Just logged onto my account and it still seems to be in working order. Opened the account in late May but have only pushed a little under $10k. All billpay, no swipes. We'll see if I get swept up in the current wave.

Neither will direct deposit.

It simply not true.

+1

Just added mine up - $43k over 4 months. All billpay and ATM. Walmart will miss seeing me...

Well, I'm still open. That's what's worked for me. I'm going to swipe, load up to 1k at a time, BP, and go slow. It's a small MS play.

We don't know what's true, because we don't have info directly from the company. We can only go by anecdotal evidence.

Closed today. Only loaded a few hundred dollars in the past 2 months. Had previously loaded about 2k. I had lots of swipes and only 2 bill pay. I thought I was taking it slow. Oh well. Good luck to those still open.

Were you loading multiple times before bill paying or swiping? How high was your balance before they shut you down?

I was a proponent of the theory of loading under 5k and most likely your account will stay open. However, this does not seem to be the case as more than one person has reported being shutdown even after loading less than 5k. I think the more you load, there is greater chance of being shutdown, but there does not seem to be a floor for avoiding a shutdown. While others have suggested going all in within the first month, there is a chance they will shut you down mid cycle.

My account is still active. I'm midcycle of the 3rd month of having the account. I've loaded between 4.5k-5k each month. I loaded 5k this month. I've always had my balance at 0 before reloading again. I usually load 1-2k each time and then just do an ACH pull.

I think this is sustainable, but we'll see.

This is similar to my history and patterns, except I do bill pays and not ACH and my balance is not always at 0, but under $500.

I was loading 100-200 dollars at a time. I was never loading days in a row. I swiped my card many (>30 times). I did 2 large bill pays (1K). I have no idea what triggered the shutdown.

Low profit/revenue ratio?.. We are not as profitable for them as they dreamed.

Yeah but he's probably many times more profitable than most of us. He actually has swipes.

GoBank is unpredictable compared to Bluebird which has clear rules and their system will not allow to deviate. Therefore most prefer Bluebird and only after those monthly limits are met, MVD & GB are considered as second available alternatives.

With fuel points now stopped and VR availability improved and limits increased, VR to MVD may appear more attractive for limited activity over VGC to GB.