% ACH pull, 5% PP to self, 5% bill pay tool. Closed on September statement date.
MDWCommuter (closed): June only, $8k in 60 loads, all GC. $2k is most loaded in one day. Wrote 2 BP to CC checks, no ATM, no MP loads, no ACH pull, no DD, always carried at least a $1k balance
ArtemK (closed): 1st month - 5/21 - 6/21 - loaded $6,700, 6/21 - 6/30 - $4K loaded, all via GCs. Unloaded all via BP to Citi and Chase. No ATM, no MP loads, no ACH pull, no DD, no swipes.
rdover1 (Closed): 1st month - $23.6k loaded (WM GC), ~$1k spend, rest bill pay (mostly to CC)
rdover1 2nd card (closed): Closed mid cycle, survived 1st month. No bill pay, only MO. Never loaded over ~$4k. Total activity ~$12k.
T3pleShot (closed): 7k in loads at WMT, 10 loads, mostly $500, some $200, $4k billpay to CC, 5 swipes totaling about $25.
ctbarron (open): Month1 - $3.8k loaded, all bill pay out, 1 swipe; Month2 - $3.7k loaded, all bill pay out, few swipes and an ATM WD; Month3 - $4.2k loaded, all bill pay out, few swipes and an ATM WD. Zero membership fee, usually a balance of under $150.
americanindian (closed)- closed after 3 months today. had about 7.5k deposit each month, with lots of small value(<$20) purchases each month. liquidated mostly using bill pay.
rodsren (closed)- the dapperdon warned me. I was closed today after less than 5,500 or loaaing in less than 3 weeks (was going to try to keep it to 7,500 - 10,000 but didn't luck out.)
binnycode (closed, re-opened) - 7x $200 loads + 1x $700 load + 3x $500 over 2 days got me shut down. Called CSR and they re-opened my account, letting me know that "direct deposit would reduce my number of trips to walmart" lol!
Do NOT let Rite-Aid scan the GoBank barcode. You will be charged, but your funds won't load. It is a PIA to get your funds back.
Want to stay active? Be sure to only load when your balance is at or close to 0. Continuing to load when you have funds in there seems to be a no no. Swipes are recommended, but there are folks active that don't swipe.
Lots of $200 loads can get you shutdown. GoBank does not like paying load fees on low denomination loads. Two $500 loads is better than five $200 loads.
Shut down reports:
Please list your load/spend/billpay details (in a single statement/lifetime?) e.g.,
type of load, number of loads, denomination of your gc or mp, amount of your billpay, any actual swipe/dd?
lad2 (closed) - May: $2.7K 9 loads 5DDs - June: $5.5K 5 loads 6DDs - July: $4.6K 6 loads 1DD - August $9.9K 19 loads 1DD - no swipes
TheDapperDon (open) June $4.5k 5 loads. All GCs. 1 swipe. Everything else BP to CC. 1500 most loaded in one day .July - $3489 5 loads. All GCs. Several swipes. No load until below $20 or so remaining.
raghu455 (closed) May $2k 4 loads, june $7k all GCs. All BP to CC.
drdrew450 (closed) 17K in loads, unloaded all through bill pay, less than a month
cuebert (closed) $4.5k in 9 MP loads, BP out. That was fast.
sgideons (closed) May $7k 17 loads, june $17k 27 loads, july $5k 6 loads, september $3.5k 4 loads. Unloaded 90% ACH pull, 5% PP to self, 5% bill pay tool. Closed on September statement date.
MDWCommuter (closed): June only, $8k in 60 loads, all GC. $2k is most loaded in one day. Wrote 2 BP to CC checks, no ATM, no MP loads, no ACH pull, no DD, always carried at least a $1k balance
ArtemK (closed): 1st month - 5/21 - 6/21 - loaded $6,700, 6/21 - 6/30 - $4K loaded, all via GCs. Unloaded all via BP to Citi and Chase. No ATM, no MP loads, no ACH pull, no DD, no swipes.
rdover1 (Closed): 1st month - $23.6k loaded (WM GC), ~$1k spend, rest bill pay (mostly to CC)
rdover1 2nd card (closed): Closed mid cycle, survived 1st month. No bill pay, only MO. Never loaded over ~$4k. Total activity ~$12k.
T3pleShot (closed): 7k in loads at WMT, 10 loads, mostly $500, some $200, $4k billpay to CC, 5 swipes totaling about $25.
ctbarron (open): Month1 - $3.8k loaded, all bill pay out, 1 swipe; Month2 - $3.7k loaded, all bill pay out, few swipes and an ATM WD; Month3 - $4.2k loaded, all bill pay out, few swipes and an ATM WD. Zero membership fee, usually a balance of under $150.
americanindian (closed)- closed after 3 months today. had about 7.5k deposit each month, with lots of small value(<$20) purchases each month. liquidated mostly using bill pay.
rodsren (closed)- the dapperdon warned me. I was closed today after less than 5,500 or loaaing in less than 3 weeks (was going to try to keep it to 7,500 - 10,000 but didn't luck out.)
binnycode (closed, re-opened) - 7x $200 loads + 1x $700 load + 3x $500 over 2 days got me shut down. Called CSR and they re-opened my account, letting me know that "direct deposit would reduce my number of trips to walmart" lol!
Gobank by Greendot - online banking with debit card
how would loading cash help in manufacturing
Jun 26, 2013, 12:46 pm
#707
Join Date: Apr 2013
Programs: UA MPE, BA Blue, AA, IHG Plat Amb, Marriot Silver, HHonors Silver, National Exec, Avis First
Posts: 553
Jun 26, 2013, 1:07 pm
#708
FlyerTalk Evangelist
Join Date: Jul 2006
Location: Upper Sternistan
Posts: 10,038
Which is already do-able, as is cash.
Jun 26, 2013, 1:11 pm
#709
Join Date: Apr 2013
Posts: 417
I got some odd looks yesterday when I walked in and loaded 2 GB's and then 2 BB cards... took about 10 minutes and was able to load $5K between them all but I think the employees were beginning to wonder what I was doing at the kiosk that long and with that many cards.
Everyone else has reported an issue after loading $1500 (issue at 2k) within that time interval.
Jun 26, 2013, 1:18 pm
#710
Join Date: May 2013
Programs: UR, MR, HH, MW, SPG
Posts: 15
The press release doesn't mention being able to make deposits at Rite Air or Barnes and Noble. It mentions 'in store promotions'. I think that means you can open a Go-Bank account and get a photo-customized card .
I sure hope I am wrong because I hate going to Walmart as well.
I sure hope I am wrong because I hate going to Walmart as well.
Jun 26, 2013, 1:20 pm
#711
Join Date: Apr 2013
Programs: UA MPE, BA Blue, AA, IHG Plat Amb, Marriot Silver, HHonors Silver, National Exec, Avis First
Posts: 553
Jun 26, 2013, 1:25 pm
#712
Join Date: Apr 2013
Programs: UA MPE, BA Blue, AA, IHG Plat Amb, Marriot Silver, HHonors Silver, National Exec, Avis First
Posts: 553
The press release doesn't mention being able to make deposits at Rite Air or Barnes and Noble. It mentions 'in store promotions'. I think that means you can open a Go-Bank account and get a photo-customized card .
I sure hope I am wrong because I hate going to Walmart as well.
I sure hope I am wrong because I hate going to Walmart as well.
Jun 26, 2013, 2:19 pm
#713
Join Date: Mar 2013
Location: Down South, The Desert
Programs: Marriot Rewards, Southwest Rapid rewards, Emerald Club, Avis Preferred
Posts: 1,871
Jun 26, 2013, 3:07 pm
#714
Join Date: May 2013
Posts: 1,153
Between 2 separate products w/ 2 accounts each? All I remember is 1 product w/ 1 account, more than $1.5k (3x $500).
Last edited by vagrants; Jun 26, 2013 at 3:35 pm
Jun 26, 2013, 5:33 pm
#716
Join Date: May 2013
Posts: 1,153
Last edited by vagrants; Jun 26, 2013 at 5:51 pm
Jun 26, 2013, 5:51 pm
#717
Join Date: Jun 2013
Posts: 1,060
Almost had a heartattack! I went to WM and started sliding in my 100$ VGC and one by one all went well. Then after the 8th 100$ VGC - it errored out saying: invalid tender - and nothing else. The error on the paper said, "Debit not available". So I thought I was being shutout.
I went home, and checked the card on the phone and AHHH!!!! The card was not activated! I guess I cannot be so angry - I did buy 100 "100 dollar VGC" from OM so hey 2% error rate of activation is not so bad.
Now what do I do? I guess I go back to OM and tell them the darn card is not active. How will they believe me? I have the receipts - do I check them and see if the card number is on the receipt? I did not keep the outer wrapping(s) - so am I hosed???
David
I went home, and checked the card on the phone and AHHH!!!! The card was not activated! I guess I cannot be so angry - I did buy 100 "100 dollar VGC" from OM so hey 2% error rate of activation is not so bad.
Now what do I do? I guess I go back to OM and tell them the darn card is not active. How will they believe me? I have the receipts - do I check them and see if the card number is on the receipt? I did not keep the outer wrapping(s) - so am I hosed???
David
Jun 26, 2013, 5:53 pm
#718
Join Date: Jun 2013
Posts: 1,060
AHH!!! I checked the OM receipt - all it has is some serial number starting with 6039 - not the last 4 digits of the Visa GC - now what do I do to prove I bought this card at their store? Am I out 200 bux?
Please help!!!
Please help!!!
Jun 26, 2013, 5:58 pm
#720
Join Date: Jun 2013
Posts: 1,060
OK - I see it! THANKS!!!! I will now need to comb through 1 hundred such receipts to find the matches - such is life....
Thanks again!
Thanks again!