Account Now?
Jun 23, 2013, 8:53 pm
#241
Join Date: Sep 2012
Posts: 217
Folks, I've been using this one for the past year and running $5-6k through it. No bill pay except an ~$800 mortage. Just $300-500/mo of random regular purchases and lots of MOs. They can't flag those as easily as a multi-thousand dollar BP to your CC account.
Jun 23, 2013, 8:55 pm
#242
Join Date: Dec 2012
Location: JFK
Programs: *$ Gold :)
Posts: 1,061
my theory is that payment might initiated your shut down. (as well as mine in my case)
I heard here no reports of accounts reopening. So likely you'll get your check sooner than later... (Kind of "hello" from AccountNow company.)
Jun 23, 2013, 9:01 pm
#243
FlyerTalk Evangelist
Join Date: Nov 2002
Location: BOS, MHT
Programs: AA ltg, B6, DL, UA, AS, SPG/Marriott Plt, HH, Hyatt
Posts: 10,052
You did transactions
Whereas just doing bp is something they make no money on
Jun 23, 2013, 9:01 pm
#244
Join Date: Dec 2012
Location: JFK
Programs: *$ Gold :)
Posts: 1,061
and you load it exclusively with reloads - no direct deposit or load from your other bank account?
Jun 23, 2013, 9:06 pm
#245
Join Date: Sep 2012
Posts: 217
Jun 23, 2013, 9:14 pm
#246
Join Date: Dec 2012
Location: JFK
Programs: *$ Gold :)
Posts: 1,061
they might think a litttle further than shortest term perspective to earn a buck or two.
my normal bank doesn't make money on me via fees or transactions. But I value it as a stable respectable institution (unlike AccountNow as appears). My check is deposited to them, money are with them. I sort of credit it for nearly free. That way I profitable for them. AccountNow should learn a bit.
my normal bank doesn't make money on me via fees or transactions. But I value it as a stable respectable institution (unlike AccountNow as appears). My check is deposited to them, money are with them. I sort of credit it for nearly free. That way I profitable for them. AccountNow should learn a bit.
Jun 23, 2013, 9:29 pm
#247
Join Date: Dec 2012
Location: JFK
Programs: *$ Gold :)
Posts: 1,061
that's right, only reloads, a bunch of random transactions, one mortgage payment and several MOs. This scheme seems to mask it pretty well. Who knows maybe they'll crack down, but now that regular $500 gift cards can be cashed out into MOs, I'm no longer worried about losing my minimum spend ability. This is strictly for ongoing category perk "abuse" , presently in the form of $25k/mo spend on a TY preferred card.
how MO transactions look on account - any different than reqular purchases in that store?
Jun 23, 2013, 9:50 pm
#249
Join Date: Sep 2012
Posts: 217
Just looks like a regular purchase at a grocery store. Also, I use these cards for quarterly tax payments at $2.99 per payment. I have several others similar to AN that I use.
Jun 24, 2013, 12:41 am
#250
Join Date: May 2013
Location: Texas
Programs: AA, AS, DL
Posts: 111
Just to be clear, is that Friday 21st? That'd mean they're still on the witch hunt right now. I got my account shut down when a billpay is supposedly in progress too. The bill pay was initiated on Wednesday (2weeks ago) and money was withdrawn on Friday night. Payment was posted on Monday night. Can't say for sure yours will go through but if you see the debit transaction for the bill pay on your AN account, I think you'll be fine.
Jun 24, 2013, 9:55 am
#251
Join Date: Mar 2012
Location: NYC
Programs: UA 2P, HHonors Gold
Posts: 23
Just to be clear, is that Friday 21st? That'd mean they're still on the witch hunt right now. I got my account shut down when a billpay is supposedly in progress too. The bill pay was initiated on Wednesday (2weeks ago) and money was withdrawn on Friday night. Payment was posted on Monday night. Can't say for sure yours will go through but if you see the debit transaction for the bill pay on your AN account, I think you'll be fine.
Also, the telephone prompt is telling me that there is a balance left, so I'm guessing the bill pay was stopped and I'll have to deal with them to get my money back.
Jun 24, 2013, 3:07 pm
#253
Join Date: May 2013
Location: Texas
Programs: AA, AS, DL
Posts: 111
Jun 24, 2013, 3:08 pm
#254
Join Date: May 2013
Location: Texas
Programs: AA, AS, DL
Posts: 111
Yup. Friday the 21st. I thought I had been lucky with the account closures and wanted to transfer my money out and never deal with AN again, but I think a bill pay of the remainder of the account balance triggered it. If you want to cash out your money, probably safer to do it via a money order debit transaction at a local grocery store.
Also, the telephone prompt is telling me that there is a balance left, so I'm guessing the bill pay was stopped and I'll have to deal with them to get my money back.
Also, the telephone prompt is telling me that there is a balance left, so I'm guessing the bill pay was stopped and I'll have to deal with them to get my money back.
Jun 24, 2013, 3:18 pm
#255
Join Date: Apr 2013
Location: The Empire State
Programs: CO (RIP), US (RIP), Amtrak. Lots of CC programs.
Posts: 442
I called in to Customer Sservice [sic] on the acct I was trying to re-open to ask about a refund check.
The automated system said it had a zero balance. The offshore agent said it had $ which had been automatically refunded when the account was closed due to "activity" and the check would take 10-14 days for processing.
They had notes on this account about me sending in a fax. There was no record of receiving anything and she wanted to make sure I had the right fax number.
She also said (without prompting) that I was welcome to open a new AN account and to have a blessed day.
The automated system said it had a zero balance. The offshore agent said it had $ which had been automatically refunded when the account was closed due to "activity" and the check would take 10-14 days for processing.
They had notes on this account about me sending in a fax. There was no record of receiving anything and she wanted to make sure I had the right fax number.
She also said (without prompting) that I was welcome to open a new AN account and to have a blessed day.
Last edited by cuebert; Jun 24, 2013 at 3:26 pm