Jun 28, 2013, 3:20 pm
Last edit by: ChrisFlyer66
Moderator note: A new thread for 2016 is here: http://www.flyertalk.com/forum/manufactured-spending/1738030-gobank-greendot-online-banking-debit-card-2016-a.html
Do NOT let Rite-Aid scan the GoBank barcode. You will be charged, but your funds won't load. It is a PIA to get your funds back.
Want to stay active? Be sure to only load when your balance is at or close to 0. Continuing to load when you have funds in there seems to be a no no. Swipes are recommended, but there are folks active that don't swipe.
Lots of $200 loads can get you shutdown. GoBank does not like paying load fees on low denomination loads. Two $500 loads is better than five $200 loads.
Shut down reports:
Please list your load/spend/billpay details (in a single statement/lifetime?) e.g.,
type of load, number of loads, denomination of your gc or mp, amount of your billpay, any actual swipe/dd?
lad2 (closed) - May: $2.7K 9 loads 5DDs - June: $5.5K 5 loads 6DDs - July: $4.6K 6 loads 1DD - August $9.9K 19 loads 1DD - no swipes
TheDapperDon (open) June $4.5k 5 loads. All GCs. 1 swipe. Everything else BP to CC. 1500 most loaded in one day .July - $3489 5 loads. All GCs. Several swipes. No load until below $20 or so remaining.
raghu455 (closed) May $2k 4 loads, june $7k all GCs. All BP to CC.
drdrew450 (closed) 17K in loads, unloaded all through bill pay, less than a month
cuebert (closed) $4.5k in 9 MP loads, BP out. That was fast.
sgideons (closed) May $7k 17 loads, june $17k 27 loads, july $5k 6 loads, september $3.5k 4 loads. Unloaded 90% ACH pull, 5% PP to self, 5% bill pay tool. Closed on September statement date.
MDWCommuter (closed): June only, $8k in 60 loads, all GC. $2k is most loaded in one day. Wrote 2 BP to CC checks, no ATM, no MP loads, no ACH pull, no DD, always carried at least a $1k balance
ArtemK (closed): 1st month - 5/21 - 6/21 - loaded $6,700, 6/21 - 6/30 - $4K loaded, all via GCs. Unloaded all via BP to Citi and Chase. No ATM, no MP loads, no ACH pull, no DD, no swipes.
rdover1 (Closed): 1st month - $23.6k loaded (WM GC), ~$1k spend, rest bill pay (mostly to CC)
rdover1 2nd card (closed): Closed mid cycle, survived 1st month. No bill pay, only MO. Never loaded over ~$4k. Total activity ~$12k.
T3pleShot (closed): 7k in loads at WMT, 10 loads, mostly $500, some $200, $4k billpay to CC, 5 swipes totaling about $25.
ctbarron (open): Month1 - $3.8k loaded, all bill pay out, 1 swipe; Month2 - $3.7k loaded, all bill pay out, few swipes and an ATM WD; Month3 - $4.2k loaded, all bill pay out, few swipes and an ATM WD. Zero membership fee, usually a balance of under $150.
americanindian (closed)- closed after 3 months today. had about 7.5k deposit each month, with lots of small value(<$20) purchases each month. liquidated mostly using bill pay.
rodsren (closed)- the dapperdon warned me. I was closed today after less than 5,500 or loaaing in less than 3 weeks (was going to try to keep it to 7,500 - 10,000 but didn't luck out.)
binnycode (closed, re-opened) - 7x $200 loads + 1x $700 load + 3x $500 over 2 days got me shut down. Called CSR and they re-opened my account, letting me know that "direct deposit would reduce my number of trips to walmart" lol!
Do NOT let Rite-Aid scan the GoBank barcode. You will be charged, but your funds won't load. It is a PIA to get your funds back.
Want to stay active? Be sure to only load when your balance is at or close to 0. Continuing to load when you have funds in there seems to be a no no. Swipes are recommended, but there are folks active that don't swipe.
Lots of $200 loads can get you shutdown. GoBank does not like paying load fees on low denomination loads. Two $500 loads is better than five $200 loads.
Shut down reports:
Please list your load/spend/billpay details (in a single statement/lifetime?) e.g.,
type of load, number of loads, denomination of your gc or mp, amount of your billpay, any actual swipe/dd?
lad2 (closed) - May: $2.7K 9 loads 5DDs - June: $5.5K 5 loads 6DDs - July: $4.6K 6 loads 1DD - August $9.9K 19 loads 1DD - no swipes
TheDapperDon (open) June $4.5k 5 loads. All GCs. 1 swipe. Everything else BP to CC. 1500 most loaded in one day .July - $3489 5 loads. All GCs. Several swipes. No load until below $20 or so remaining.
raghu455 (closed) May $2k 4 loads, june $7k all GCs. All BP to CC.
drdrew450 (closed) 17K in loads, unloaded all through bill pay, less than a month
cuebert (closed) $4.5k in 9 MP loads, BP out. That was fast.
sgideons (closed) May $7k 17 loads, june $17k 27 loads, july $5k 6 loads, september $3.5k 4 loads. Unloaded 90% ACH pull, 5% PP to self, 5% bill pay tool. Closed on September statement date.
MDWCommuter (closed): June only, $8k in 60 loads, all GC. $2k is most loaded in one day. Wrote 2 BP to CC checks, no ATM, no MP loads, no ACH pull, no DD, always carried at least a $1k balance
ArtemK (closed): 1st month - 5/21 - 6/21 - loaded $6,700, 6/21 - 6/30 - $4K loaded, all via GCs. Unloaded all via BP to Citi and Chase. No ATM, no MP loads, no ACH pull, no DD, no swipes.
rdover1 (Closed): 1st month - $23.6k loaded (WM GC), ~$1k spend, rest bill pay (mostly to CC)
rdover1 2nd card (closed): Closed mid cycle, survived 1st month. No bill pay, only MO. Never loaded over ~$4k. Total activity ~$12k.
T3pleShot (closed): 7k in loads at WMT, 10 loads, mostly $500, some $200, $4k billpay to CC, 5 swipes totaling about $25.
ctbarron (open): Month1 - $3.8k loaded, all bill pay out, 1 swipe; Month2 - $3.7k loaded, all bill pay out, few swipes and an ATM WD; Month3 - $4.2k loaded, all bill pay out, few swipes and an ATM WD. Zero membership fee, usually a balance of under $150.
americanindian (closed)- closed after 3 months today. had about 7.5k deposit each month, with lots of small value(<$20) purchases each month. liquidated mostly using bill pay.
rodsren (closed)- the dapperdon warned me. I was closed today after less than 5,500 or loaaing in less than 3 weeks (was going to try to keep it to 7,500 - 10,000 but didn't luck out.)
binnycode (closed, re-opened) - 7x $200 loads + 1x $700 load + 3x $500 over 2 days got me shut down. Called CSR and they re-opened my account, letting me know that "direct deposit would reduce my number of trips to walmart" lol!
Gobank by Greendot - online banking with debit card
May 26, 2013, 9:31 pm
#211
Join Date: Mar 2013
Posts: 809
Ive never tried loading my GB at the register. I figured theyd give you the deer in the headlights stare until you say never mind.
May 27, 2013, 3:42 am
#212
Join Date: Dec 2010
Posts: 1,516
I don't see a problem here. I also saw a look from cashiers when they saw GB card. Just tell them that this is a GreenDot card, new design. Usually, when they swipe it, the system immediately recognize it - gives 3 options: 1-Load, 2-withdraw cash,...
May 27, 2013, 12:40 pm
#213
Join Date: Feb 2013
Posts: 170
I am new to GoBank. Just opened the account with initial deposit from by debit card.
Can you load GoBank using Gift cards with PIN?
I donot think, I was aware of this option.
Please advise.
Thanks
Can you load GoBank using Gift cards with PIN?
I donot think, I was aware of this option.
Please advise.
Thanks
May 27, 2013, 1:15 pm
#214
Join Date: Jul 2008
Location: CLL
Programs: MS Plat, AOR ninja
Posts: 2,177
So - the weirdest part about all of this is the fact that the kiosk prevented my from loading my GB card - requesting a login, even though my BB card loaded fine, and then $500 on my wife's GB card loaded fine. It would seem to me that the security message that came up on the kiosk was not targeted to any particular card, but rather the fact that several $500 transactions had taken place in succession. How/why else would it have blocked a card that it had never seen before?
@BenH, I had the same thing happed today, except it was for the same GB card. I loaded two MettaBank cards, got denied for the OneVanilla card, then tried to add 1K with my PP debit and it required store login.
I wasnt sure if it was the multiple attempts or the amount that triggered it. It doesnt make much sense in your situation where you were loading multiple cards.
I wasnt sure if it was the multiple attempts or the amount that triggered it. It doesnt make much sense in your situation where you were loading multiple cards.
May 28, 2013, 10:04 am
#215
Join Date: Mar 2013
Posts: 809
Someone over on FW said a GB CSR told him they were no longer going to be accepting MoneyPaks except for initial load.
That doesnt make sense to me. A company wont accept their own product?
That doesnt make sense to me. A company wont accept their own product?
May 28, 2013, 12:27 pm
#216
Join Date: Apr 2013
Programs: UA MPE, BA Blue, AA, IHG Plat Amb, Marriot Silver, HHonors Silver, National Exec, Avis First
Posts: 553
May 28, 2013, 12:32 pm
#218
Join Date: Apr 2013
Programs: UA MPE, BA Blue, AA, IHG Plat Amb, Marriot Silver, HHonors Silver, National Exec, Avis First
Posts: 553
May 28, 2013, 12:44 pm
#219
Join Date: Mar 2013
Location: Down South, The Desert
Programs: Marriot Rewards, Southwest Rapid rewards, Emerald Club, Avis Preferred
Posts: 1,871
I'm still waiting for my invite. I've been checking my spam folder, but no dice. I need another way to liquidate GCs, so I hope this is it.
May 28, 2013, 1:56 pm
#220
Join Date: Apr 2013
Posts: 120
ohhhh, ok, of course, that makes sense. thanks for the clarification. yeah actually i forgot i don't have the perm card either. so i guess i can try a money pak.
May 28, 2013, 4:56 pm
#221
Join Date: Mar 2013
Posts: 809
Anyone been able to get OneVanilla or VanillaVisa GC's to work loading your GB?
May 28, 2013, 9:48 pm
#224
Join Date: May 2013
Location: Sacramento, CA
Posts: 373
Yes. And I used the default last 4 digits for the MetaBank card. Both worked fine.
Edit: I just checked and it was a OneVanilla, not a Vanilla gift card... probably makes no difference... but just in case.
Edit: I just checked and it was a OneVanilla, not a Vanilla gift card... probably makes no difference... but just in case.
Last edited by Wonko; May 28, 2013 at 9:55 pm
May 29, 2013, 5:50 am
#225
Join Date: Mar 2013
Posts: 809
I got denied at the kiosk with a OneVanilla. Idk why they wont let you pre set a PIN online and make it easy...